Cornerstone Home Lending (Division of Cornerstone Capital Bank, SSB)
Mortgage Brokers
· Twin Falls, ID
Published in partnership with Cornerstone Home Lending - Luis & Karina Valadez
Book online anytime
Luis and Karina Valadez are experienced loan officers at Cornerstone Home Lending who provide personalized mortgage guidance and innovative loan solutions for homebuyers and refinancing clients in the Twin Falls area. With a combined focus on trust, integrity, and hard work, they help clients select the right residential loan program tailored to their individual financial situation. Both are NMLS-licensed professionals dedicated to building lasting relationships with their clients.
Best for: First-time homebuyers, Refinancing clients, Borrowers seeking personalized loan guidance, Referral-based clients
Service area: Twin Falls, Idaho and surrounding areas
Dual Loan Officers: Work with either Luis or Karina Valadez, both NMLS-licensed professionals who collaborate to serve clients with personalized attention and complementary expertise.
Relationship-Focused Service: Luis emphasizes building client relationships on a foundation of trust, integrity, and hard work rather than transactional lending, with a strong emphasis on referrals as the highest compliment.
Full Mortgage Solutions: Offers comprehensive services including home purchase loans, refinancing options, and fast prequalification to help clients understand their mortgage options upfront.
“I had a great experience working with Luis throughout the entire process. Luis is very responsive, explained everything clearly, and made what could have been a stressful experience feel smooth and easy. I always knew what was happening and what to expect next, which I really appreciated. We closed on time and I felt supported the whole way through. I would absolutely recommend them to anyone looking for a reliable and knowledgeable lender. It’s been a long 4 years, but we got here!!”
— Mediha Cosic, Google Review
“I worked with Luis on a reference and would definitely recommend him to others. He was always available, even after hours. As a first time home buyer he did a great job of explaining things and giving his suggestions. He made the process super easy and I had the keys within a few hours of signing closing documents.”
— Justin Palmer, Google Review
“I had an amazing experience working with Cornerstone Home Lending, especially Luis and Karina Valadez. Luis and Karina went above and beyond to make the loan process smooth and stress-free. They were incredibly professional, patient, and supportive throughout the entire process. From the very beginning, they explained everything clearly, answered all my questions, and made sure I felt confident every step of the way. Thank you guys so much! I highly recommend them!!”
— Josue Hernandez, Google Review
“10/10 recommend! Luis was absolutely amazing to work with for our home purchase! Wonderful communication with quick responses and so friendly and willing to help. Cannot recommend enough. By far the easiest home buying process we’ve ever had, thanks to Luis. Will absolutely use his services again if in need of financing/refinancing in the future!”
— dawn schwartzbauer, Google Review
“Luis valadez has done such a great job with my refinance , you made this whole process go so smoothly! I will definitely recommend you to anyone that’s wanting any type of mortgage loans or refinances , your very professional and very knowledgeable in your field of work, I look forward to working with you with all my future projects, thank you for eveything you did. Luis you definitely have my support and business! Thank you again”
— Angel Garsia, Google Review
Book online: Book Online Now →
Phone: (208) 724-7593
Address: 1445 Fillmore St # 1102, Twin Falls, ID 83301 (Get directions)
Website: lendingwithkl.com/