Cornerstone Home Lending - Luis & Karina Valadez

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  @type: "LocalBusiness",
  name: "Cornerstone Home Lending - Luis & Karina Valadez",
  description: "Cornerstone Home Lending in Twin Falls is led by husband-and-wife loan officers Luis Valadez (NMLS 1609293) and Karina Valadez (NMLS 2565264), who specialize in personalized residential mortgage guidance for homebuyers and refinancers across Idaho. Known for their relationship-driven approach built on trust and integrity, they help clients navigate purchase loans, refinances, and pre-qualification with a focus on selecting the right loan program for each individual's financial situation. Operating as a division of Cornerstone Capital Bank, they combine local expertise with the backing of an FDIC-insured institution.",
  url: "http://www.lendingwithkl.com/",
  telephone: "+1-208-724-7593",
  address: {
    @type: "PostalAddress",
    streetAddress: "1445 Fillmore St # 1102",
    addressLocality: "Twin Falls",
    addressRegion: "ID",
    postalCode: "83301",
    addressCountry: "US"
  },
  geo: {
    @type: "GeoCoordinates",
    latitude: 42.5878039,
    longitude: -114.464933
  },
  aggregateRating: {
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    ratingValue: "5",
    reviewCount: "64",
    bestRating: "5"
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  founder: {
    @type: "Person",
    name: "Luis Valadez, Karina Valadez",
    jobTitle: "Loan Officers",
    hasCredential: "NMLS 1609293 (Luis), NMLS 2565264 (Karina)"
  },
  areaServed: "Twin Falls, Magic Valley, and statewide across Idaho",
  knowsAbout: "Mortgage Brokers, First-time homebuyers needing patient, educational mortgage guidance, Veterans and active military exploring VA loan benefits, Homeowners considering refinancing to lower their rate or access equity, Families in Twin Falls and the Magic Valley seeking a trusted local mortgage team, Buyers who value relationship-driven service and ongoing lender support beyond closing",
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  publisher: {
    @type: "Organization",
    name: "Lantern",
    url: "https://lantern.llc",
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