Areas served: Twin Falls, ID and surrounding Magic Valley region including Jerome County and Cassia County
Twin Falls' mortgage market serves a diverse mix of first-time homebuyers, agricultural property purchasers, and growing families relocating to the Magic Valley region. Local brokers navigate financing for properties ranging from downtown starter homes to rural acreages in surrounding Jerome and Cassia counties. The Twin Falls housing market benefits from brokers who understand both conventional lending and specialized programs for Idaho's agricultural and rural communities.
Guild Mortgage - Debbie Owen is a Twin Falls mortgage branch led by Debbie Owen, Branch Manager and Loan Officer (NMLS #92905), who specializes in helping Southern Idaho families navigate home financing options including purchase loans, refinancing, and down payment assistance programs. With a 5.0-star rating from 178 Google reviews and 4.96 stars from 693 total reviews, Debbie's team is known for their commitment to being 'your lender for life,' providing personalized guidance throughout the home buying and refinancing process. They serve Twin Falls and the surrounding Magic Valley area with a full range of Guild Mortgage loan programs.
“Debbie was professional, friendly, and helpful throughout the whole process. We were kept updated about the mortgage going through, what we needed, and how to go about reaching our goal. We truly enjoyed working with her. We would definitely recommend her to any future and current home owners.”
— Mida C, Google Review · 5 ★ avg from 178 Guild Mortgage reviewsJacy Pool is a veteran mortgage loan originator with Premier Mortgage Resources, serving Twin Falls and the Magic Valley since 2001. With over two decades of local lending experience and a perfect 5-star rating from 147+ Google reviews, Jacy specializes in first-time homebuyers, rural property financing, and complex loan scenarios. She's known for personalized service, quick pre-approvals, and helping clients navigate Idaho's competitive housing market with confidence.
“Jacy and her team were amazing! As first time buyers we didn’t know much of anything, but Jacy and her team really took care of us from beginning to end. They were so kind, knowledgeable, and extremely efficient. They made the process of buying our first home a breeze and we can’t thank them enough! We 100/10 recommend using Jacy and her team at Premier Mortgage!”
— Abbey Pato, Google Review · 5 ★ avg from 147 Premier Mortgage Resources, LLC reviewsCornerstone Home Lending in Twin Falls is led by husband-and-wife loan officers Luis Valadez (NMLS 1609293) and Karina Valadez (NMLS 2565264), who specialize in personalized residential mortgage guidance for homebuyers and refinancers across Idaho. Known for their relationship-driven approach built on trust and integrity, they help clients navigate purchase loans, refinances, and pre-qualification with a focus on selecting the right loan program for each individual's financial situation. Operating as a division of Cornerstone Capital Bank, they combine local expertise with the backing of an FDIC-insured institution.
“Luis valadez has done such a great job with my refinance , you made this whole process go so smoothly! I will definitely recommend you to anyone that’s wanting any type of mortgage loans or refinances , your very professional and very knowledgeable in your field of work, I look forward to working with you with all my future projects, thank you for eveything you did. Luis you definitely have my support and business! Thank you again”
— Angel Garsia, Google Review · 5 ★ avg from 64 Cornerstone Home Lending reviewsIdaho Title Loans, Inc. is a financial services provider in Twin Falls offering emergency cash loans through title loans, payday loans, and signature installment loans up to $15,000. The company specializes in fast approvals regardless of credit history, with loans typically funded within minutes. Located at 536 Blue Lakes Boulevard North, they serve customers needing quick cash for unexpected expenses, rent, or bills without requiring proof of income for title loans.
Amy Dussett is a Mortgage Loan Originator and Branch Manager at Cornerstone Home Lending in Twin Falls, Idaho, with 18 years of experience in residential lending. She specializes in helping both first-time buyers and existing homeowners through purchase and refinance mortgages, offering conventional, FHA, Idaho Housing, USDA, and VA loan programs. Amy and her team focus on building lasting relationships and providing competitive pricing with fast, attentive service to help clients achieve their homeownership goals.
D.L. Evans Bank is a community bank serving Idaho and Utah since 1904, offering comprehensive personal and business banking services including checking accounts, savings accounts, home loans, home equity lines of credit, business loans (including SBA-backed financing), merchant services, and online/mobile banking. With a commitment to local, personalized service and deep community roots, D.L. Evans provides customers with expert guidance and relationships rather than treating them as transactions.
Kristie Shobe is a mortgage loan officer with Movement Mortgage in Twin Falls, Idaho, helping homebuyers find the right loan products for their unique situations. She specializes in guiding clients through the mortgage process, from pre-approval and affordability calculations to loan selection and ongoing payment management. As part of Movement Mortgage, an Impact Lender that returns nearly 50% of profits to community development, Kristie combines personalized service with access to a range of loan options.
Eddee Gallegos is a mortgage loan officer with Premier Mortgage Resources, offering comprehensive home financing solutions including conventional loans, FHA loans, VA loans, jumbo loans, and refinancing options. Based in Twin Falls, Eddee specializes in helping borrowers navigate the mortgage process with personalized service and access to multiple lending programs. With extensive experience and a commitment to finding the right loan fit for each client, he works to simplify the home buying and refinancing journey.
Planet Home Lending is a mortgage lender serving Twin Falls, Idaho with a team of five experienced loan originators. They offer a comprehensive range of home loan programs including FHA loans, VA loans, USDA rural housing loans, conventional mortgages, jumbo loans, refinances, and specialized programs like down payment assistance, construction loans, and bridge loans. Their Twin Falls branch specializes in serving first-time homebuyers, veterans, self-employed borrowers, real estate investors, and those looking to refinance or cash out on home equity.
Farmers Bank is a locally-owned community bank serving the Magic Valley region with a full range of financial services including mortgages, agricultural loans, personal loans, checking and savings accounts, and credit monitoring tools. Specializing in agricultural financing, they offer competitive mortgage products designed to fit personal financial situations with some of the lowest rates and fees in the area. The bank combines traditional banking values with modern digital convenience, including online banking, mobile app access, and new ITM locations for added community convenience.
Fulcrum Home Loans' Twin Falls Magic Valley Branch, led by Nathan Jensen, provides comprehensive mortgage services including home purchases, refinancing, and financing for primary residences, investment properties, and second homes. With expertise across multiple loan types and down payment options, Nathan and his team deliver personalized guidance and transparent communication throughout the mortgage process, helping borrowers navigate one of life's biggest financial decisions with confidence.
Farmers Bank is a locally-owned community bank in Twin Falls, Idaho, specializing in agricultural loans while also offering a full range of mortgage and personal loan products. They provide competitive home loan options designed to fit various financial situations, along with checking accounts, credit monitoring tools, and digital banking services. Known for their personalized approach and commitment to the Magic Valley community, Farmers Bank combines traditional banking values with modern online and mobile accessibility.
Security Finance is a personal finance services company offering title loans, installment loans, and tax preparation services to residents of Twin Falls and surrounding areas. With locations nationwide, they provide quick access to cash through secured lending options and help customers navigate their financial needs with personalized service.
Anna Leija-Valdez is a mortgage loan officer at Premier Mortgage Resources, LLC serving the Twin Falls area. She works with borrowers to secure financing for home purchases and refinancing needs, offering personalized guidance through the mortgage application process. Her team is dedicated to helping clients find the right loan products to fit their financial situations.
Premier Mortgage Resources, led by mortgage professional Trish Gomes, serves Twin Falls and surrounding areas with comprehensive home financing solutions. Trish specializes in helping borrowers navigate the mortgage process with personalized service and expertise. The business offers various loan programs to meet different borrower needs and financial situations.
BluPrint Home Loans is a Twin Falls-based mortgage lender offering conventional, FHA, VA, and USDA loans to first-time homebuyers, refinancers, and real estate investors. Led by experienced loan officers like Nathan, the team specializes in personalized guidance, competitive rates, and quick turnaround times—including closings in under 30 days. They're deeply rooted in the Twin Falls community, supporting local causes like the Magic Valley Pediatric Cancer Coalition and offering financial literacy programs.
Guild Mortgage Company's Twin Falls branch offers a wide range of home financing options including conventional, FHA, VA, USDA, jumbo, and renovation loans, plus down payment assistance programs. Led by Branch Manager Deborah Owen and a team of experienced loan officers, they provide personalized guidance from pre-qualification through closing with local processing and underwriting. Since 1960, Guild has helped homebuyers across the country, and their Twin Falls team is committed to understanding each client's unique goals and finding the mortgage that fits their life.
First Federal Bank is a community-focused financial institution serving the Kimberly, Idaho area with comprehensive banking services including checking and savings accounts, loan products, and mortgage financing. With a commitment to personalized service and local decision-making, First Federal Bank helps individuals and families manage their finances and achieve homeownership through competitive rates and flexible loan options.
Tyler Newton is a Branch Manager and loan officer at SecurityNational Mortgage Company in Twin Falls, Idaho, serving homebuyers and homeowners with over 30 years of industry experience. He offers a comprehensive range of mortgage products including conventional, FHA, VA, USDA, Jumbo, and construction loans, along with refinancing, cash-out refinancing, and down-payment assistance programs. Tyler specializes in guiding first-time homebuyers through the mortgage process while also serving current homeowners looking to refinance or invest in rental properties.
Teri Adams is a Home Mortgage Specialist with Guild Mortgage in Twin Falls, ID, bringing over a decade of mortgage industry experience to help clients navigate home financing. She offers a full range of loan programs including purchase mortgages, refinancing, down payment assistance, VA loans, and temporary buydown options. Teri is known for her personalized approach, clear communication, and commitment to educating clients through the entire financing process, making her a trusted advisor for first-time homebuyers and experienced investors alike.
Pauline Evans is a mortgage professional serving the Twin Falls area, helping clients secure financing for home purchases and refinancing needs. With a focus on personalized service and local expertise, Pauline works to match borrowers with appropriate loan products and competitive rates.
Mountain West Bank's Residential Lending Center specializes in home loans for buyers and builders in Idaho. As part of Mountain West Bank, a community-focused financial institution, they offer personalized mortgage solutions tailored to individual needs. The bank combines traditional lending expertise with modern online and mobile banking tools, making the mortgage process accessible and convenient for homebuyers throughout their service area.
Guild Mortgage's Twin Falls branch, led by loan officer Derrik Brinkman, helps homebuyers and homeowners with mortgages, refinancing, and home renovation financing. Part of Guild Mortgage Company, a national lender operating since 1960, they offer conventional, FHA, VA, USDA, jumbo, and renovation loans, plus down payment assistance programs. Their loan officers provide personalized guidance to help borrowers understand their options and navigate the home financing process from application through closing.
Nu Adepoju is a mortgage professional serving the Twin Falls area who helps clients navigate the home financing process. With a focus on personalized service, Nu works to match borrowers with appropriate loan products and terms. Based in downtown Twin Falls, Nu is accessible for local clients seeking mortgage guidance and financing solutions.
ICCU's Twin Falls Mortgage Center is Idaho's premier mortgage lender, offering a comprehensive range of home loan programs including traditional mortgages, first-time homebuyer loans, refinancing, home equity loans, home improvement loans, construction loans, and jumbo financing. As a local lender making loan decisions in-state, ICCU combines competitive rates with the speed and convenience of local decision-making. They serve Idahoans through in-person consultations at their Twin Falls office and remote VideoChat services available seven days a week.
Geraldine Helm is a mortgage loan officer with U.S. Bank in Twin Falls, serving the community with comprehensive mortgage financing solutions. As part of U.S. Bank's mortgage division, she helps clients navigate purchase mortgages, refinancing, and various loan programs including FHA and VA loans. Her local presence at 241 Shoshone St N provides personalized service for Idaho homebuyers and homeowners.
Movement Mortgage is a national mortgage lender offering home purchase loans and refinancing options through their Twin Falls office. They provide a streamlined, technology-enabled mortgage process designed to be simple, quick, and stress-free. As a certified Impact Lender, Movement commits at least 10% of profits back to the communities they serve, combining competitive lending with community-focused values.
Lisa Koompin is a mortgage professional serving the Twin Falls area who works directly with clients to find financing solutions for their home purchases and refinancing needs. With a commitment to personalized service, Lisa helps borrowers navigate the mortgage process and secure competitive loan terms tailored to their financial situation.
Zions Bank Mortgage is a full-service mortgage lender offering fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans, jumbo loans, construction loans, and home equity products through Zions Bank's network across Utah, Idaho, and Wyoming. As part of a major regional bank, they provide comprehensive home financing solutions with access to a mortgage team and tools designed to help first-time buyers and experienced homeowners find the right loan for their situation.
Guild Mortgage - Debbie Owen is the top-ranked mortgage broker in Twin Falls with a Lantern Score of 93.88/100 and a perfect 5-star rating from 178 reviews. Debbie Owen specializes in helping first-time homebuyers, military families, and those seeking jumbo loans with a 'lender for life' approach.
Several top-ranked brokers offer VA loan expertise, including Jacy Pool at Premier Mortgage Resources (Lantern Score 91.94/100), Cornerstone Home Lending's Luis & Karina Valadez (90.90/100), and Cornerstone's Amy Dussett (83.94/100). All three have 5-star ratings and extensive experience helping veterans navigate VA loan benefits in the Magic Valley area.
Guild Mortgage - Debbie Owen (Lantern Score 93.88/100, 5★) and Jacy Pool at Premier Mortgage Resources (91.94/100, 5★) are both excellent choices for first-time homebuyers. Jacy Pool has served the Twin Falls market since 2001 with over two decades of local lending experience, while Guild Mortgage specializes in personalized guidance for Southern Idaho families navigating their first home purchase.
Rural property buyers have several strong options: Jacy Pool at Premier Mortgage Resources (Lantern Score 91.94/100) specializes in USDA and land financing, while Farmers Bank (80.68/100) focuses on agricultural borrowers and rural residents. BluPrint Home Loans (73.97/100) and Guild Mortgage Company (73.89/100) also offer USDA loans specifically for rural property purchases.
No mortgage brokers in Twin Falls currently list weekend hours in their business information. We recommend contacting your preferred lender directly—such as Guild Mortgage - Debbie Owen (93.88/100) or Jacy Pool at Premier Mortgage Resources (91.94/100)—to inquire about weekend appointment availability.
Idaho Title Loans, Inc. has the most reviews with 470 five-star ratings (Lantern Score 85.62/100), though they primarily offer title and payday loans rather than traditional mortgages. For traditional mortgage lending, Guild Mortgage - Debbie Owen leads with 178 reviews and a 93.88/100 Lantern Score.