Best Mortgage Brokers in Twin Falls, Idaho

    Areas served: Twin Falls, ID and surrounding Magic Valley region including Jerome County and Cassia County

    29 local businessesRanked by Lantern Score — a measure of reputation and business quality. We don't accept payment for placement.
    Updated April 21, 2026

    Twin Falls' mortgage market serves a diverse mix of first-time homebuyers, agricultural property purchasers, and growing families relocating to the Magic Valley region. Local brokers navigate financing for properties ranging from downtown starter homes to rural acreages in surrounding Jerome and Cassia counties. The Twin Falls housing market benefits from brokers who understand both conventional lending and specialized programs for Idaho's agricultural and rural communities.

    Show businesses best for:
    94
    Lantern
    Score
    Twin Falls, ID
    Serves Twin Falls, ID and surrounding Magic Valley region, with lending authority throughout Idaho
    ★★★★★5.0(Guild Mortgage · 178 Google reviews)

    Guild Mortgage - Debbie Owen is a Twin Falls mortgage branch led by Debbie Owen, Branch Manager and Loan Officer (NMLS #92905), who specializes in helping Southern Idaho families navigate home financing options including purchase loans, refinancing, and down payment assistance programs. With a 5.0-star rating from 178 Google reviews and 4.96 stars from 693 total reviews, Debbie's team is known for their commitment to being 'your lender for life,' providing personalized guidance throughout the home buying and refinancing process. They serve Twin Falls and the surrounding Magic Valley area with a full range of Guild Mortgage loan programs.

    Debbie Owen, Branch Manager, Loan Officer, NMLS #92905
    Best for: VeteransRefinancing
    Ideal clients: First-time homebuyers in Twin Falls and Magic Valley, Military families relocating to Southern Idaho, Homeowners looking to refinance or tap into home equity, Buyers purchasing in high-cost markets needing jumbo loans, Anyone seeking personalized mortgage guidance with a 'lender for life' approach
    What sets them apart
    • Consistently rated 5.0 stars on Google and 4.96 stars overall across 693 reviews, with clients praising their informative approach and responsiveness throughout the mortgage process.
    • Led by Debbie Owen, a licensed loan officer and branch manager committed to being 'your lender for life' with deep expertise in Idaho real estate financing and long-term client relationships.
    • Dedicated team including Loan Officer Assistant Angela Wray (NMLS #1351285) and Loan Officer Guadalupe Castandeda (NMLS #883525) providing comprehensive support from pre-approval through closing.
    • Offers the full range of Guild Mortgage products including FHA, VA, USDA, conventional, jumbo loans, refinancing, home equity solutions, temporary buydowns, and down payment assistance programs backed by Guild's J.D. Power recognized servicing.
    Mortgage LoansHome FinancingLoan Pre-ApprovalFHA & VA LoansRefinancing

    Debbie was professional, friendly, and helpful throughout the whole process. We were kept updated about the mortgage going through, what we needed, and how to go about reaching our goal. We truly enjoyed working with her. We would definitely recommend her to any future and current home owners.

    Mida C, Google Review · 5 ★ avg from 178 Guild Mortgage reviews
    Phone(208) 732-0845
    Hours
    Mon9:00 AM – 5:00 PM
    Tue9:00 AM – 5:00 PM
    Wed9:00 AM – 5:00 PM
    Thu9:00 AM – 5:00 PM
    Fri9:00 AM – 5:00 PM
    SatClosed
    SunClosed
    Guild Mortgage - Debbie Owen
    Updated 4/4/26Learn More →
    92
    Lantern
    Score
    Twin Falls, ID · Est. 2001
    Serves Twin Falls, Jerome, Buhl, Filer, Kimberly, Hansen, and surrounding Magic Valley communities in southern Idaho
    ★★★★★5.0(Premier Mortgage Resources, LLC · 147 Google reviews)

    Jacy Pool is a veteran mortgage loan originator with Premier Mortgage Resources, serving Twin Falls and the Magic Valley since 2001. With over two decades of local lending experience and a perfect 5-star rating from 147+ Google reviews, Jacy specializes in first-time homebuyers, rural property financing, and complex loan scenarios. She's known for personalized service, quick pre-approvals, and helping clients navigate Idaho's competitive housing market with confidence.

    Jacy Pool, Mortgage Loan Originator, 20+ years mortgage lending experience
    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers needing patient guidance, Rural property buyers seeking USDA or land financing, Veterans using VA loan benefits, Buyers with credit challenges or self-employment income, Anyone seeking a responsive local lender who knows the Twin Falls market
    What sets them apart
    • Jacy Pool has been originating loans in the Magic Valley since 2001, giving her unmatched knowledge of local property values, rural financing options, and relationships with Twin Falls real estate professionals that help transactions close smoothly.
    • Jacy maintains a flawless 5-star Google rating with over 147 verified client reviews, reflecting her consistent track record of exceptional service, clear communication, and successful closings even in challenging loan scenarios.
    • Jacy excels at securing financing for properties other lenders struggle with, including USDA rural development loans, acreage purchases, hobby farms, and homes outside traditional city limits throughout the Magic Valley.
    • Jacy is known for her patient, educational approach with first-time buyers, walking them through every step of the mortgage process, explaining options in plain language, and helping them secure the best possible terms for their situation.
    Mortgage LenderHome LoansFHA LoansVA LoansRefinancing

    Jacy and her team were amazing! As first time buyers we didn’t know much of anything, but Jacy and her team really took care of us from beginning to end. They were so kind, knowledgeable, and extremely efficient. They made the process of buying our first home a breeze and we can’t thank them enough! We 100/10 recommend using Jacy and her team at Premier Mortgage!

    Abbey Pato, Google Review · 5 ★ avg from 147 Premier Mortgage Resources, LLC reviews
    Phone(208) 308-9557
    Jacy Pool - Premier Mortgage Resources, LLC
    Updated 4/7/26Learn More →
    91
    Lantern
    Score
    Twin Falls, ID
    Serves Twin Falls, Magic Valley, and statewide across Idaho
    ★★★★★5.0(Cornerstone Home Lending · 64 Google reviews)

    Cornerstone Home Lending in Twin Falls is led by husband-and-wife loan officers Luis Valadez (NMLS 1609293) and Karina Valadez (NMLS 2565264), who specialize in personalized residential mortgage guidance for homebuyers and refinancers across Idaho. Known for their relationship-driven approach built on trust and integrity, they help clients navigate purchase loans, refinances, and pre-qualification with a focus on selecting the right loan program for each individual's financial situation. Operating as a division of Cornerstone Capital Bank, they combine local expertise with the backing of an FDIC-insured institution.

    Luis Valadez, Karina Valadez, Loan Officers, NMLS 1609293 (Luis), NMLS 2565264 (Karina)
    Best for: VeteransRefinancing
    Ideal clients: First-time homebuyers needing patient, educational mortgage guidance, Veterans and active military exploring VA loan benefits, Homeowners considering refinancing to lower their rate or access equity, Families in Twin Falls and the Magic Valley seeking a trusted local mortgage team, Buyers who value relationship-driven service and ongoing lender support beyond closing
    What sets them apart
    • Luis Valadez (NMLS 1609293) and Karina Valadez (NMLS 2565264) bring a unique partnership approach — clients benefit from two licensed loan officers working collaboratively on their file, ensuring personalized attention and flexibility in communication.
    • With 64 five-star reviews, Luis and Karina are consistently praised for their transparency, responsiveness, and trustworthiness — a track record that speaks to their commitment to client satisfaction and ethical lending practices.
    • Operating as a division of Cornerstone Capital Bank (NMLS #2258), they offer the stability and regulatory oversight of a federally insured institution while maintaining the personalized, local service of an independent mortgage team.
    • Luis and Karina view clients as long-term partners, offering ongoing mortgage guidance and rate reviews even after closing — they're available for future refinances, equity questions, and referrals to trusted real estate professionals throughout the Magic Valley.
    Mortgage LendingHome PurchaseRefinancingPre-QualificationPersonalized Service

    Luis valadez has done such a great job with my refinance , you made this whole process go so smoothly! I will definitely recommend you to anyone that’s wanting any type of mortgage loans or refinances , your very professional and very knowledgeable in your field of work, I look forward to working with you with all my future projects, thank you for eveything you did. Luis you definitely have my support and business! Thank you again

    Angel Garsia, Google Review · 5 ★ avg from 64 Cornerstone Home Lending reviews
    Phone(208) 724-7593
    Cornerstone Home Lending - Luis & Karina Valadez
    Updated 4/7/26Learn More →
    86
    Lantern
    Score
    Twin Falls, ID
    Serves Twin Falls, ID and surrounding areas
    ★★★★★5.0(470 Google reviews)

    Idaho Title Loans, Inc. is a financial services provider in Twin Falls offering emergency cash loans through title loans, payday loans, and signature installment loans up to $15,000. The company specializes in fast approvals regardless of credit history, with loans typically funded within minutes. Located at 536 Blue Lakes Boulevard North, they serve customers needing quick cash for unexpected expenses, rent, or bills without requiring proof of income for title loans.

    Ideal clients: Customers needing emergency cash fast, people with poor or no credit history, individuals facing unexpected expenses
    What sets them apart
    • Offers title loans, payday loans, and signature installment loans up to $15,000, providing flexible borrowing options for different financial situations.
    • Approves customers regardless of credit history, making loans accessible to those who may not qualify for traditional financing.
    • Delivers emergency cash within minutes of approval, allowing customers to keep their vehicles while repaying.
    Title LoansPayday LoansEmergency CashFast ApprovalNo Credit Check
    Phone(208) 734-0057
    Idaho Title Loans, Inc.
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Twin Falls, ID
    Serves Twin Falls, Idaho and surrounding areas
    ★★★★★5.0(62 Google reviews)

    Amy Dussett is a Mortgage Loan Originator and Branch Manager at Cornerstone Home Lending in Twin Falls, Idaho, with 18 years of experience in residential lending. She specializes in helping both first-time buyers and existing homeowners through purchase and refinance mortgages, offering conventional, FHA, Idaho Housing, USDA, and VA loan programs. Amy and her team focus on building lasting relationships and providing competitive pricing with fast, attentive service to help clients achieve their homeownership goals.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, current homeowners looking to refinance, VA loan eligible borrowers, rural property buyers
    What sets them apart
    • Amy brings nearly two decades of expertise in Idaho residential lending, with a strong track record of helping clients who thought homeownership wasn't possible.
    • Offers conventional, FHA, Idaho Housing, USDA, and VA loans, allowing clients to find the program that best fits their financial situation and long-term goals.
    • Emphasizes building lasting relationships and providing personalized, empathetic guidance throughout the entire mortgage process from prequalification to close.
    Mortgage LoansHome PurchaseRefinancingVA LoansFHA Loans
    Phone(208) 731-1100
    Cornerstone Home Lending - Amy Dussett
    Updated 4/21/26Learn More →
    83
    Lantern
    Score
    Twin Falls, ID
    Serves Idaho and Utah
    ★★★★★4.9(79 Google reviews)

    D.L. Evans Bank is a community bank serving Idaho and Utah since 1904, offering comprehensive personal and business banking services including checking accounts, savings accounts, home loans, home equity lines of credit, business loans (including SBA-backed financing), merchant services, and online/mobile banking. With a commitment to local, personalized service and deep community roots, D.L. Evans provides customers with expert guidance and relationships rather than treating them as transactions.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: Small business owners, homebuyers at all stages, commercial borrowers seeking local support, customers seeking personalized community banking relationships
    What sets them apart
    • Founded in 1904, D.L. Evans Bank has built its reputation on integrity, charity, and putting customers first—treating them as partners and friends rather than account numbers.
    • Offers home loans for all stages, home equity lines of credit, business loans, commercial financing, and SBA-backed loans with local support and personalized guidance.
    • Provides seamless online and mobile banking, integrated merchant services, and workplace benefits designed specifically for business growth.
    Community BankHome LoansBusiness BankingLocal ServiceIdaho & Utah
    Phone(208) 736-7300
    D.L. Evans Bank
    Updated 4/21/26Learn More →
    82
    Lantern
    Score
    Twin Falls, ID
    Serves Twin Falls, Idaho and surrounding areas
    ★★★★★5.0(32 Google reviews)

    Kristie Shobe is a mortgage loan officer with Movement Mortgage in Twin Falls, Idaho, helping homebuyers find the right loan products for their unique situations. She specializes in guiding clients through the mortgage process, from pre-approval and affordability calculations to loan selection and ongoing payment management. As part of Movement Mortgage, an Impact Lender that returns nearly 50% of profits to community development, Kristie combines personalized service with access to a range of loan options.

    Ideal clients: First-time homebuyers, homebuyers seeking personalized loan guidance, borrowers interested in working with socially responsible lenders
    What sets them apart
    • Movement Mortgage returns nearly 50% of profits to community development, making this a socially responsible choice for homebuyers.
    • Kristie works with clients to discover loan types tailored to their unique financial situation rather than a one-size-fits-all approach.
    • From affordability calculators and loan applications to payment processing and ongoing servicing, Kristie provides comprehensive mortgage support.
    Mortgage LoansLoan OfficerHome FinancingMovement Mortgage
    Phone(888) 589-4416
    Kristie Shobe
    Updated 4/21/26Learn More →
    81
    Lantern
    Score
    Twin Falls, ID
    Serves Twin Falls, Idaho and surrounding regions
    ★★★★★5.0(24 Google reviews)

    Eddee Gallegos is a mortgage loan officer with Premier Mortgage Resources, offering comprehensive home financing solutions including conventional loans, FHA loans, VA loans, jumbo loans, and refinancing options. Based in Twin Falls, Eddee specializes in helping borrowers navigate the mortgage process with personalized service and access to multiple lending programs. With extensive experience and a commitment to finding the right loan fit for each client, he works to simplify the home buying and refinancing journey.

    Best for: VeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, borrowers seeking refinancing, jumbo loan applicants
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan options to serve diverse borrower needs and financial situations.
    • Works directly with borrowers to understand their goals and find customized financing solutions that fit their circumstances.
    • Backed by Premier Mortgage Resources, providing access to competitive rates and a wide range of lending products.
    Mortgage LoansHome FinancingLoan OfficerRefinancingVA Loans
    Phone(208) 420-0273
    Eddee Gallegos | Premier Mortgage Resources, NMLS 186671
    Updated 4/21/26Learn More →
    81
    Lantern
    Score
    Twin Falls, ID
    Serves Twin Falls, Idaho and surrounding areas
    ★★★★★4.8(93 Google reviews)

    Planet Home Lending is a mortgage lender serving Twin Falls, Idaho with a team of five experienced loan originators. They offer a comprehensive range of home loan programs including FHA loans, VA loans, USDA rural housing loans, conventional mortgages, jumbo loans, refinances, and specialized programs like down payment assistance, construction loans, and bridge loans. Their Twin Falls branch specializes in serving first-time homebuyers, veterans, self-employed borrowers, real estate investors, and those looking to refinance or cash out on home equity.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, veterans using VA benefits, self-employed borrowers, real estate investors, homeowners seeking refinancing
    What sets them apart
    • Offers FHA loans, VA loans, USDA rural housing loans, conventional mortgages, jumbo loans, construction loans, bridge loans, and specialized programs like down payment assistance and ADU financing.
    • Twin Falls branch staffed with five dedicated mortgage loan originators ready to provide personalized guidance for various borrower situations including first-time buyers, veterans, and self-employed individuals.
    • Customers can apply online, submit paperwork via mobile device, and track loan progress 24/7, with straightforward advice and clear communication throughout the process.
    Mortgage LenderVA LoansFHA LoansRefinancingFirst-Time Buyers
    Phone(208) 544-5230
    Planet Home Lending, LLC - Twin Falls
    Updated 4/21/26Learn More →
    81
    Lantern
    Score
    Twin Falls, ID
    Serves Twin Falls, Gooding, Hagerman, and surrounding Magic Valley communities in Idaho
    ★★★★★4.8(76 Google reviews)

    Farmers Bank is a locally-owned community bank serving the Magic Valley region with a full range of financial services including mortgages, agricultural loans, personal loans, checking and savings accounts, and credit monitoring tools. Specializing in agricultural financing, they offer competitive mortgage products designed to fit personal financial situations with some of the lowest rates and fees in the area. The bank combines traditional banking values with modern digital convenience, including online banking, mobile app access, and new ITM locations for added community convenience.

    Ideal clients: Agricultural borrowers and farmers, homebuyers seeking competitive mortgage rates, small business owners, rural residents seeking community-focused banking
    What sets them apart
    • Farmers Bank specializes in agricultural loans, making them an ideal choice for farmers and rural landowners seeking financing tailored to their unique needs.
    • As a locally-owned bank, Farmers Bank prioritizes community relationships and offers personalized service with competitive rates and low fees specific to the Magic Valley region.
    • Modern online and mobile banking with features like credit monitoring (Credit Sense), cardless transactions, and bill pay combine convenience with traditional banking values.
    Community BankMortgage LenderAgricultural LoansLocal BankingMagic Valley
    Phone(208) 734-1500
    Farmers Bank - Shoshone St E
    Updated 4/21/26Learn More →
    81
    Lantern
    Score
    Twin Falls, ID
    Serves Twin Falls, Magic Valley, and surrounding Idaho communities
    ★★★★★5.0(89 Google reviews)

    Fulcrum Home Loans' Twin Falls Magic Valley Branch, led by Nathan Jensen, provides comprehensive mortgage services including home purchases, refinancing, and financing for primary residences, investment properties, and second homes. With expertise across multiple loan types and down payment options, Nathan and his team deliver personalized guidance and transparent communication throughout the mortgage process, helping borrowers navigate one of life's biggest financial decisions with confidence.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, existing homeowners refinancing, investment property buyers, borrowers seeking personalized local service
    What sets them apart
    • Nathan Jensen has been serving the Magic Valley since 2015 and is a local Idaho native with formal training in business and accounting, bringing both expertise and community knowledge to every transaction.
    • The team provides individualized support from initial consultation through closing, with clear communication and transparent details so borrowers understand every aspect of their mortgage.
    • Fulcrum offers mortgages for primary residences, investment properties, and second homes with multiple down payment options and income types, accommodating various borrower situations.
    Mortgage LendingHome PurchasesRefinancingLocal ExpertFull-Service Lending
    Phone(208) 405-5659
    Fulcrum Home Loans | Twin Falls Magic Valley Branch
    Updated 4/21/26Learn More →
    81
    Lantern
    Score
    Twin Falls, ID
    Serves Twin Falls, Idaho and surrounding Magic Valley communities
    ★★★★★4.8(61 Google reviews)

    Farmers Bank is a locally-owned community bank in Twin Falls, Idaho, specializing in agricultural loans while also offering a full range of mortgage and personal loan products. They provide competitive home loan options designed to fit various financial situations, along with checking accounts, credit monitoring tools, and digital banking services. Known for their personalized approach and commitment to the Magic Valley community, Farmers Bank combines traditional banking values with modern online and mobile accessibility.

    Ideal clients: Agricultural borrowers, first-time homebuyers, local Magic Valley residents, customers seeking personalized community banking
    What sets them apart
    • Farmers Bank specializes in agricultural loans, making them uniquely positioned to understand the financing needs of rural and farming communities in Idaho.
    • As a locally-owned bank, they prioritize community relationships and offer personalized service with competitive rates and low fees specific to the Magic Valley region.
    • They provide credit monitoring through Credit Sense, financial calculators, and comprehensive online/mobile banking to help customers make informed financial decisions.
    Community BankAg LoansHome MortgagesLocal LenderTwin Falls
    Phone(208) 734-7264
    Farmers Bank
    Updated 4/21/26Learn More →
    80
    Lantern
    Score
    Twin Falls, ID
    Serves Twin Falls, ID and surrounding communities
    ★★★★★4.9(141 Google reviews)

    Security Finance is a personal finance services company offering title loans, installment loans, and tax preparation services to residents of Twin Falls and surrounding areas. With locations nationwide, they provide quick access to cash through secured lending options and help customers navigate their financial needs with personalized service.

    Ideal clients: People needing quick access to cash, customers seeking tax preparation assistance, individuals with alternative credit situations
    What sets them apart
    • Offers both title loans and installment loans to provide flexible borrowing solutions for different financial situations.
    • Combines lending services with tax preparation assistance, making it a one-stop shop for financial needs.
    Title LoansInstallment LoansTax PreparationPersonal Finance
    Phone(208) 732-0157
    Security Finance
    Updated 4/21/26Learn More →
    80
    Lantern
    Score
    Twin Falls, ID
    Serves Twin Falls, ID and surrounding areas
    ★★★★★5.0(16 Google reviews)

    Anna Leija-Valdez is a mortgage loan officer at Premier Mortgage Resources, LLC serving the Twin Falls area. She works with borrowers to secure financing for home purchases and refinancing needs, offering personalized guidance through the mortgage application process. Her team is dedicated to helping clients find the right loan products to fit their financial situations.

    Best for: Refinancing
    Ideal clients: Homebuyers, Home Refinancers, Twin Falls residents
    What sets them apart
    • Based in Twin Falls with direct access to a loan officer who understands the local market and community needs.
    • Handles both purchase mortgages and refinancing options to help borrowers achieve their home financing goals.
    Mortgage LoansHome FinancingRefinancingLocal LenderTwin Falls
    Phone(208) 358-5727
    Anna Leija-Valdez | Premier Mortgage Resources, LLC NMLS 1654380
    Updated 4/21/26Learn More →
    79
    Lantern
    Score
    Twin Falls, ID
    Serves Twin Falls, Idaho and surrounding areas
    ★★★★★5.0(14 Google reviews)

    Premier Mortgage Resources, led by mortgage professional Trish Gomes, serves Twin Falls and surrounding areas with comprehensive home financing solutions. Trish specializes in helping borrowers navigate the mortgage process with personalized service and expertise. The business offers various loan programs to meet different borrower needs and financial situations.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, refinancing customers, homeowners seeking local mortgage expertise
    What sets them apart
    • Trish Gomes brings personalized local knowledge and service to Twin Falls mortgage borrowers, understanding the specific needs of the community.
    • Available at a convenient Blue Lakes Boulevard location in Twin Falls with direct phone contact for real-time support and guidance.
    Mortgage LendingHome LoansLoan Pre-ApprovalTwin Falls MortgagesTrish Gomes
    Phone(208) 420-3069
    Premier Mortgage Resources - Trish Gomes
    Updated 4/21/26Learn More →
    74
    Lantern
    Score
    Twin Falls, ID
    Serves Twin Falls, Idaho and surrounding areas
    ★★★★★5.0(6 Google reviews)

    BluPrint Home Loans is a Twin Falls-based mortgage lender offering conventional, FHA, VA, and USDA loans to first-time homebuyers, refinancers, and real estate investors. Led by experienced loan officers like Nathan, the team specializes in personalized guidance, competitive rates, and quick turnaround times—including closings in under 30 days. They're deeply rooted in the Twin Falls community, supporting local causes like the Magic Valley Pediatric Cancer Coalition and offering financial literacy programs.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, Veterans, Rural property buyers, Homeowners seeking to refinance
    What sets them apart
    • Offers conventional, FHA, VA, and USDA loans to serve various financial situations and property types, including rural properties and veteran benefits.
    • Streamlined application process with quick turnaround times; verified closings in less than 30 days through responsive loan officers.
    • Actively gives back to Twin Falls through partnerships with local nonprofits and financial literacy programs that empower residents with home-buying knowledge.
    FHA LoansVA LoansFirst-Time BuyersRefinancingLocal Lender
    Phone(208) 575-3575
    BluPrint Home Loans
    Updated 4/21/26Learn More →
    74
    Lantern
    Score
    Twin Falls, ID
    Serves Twin Falls, Idaho and surrounding communities
    ★★★★☆4.4(47 Google reviews)

    Guild Mortgage Company's Twin Falls branch offers a wide range of home financing options including conventional, FHA, VA, USDA, jumbo, and renovation loans, plus down payment assistance programs. Led by Branch Manager Deborah Owen and a team of experienced loan officers, they provide personalized guidance from pre-qualification through closing with local processing and underwriting. Since 1960, Guild has helped homebuyers across the country, and their Twin Falls team is committed to understanding each client's unique goals and finding the mortgage that fits their life.

    Best for: First-Time HomebuyersVeteransLuxury Homes
    Ideal clients: First-time homebuyers, military service members (VA loans), rural property buyers (USDA loans), home renovators, high-cost market purchasers, borrowers seeking down payment assistance
    What sets them apart
    • Offers conventional, FHA, VA, USDA, jumbo, renovation loans, and down payment assistance programs to fit different financial situations and homebuying scenarios.
    • All loan processing, underwriting, and funding handled locally by the Twin Falls team, providing faster turnaround and personalized service.
    • Six NMLS-licensed loan officers and specialists who live and work in the Twin Falls community, backed by Guild's 60+ years of lending experience.
    Mortgage LendersHome LoansVA LoansFHA LoansLocal Lender
    Guild Mortgage Company
    Updated 4/21/26Learn More →
    74
    Lantern
    Score
    Kimberly, ID · 5 mi from Twin Falls
    Serves Kimberly, Idaho and surrounding communities
    ★★★★★4.6(52 Google reviews)

    First Federal Bank is a community-focused financial institution serving the Kimberly, Idaho area with comprehensive banking services including checking and savings accounts, loan products, and mortgage financing. With a commitment to personalized service and local decision-making, First Federal Bank helps individuals and families manage their finances and achieve homeownership through competitive rates and flexible loan options.

    Ideal clients: Local homebuyers, First-time mortgage applicants, Community members seeking relationship banking
    What sets them apart
    • As a community bank, First Federal makes lending decisions locally rather than through national corporate bureaucracy, allowing for more personalized service and flexibility with borrowers.
    • Beyond mortgages, First Federal Bank offers checking, savings, personal loans, and other banking products to serve all aspects of customers' financial needs.
    Community BankMortgagesPersonal LoansSavings Accounts
    Phone(208) 423-6226
    First Federal Bank
    Updated 4/21/26Learn More →
    73
    Lantern
    Score
    Twin Falls, ID
    Serves Twin Falls, Idaho and surrounding communities
    ★★★★★5.0(5 Google reviews)

    Tyler Newton is a Branch Manager and loan officer at SecurityNational Mortgage Company in Twin Falls, Idaho, serving homebuyers and homeowners with over 30 years of industry experience. He offers a comprehensive range of mortgage products including conventional, FHA, VA, USDA, Jumbo, and construction loans, along with refinancing, cash-out refinancing, and down-payment assistance programs. Tyler specializes in guiding first-time homebuyers through the mortgage process while also serving current homeowners looking to refinance or invest in rental properties.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, current homeowners refinancing, VA loan applicants, investment property buyers, borrowers with credit challenges
    What sets them apart
    • Offers conventional, FHA, VA, USDA, Jumbo, Non-QM, and construction loans, plus down-payment assistance programs and investment property financing options.
    • Branch manager backed by SecurityNational Mortgage's 30+ years of experience and the financial strength of Security National Financial Corporation (NASDAQ: SNFCA), with active community involvement in Twin Falls.
    • Streamlined application process with loan approval and funding timelines as quick as 10 days, plus rate lock options from 15 to 180 days.
    Mortgage LenderFHA LoansVA LoansRefinancingFirst-Time Homebuyer
    Phone(208) 404-6528
    Tyler Newton - SecurityNational Mortgage Company Loan Officer
    Updated 4/21/26Learn More →
    73
    Lantern
    Score
    Twin Falls, ID
    Serves Twin Falls, Idaho and surrounding areas
    ★★★★★5.0(5 Google reviews)

    Teri Adams is a Home Mortgage Specialist with Guild Mortgage in Twin Falls, ID, bringing over a decade of mortgage industry experience to help clients navigate home financing. She offers a full range of loan programs including purchase mortgages, refinancing, down payment assistance, VA loans, and temporary buydown options. Teri is known for her personalized approach, clear communication, and commitment to educating clients through the entire financing process, making her a trusted advisor for first-time homebuyers and experienced investors alike.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, Military service members (VA loan eligible), Homeowners refinancing, High-cost market purchasers
    What sets them apart
    • Teri brings over a decade of mortgage industry expertise with a proven track record of integrity and client dedication.
    • Known for efficient processing with recent closings completed in less than 2 weeks, providing streamlined service.
    • Access to diverse loan options including VA loans, FHA programs, down payment assistance, and temporary buydown strategies.
    Guild MortgageHome LoansRefinancingFirst-Time BuyersTwin Falls
    Guild Mortgage - Teri Adams
    Updated 4/21/26Learn More →
    71
    Lantern
    Score
    Twin Falls, ID
    Serves Twin Falls, Idaho and surrounding communities
    ★★★★★5.0(7 Google reviews)

    Pauline Evans is a mortgage professional serving the Twin Falls area, helping clients secure financing for home purchases and refinancing needs. With a focus on personalized service and local expertise, Pauline works to match borrowers with appropriate loan products and competitive rates.

    Best for: Refinancing
    Ideal clients: Home buyers, Refinancing applicants, Local Twin Falls residents
    What sets them apart
    • Based in Twin Falls with deep knowledge of the local real estate market and lending landscape.
    • Direct relationship with a dedicated mortgage professional rather than navigating through a large corporate structure.
    Mortgage LoansHome FinancingRefinancingLocal Lender
    Phone(208) 670-3559
    Pauline Evans
    Updated 4/21/26Learn More →
    69
    Lantern
    Score
    Twin Falls, ID
    Serves Coeur d'Alene, Post Falls, Hayden, Ponderay, Sandpoint, Bonners Ferry, Boise, Meridian, Nampa, Eagle, Ketchum, Hailey, and surrounding areas in Idaho
    ★★★★★5.0(3 Google reviews)

    Mountain West Bank's Residential Lending Center specializes in home loans for buyers and builders in Idaho. As part of Mountain West Bank, a community-focused financial institution, they offer personalized mortgage solutions tailored to individual needs. The bank combines traditional lending expertise with modern online and mobile banking tools, making the mortgage process accessible and convenient for homebuyers throughout their service area.

    Ideal clients: Homebuyers in Idaho, New home builders, Existing homeowners refinancing with a community bank
    What sets them apart
    • Mountain West Bank works directly with borrowers to match them with home loans that fit their specific needs, whether buying an existing home or building from scratch.
    • As a locally-rooted institution serving Idaho communities, Mountain West Bank provides personalized service and financial guidance alongside their lending products.
    Home LoansMortgage LendingNew ConstructionCommunity Bank
    Phone(208) 733-8800
    Mountain West Bank - Residential Lending Center
    Updated 4/21/26Learn More →
    67
    Lantern
    Score
    Twin Falls, ID
    Serves Twin Falls, Idaho and surrounding communities
    ★★★★★5.0(2 Google reviews)

    Guild Mortgage's Twin Falls branch, led by loan officer Derrik Brinkman, helps homebuyers and homeowners with mortgages, refinancing, and home renovation financing. Part of Guild Mortgage Company, a national lender operating since 1960, they offer conventional, FHA, VA, USDA, jumbo, and renovation loans, plus down payment assistance programs. Their loan officers provide personalized guidance to help borrowers understand their options and navigate the home financing process from application through closing.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA loan applicants, homeowners exploring refinancing, buyers needing down payment assistance, those considering home renovations
    What sets them apart
    • Backed by Guild Mortgage Company's strength as a top national lender since 1960, while providing local insight and personalized service from loan officers who understand the Twin Falls market.
    • Offers conventional, FHA, VA, USDA, jumbo, and renovation loans, plus down payment assistance programs to accommodate various borrower situations and financial profiles.
    • Loan officers take time to understand your financial picture, goals, and values to help you explore loan programs that fit your situation and build confidence in your decision.
    Mortgage LenderHome LoansRefinancingVA LoansFHA Loans
    Phone(208) 732-0843
    Guild Mortgage - Derrik Brinkman
    Updated 4/21/26Learn More →
    67
    Lantern
    Score
    Twin Falls, ID
    Serves Twin Falls, Idaho and surrounding areas
    ★★★★★5.0(2 Google reviews)

    Nu Adepoju is a mortgage professional serving the Twin Falls area who helps clients navigate the home financing process. With a focus on personalized service, Nu works to match borrowers with appropriate loan products and terms. Based in downtown Twin Falls, Nu is accessible for local clients seeking mortgage guidance and financing solutions.

    Ideal clients: Local Twin Falls homebuyers, refinancing borrowers, first-time home buyers seeking personalized guidance
    What sets them apart
    • Based in downtown Twin Falls on Falls Avenue, offering convenient in-person meetings for local borrowers.
    • Works directly with clients to understand their financial situation and identify suitable mortgage products.
    Mortgage BrokerHome FinancingTwin FallsLoan OfficerPersonalized Service
    Phone(714) 360-5652
    Nu Adepoju
    Updated 4/21/26Learn More →
    67
    Lantern
    Score
    Twin Falls, ID
    Serves Idaho, with primary focus on Twin Falls and surrounding regions
    ★★★★★5.0(2 Google reviews)

    ICCU's Twin Falls Mortgage Center is Idaho's premier mortgage lender, offering a comprehensive range of home loan programs including traditional mortgages, first-time homebuyer loans, refinancing, home equity loans, home improvement loans, construction loans, and jumbo financing. As a local lender making loan decisions in-state, ICCU combines competitive rates with the speed and convenience of local decision-making. They serve Idahoans through in-person consultations at their Twin Falls office and remote VideoChat services available seven days a week.

    Best for: RefinancingLuxury Homes
    Ideal clients: First-time homebuyers, Idaho residents refinancing existing mortgages, construction and new build buyers, jumbo loan borrowers, home equity borrowers
    What sets them apart
    • ICCU makes loan decisions locally, allowing faster approval and ownership of the home you want without lengthy corporate bureaucracy.
    • Beyond standard mortgages, ICCU offers construction loans, land loans, home equity loans, home improvement loans, and adjustable-rate options to match diverse homeowner needs.
    • Secure video consultations available Monday-Saturday, 8 am-7 pm MT, allowing loan applications and financial discussions from anywhere.
    Mortgage LenderHome LoansRefinancingConstruction LoansIdaho Credit Union
    Phone(208) 733-4777
    Websiteiccu.com
    Mortgage Center - ICCU
    Updated 4/21/26Learn More →
    64
    Lantern
    Score
    Twin Falls, ID
    Serves Twin Falls, ID and surrounding areas
    ★★★★★5.0(1 Google reviews)

    Geraldine Helm is a mortgage loan officer with U.S. Bank in Twin Falls, serving the community with comprehensive mortgage financing solutions. As part of U.S. Bank's mortgage division, she helps clients navigate purchase mortgages, refinancing, and various loan programs including FHA and VA loans. Her local presence at 241 Shoshone St N provides personalized service for Idaho homebuyers and homeowners.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, military veterans, homeowners refinancing, borrowers seeking a major bank's stability and loan variety
    What sets them apart
    • Access to U.S. Bank's resources, multiple loan products, and competitive rates as part of a major national lender.
    • Work directly with Geraldine Helm for personalized mortgage guidance and faster communication in the Twin Falls area.
    • Offers FHA loans, VA loans, conventional mortgages, and refinancing options to fit different financial situations.
    Mortgage LoansHome FinancingRefinancingVA LoansFHA Loans
    Phone(208) 737-5065
    U.S. Bank-Mortgage Loan Officer-Geraldine Helm
    Updated 4/21/26Learn More →
    62
    Lantern
    Score
    Twin Falls, ID
    Serves Twin Falls, ID and surrounding areas; nationwide lending available
    ★★★★☆3.7(6 Google reviews)

    Movement Mortgage is a national mortgage lender offering home purchase loans and refinancing options through their Twin Falls office. They provide a streamlined, technology-enabled mortgage process designed to be simple, quick, and stress-free. As a certified Impact Lender, Movement commits at least 10% of profits back to the communities they serve, combining competitive lending with community-focused values.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, home refinancers, buyers seeking transparent communication, borrowers who value community-focused lending
    What sets them apart
    • Movement commits at least 10% of profits to community development through the Movement Foundation, supporting neighborhoods through charitable initiatives and free charter schools.
    • Technology-enabled mortgage platform designed to simplify the home buying and refinancing experience with transparent communication throughout.
    • Local team at the Twin Falls office provides personalized service and guidance, with loan officers available to explain every step of the process.
    Home LoansRefinancingFirst-Time BuyersFast Process
    Phone(208) 734-4620
    Movement Mortgage
    Updated 4/21/26Learn More →
    60
    Lantern
    Score
    Twin Falls, ID
    Serves Twin Falls, Idaho and surrounding communities
    ★★★★★5.0(1 Google reviews)

    Lisa Koompin is a mortgage professional serving the Twin Falls area who works directly with clients to find financing solutions for their home purchases and refinancing needs. With a commitment to personalized service, Lisa helps borrowers navigate the mortgage process and secure competitive loan terms tailored to their financial situation.

    Ideal clients: First-time homebuyers, Homeowners seeking refinancing, Local buyers in the Twin Falls area
    What sets them apart
    • Works one-on-one with clients to understand their specific mortgage needs and find appropriate financing solutions.
    • Based in Twin Falls with deep knowledge of the local real estate market and lending landscape.
    Mortgage LoansHome FinancingRefinancingTwin Falls
    Phone(208) 944-3392
    Lisa Koompin
    Updated 4/21/26Learn More →
    49
    Lantern
    Score
    Twin Falls, ID
    Serves Utah, Idaho, Wyoming
    ★☆☆☆☆1.0(1 Google reviews)

    Zions Bank Mortgage is a full-service mortgage lender offering fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans, jumbo loans, construction loans, and home equity products through Zions Bank's network across Utah, Idaho, and Wyoming. As part of a major regional bank, they provide comprehensive home financing solutions with access to a mortgage team and tools designed to help first-time buyers and experienced homeowners find the right loan for their situation.

    Best for: First-Time HomebuyersVeteransLuxury Homes
    Ideal clients: First-time buyers, VA loan borrowers, FHA loan borrowers, jumbo loan seekers, construction loan applicants
    What sets them apart
    • Offers fixed-rate, adjustable-rate, FHA, VA, jumbo, and construction loans, plus home equity lines and loans to serve different buyer profiles.
    • Provides a dedicated Home Loan Center and mortgage team resources specifically designed to guide first-time homebuyers through the lending process.
    • Backed by Zions Bank, a major multi-state institution, offering the resources and stability of an established financial institution.
    FHA LoansVA LoansJumbo LoansConstruction LoansHome Equity
    Phone(208) 732-3639
    Zions Bank Mortgage
    Updated 4/21/26Learn More →

    Frequently Asked Questions

    Who is the top-ranked mortgage broker in Twin Falls?

    Guild Mortgage - Debbie Owen is the top-ranked mortgage broker in Twin Falls with a Lantern Score of 93.88/100 and a perfect 5-star rating from 178 reviews. Debbie Owen specializes in helping first-time homebuyers, military families, and those seeking jumbo loans with a 'lender for life' approach.

    Which mortgage brokers in Twin Falls specialize in VA loans for veterans?

    Several top-ranked brokers offer VA loan expertise, including Jacy Pool at Premier Mortgage Resources (Lantern Score 91.94/100), Cornerstone Home Lending's Luis & Karina Valadez (90.90/100), and Cornerstone's Amy Dussett (83.94/100). All three have 5-star ratings and extensive experience helping veterans navigate VA loan benefits in the Magic Valley area.

    Who should first-time homebuyers contact in Twin Falls?

    Guild Mortgage - Debbie Owen (Lantern Score 93.88/100, 5★) and Jacy Pool at Premier Mortgage Resources (91.94/100, 5★) are both excellent choices for first-time homebuyers. Jacy Pool has served the Twin Falls market since 2001 with over two decades of local lending experience, while Guild Mortgage specializes in personalized guidance for Southern Idaho families navigating their first home purchase.

    What options exist for rural property buyers in Twin Falls?

    Rural property buyers have several strong options: Jacy Pool at Premier Mortgage Resources (Lantern Score 91.94/100) specializes in USDA and land financing, while Farmers Bank (80.68/100) focuses on agricultural borrowers and rural residents. BluPrint Home Loans (73.97/100) and Guild Mortgage Company (73.89/100) also offer USDA loans specifically for rural property purchases.

    Are there mortgage brokers in Twin Falls open on weekends?

    No mortgage brokers in Twin Falls currently list weekend hours in their business information. We recommend contacting your preferred lender directly—such as Guild Mortgage - Debbie Owen (93.88/100) or Jacy Pool at Premier Mortgage Resources (91.94/100)—to inquire about weekend appointment availability.

    Which mortgage broker has the most customer reviews in Twin Falls?

    Idaho Title Loans, Inc. has the most reviews with 470 five-star ratings (Lantern Score 85.62/100), though they primarily offer title and payday loans rather than traditional mortgages. For traditional mortgage lending, Guild Mortgage - Debbie Owen leads with 178 reviews and a 93.88/100 Lantern Score.

    This directory of mortgage brokers local businesses serving Twin Falls, ID is maintained by Lantern. Rankings are determined by the Lantern Score — not advertising or payment for placement. Learn how it works. Last updated April 21, 2026. To claim or update a listing, contact us.