Best Mortgage Brokers in Seattle, Washington

Movement Mortgage is a full-service mortgage lender offering home purchase loans and refinancing options with a focus on streamlined processes and personalized service. Based in Seattle, they provide fast pre-approval, competitive rates, and transparent guidance through every step of the mortgage journey. As a self-described Impact Lender, Movement commits significant profits to community development and operates Movement Schools, a free public charter network serving underserved areas.

Julie Johnson is a Regional Vice President and mortgage loan officer with CrossCountry Mortgage in Seattle, specializing in home purchases and refinancing. With over 25 years in the mortgage industry and recognition as a Top Woman Originator by Scotsman Guide in 2024, Julie guides homebuyers through the entire loan process with a focus on education and stress reduction. She offers pre-approval, competitive rates, fast closings, and personalized support for first-time buyers, move-up home purchasers, and those seeking to refinance.

Kyle Bergquist is an experienced mortgage loan officer and Originating Branch Manager with Cross Country Mortgage in Seattle, serving the Puget Sound region. A top producer recognized with Scotsman Guide's Top Originator rankings and a 40 Under 40 award, Kyle specializes in purchase and refinance mortgages across conventional, FHA, VA, USDA, and jumbo loan programs. As a Seattle native with decades of local market expertise, he guides first-time buyers, move-up homeowners, and refinancers through the entire mortgage process with personalized service and competitive rates.

Keith Akada is a Seattle-based mortgage broker with 25+ years of experience helping clients across Seattle, Bellevue, and the Eastside achieve homeownership. Powered by Fairway, he specializes in first-time buyer programs, jumbo loans for tech professionals (particularly those with RSU compensation), conventional and FHA/VA financing, refinancing, and investor-friendly loans. Keith is known for fast closings (often 10 days or less), transparent education-focused guidance, and deep expertise in local Seattle and Bellevue real estate markets.

Kevin M. Pennington is a Licensed Mortgage Broker in Kirkland serving homeowners across Washington State with purchase loans, refinances, FHA, VA, USDA, jumbo, and specialty programs. With 15+ years of experience and deep Pacific Northwest roots, Kevin combines wholesale-level pricing with personalized, direct service—no call centers, no banking hours restrictions. He holds professional designations including CFMP® and CCL®, and is recognized as a top 1% national originator with a focus on smooth transactions and strategic guidance from application to closing.

Seattle's Mortgage Broker, led by Joe Tafolla with 20+ years of experience, offers comprehensive home loan solutions including conventional mortgages, FHA loans, VA loans, jumbo loans, low down payment options (3-5%), and refinancing. The team specializes in fast closings (often under 2 weeks), competitive rates by accessing multiple lenders, and personalized customer service with detailed video updates throughout the process. They serve Washington homebuyers from first-time buyers to experienced investors, with a commitment to transparency and finding the optimal loan structure for each client's situation.

Bay Equity Home Loans is a full-service mortgage lender founded in 2007, now operating through Rocket Mortgage with loan officers available for personalized support. They specialize in a wide range of mortgage products including fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans, jumbo loans, and USDA loans, serving first-time homebuyers, repeat buyers, and refinancing clients. Licensed in 48 states and DC, Bay Equity prioritizes personal relationships and understanding each borrower's unique needs throughout their home financing journey.

On Q Home Loans is a mortgage lender in Bellevue specializing in diverse loan programs for homebuyers at all stages. Led by experienced lending professionals Derek Wetzel and Doug Mielitz, they offer conventional mortgages, VA loans, FHA loans, jumbo loans, bank statement loans for self-employed borrowers, physician loans, foreign national loans, and down payment assistance programs. Their unique offerings include accelerated same-day approval timelines, a Lock 'N' Roll rate lock program (60-90 days without contract), and financing options as low as 3% down, making homeownership accessible to first-time buyers, veterans, self-employed professionals, and luxury home purchasers.

Paul Johnson is a Vice President of Lending and mortgage loan officer with CrossCountry Mortgage, serving the Seattle area and beyond. He specializes in purchase mortgages, refinancing, and home equity lines of credit (HELOCs), offering access to 120+ loan programs including conventional, FHA, VA, and USDA loans. Paul is committed to guiding clients through every step of the mortgage process with transparent communication and competitive rates, helping first-time homebuyers, move-up buyers, and those refinancing achieve their homeownership goals.

Evergreen Home Loans is a mortgage lender serving the Gig Harbor area with a team of experienced loan officers dedicated to delivering loans "On Time and as Promised." They offer a range of financing options including their proprietary CashUp® program, which helps buyers compete with cash offers and close quickly. Their Gig Harbor office provides personalized loan services, pre-approval, and support throughout the entire home purchase process.

Cameron Salley is a mortgage specialist with Newrez, helping homebuyers and homeowners in Washington State secure financing for home purchases and refinances. The team provides competitive rates, innovative loan options (including specialized programs for medical professionals), and transparent guidance on financing choices. They're known for accurate communication, detailed explanation of loan pros and cons, and responsive customer service.

Jeff McGinnis is a Senior Loan Officer at CrossCountry Mortgage, America's #1 retail mortgage lender, with over 25 years of lending experience. He specializes in purchase mortgages, refinancing, VA loans, FHA loans, and investment property financing, serving first-time homebuyers, veterans, divorcing couples, and real estate investors. Known as a top producer in the industry, Jeff provides personalized guidance through the entire loan process with competitive rates and fast closings.

Salmon Bay Community Lending is an independent mortgage broker serving Seattle and the Pacific Northwest, specializing in home purchase loans, refinances, and construction financing. Led by Branch Manager Ruby Grynberg and her team of licensed loan advisors, they're known for relationship-focused service and problem-solving expertise rather than volume-driven lending. They offer proprietary loan programs like StepUp (allowing current homeowners to buy before selling) and Fast-as-Cash (enabling financed buyers to compete with cash offers), plus educational webinars and resources for first-time homebuyers and real estate professionals.

Evergreen Home Loans is a mortgage lender with a Silverdale office staffed by experienced loan officers dedicated to delivering fast, reliable home financing. They specialize in helping homebuyers secure mortgages with their signature "On Time and as Promised®" service model, and offer CashUp by Evergreen, a program that helps buyers compete in competitive markets and close quickly. The team provides personalized guidance throughout the purchase process to help first-time and experienced buyers achieve homeownership with confidence.

Evergreen Home Loans is a mortgage lender with a Marysville office staffed by experienced loan officers dedicated to delivering fast, reliable home financing. They specialize in helping homebuyers navigate the loan process with transparency and support, offering their proprietary CashUp® program that enables competitive offers and quick closings. The team works with various loan types to put buyers in the strongest position to purchase a home.

Guild Mortgage's Seattle branch, led by Loan Officer Kerwin Lyon with 16+ years of experience, specializes in comprehensive mortgage financing for first-time homebuyers, refinancing, and homeowners seeking to leverage home equity. The branch offers diverse loan programs including FHA, VA, USDA, Jumbo, 100% financing options, and down payment assistance programs. Kerwin and his team provide personalized consultations and use advanced tools like mortgage calculators and temporary buydown analysis to help clients find affordable financing solutions tailored to their specific goals.

Southern Birch Mortgage is a Seattle-based mortgage broker combining technology with personalized service to help clients with home purchases and refinances. Their experienced loan advisors guide borrowers through the entire process from online application through closing, offering purchase and refinance options with payment calculators to help clients understand affordability. Licensed in Washington (NMLS #2154925), they streamline the mortgage process while maintaining a human touch at every step.

Evergreen Home Loans is a mortgage lender with a Poulsbo office dedicated to helping homebuyers secure financing with their "On Time and as Promised®" guarantee. The team of experienced loan officers and mortgage consultants work to put borrowers in the strongest position to purchase a home, offering tools like CashUp by Evergreen to help competitive buyers close quickly. They serve the greater Kitsap County area with full mortgage application and loan servicing support.

Stephanie Maulding is a Senior Loan Officer and Sales Manager at CrossCountry Mortgage in Seattle, specializing in purchase mortgages, refinancing, and renovation loans. With years of experience and access to multiple loan programs including conventional, FHA, VA, and USDA options, she guides clients through every step of the home financing process with personalized service and transparent communication. Stephanie is dedicated to helping Seattle-area homebuyers and homeowners achieve their goals with competitive rates and fast closings.

Preferred Home Loans, partnered with American Pacific Mortgage Corporation, is a mortgage lending service serving the Mill Creek area and surrounding communities in Washington. They offer comprehensive home financing solutions including conventional loans, FHA loans, VA loans, and refinancing options to help homebuyers and existing homeowners achieve their real estate goals. With a strong track record of customer satisfaction, they provide personalized mortgage guidance and competitive rates to borrowers at all stages of the home buying process.

Sammamish Mortgage is a local mortgage lender serving the greater Seattle area with personalized financing solutions for home buyers and refinancing clients. The team specializes in conventional, FHA, VA, and jumbo loans, offering fast pre-approval processes and access to multiple lending programs. They focus on building relationships with clients to find the right loan program for their unique financial situation.

Westlake Mortgage is a locally owned mortgage brokerage in Seattle specializing in helping borrowers of all types purchase and refinance real estate. Led by experienced loan officer Michael Hermsen (NMLS#2127593), the company navigates the wholesale market to secure competitively priced rates and fees for everything from new construction to historic homes to jumbo condo loans. They pride themselves on speed and transparency, delivering rate quotes the same day.

Evergreen Home Loans is a mortgage lender serving the Seattle metro area with a dedicated office in Bellevue. They offer a full range of mortgage products including conventional loans, FHA loans, VA loans, jumbo loans, and refinancing options for homebuyers and existing homeowners. Their team of experienced loan officers provides personalized service to guide clients through the lending process.

Cornerstone Home Lending is a mortgage brokerage serving the Seattle area with access to multiple lenders and loan programs. The team specializes in helping borrowers find competitive rates and terms tailored to their financial situation, whether purchasing a home, refinancing, or exploring first-time buyer programs. Their experienced loan officers work directly with clients to navigate the lending process and secure favorable mortgage solutions.

Capstone Home Loans is a mortgage lender serving the Pacific Northwest with a focus on personalized service and competitive rates. Led by experienced loan officers, they specialize in conventional, FHA, VA, and jumbo loans, helping first-time buyers and experienced homeowners navigate the lending process. Their local presence in Lynnwood means direct access to decision-makers who understand the regional market.

Certain Lending is a specialized lender focused exclusively on real estate investors, offering a comprehensive suite of financing solutions for fix-and-flip projects, rental property acquisitions, construction loans, and portfolio financing. Their products include short-term fix-and-flip loans (as quick as 5-day closes), construction financing for residential and small multifamily properties, long-term rental property loans with DSCR underwriting, short-term rental (Airbnb/VRBO) financing, bridge loans, and bank statement loans for self-employed investors. They differentiate themselves through fast closings (often 2-3 weeks), flexible underwriting that doesn't require employment verification, high loan-to-cost ratios (up to 92.5% on fix-and-flips), and support for foreign nationals and experienced investors.

Westwood Mortgage, Inc. is a Seattle-based mortgage lender offering comprehensive home financing solutions including conventional loans, FHA loans, VA loans, jumbo mortgages, and refinancing options. With over a decade of experience, they provide personalized service with fast pre-approval processes and access to multiple lending programs to help borrowers find the right loan structure for their specific situation.

Blue Square Mortgage LLC is an independent mortgage lender serving the Seattle area and surrounding communities. They specialize in providing personalized mortgage solutions for homebuyers and refinancing clients, offering competitive rates and a straightforward application process. With a strong focus on customer service, Blue Square Mortgage helps clients navigate loan options to find the right fit for their financial situation.

Jessica Perkins is a mortgage loan officer with Movement Mortgage, a national lender operating in Seattle. She helps homebuyers and homeowners navigate financing options including conventional loans, FHA loans, VA loans, jumbo mortgages, and refinancing. The Perkins Lending Team specializes in first-time homebuyer programs and works to provide personalized service and competitive rates for borrowers across the Seattle area.

Mike Guild is a mortgage loan officer with Newrez who specializes in helping homebuyers and refinancers navigate the lending process. Based in Seattle, Mike works with first-time homebuyers, second home purchasers, and those looking to refinance, offering personalized guidance from application through closing. He provides expert consultation on loan options, property types, and financing strategies tailored to individual circumstances.

Adrienne Parrish Stanton is a mortgage loan officer with Newrez (dba Caliber Home Loans) in Seattle, offering comprehensive home financing solutions including conventional loans, FHA loans, VA loans, jumbo loans, and refinancing options. She specializes in helping first-time homebuyers navigate the mortgage process while also serving experienced buyers looking to refinance or purchase investment properties. With a strong track record of personalized service, Adrienne works to make home financing accessible and straightforward for Seattle-area borrowers.

Washington First Mortgage is a Kirkland-based mortgage brokerage specializing in first-time homebuyer loans and comprehensive mortgage solutions across Washington State. With access to 40+ national and local lenders, they offer fixed and adjustable rate mortgages, FHA loans, VA loans, interest-only mortgages, rental property financing, and reverse mortgages. Their experienced loan officers provide personalized guidance and fast closings, helping buyers navigate the home purchase and refinancing process with transparent communication and expert support.

Caliber Home Loans (Newrez) is a full-service mortgage lender offering home purchase loans, refinancing, home equity loans, and home equity lines of credit to help borrowers achieve homeownership. Based in Mountlake Terrace, their loan advisors work with first-time buyers and experienced homeowners to find loan products matching individual financial needs, backed by online account management tools and a help center for ongoing mortgage servicing support.

Seattle Mortgage Planners is an independent mortgage brokerage serving the Seattle area and beyond. They specialize in connecting borrowers with multiple lenders to find competitive rates and loan options tailored to each client's financial situation. Their team provides personalized mortgage planning and guidance throughout the application and closing process.

Sean Fretwell is a mortgage loan officer at Edge Home Finance serving the Seattle area and surrounding communities. He specializes in helping homebuyers and refinancers navigate the mortgage process with personalized service and competitive rates. As an independent mortgage professional, Sean works with multiple lenders to find the right loan programs for each client's unique financial situation.

Jeff Van Nostran is an independent mortgage professional serving the Seattle area with personalized loan solutions. With extensive experience in mortgage origination, Jeff works directly with clients to find the right financing options for their home purchase or refinance needs, offering a consultative approach focused on individual circumstances rather than one-size-fits-all solutions.