Mortgage Brokers
Kirkland, WA
Kevin M. Pennington is a Licensed Mortgage Broker in Kirkland serving homeowners across Washington State with purchase loans, refinances, FHA, VA, USDA, jumbo, and specialty programs. With 15+ years of experience and deep Pacific Northwest roots, Kevin combines wholesale-level pricing with personalized, direct service—no call centers, no banking hours restrictions. He holds professional designations including CFMP® and CCL®, and is recognized as a top 1% national originator with a focus on smooth transactions and strategic guidance from application to closing.
Ideal for: First-time homebuyers, self-employed borrowers, refinancers seeking better rates, VA loan borrowers, jumbo loan borrowers, down payment assistance applicants
Service area: Statewide Washington, with service hubs in King County (Bothell, Bellevue, Kirkland), Snohomish County (Lynnwood, Edmonds, Everett), South Sound (Tacoma, Olympia), and Eastern Washington
Direct Access & Personalized Service: Kevin provides direct mobile access and works nights & weekends—no corporate call centers or banking hour restrictions. Clients work directly with their mortgage professional from application through closing.
Wholesale Pricing with Full Pre-Underwriting: Offers competitive wholesale-level rates combined with fully pre-underwritten approvals, rapid turnarounds, and access to 1,500+ loan products across multiple lenders rather than a single-bank model.
15+ Years Experience & Top Industry Recognition: Recognized as 2025 Mortgage Broker of the Year by NAMB, Top 1% National Originator, and consistent Scotsman Guide award winner. Deep PNW expertise serving homeowners from Bothell to Wenatchee.
Address: 821 Kirkland Ave Suite 100, Kirkland, WA 98033
Phone: (425) 894-7852
Website: penningtonlending.com
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