Mortgage Brokers
Bellevue, WA
On Q Home Loans is a mortgage lender in Bellevue specializing in diverse loan programs for homebuyers at all stages. Led by experienced lending professionals Derek Wetzel and Doug Mielitz, they offer conventional mortgages, VA loans, FHA loans, jumbo loans, bank statement loans for self-employed borrowers, physician loans, foreign national loans, and down payment assistance programs. Their unique offerings include accelerated same-day approval timelines, a Lock 'N' Roll rate lock program (60-90 days without contract), and financing options as low as 3% down, making homeownership accessible to first-time buyers, veterans, self-employed professionals, and luxury home purchasers.
Ideal for: First-time homebuyers, veterans and active-duty military, self-employed professionals, physicians and medical professionals, luxury home buyers, foreign nationals
Service area: Bellevue, WA and surrounding Puget Sound region
Accelerated Same-Day Approvals: On Q Home Loans offers a Same-Day program that can approve loans in one day with down payments as low as 3%, plus flexible rate-lock options (60-90 days) without requiring a signed contract.
Specialized Loan Programs: Beyond standard mortgages, they provide bank statement loans for self-employed borrowers, physician loans with as little as 5% down, foreign national loans without SSN requirements, and down payment assistance programs using federal and local grants.
Experienced Leadership: Led by SVP Derek Wetzel and VP Doug Mielitz, both with deep mortgage lending expertise, ensuring professional guidance through the lending process.
Address: 10500 NE 8th St #212, Bellevue, WA 98004
Phone: (206) 222-5771
Website: onqhomeloans.com
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