On Q Home Loans | Bellevue

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    Mortgage Brokers

    Bellevue, WA

    On Q Home Loans is a mortgage lender in Bellevue specializing in diverse loan programs for homebuyers at all stages. Led by experienced lending professionals Derek Wetzel and Doug Mielitz, they offer conventional mortgages, VA loans, FHA loans, jumbo loans, bank statement loans for self-employed borrowers, physician loans, foreign national loans, and down payment assistance programs. Their unique offerings include accelerated same-day approval timelines, a Lock 'N' Roll rate lock program (60-90 days without contract), and financing options as low as 3% down, making homeownership accessible to first-time buyers, veterans, self-employed professionals, and luxury home purchasers.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes

    Ideal for: First-time homebuyers, veterans and active-duty military, self-employed professionals, physicians and medical professionals, luxury home buyers, foreign nationals

    Service area: Bellevue, WA and surrounding Puget Sound region

    What Sets On Q Home Loans | Bellevue Apart

    Accelerated Same-Day Approvals: On Q Home Loans offers a Same-Day program that can approve loans in one day with down payments as low as 3%, plus flexible rate-lock options (60-90 days) without requiring a signed contract.

    Specialized Loan Programs: Beyond standard mortgages, they provide bank statement loans for self-employed borrowers, physician loans with as little as 5% down, foreign national loans without SSN requirements, and down payment assistance programs using federal and local grants.

    Experienced Leadership: Led by SVP Derek Wetzel and VP Doug Mielitz, both with deep mortgage lending expertise, ensuring professional guidance through the lending process.

    First-Time Buyer ProgramsRefinancingVA LoansFHA LoansJumbo LoansFast Pre-ApprovalAccess to Multiple Lenders
    Mortgage LenderVA LoansFHA LoansJumbo LoansFirst-Time Buyers
    Google Rating
    5.0 ★ (190 reviews)
    Phone
    (206) 222-5771

    Location

    Address: 10500 NE 8th St #212, Bellevue, WA 98004

    Phone: (206) 222-5771

    Website: onqhomeloans.com

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    Last updated April 16, 2026

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