Areas served: Kirkland, WA and surrounding King County Eastside communities
Kirkland's mortgage market serves a diverse residential landscape, from downtown condominiums along Lake Washington to single-family homes in neighborhoods like Finn Hill and Juanita. Local mortgage brokers navigate King County's competitive real estate environment, where median home prices and strong employment in nearby tech corridors influence lending requirements. This directory provides verified information on Kirkland mortgage brokers, including their lending specialties, rate structures, and experience with different property types common to the Eastside market.
Fairway Independent Mortgage Corporation is a full-service mortgage lender offering personalized home financing solutions to borrowers throughout the Pacific Northwest. Based in Kirkland, their experienced loan officers provide competitive rates, flexible loan programs, and streamlined pre-approval processes to help first-time homebuyers and experienced investors achieve their real estate goals. With access to multiple lending products and a commitment to transparent, customer-focused service, Fairway helps borrowers navigate every step of the mortgage process.
Movement Mortgage is a full-service mortgage lender offering home purchase loans and refinancing options with a focus on streamlined processes and personalized service. Based in Seattle, they provide fast pre-approval, competitive rates, and transparent guidance through every step of the mortgage journey. As a self-described Impact Lender, Movement commits significant profits to community development and operates Movement Schools, a free public charter network serving underserved areas.
Kyle Bergquist is an experienced mortgage loan officer and Originating Branch Manager with Cross Country Mortgage in Seattle, serving the Puget Sound region. A top producer recognized with Scotsman Guide's Top Originator rankings and a 40 Under 40 award, Kyle specializes in purchase and refinance mortgages across conventional, FHA, VA, USDA, and jumbo loan programs. As a Seattle native with decades of local market expertise, he guides first-time buyers, move-up homeowners, and refinancers through the entire mortgage process with personalized service and competitive rates.
Julie Johnson is a Regional Vice President and mortgage loan officer with CrossCountry Mortgage in Seattle, specializing in home purchases and refinancing. With over 25 years in the mortgage industry and recognition as a Top Woman Originator by Scotsman Guide in 2024, Julie guides homebuyers through the entire loan process with a focus on education and stress reduction. She offers pre-approval, competitive rates, fast closings, and personalized support for first-time buyers, move-up home purchasers, and those seeking to refinance.
Rosa Briggs at CrossCountry Mortgage is a mortgage lending team based in Bothell, WA, specializing in home purchase financing, refinancing, and strategic mortgage solutions. Led by Rosa Briggs, a Senior Mortgage Advisor (NMLS 117032), the team takes a concierious, personalized approach to home lending—discussing your goals, creating a customized roadmap, and providing ongoing support through closing and beyond. Licensed across 29 states, they help first-time buyers, current homeowners looking to refinance, and investors navigate the home financing process with expert guidance rather than automated approvals.
Keith Akada is a Seattle-based mortgage broker with 25+ years of experience helping clients across Seattle, Bellevue, and the Eastside achieve homeownership. Powered by Fairway, he specializes in first-time buyer programs, jumbo loans for tech professionals (particularly those with RSU compensation), conventional and FHA/VA financing, refinancing, and investor-friendly loans. Keith is known for fast closings (often 10 days or less), transparent education-focused guidance, and deep expertise in local Seattle and Bellevue real estate markets.
Kevin M. Pennington is a Licensed Mortgage Broker in Kirkland serving homeowners across Washington State with purchase loans, refinances, FHA, VA, USDA, jumbo, and specialty programs. With 15+ years of experience and deep Pacific Northwest roots, Kevin combines wholesale-level pricing with personalized, direct service—no call centers, no banking hours restrictions. He holds professional designations including CFMP® and CCL®, and is recognized as a top 1% national originator with a focus on smooth transactions and strategic guidance from application to closing.
Seattle's Mortgage Broker, led by Joe Tafolla with 20+ years of experience, offers comprehensive home loan solutions including conventional mortgages, FHA loans, VA loans, jumbo loans, low down payment options (3-5%), and refinancing. The team specializes in fast closings (often under 2 weeks), competitive rates by accessing multiple lenders, and personalized customer service with detailed video updates throughout the process. They serve Washington homebuyers from first-time buyers to experienced investors, with a commitment to transparency and finding the optimal loan structure for each client's situation.
Bay Equity Home Loans is a full-service mortgage lender founded in 2007, now operating through Rocket Mortgage with loan officers available for personalized support. They specialize in a wide range of mortgage products including fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans, jumbo loans, and USDA loans, serving first-time homebuyers, repeat buyers, and refinancing clients. Licensed in 48 states and DC, Bay Equity prioritizes personal relationships and understanding each borrower's unique needs throughout their home financing journey.
On Q Home Loans is a mortgage lender in Bellevue specializing in diverse loan programs for homebuyers at all stages. Led by experienced lending professionals Derek Wetzel and Doug Mielitz, they offer conventional mortgages, VA loans, FHA loans, jumbo loans, bank statement loans for self-employed borrowers, physician loans, foreign national loans, and down payment assistance programs. Their unique offerings include accelerated same-day approval timelines, a Lock 'N' Roll rate lock program (60-90 days without contract), and financing options as low as 3% down, making homeownership accessible to first-time buyers, veterans, self-employed professionals, and luxury home purchasers.
Cascade Lending Group is a mortgage broker serving the greater Seattle area, helping borrowers find the right loan programs from multiple lenders. They specialize in conventional, FHA, VA, and jumbo loans, offering personalized guidance through the mortgage process with a focus on competitive rates and fast pre-approval timelines. Their team works with first-time homebuyers, refinancing clients, and those with unique financial situations to match them with the best lending options.
Dan Chapman is a loan officer with Fairway Home Mortgage Corporation, serving clients from Kirkland, WA. He specializes in helping homebuyers, refinancers, and construction borrowers navigate mortgage options including conventional loans, FHA mortgages, VA loans, jumbo loans, USDA loans, and renovation financing. With deep expertise across multiple loan programs and a commitment to personalized service, Dan guides clients through the entire process from pre-approval to closing, helping them find competitive rates and terms that match their specific financial situation.
Salmon Bay Community Lending is an independent mortgage broker serving Seattle and the Pacific Northwest, specializing in home purchase loans, refinances, and construction financing. Led by Branch Manager Ruby Grynberg and her team of licensed loan advisors, they're known for relationship-focused service and problem-solving expertise rather than volume-driven lending. They offer proprietary loan programs like StepUp (allowing current homeowners to buy before selling) and Fast-as-Cash (enabling financed buyers to compete with cash offers), plus educational webinars and resources for first-time homebuyers and real estate professionals.
Alex Louie at Home Trust Financial is a mortgage specialist based in Kirkland, WA, dedicated to helping borrowers secure financing for their dream homes. Alex specializes in mortgage pre-approvals and offers personalized guidance tailored to individual financial situations, including first-time homebuyer support. With a focus on transparent communication and streamlined processes, Alex helps clients understand their borrowing capacity and navigate the mortgage approval journey.
Southern Birch Mortgage is a Seattle-based mortgage broker combining technology with personalized service to help clients with home purchases and refinances. Their experienced loan advisors guide borrowers through the entire process from online application through closing, offering purchase and refinance options with payment calculators to help clients understand affordability. Licensed in Washington (NMLS #2154925), they streamline the mortgage process while maintaining a human touch at every step.
Cleveland Street Mortgage, LLC is an independent mortgage lender in Bothell specializing in home purchase loans, refinancing, and various loan programs tailored to different financial situations. Led by experienced loan officers including Chris Butaud and Cole Butard, the company focuses on personalized service, transparent guidance, and helping clients navigate the mortgage process with expertise and integrity. They work with first-time homebuyers, repeat clients, and borrowers with unique financial circumstances.
Guild Mortgage Company is a full-service mortgage lender serving the Seattle metro area from their Kirkland office. They offer a comprehensive range of mortgage products including conventional loans, FHA loans, VA loans, jumbo loans, and refinancing options for both first-time homebuyers and experienced investors. With access to multiple lending programs and a commitment to personalized service, Guild Mortgage helps borrowers navigate the home financing process with transparent guidance and competitive rates.
Preferred Home Loans, partnered with American Pacific Mortgage Corporation, is a mortgage lending service serving the Mill Creek area and surrounding communities in Washington. They offer comprehensive home financing solutions including conventional loans, FHA loans, VA loans, and refinancing options to help homebuyers and existing homeowners achieve their real estate goals. With a strong track record of customer satisfaction, they provide personalized mortgage guidance and competitive rates to borrowers at all stages of the home buying process.
Barry Friedman is a mortgage loan officer at Fairway Independent Mortgage Corp serving the Seattle metro area. With over 60 five-star reviews, he specializes in helping borrowers navigate mortgage options and secure financing for home purchases and refinancing. Barry works with multiple lenders to find competitive rates and loan programs tailored to each client's financial situation.
Sammamish Mortgage is a local mortgage lender serving the greater Seattle area with personalized financing solutions for home buyers and refinancing clients. The team specializes in conventional, FHA, VA, and jumbo loans, offering fast pre-approval processes and access to multiple lending programs. They focus on building relationships with clients to find the right loan program for their unique financial situation.
Evergreen Home Loans is a mortgage lender serving the Seattle metro area with a dedicated office in Bellevue. They offer a full range of mortgage products including conventional loans, FHA loans, VA loans, jumbo loans, and refinancing options for homebuyers and existing homeowners. Their team of experienced loan officers provides personalized service to guide clients through the lending process.
Cornerstone Home Lending is a mortgage brokerage serving the Seattle area with access to multiple lenders and loan programs. The team specializes in helping borrowers find competitive rates and terms tailored to their financial situation, whether purchasing a home, refinancing, or exploring first-time buyer programs. Their experienced loan officers work directly with clients to navigate the lending process and secure favorable mortgage solutions.
Blue Square Mortgage LLC is an independent mortgage lender serving the Seattle area and surrounding communities. They specialize in providing personalized mortgage solutions for homebuyers and refinancing clients, offering competitive rates and a straightforward application process. With a strong focus on customer service, Blue Square Mortgage helps clients navigate loan options to find the right fit for their financial situation.
Caliber Home Loans (Newrez) is a full-service mortgage lender offering home purchase loans, refinancing, home equity loans, and home equity lines of credit to help borrowers achieve homeownership. Based in Mountlake Terrace, their loan advisors work with first-time buyers and experienced homeowners to find loan products matching individual financial needs, backed by online account management tools and a help center for ongoing mortgage servicing support.
Fairway Independent Mortgage Corporation is the top-ranked mortgage broker in Kirkland with a Lantern Score of 85.66/100 and 547 five-star reviews. They specialize in personalized home financing solutions for first-time homebuyers, refinancing borrowers, VA loan applicants, and jumbo loan buyers throughout the Pacific Northwest.
Several top-ranked options specialize in VA loans: Fairway Independent Mortgage Corporation (Lantern Score 85.66), Kyle Bergquist at Cross Country Mortgage (85.55), Seattle's Mortgage Broker - Joe Tafolla (85.28), and Bay Equity Home Loans (85.26). All four are highly rated with 5-star reviews and extensive experience serving military veterans.
All 24 mortgage brokers in Kirkland serve first-time homebuyers, with top options including Movement Mortgage (Lantern Score 85.59), Kyle Bergquist at Cross Country Mortgage (85.55), and Julie Johnson at CrossCountry Mortgage (85.54). These providers offer diverse loan programs and personalized guidance to help new homeowners navigate the purchase process.
Kevin M. Pennington, Licensed Mortgage Broker (Lantern Score 85.29) and Dan Chapman at Fairway Home Mortgage Corporation (85.07) both specialize in serving self-employed professionals. Additionally, On Q Home Loans in Bellevue (85.23) and Cornerstone Home Lending (83.74) specifically list self-employed or non-traditional income borrowers among their specialties.
None of the 24 mortgage brokers in the Kirkland area list weekend hours. Most operate during standard weekday business hours, so you'll want to contact them during the week to discuss your mortgage needs and schedule appointments.
Mortgage Reel - Keith Akada (Lantern Score 85.50) is specifically noted as best for tech employees with RSU compensation. With 25+ years of experience and a 5-star rating from 325 reviews, Keith specializes in helping Seattle-area tech workers and also serves first-time homebuyers, jumbo loan buyers, and real estate investors.