Best Mortgage Brokers in Bellevue, Washington

Fairway Independent Mortgage Corporation is a full-service mortgage lender offering personalized home financing solutions to borrowers throughout the Pacific Northwest. Based in Kirkland, their experienced loan officers provide competitive rates, flexible loan programs, and streamlined pre-approval processes to help first-time homebuyers and experienced investors achieve their real estate goals. With access to multiple lending products and a commitment to transparent, customer-focused service, Fairway helps borrowers navigate every step of the mortgage process.

Kyle Bergquist is an experienced mortgage loan officer and Originating Branch Manager with Cross Country Mortgage in Seattle, serving the Puget Sound region. A top producer recognized with Scotsman Guide's Top Originator rankings and a 40 Under 40 award, Kyle specializes in purchase and refinance mortgages across conventional, FHA, VA, USDA, and jumbo loan programs. As a Seattle native with decades of local market expertise, he guides first-time buyers, move-up homeowners, and refinancers through the entire mortgage process with personalized service and competitive rates.

Keith Akada is a Seattle-based mortgage broker with 25+ years of experience helping clients across Seattle, Bellevue, and the Eastside achieve homeownership. Powered by Fairway, he specializes in first-time buyer programs, jumbo loans for tech professionals (particularly those with RSU compensation), conventional and FHA/VA financing, refinancing, and investor-friendly loans. Keith is known for fast closings (often 10 days or less), transparent education-focused guidance, and deep expertise in local Seattle and Bellevue real estate markets.

The Burns Team at Directors Mortgage is a Washington-based mortgage lender with local specialists serving the Pacific Northwest. They provide comprehensive mortgage services including home loans, refinancing, and expert guidance for first-time homebuyers navigating Washington's diverse real estate markets. With multiple office locations across Washington and a deep understanding of local market conditions, they help clients achieve homeownership with personalized service.

Kevin M. Pennington is a Licensed Mortgage Broker in Kirkland serving homeowners across Washington State with purchase loans, refinances, FHA, VA, USDA, jumbo, and specialty programs. With 15+ years of experience and deep Pacific Northwest roots, Kevin combines wholesale-level pricing with personalized, direct service—no call centers, no banking hours restrictions. He holds professional designations including CFMP® and CCL®, and is recognized as a top 1% national originator with a focus on smooth transactions and strategic guidance from application to closing.

Seattle's Mortgage Broker, led by Joe Tafolla with 20+ years of experience, offers comprehensive home loan solutions including conventional mortgages, FHA loans, VA loans, jumbo loans, low down payment options (3-5%), and refinancing. The team specializes in fast closings (often under 2 weeks), competitive rates by accessing multiple lenders, and personalized customer service with detailed video updates throughout the process. They serve Washington homebuyers from first-time buyers to experienced investors, with a commitment to transparency and finding the optimal loan structure for each client's situation.

Bay Equity Home Loans is a full-service mortgage lender founded in 2007, now operating through Rocket Mortgage with loan officers available for personalized support. They specialize in a wide range of mortgage products including fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans, jumbo loans, and USDA loans, serving first-time homebuyers, repeat buyers, and refinancing clients. Licensed in 48 states and DC, Bay Equity prioritizes personal relationships and understanding each borrower's unique needs throughout their home financing journey.

On Q Home Loans is a mortgage lender in Bellevue specializing in diverse loan programs for homebuyers at all stages. Led by experienced lending professionals Derek Wetzel and Doug Mielitz, they offer conventional mortgages, VA loans, FHA loans, jumbo loans, bank statement loans for self-employed borrowers, physician loans, foreign national loans, and down payment assistance programs. Their unique offerings include accelerated same-day approval timelines, a Lock 'N' Roll rate lock program (60-90 days without contract), and financing options as low as 3% down, making homeownership accessible to first-time buyers, veterans, self-employed professionals, and luxury home purchasers.

Evergreen Home Loans is a mortgage lender serving the Gig Harbor area with a team of experienced loan officers dedicated to delivering loans "On Time and as Promised." They offer a range of financing options including their proprietary CashUp® program, which helps buyers compete with cash offers and close quickly. Their Gig Harbor office provides personalized loan services, pre-approval, and support throughout the entire home purchase process.

Salmon Bay Community Lending is an independent mortgage broker serving Seattle and the Pacific Northwest, specializing in home purchase loans, refinances, and construction financing. Led by Branch Manager Ruby Grynberg and her team of licensed loan advisors, they're known for relationship-focused service and problem-solving expertise rather than volume-driven lending. They offer proprietary loan programs like StepUp (allowing current homeowners to buy before selling) and Fast-as-Cash (enabling financed buyers to compete with cash offers), plus educational webinars and resources for first-time homebuyers and real estate professionals.

Southern Birch Mortgage is a Seattle-based mortgage broker combining technology with personalized service to help clients with home purchases and refinances. Their experienced loan advisors guide borrowers through the entire process from online application through closing, offering purchase and refinance options with payment calculators to help clients understand affordability. Licensed in Washington (NMLS #2154925), they streamline the mortgage process while maintaining a human touch at every step.

Preferred Home Loans, partnered with American Pacific Mortgage Corporation, is a mortgage lending service serving the Mill Creek area and surrounding communities in Washington. They offer comprehensive home financing solutions including conventional loans, FHA loans, VA loans, and refinancing options to help homebuyers and existing homeowners achieve their real estate goals. With a strong track record of customer satisfaction, they provide personalized mortgage guidance and competitive rates to borrowers at all stages of the home buying process.

Sammamish Mortgage is a local mortgage lender serving the greater Seattle area with personalized financing solutions for home buyers and refinancing clients. The team specializes in conventional, FHA, VA, and jumbo loans, offering fast pre-approval processes and access to multiple lending programs. They focus on building relationships with clients to find the right loan program for their unique financial situation.

Evergreen Home Loans is a mortgage lender serving the Seattle metro area with a dedicated office in Bellevue. They offer a full range of mortgage products including conventional loans, FHA loans, VA loans, jumbo loans, and refinancing options for homebuyers and existing homeowners. Their team of experienced loan officers provides personalized service to guide clients through the lending process.

Cornerstone Home Lending is a mortgage brokerage serving the Seattle area with access to multiple lenders and loan programs. The team specializes in helping borrowers find competitive rates and terms tailored to their financial situation, whether purchasing a home, refinancing, or exploring first-time buyer programs. Their experienced loan officers work directly with clients to navigate the lending process and secure favorable mortgage solutions.

Capstone Home Loans is a mortgage lender serving the Pacific Northwest with a focus on personalized service and competitive rates. Led by experienced loan officers, they specialize in conventional, FHA, VA, and jumbo loans, helping first-time buyers and experienced homeowners navigate the lending process. Their local presence in Lynnwood means direct access to decision-makers who understand the regional market.

Priority Home Lending is a mortgage lender based in Bothell, Washington, serving borrowers across Washington, Oregon, Idaho, Arizona, California, and Colorado. The team specializes in home purchases, refinancing, and equity-based transactions, offering over 250 loan programs including conventional, VA, FHA, and jumbo loans. They differentiate themselves through rapid 15-minute prequalifications, a proprietary 10-day closing program, a mobile app for easy access, and a commitment to transparent communication and on-time closings.

Blue Square Mortgage LLC is an independent mortgage lender serving the Seattle area and surrounding communities. They specialize in providing personalized mortgage solutions for homebuyers and refinancing clients, offering competitive rates and a straightforward application process. With a strong focus on customer service, Blue Square Mortgage helps clients navigate loan options to find the right fit for their financial situation.

Carrie Haines is a mortgage loan officer with Movement Mortgage, serving homebuyers and homeowners in the Kirkland area and beyond. She specializes in helping clients understand their financing options, whether they're first-time buyers, refinancing existing mortgages, or exploring investment property loans. Carrie works with clients to determine the right loan type for their situation and breaks down the mortgage process to ensure clarity at every step.

Mike Guild is a mortgage loan officer with Newrez who specializes in helping homebuyers and refinancers navigate the lending process. Based in Seattle, Mike works with first-time homebuyers, second home purchasers, and those looking to refinance, offering personalized guidance from application through closing. He provides expert consultation on loan options, property types, and financing strategies tailored to individual circumstances.

Washington First Mortgage is a Kirkland-based mortgage brokerage specializing in first-time homebuyer loans and comprehensive mortgage solutions across Washington State. With access to 40+ national and local lenders, they offer fixed and adjustable rate mortgages, FHA loans, VA loans, interest-only mortgages, rental property financing, and reverse mortgages. Their experienced loan officers provide personalized guidance and fast closings, helping buyers navigate the home purchase and refinancing process with transparent communication and expert support.

American Mortgage Inc is a Bellevue-based mortgage lender specializing in purchase loans, refinancing, cash-out refinancing, and debt consolidation for homeowners across Washington. Their team provides personalized loan analysis, fast pre-approval letters, and guidance through the entire mortgage process for various property types and credit profiles. They handle complex situations including self-employed borrowers and multi-property owners, with a track record of quick closings and transparent service.

New American Funding is a mortgage lender with a branch in the Kirkland area serving Washington state borrowers. They provide financing options for home purchases and refinancing, helping customers navigate the mortgage process with access to multiple loan programs and competitive rates.

Home Trust Financial is a Kirkland-based mortgage lender specializing in personalized home loan solutions for buyers and refinancing clients. Unlike large banks with limited lending programs, they work with multiple lenders to find competitive rates tailored to each borrower's specific financial situation. Their experienced loan consultants guide clients through the entire mortgage process, offering transparent pricing, educational resources, and responsive customer service to ensure smooth closings.

American Pacific Mortgage Bellevue is a full-service mortgage lender offering purchase loans, refinancing, debt consolidation, and cash-out options for homebuyers and property owners throughout Washington and the Pacific region. Serving clients from first-time homebuyers to investment property owners, APM provides personalized loan advising, secure online application tools, and expert guidance through the entire mortgage process from pre-approval to closing.

TriStar Finance is a mortgage company based in Kirkland, WA, offering comprehensive home loan solutions nationwide. They specialize in purchase mortgages, refinancing, and alternative qualifying programs including FHA, VA, jumbo, and non-traditional loans for first-time buyers, investors, and borrowers with unique financial situations. With NMLS certification and transparent, personalized service, TriStar Finance helps clients navigate complex financing challenges and find affordable solutions tailored to their specific needs.

Every Door Home Loans is a mortgage broker in Seattle specializing in helping homebuyers find the right loan products from multiple lenders. They work with first-time buyers, refinancers, and borrowers with various credit profiles to match them with competitive rates and loan terms. Their team focuses on personalized service and accessibility, making the mortgage process straightforward for Seattle-area clients.