Areas served: Charlottesville, VA and surrounding Albemarle County
Charlottesville's insurance market includes both independent agents representing multiple carriers and captive agents tied to single companies. The local market serves diverse needs from UVA faculty and staff requiring specialized professional liability coverage to vineyard and farm owners in surrounding Albemarle County needing agricultural policies. This directory provides verified contact information, carrier appointments, and specialization areas for licensed insurance agents serving the Charlottesville region.
Craddock Insurance Services, led by Miguel Coradine, is an independent, family-owned agency serving Central Virginia since 1984 with a commitment to personalized service and integrity. They offer comprehensive personal insurance, business insurance, and life insurance solutions tailored to each client's unique needs. As a bilingual agency serving both English and Spanish-speaking customers, they combine expert risk management advice with dedicated personal attention to help clients protect their financial security.
“I have been with Sirius Insurance for about 3 years or so and they have been nothing but great to me. All the staff and everyone that has attended me has been great service. They always answer you and they will go above and beyond. Special shout out to Miguel and Karolina!! Wonderful people! I have all of my insurance policies through them. From Business to Personal. Would I recommend them? YES!! See for yourself!”
— SA cleaning and painting, Google Review · 5 ★ avg from 956 reviewsSteinlage Insurance Agency is an award-winning Medicare brokerage with over 70 years of experience, serving Charlottesville, VA and surrounding areas. Their team specializes in Medicare Supplement plans, Medicare Advantage (Part C), and Medicare Part D prescription drug coverage, providing personalized consultations at no cost to clients. With a perfect 5.0-star rating from 420+ Google reviews, they work with all national insurance carriers to help seniors navigate Medicare enrollment, compare plans, and find coverage that fits their healthcare needs and budget.
“My family and I have relied on the knowledgeable staff at Steinlage Insurance since 2021. They helped us navigate ACA plans and then the transition to Medicare. They are so efficient and professional, and they really ease the stress of these decisions about health care coverage. I tell all my friends about Steinlage---they're the best.”
— Judy Galliher, Google Review · 5 ★ avg from 421 reviewsSpecialized Insurance is an independent agent serving Charlottesville and throughout Virginia, offering auto, home, life, and business insurance. Founded on the philosophy that businesses and families deserve straightforward risk management advice and comprehensive coverage at affordable prices, they partner with long-term focused carriers to match clients with appropriate policies. Their experienced team, led by Neal and staff, is known for prompt, personable service and helping clients navigate everything from new business startups to home purchases and accident claims.
Eva Gee Scott is a State Farm Insurance Agent serving Charlottesville and the surrounding area with comprehensive insurance solutions including auto, home, life, and business coverage. With over 305 five-star reviews, Eva and her team are known for personalized service, competitive rates, and helping customers find the right coverage for their needs. They specialize in bundling discounts and work with clients to optimize their insurance protection.
Lawson Benefits, run by Michelle and Corey Lawson, specializes in Medicare enrollment guidance, worksite benefits consulting for businesses, and individual health insurance planning across Virginia and beyond. They help clients understand complex insurance options, avoid late enrollment penalties, and find coverage that fits their needs through free, no-pressure consultations. Their team provides educational resources, side-by-side plan comparisons, and access to standalone insurance products.
Towe Insurance Service, Inc. is a family-owned, independent insurance agency serving Central Virginia since 1934. They provide comprehensive coverage across auto, home, life, business, and farm insurance, partnering with over 300 insurers through Keystone Insurers Group to deliver competitive rates and personalized service. Known for treating customers like family, they combine expert guidance with multi-state account capabilities to ensure proper coverage at the lowest available rates.
Hunter Wyant is a State Farm Insurance Agent serving Charlottesville and surrounding areas across Virginia, Maryland, Tennessee, and West Virginia. He offers comprehensive insurance coverage including auto, homeowners, renters, condo, life, business, health, and pet insurance, plus banking, investment services, and annuities. With decades of combined office experience and a commitment to personalized service, Hunter's team welcomes walk-ins, offers virtual consultations, and provides 24/7 availability via phone and text.
Able Insurance Agency is a family-owned, independent insurance agency specializing in auto insurance while offering comprehensive coverage for home, life, and business insurance. With over 50 years of experience, they focus on finding the best combination of coverage and price for their clients, leveraging access to multiple carriers to help customers save money—even those with challenging driving records. Their Charlottesville and Richmond locations provide personalized service with quick turnaround times and combo discounts for bundled policies.
Gary Albert is a State Farm Insurance Agent serving Charlottesville and Palmyra, VA since 1999. His agency offers comprehensive insurance products including auto, homeowners, condo, renters, business, life, health, and pet insurance, plus banking, investments, and annuities. Gary holds advanced designations (ChFC, CPCU, CLU) and leads a licensed team committed to personalized service and understanding each client's unique protection needs.
Better Rate Insurance is an independent, locally-owned agency in Charlottesville that specializes in finding the best insurance rates for families across multiple carriers. Their team handles the shopping process for you, comparing dozens of carriers and products to recommend customized coverage for home, auto, life, and business insurance needs. By leveraging relationships with multiple insurers, they help clients save time and money on their insurance programs.
Brian Cory is an independently owned and operated GEICO insurance agent serving Richmond, VA with over 23 years of relevant experience. He offers a comprehensive range of insurance products including auto, home, renters, condo, motorcycle & ATV, and boat coverage. With a bachelor's degree in finance and accounting and Property and Casualty licensing, Brian provides personalized insurance solutions to local customers during extended office hours including Saturday service.
The Rudd Insurance Group is an independent insurance agency in Charlottesville, VA specializing in auto, home, business, and life insurance. Led by Bill Rudd and his team with over 140 years of collective insurance experience, they provide personalized service by shopping multiple carriers to find the best coverage at the right price. Known for going above and beyond to understand individual client needs and handle complex situations, they offer free quotes and dedicated support to help customers navigate policy options with confidence.
Kristina Wyant is a State Farm Insurance Agent serving Charlottesville and Albemarle County, Virginia. She offers a comprehensive range of insurance products including auto, homeowners, condo, renters, business, life, health, and pet insurance, as well as banking services. Available 24/7 by phone or text, Kristina provides personalized quotes and can meet virtually or in-person at her Ridge McIntire Road office.
Ned Loyd is an Allstate Insurance agent serving Charlottesville and the surrounding area with a full range of personal and commercial insurance products. The agency offers auto, homeowners, life, and business insurance with personalized service and access to Allstate's coverage options and bundling discounts. Located on Glenwood Station Lane, Ned Loyd helps individuals and business owners find the right protection for their needs.
Mac Weems is a State Farm Insurance Agent in Charlottesville offering comprehensive coverage including auto, homeowners, condo, renters, business, life, and health insurance, plus banking and annuities. Available 24/7 by phone or text, Mac Weems personalizes insurance solutions to fit each customer's unique needs and makes the process simple and hassle-free.
Hanckel-Citizens Insurance is an independent insurance agency serving Charlottesville and Virginia for over 150 years. They offer comprehensive coverage including home, auto, business, life, renters, umbrella, and recreational vehicle insurance. As an independent agency, they work directly for clients to tailor affordable insurance plans that meet individual needs across all life stages.
Indaco Risk Advisors is a specialized insurance firm in Charlottesville serving complex clients across business insurance, employee benefits, personal insurance, and private client solutions. They go beyond standard insurance by offering comprehensive risk management strategies, leveraging strong relationships with major underwriters and expertise in areas like contracts, finance, and human resources. Their clients include Fortune-level companies, professional athletes, real estate firms, hospitality groups, nonprofits, and manufacturers across 52 states and 26 nations.
Virginia Farm Bureau Insurance Company in Charlottesville offers comprehensive insurance coverage including auto, homeowners, life, and business policies. As part of the Virginia Farm Bureau family, they provide personalized service to help protect what matters most to families and businesses throughout central Virginia.
Insurance Doctor of Charlottesville has been helping drivers and homeowners find affordable coverage since 1991. They specialize in auto, home, renters, motorcycle, boat, and commercial insurance, leveraging over 35 years of combined industry experience to compare rates from multiple carriers and uncover significant savings. Their bilingual agents handle everything from standard policies to SR-22 and FR-44 filings, with flexible payment options and a commitment to finding the best coverage at the best price.
Davis Insurance Agency is an independent insurance agency founded in 1978 by Kenneth L. Davis, who brings over 40 years of industry experience. They specialize in life and health insurance for all ages, and as an independent agency, they work with multiple carriers to find the best coverage options tailored to each client's specific needs. Serving all of Virginia from their Charlottesville location, Davis Insurance focuses on personalized service and comprehensive coverage solutions.
Bearing Insurance is a client-centered insurance agency serving Charlottesville and surrounding areas with comprehensive personal, commercial, and employee benefits insurance solutions. Led by a team committed to exceptional client relationships, they specialize in home, auto, life, and business coverage along with employee benefits packages tailored to each client's unique needs. Their approach emphasizes guidance and partnership, helping clients navigate complex insurance decisions to protect what matters most.
Strong Insurance Agency VA is an independent insurance agency serving the Buena Vista area with comprehensive coverage options including auto, home, life, and business insurance. With a perfect 5-star rating from customers, they focus on personalized service and finding the right coverage at competitive rates for each client's unique needs.
Coleman and Davis Insurance Agency is an independent insurance agency serving Charlottesville and all of Virginia, specializing in auto, commercial, and life insurance. As an independent agency, they work with multiple top carriers including Erie Insurance to help customers find coverage tailored to their specific needs. Their focus is on personalized service and helping customers protect what matters most while managing costs effectively.
Crozet Insurance is a full-service independent insurance agency serving central Virginia since 1987. They specialize in auto, home, business, life, and health insurance for individuals and businesses of all sizes—from family policies to commercial fleet coverage. As an independent agent, they represent multiple carriers including Progressive, Travelers, and National General, allowing them to match clients with the best coverage and rates for their specific needs rather than pushing one company's products.
Central Virginia Insurance Agency is an independent insurance broker serving the Charlottesville area with comprehensive coverage options. They specialize in helping individuals and families find the right insurance solutions across multiple carriers and policy types. As an independent agent, they work with various insurance companies to provide personalized quotes and coverage recommendations tailored to each client's specific needs.
Elite Insurance Group VA is an independent insurance agency in Fredericksburg serving families and businesses with comprehensive coverage options. They specialize in auto, home, life, and commercial insurance policies tailored to Virginia residents' needs. The agency works with multiple insurance carriers to find competitive rates and personalized solutions for each client.
Valley Trust Insurance Group is the largest independent insurance agency in the Shenandoah Valley, serving clients from their Lexington and Staunton offices. They offer comprehensive personal insurance (home, auto, life, umbrella, Medicare supplements), business insurance (owners policies, workers compensation, contractor, farm, medical office), and employee benefits solutions. As independent agents not tied to any single carrier, Mark Dorton and Jake Schindler's team customizes protection plans to fit individual needs at competitive rates.
Comparion Insurance Agency is a local insurance office in downtown Charlottesville offering personalized quotes and coverage advice on auto, home, life, and pet insurance. Their trained agents help clients find policies tailored to their needs and identify available discounts. The office is actively involved in the community through fire safety education, blood drives, and support for local nonprofits and schools.
Huffman Insurance Agencies Inc. is a full-service Nationwide insurance agency in Buena Vista, VA serving Rockbridge County and surrounding areas across five states. They specialize in auto, home, life, business, farm, powersports, and human services insurance, with experienced agents dedicated to helping customers find personalized coverage that protects what matters most. Their in-person consultations help clients understand policy options, exclusions, and coverage gaps to make informed insurance decisions.
Miguel Coradine at Sirius Insurance (Craddock Insurance Services) is the top-ranked insurance agent in Charlottesville with a Lantern Score of 96.26/100 and a 5-star rating from 955 reviews. The family-owned agency has been serving Central Virginia since 1984 and specializes in personalized service for families, business owners, and Spanish-speaking customers.
Steinlage Insurance Agency of Charlottesville is the top choice for Medicare guidance, ranking #2 with a Lantern Score of 94.29/100 and 5 stars from 420 reviews. They specialize in Medicare Supplement and Medicare Advantage plan selection, Part D optimization, and annual plan reviews during the Annual Enrollment Period.
Specialized Insurance (#3, Lantern Score 85.57/100) and Towe Insurance Service Inc. (#6, Lantern Score 84.41/100) are excellent options for small business owners. Specialized Insurance is best for entrepreneurs starting ventures and small business owners seeking bundled coverage, while Towe Insurance has served Central Virginia since 1934 and specializes in comprehensive business coverage including farm insurance.
Several top-ranked agencies offer bundled auto and home coverage, including Eva Gee Scott - State Farm Insurance Agent (#4, Lantern Score 85.48/100), Hunter Wyant - State Farm Insurance Agent (#7, Lantern Score 84.03/100), and Better Rate Insurance (#10, Lantern Score 82.77/100). Better Rate Insurance specializes in finding competitive rates across multiple carriers, while the State Farm agents offer comprehensive bundled packages.
Miguel Coradine at Sirius Insurance (Lantern Score 96.26/100) explicitly serves Spanish-speaking customers and is the top-ranked provider in Charlottesville. Additionally, Mac Weems - State Farm Insurance Agent (#15, Lantern Score 79.96/100) also serves Spanish-speaking customers and offers comprehensive coverage including auto, homeowners, and business insurance.
None of the 29 insurance agents listed in Charlottesville have weekend hours available. For Saturday or Sunday service, you may need to contact agents during the week to schedule appointments or inquire about remote consultation options.