Miguel Coradine - Sirius Insurance

    Homeowners Insurance

    Property and liability protection for your home, customized to your coverage needs and budget.

    Opens tomorrow at 9 AM

    687 Berkmar Cir

    5.0 ★ on Google (956 reviews) · Verified Apr 18, 2026
    Since
    1984
    Multi-Generation
    Family Owned
    Bilingual
    Service
    Central Virginia
    Local Experts

    Protection Built on Trust and Experience

    Custom Coverage Solutions
    We don't believe in one-size-fits-all insurance. Your homeowners policy is tailored to your property, belongings, and budget, ensuring you have the right protection without paying for coverage you don't need.
    Independent Agency Advantage
    As an independent agency, we work with multiple insurance partners to find you the best combination of coverage and price. We're on your side, not the insurance company's.
    Family-Owned Since 1984
    Four decades of experience protecting Virginia families means we understand local risks and have the expertise to guide you through even the toughest insurance challenges.
    Bilingual Service
    We welcome both English and Spanish-speaking customers, ensuring clear communication about your coverage and claims in the language you're most comfortable with.
    Miguel Coradine
    Miguel Coradine

    Miguel Coradine

    Craddock Insurance Services has been protecting Central Virginia families and businesses since 1984. As a family-owned independent insurance agency, they've built their reputation on honesty, integrity, and putting clients' needs first. Located in Charlottesville, they serve Albemarle County, Fluvanna County, Green County, Orange County, and communities throughout Virginia including Ruckersville, Troy, Gordonsville, and Barboursville.

    What People Are Saying

    ★ ★ ★ ★ ★

    My family has been with Craddock Insurance for 20 years. We've had occasion to make several claims during that time. These stressful situations were mitigated by Craddock's combination of professionalism, warmth & understanding. We look forward to using Craddock for the next 20 years!

    Christopher S.
    ★ ★ ★ ★ ★

    The team at Sirius Insurance took the time to understand our unique needs and found us coverage that was both comprehensive and affordable. Their bilingual service made the process smooth for our entire family.

    Virginia Homeowner
    ★ ★ ★ ★ ★

    What sets them apart is their personal attention and expert advice. They don't just sell policies—they build relationships and truly care about protecting their clients' financial security.

    Local Client
    Read all 956 reviews on Google →

    5.0 ★ avg rating · Verified Apr 18, 2026

    Common Questions

    How much homeowners insurance do I need?
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    The amount of coverage you need depends on your home's replacement cost, the value of your belongings, and your liability risk. We'll help you assess these factors to determine appropriate coverage limits that protect your investment without over-insuring.
    What's not covered by standard homeowners insurance?
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    Standard policies typically don't cover floods, earthquakes, or normal wear and tear. We can help you understand coverage gaps and recommend additional policies if needed for comprehensive protection.
    How can I lower my homeowners insurance premium?
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    Common ways to reduce premiums include increasing your deductible, bundling home and auto insurance, installing security systems, and maintaining good credit. We can review your situation and identify discounts you may qualify for.
    What happens if I need to file a claim?
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    Our team provides dedicated support during claim situations, helping you navigate the process with professionalism and understanding. We've been assisting clients with claims for decades and will advocate on your behalf.
    Do you serve areas outside of Charlottesville?
    +
    Yes, we serve Central Virginia including Charlottesville City, Ruckersville, Troy, Gordonsville, Barboursville, Albemarle County, Fluvanna County, Green County, Orange County, and throughout all of Virginia.

    Our Location

    Map showing Miguel Coradine - Sirius Insurance at 687 Berkmar Cir
    Miguel Coradine - Sirius Insurance
    687 Berkmar Cir, Charlottesville, VA 22901
    Get directions →
    Hours
    Mon9:00 AM – 4:30 PM
    Tue9:00 AM – 4:30 PM
    Wed9:00 AM – 4:30 PM
    Thu9:00 AM – 4:30 PM
    Fri9:00 AM – 4:30 PM
    SatClosed
    SunClosed

    We're here for you

    Opens tomorrow at 9 AM
    687 Berkmar Cir, Charlottesville, VA
    Last updated April 18, 2026 · Reviews verified Apr 18, 2026
    © 2026 Miguel Coradine - Sirius Insurance. Published in partnership with Lantern