Best Mortgage Brokers in Greater Seattle

    Areas served: Tacoma, Bellevue, Seattle, Kirkland, Redmond

    47 local businessesRanked by Lantern Score — a measure of reputation and business quality. We don't accept payment for placement.
    Updated April 16, 2026

    The competitive and expensive real estate markets in Seattle, Bellevue, and Kirkland make experienced mortgage brokers essential for navigating complex financing options.

    Show businesses best for:
    86
    Lantern
    Score
    Lacey, WA
    Serves Lacey, Olympia, and surrounding areas across 12 western states
    ★★★★★5.0(551 Google reviews)

    Guild Mortgage Company's Lacey branch offers comprehensive home financing solutions including conventional, FHA, VA, USDA, jumbo, renovation, and down payment assistance loans. Led by Branch Manager Kathy Randich and a team of 13 licensed loan officers, Guild provides personalized guidance to help borrowers find the right loan program for their situation. With local processing, underwriting, and funding backed by Guild's 60+ years of industry experience, they serve first-time homebuyers, military servicemembers, and buyers in high-cost markets across Washington and 11 other states.

    Best for: First-Time HomebuyersVeteransCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Military servicemembers, High-cost market buyers, Borrowers seeking down payment assistance
    What sets them apart
    • Dedicated local loan officers who live and work in the community, providing personalized service and expertise throughout the lending process.
    • Offers conventional, FHA, VA, USDA, jumbo, renovation, and down payment assistance programs to fit different financial situations and homebuying goals.
    • All loan processing, underwriting, and funding happens locally, enabling faster turnaround and responsive support from application through closing.
    Home LoansMortgage LendersLocal ProcessingFHA VA LoansDown Payment Assistance
    Guild Mortgage Company - Woodland Square Loop SE
    Updated 4/17/26Learn More →
    86
    Lantern
    Score
    Kirkland, WA
    Serves Seattle metro area and surrounding communities, including Puget Sound region
    ★★★★★5.0(547 Google reviews)

    Fairway Independent Mortgage Corporation is a full-service mortgage lender offering personalized home financing solutions to borrowers throughout the Pacific Northwest. Based in Kirkland, their experienced loan officers provide competitive rates, flexible loan programs, and streamlined pre-approval processes to help first-time homebuyers and experienced investors achieve their real estate goals. With access to multiple lending products and a commitment to transparent, customer-focused service, Fairway helps borrowers navigate every step of the mortgage process.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Refinancing borrowers, VA loan applicants, Jumbo loan buyers
    What sets them apart
    • As an independent mortgage company, Fairway offers flexibility in loan programs and competitive terms without being tied to a single bank's offerings.
    • Provides access to conventional, FHA, VA, and jumbo loan options to match diverse borrower needs and financial situations.
    • Kirkland-based team with deep knowledge of Pacific Northwest real estate markets and local lending requirements.
    Mortgage LenderHome FinancingPre-ApprovalCompetitive RatesLocal Service
    Fairway Independent Mortgage Corporation
    Updated 4/17/26Learn More →
    86
    Lantern
    Score
    Seattle, WA
    Serves Seattle, Washington and nationwide
    ★★★★★5.0(424 Google reviews)

    Movement Mortgage is a full-service mortgage lender offering home purchase loans and refinancing options with a focus on streamlined processes and personalized service. Based in Seattle, they provide fast pre-approval, competitive rates, and transparent guidance through every step of the mortgage journey. As a self-described Impact Lender, Movement commits significant profits to community development and operates Movement Schools, a free public charter network serving underserved areas.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, refinancing homeowners, borrowers seeking transparent communication, socially conscious lenders
    What sets them apart
    • Commits over 10% of profits to community initiatives including the Movement Foundation and Movement Schools, a free public charter network serving historically underserved areas.
    • Combines convenient online technology with personalized loan officer support to simplify home buying and refinancing with minimal surprises.
    • Dedicated support and patient guidance for first-time homebuyers, with loan officers who explain each step clearly and answer all questions.
    Home LoansRefinancingFast Pre-ApprovalImpact LenderPersonalized Service
    Phone(855) 979-1084
    Movement Mortgage
    Updated 4/17/26Learn More →
    86
    Lantern
    Score
    Seattle, WA
    Serves Seattle, WA and Puget Sound region
    ★★★★★5.0(370 Google reviews)

    Kyle Bergquist is an experienced mortgage loan officer and Originating Branch Manager with Cross Country Mortgage in Seattle, serving the Puget Sound region. A top producer recognized with Scotsman Guide's Top Originator rankings and a 40 Under 40 award, Kyle specializes in purchase and refinance mortgages across conventional, FHA, VA, USDA, and jumbo loan programs. As a Seattle native with decades of local market expertise, he guides first-time buyers, move-up homeowners, and refinancers through the entire mortgage process with personalized service and competitive rates.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, Move-up home buyers, VA loan applicants, Refinancing homeowners
    What sets them apart
    • Kyle is a Scotsman Guide Top Originator and 2021 40 Under 40 Puget Sound Business Journal award recipient, bringing proven excellence and deep local market knowledge to every transaction.
    • Offers conventional, FHA, VA, USDA, and jumbo loans as part of America's #1 Retail Mortgage Lender, ensuring flexibility to match your specific financial situation.
    • Kyle provides step-by-step support from pre-qualification through closing, with weekly market updates and educational resources to help borrowers make informed decisions.
    Mortgage LoansPurchase & RefinanceVA LoansFHA LoansTop Producer
    Phone(425) 478-0961
    Kyle Bergquist Mortgage Team at Cross Country Mortgage
    Updated 4/17/26Learn More →
    86
    Lantern
    Score
    Seattle, WA
    Serves Seattle, WA and surrounding areas
    ★★★★★5.0(362 Google reviews)

    Julie Johnson is a Regional Vice President and mortgage loan officer with CrossCountry Mortgage in Seattle, specializing in home purchases and refinancing. With over 25 years in the mortgage industry and recognition as a Top Woman Originator by Scotsman Guide in 2024, Julie guides homebuyers through the entire loan process with a focus on education and stress reduction. She offers pre-approval, competitive rates, fast closings, and personalized support for first-time buyers, move-up home purchasers, and those seeking to refinance.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, move-up home purchasers, borrowers seeking refinancing, homeowners interested in cash-out refinancing or HELOCs
    What sets them apart
    • Julie has been in the mortgage industry since the late 1990s and is ranked among the Top Women Originators in the country by Scotsman Guide in 2024.
    • Julie is dedicated to teaching homebuyers about the entire loan process through seminars, videos, and personalized guidance to help you understand credit scores, down payments, and closing costs.
    • Available 7:00 AM to 10:00 PM Monday through Sunday for convenient consultations and support.
    Mortgage LoansHome PurchaseRefinancingPre-ApprovalFirst-Time Buyers
    Phone(206) 769-6031
    Julie Johnson, Johnson Team | CrossCountry Mortgage Seattle
    Updated 4/17/26Learn More →
    86
    Lantern
    Score
    Bothell, WA
    Serves Bothell, WA and nationwide (licensed in 29 states)
    ★★★★★5.0(329 Google reviews)

    Rosa Briggs at CrossCountry Mortgage is a mortgage lending team based in Bothell, WA, specializing in home purchase financing, refinancing, and strategic mortgage solutions. Led by Rosa Briggs, a Senior Mortgage Advisor (NMLS 117032), the team takes a concierious, personalized approach to home lending—discussing your goals, creating a customized roadmap, and providing ongoing support through closing and beyond. Licensed across 29 states, they help first-time buyers, current homeowners looking to refinance, and investors navigate the home financing process with expert guidance rather than automated approvals.

    Best for: Refinancing
    Ideal clients: First-time home buyers, existing homeowners considering refinancing, real estate investors, anyone seeking personalized mortgage guidance beyond standard approval processes
    What sets them apart
    • Rosa Briggs and team provide personalized, strategic guidance rather than quick, auto-generated approvals. They work with you to understand your long-term goals and create a customized financing plan tailored to your situation.
    • The team doesn't disappear after closing. They offer annual mortgage reviews and remain available to answer questions, helping you optimize your investment year after year.
    • Licensed in 29 states with a team of professionals, allowing them to serve clients across the country while maintaining local, hands-on support in the Pacific Northwest.
    Mortgage LendingHome PurchaseRefinancingConcierge ServiceStrategic Financing
    Phone(425) 268-0245
    Rosa Briggs at CrossCountry Mortgage
    Updated 4/17/26Learn More →
    86
    Lantern
    Score
    Seattle, WA
    Serves Seattle, Bellevue, Redmond, Kirkland, and greater Eastside, Washington
    ★★★★★5.0(325 Google reviews)

    Keith Akada is a Seattle-based mortgage broker with 25+ years of experience helping clients across Seattle, Bellevue, and the Eastside achieve homeownership. Powered by Fairway, he specializes in first-time buyer programs, jumbo loans for tech professionals (particularly those with RSU compensation), conventional and FHA/VA financing, refinancing, and investor-friendly loans. Keith is known for fast closings (often 10 days or less), transparent education-focused guidance, and deep expertise in local Seattle and Bellevue real estate markets.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time home buyers, Tech employees with RSU compensation, Seattle/Bellevue jumbo loan buyers, Real estate investors, Refinancing homeowners
    What sets them apart
    • Keith has deep expertise qualifying RSUs and stock compensation from Amazon, Microsoft, Google, and Meta employees, helping tech professionals maximize buying power for jumbo loans in the Seattle area.
    • Consistently closes loans in 10 days or less through Fairway's advanced underwriting and efficient process, giving buyers a competitive edge in multiple-offer situations.
    • Focuses on transparent market education and clear communication rather than sales tactics, helping clients understand local market dynamics and make confident, informed decisions.
    Seattle Mortgage BrokerJumbo LoansFirst-Time BuyersFast ClosingTech RSU Specialist
    Phone(206) 601-3426
    Mortgage Reel - Keith Akada
    Updated 4/17/26Learn More →
    85
    Lantern
    Score
    Tacoma, WA
    Serves Tacoma, Washington and surrounding Pierce County communities
    ★★★★★5.0(269 Google reviews)

    Fairway Independent Mortgage Corporation is a mortgage lender serving the Tacoma area and beyond, offering a full range of home financing solutions including conventional loans, FHA loans, VA loans, and jumbo mortgages. With access to multiple lending partners and programs, Fairway helps borrowers find competitive rates and flexible terms tailored to their financial situation. Their experienced team specializes in guiding first-time homebuyers through the mortgage process while also serving refinancing clients and those with unique lending needs.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Veterans seeking VA loans, Borrowers refinancing existing mortgages, Buyers needing FHA or jumbo financing
    What sets them apart
    • As an independent mortgage corporation, Fairway connects borrowers with multiple lending partners to compare rates and find the best fit for their financial situation.
    • Offers conventional, FHA, VA, and jumbo loan options, serving first-time buyers, refinancing clients, and borrowers with varied credit profiles and down payment amounts.
    • Based in Tacoma with established presence and deep knowledge of the local real estate market and community lending landscape.
    Mortgage LenderHome FinancingVA LoansFHA LoansRefinancing
    Phone(253) 244-9401
    Fairway Independent Mortgage Corporation
    Updated 4/17/26Learn More →
    85
    Lantern
    Score
    Bellevue, WA
    Serves Washington state including Bellevue, Seattle metro, Spokane, Vancouver, and surrounding communities
    ★★★★★5.0(250 Google reviews)

    The Burns Team at Directors Mortgage is a Washington-based mortgage lender with local specialists serving the Pacific Northwest. They provide comprehensive mortgage services including home loans, refinancing, and expert guidance for first-time homebuyers navigating Washington's diverse real estate markets. With multiple office locations across Washington and a deep understanding of local market conditions, they help clients achieve homeownership with personalized service.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, refinancing homeowners, Washington residents seeking local mortgage expertise
    What sets them apart
    • Mortgage specialists with deep knowledge of Washington's diverse real estate markets and local lending conditions across multiple regions.
    • Serves customers across Washington with offices in Bellevue, Camas, Spokane, and Vancouver, providing convenient local access.
    • Offers home loans, refinancing, and first-time buyer programs with personalized guidance for homeownership.
    Mortgage LenderHome LoansRefinancingFirst-Time BuyersWashington
    Phone(425) 442-8240
    The Burns Team- Directors Mortgage - Bellevue, WA
    Updated 4/17/26Learn More →
    85
    Lantern
    Score
    Puyallup, WA
    Serves Puyallup, Tacoma, Auburn, Kirkland, and surrounding Pierce and King County communities
    ★★★★★5.0(213 Google reviews)

    April Janas is an SVP of Mortgage Lending at CrossCountry Mortgage with over 25 years of industry experience, specializing in purchase loans, refinancing, construction loans, down payment assistance, and home equity products. Operating from her Puyallup office, April and her team guide clients through every step of the mortgage process with a focus on education, transparent loan options, and stress-free closings. She serves the greater Puget Sound area including Puyallup, Tacoma, Auburn, Kirkland, and surrounding communities, helping first-time buyers, move-up homeowners, and refinancing clients achieve their homeownership goals.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, move-up homeowners, refinancing clients, construction loan borrowers, home equity seekers
    What sets them apart
    • April brings over two decades of industry experience and has helped thousands of clients achieve homeownership. She serves as SVP of Mortgage Lending at CrossCountry Mortgage, demonstrating deep expertise in complex loan scenarios.
    • April offers access to over 120 loan products through CrossCountry Mortgage, giving clients extensive options for purchase, refinance, construction, and home equity needs tailored to their specific financial situation.
    • April emphasizes quick closings and competitive rates to help clients move fast in competitive markets. She provides free pre-approval consultations and mortgage calculators to help clients make informed decisions.
    Mortgage LendingPurchase LoansRefinancingConstruction Loans25+ Years Experience
    Phone(253) 251-4029
    April Janas at CrossCountry Mortgage
    Updated 4/17/26Learn More →
    85
    Lantern
    Score
    Kirkland, WA
    Serves Statewide Washington, with service hubs in King County (Bothell, Bellevue, Kirkland), Snohomish County (Lynnwood, Edmonds, Everett), South Sound (Tacoma, Olympia), and Eastern Washington
    ★★★★★5.0(209 Google reviews)

    Kevin M. Pennington is a Licensed Mortgage Broker in Kirkland serving homeowners across Washington State with purchase loans, refinances, FHA, VA, USDA, jumbo, and specialty programs. With 15+ years of experience and deep Pacific Northwest roots, Kevin combines wholesale-level pricing with personalized, direct service—no call centers, no banking hours restrictions. He holds professional designations including CFMP® and CCL®, and is recognized as a top 1% national originator with a focus on smooth transactions and strategic guidance from application to closing.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, self-employed borrowers, refinancers seeking better rates, VA loan borrowers, jumbo loan borrowers, down payment assistance applicants
    What sets them apart
    • Kevin provides direct mobile access and works nights & weekends—no corporate call centers or banking hour restrictions. Clients work directly with their mortgage professional from application through closing.
    • Offers competitive wholesale-level rates combined with fully pre-underwritten approvals, rapid turnarounds, and access to 1,500+ loan products across multiple lenders rather than a single-bank model.
    • Recognized as 2025 Mortgage Broker of the Year by NAMB, Top 1% National Originator, and consistent Scotsman Guide award winner. Deep PNW expertise serving homeowners from Bothell to Wenatchee.
    Mortgage BrokerPurchase LoansRefinancingVA LoansDirect Service
    Phone(425) 894-7852
    Kevin M. Pennington, Licensed Mortgage Broker
    Updated 4/17/26Learn More →
    85
    Lantern
    Score
    Seattle, WA
    Serves Seattle, Washington and surrounding communities
    ★★★★★5.0(207 Google reviews)

    Seattle's Mortgage Broker, led by Joe Tafolla with 20+ years of experience, offers comprehensive home loan solutions including conventional mortgages, FHA loans, VA loans, jumbo loans, low down payment options (3-5%), and refinancing. The team specializes in fast closings (often under 2 weeks), competitive rates by accessing multiple lenders, and personalized customer service with detailed video updates throughout the process. They serve Washington homebuyers from first-time buyers to experienced investors, with a commitment to transparency and finding the optimal loan structure for each client's situation.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, buyers needing fast closing timelines, VA loan applicants, refinancing clients, buyers seeking low down payment options
    What sets them apart
    • Specializes in loan closings in under 2 weeks, often as little as 8-10 days, helping buyers stand out with quick offers and strong positions in competitive markets.
    • Unlike traditional banks, the team connects clients with competing mortgage lenders to secure lower rates and better terms tailored to individual circumstances.
    • Joe Tafolla brings two decades of Washington state mortgage expertise, with hundreds of families served and a deep understanding of local market dynamics.
    Mortgage BrokerFast ClosingLow Down PaymentVA LoansRefinancing
    Phone(206) 251-0818
    Seattle's Mortgage Broker - Joe Tafolla
    Updated 4/17/26Learn More →
    85
    Lantern
    Score
    Bellevue, WA
    Serves Bellevue, WA and 48 states nationwide
    ★★★★★5.0(201 Google reviews)

    Bay Equity Home Loans is a full-service mortgage lender founded in 2007, now operating through Rocket Mortgage with loan officers available for personalized support. They specialize in a wide range of mortgage products including fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans, jumbo loans, and USDA loans, serving first-time homebuyers, repeat buyers, and refinancing clients. Licensed in 48 states and DC, Bay Equity prioritizes personal relationships and understanding each borrower's unique needs throughout their home financing journey.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, Repeat buyers, VA loan borrowers, Borrowers seeking jumbo or FHA loans, Refinancing clients
    What sets them apart
    • Offers fixed-rate, adjustable-rate, FHA, VA, jumbo, and USDA loans to meet different buyer profiles and financial situations.
    • Loan officers provide direct, one-on-one guidance rather than purely digital processing, prioritizing understanding each borrower's specific situation.
    • Licensed in 48 states and DC with backing of Rocket Mortgage's resources, combining local service with national infrastructure.
    Mortgage LenderHome LoansVA LoansFHA LoansRefinancing
    Bay Equity Home Loans
    Updated 4/17/26Learn More →
    85
    Lantern
    Score
    Bellevue, WA
    Serves Bellevue, WA and surrounding Puget Sound region
    ★★★★★5.0(190 Google reviews)

    On Q Home Loans is a mortgage lender in Bellevue specializing in diverse loan programs for homebuyers at all stages. Led by experienced lending professionals Derek Wetzel and Doug Mielitz, they offer conventional mortgages, VA loans, FHA loans, jumbo loans, bank statement loans for self-employed borrowers, physician loans, foreign national loans, and down payment assistance programs. Their unique offerings include accelerated same-day approval timelines, a Lock 'N' Roll rate lock program (60-90 days without contract), and financing options as low as 3% down, making homeownership accessible to first-time buyers, veterans, self-employed professionals, and luxury home purchasers.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, veterans and active-duty military, self-employed professionals, physicians and medical professionals, luxury home buyers, foreign nationals
    What sets them apart
    • On Q Home Loans offers a Same-Day program that can approve loans in one day with down payments as low as 3%, plus flexible rate-lock options (60-90 days) without requiring a signed contract.
    • Beyond standard mortgages, they provide bank statement loans for self-employed borrowers, physician loans with as little as 5% down, foreign national loans without SSN requirements, and down payment assistance programs using federal and local grants.
    • Led by SVP Derek Wetzel and VP Doug Mielitz, both with deep mortgage lending expertise, ensuring professional guidance through the lending process.
    Mortgage LenderVA LoansFHA LoansJumbo LoansFirst-Time Buyers
    Phone(206) 222-5771
    On Q Home Loans | Bellevue
    Updated 4/17/26Learn More →
    85
    Lantern
    Score
    Lynnwood, WA
    Serves Lynnwood, Everett, and the greater Seattle metropolitan area
    ★★★★★5.0(179 Google reviews)

    Cascade Lending Group is a mortgage broker serving the greater Seattle area, helping borrowers find the right loan programs from multiple lenders. They specialize in conventional, FHA, VA, and jumbo loans, offering personalized guidance through the mortgage process with a focus on competitive rates and fast pre-approval timelines. Their team works with first-time homebuyers, refinancing clients, and those with unique financial situations to match them with the best lending options.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Veterans seeking VA loans, Refinancing borrowers, Buyers seeking jumbo loans
    What sets them apart
    • As a mortgage broker, Cascade works with numerous lending partners to provide borrowers with competitive rates and multiple loan program options rather than being limited to a single lender's offerings.
    • They offer expertise in VA loans, FHA loans, jumbo loans, and conventional financing, serving borrowers with varying credit profiles and down payment capabilities.
    • Cascade emphasizes streamlined pre-approval timelines to help buyers move quickly in a competitive real estate market.
    Mortgage BrokerHome LoansVA LoansFHA LoansRefinancing
    Phone(425) 319-6101
    Cascade Lending Group
    Updated 4/17/26Learn More →
    85
    Lantern
    Score
    Gig Harbor, WA
    Serves Gig Harbor, Washington and surrounding communities
    ★★★★★5.0(177 Google reviews)

    Evergreen Home Loans is a mortgage lender serving the Gig Harbor area with a team of experienced loan officers dedicated to delivering loans "On Time and as Promised." They offer a range of financing options including their proprietary CashUp® program, which helps buyers compete with cash offers and close quickly. Their Gig Harbor office provides personalized loan services, pre-approval, and support throughout the entire home purchase process.

    Ideal clients: First-time homebuyers, competitive buyers in hot markets, refinancing customers, those seeking fast closings
    What sets them apart
    • Proprietary program that helps buyers compete with all-cash offers and close loans in as little as 10 business days, giving a competitive edge in fast-moving markets.
    • Multiple NMLS-licensed loan officers with deep expertise serving the Puget Sound region, providing personalized guidance from application through closing.
    • Online loan application portal, payment services, and loan service portal for complete transparency and easy account management throughout your loan term.
    Mortgage LenderHome LoansFast ClosingsCashUp ProgramLocal Loan Officers
    Phone(253) 858-3899
    Evergreen Home Loans Gig Harbor NMLS 1102863
    Updated 4/17/26Learn More →
    85
    Lantern
    Score
    Seattle, WA
    Serves Seattle, WA and surrounding regions
    ★★★★★5.0(178 Google reviews)

    Paul Johnson is a Vice President of Lending and mortgage loan officer with CrossCountry Mortgage, serving the Seattle area and beyond. He specializes in purchase mortgages, refinancing, and home equity lines of credit (HELOCs), offering access to 120+ loan programs including conventional, FHA, VA, and USDA loans. Paul is committed to guiding clients through every step of the mortgage process with transparent communication and competitive rates, helping first-time homebuyers, move-up buyers, and those refinancing achieve their homeownership goals.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, military members and veterans, home buyers seeking refinancing, homeowners looking to access home equity
    What sets them apart
    • Paul offers conventional, FHA, VA, USDA, and proprietary programs not available elsewhere, giving clients more options to find the right fit.
    • CCM Smart Start covers up to 2% of the purchase price (up to $5,250) toward down payments, making homeownership more accessible for first-time buyers.
    • Paul emphasizes quick closings and streamlined processes, including CCM Equity Express for home equity lines of credit approved and funded in as few as 5 days.
    Mortgage LoansRefinancingFirst-Time BuyersVA LoansFast Closings
    Phone(206) 895-1049
    Paul Johnson | Johnson Team @ CrossCountry Mortgage Seattle
    Updated 4/17/26Learn More →
    85
    Lantern
    Score
    Silverdale, WA
    Serves Silverdale, WA and surrounding Washington State communities
    ★★★★★5.0(166 Google reviews)

    Cameron Salley is a mortgage specialist with Newrez, helping homebuyers and homeowners in Washington State secure financing for home purchases and refinances. The team provides competitive rates, innovative loan options (including specialized programs for medical professionals), and transparent guidance on financing choices. They're known for accurate communication, detailed explanation of loan pros and cons, and responsive customer service.

    Best for: Refinancing
    Ideal clients: Home buyers, homeowners refinancing, medical professionals, first-time buyers, investors
    What sets them apart
    • Offers flexible financing options designed specifically for doctors and medical professionals with limited down payment savings, helping early-career medical professionals access home ownership.
    • Takes time to carefully explain the pros and cons of different financing options rather than pushing a single product, ensuring borrowers understand their choices.
    • Backed by Newrez's resources including educational guides on home inspection, title issues, and market trends to help borrowers make informed decisions.
    Mortgage LoansHome FinancingRefinancingPurchase LoansWashington State
    Phone(360) 731-1346
    Websitenewrez.com
    Cameron Salley Mortgage Specialist
    Updated 4/17/26Learn More →
    85
    Lantern
    Score
    Kirkland, WA
    Serves Kirkland, WA and surrounding Puget Sound region
    ★★★★★5.0(154 Google reviews)

    Dan Chapman is a loan officer with Fairway Home Mortgage Corporation, serving clients from Kirkland, WA. He specializes in helping homebuyers, refinancers, and construction borrowers navigate mortgage options including conventional loans, FHA mortgages, VA loans, jumbo loans, USDA loans, and renovation financing. With deep expertise across multiple loan programs and a commitment to personalized service, Dan guides clients through the entire process from pre-approval to closing, helping them find competitive rates and terms that match their specific financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, military veterans (VA loans), self-employed professionals, construction/renovation borrowers, refinancers seeking better rates
    What sets them apart
    • Offers conventional, FHA, VA, USDA, jumbo, construction, renovation, and reverse mortgage options to match diverse borrowing needs.
    • Supported by Fairway Home Mortgage Corporation with access to mortgage calculators, homeownership education, and pre-approval tools.
    • Licensed across multiple states including WA, MT, CA, CO, ID, and TX, enabling service to clients relocating or with out-of-state properties.
    Mortgage LoansRefinancingHome PurchaseVA LoansFHA Loans
    Dan Chapman - Fairway Home Mortgage Corporation
    Updated 4/17/26Learn More →
    85
    Lantern
    Score
    Seattle, WA
    Serves Seattle, WA and surrounding areas
    ★★★★★5.0(152 Google reviews)

    Jeff McGinnis is a Senior Loan Officer at CrossCountry Mortgage, America's #1 retail mortgage lender, with over 25 years of lending experience. He specializes in purchase mortgages, refinancing, VA loans, FHA loans, and investment property financing, serving first-time homebuyers, veterans, divorcing couples, and real estate investors. Known as a top producer in the industry, Jeff provides personalized guidance through the entire loan process with competitive rates and fast closings.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan eligible borrowers, refinancing homeowners, real estate investors, divorcing couples
    What sets them apart
    • Jeff brings over two decades of proven expertise in mortgage lending, establishing himself as a top producer known for exceptional results and client satisfaction.
    • Access to 60+ programs including VA loans, FHA loans, jumbo loans, investment property financing, and cash-out refinancing options to fit diverse borrower needs.
    • Backed by America's #1 retail mortgage lender, offering competitive rates, fast closings, and comprehensive tools like mortgage calculators and detailed guides.
    Mortgage LoansRefinancingVA LoansFirst-Time BuyersFast Pre-Approval
    Phone(206) 283-5626
    Jeff McGinnis at CrossCountry Mortgage
    Updated 4/17/26Learn More →
    85
    Lantern
    Score
    Seattle, WA
    Serves Seattle and the Pacific Northwest, Washington
    ★★★★★5.0(147 Google reviews)

    Salmon Bay Community Lending is an independent mortgage broker serving Seattle and the Pacific Northwest, specializing in home purchase loans, refinances, and construction financing. Led by Branch Manager Ruby Grynberg and her team of licensed loan advisors, they're known for relationship-focused service and problem-solving expertise rather than volume-driven lending. They offer proprietary loan programs like StepUp (allowing current homeowners to buy before selling) and Fast-as-Cash (enabling financed buyers to compete with cash offers), plus educational webinars and resources for first-time homebuyers and real estate professionals.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, current homeowners refinancing or upgrading, buyers in competitive markets, real estate agents seeking reliable lending partners
    What sets them apart
    • Offers exclusive StepUp and Fast-as-Cash loan products (in partnership with Evergreen Home Loans) designed to solve unique buyer challenges like purchasing before selling or competing with cash offers.
    • Clients come through referrals rather than purchased lists, and the team prioritizes personalized advice and follow-through. They have a documented perfect on-time closing record with partner real estate professionals.
    • Hosts regular webinars, workshops, and 'Friday Updates' videos for buyers and agents on pre-approval, refinancing, and home-buying strategy. Provides free Mortgage Minutes educational content and live classes.
    Mortgage BrokersHome LoansRefinancingFirst-Time BuyersSeattle
    Phone(206) 789-8629
    Salmon Bay Community Lending
    Updated 4/17/26Learn More →
    85
    Lantern
    Score
    Silverdale, WA
    Serves Silverdale, Washington and surrounding Kitsap County areas
    ★★★★★5.0(146 Google reviews)

    Evergreen Home Loans is a mortgage lender with a Silverdale office staffed by experienced loan officers dedicated to delivering fast, reliable home financing. They specialize in helping homebuyers secure mortgages with their signature "On Time and as Promised®" service model, and offer CashUp by Evergreen, a program that helps buyers compete in competitive markets and close quickly. The team provides personalized guidance throughout the purchase process to help first-time and experienced buyers achieve homeownership with confidence.

    Ideal clients: First-time homebuyers, competitive market buyers, borrowers seeking fast closing timelines, homebuyers wanting personalized local service
    What sets them apart
    • Proprietary program that strengthens buyer offers and enables faster closings, helping customers win in competitive markets and close in as few as 10 business days.
    • Six dedicated loan officers and sales managers based in the Silverdale office provide personalized service and local market expertise to guide buyers through the entire mortgage process.
    • Evergreen's core commitment ensures reliable, transparent service and timely closings that give homebuyers peace of mind.
    Mortgage LenderHome FinancingFast ClosingLocal Loan Officers
    Phone(360) 698-6440
    Evergreen Home Loans Silverdale NMLS 1147547
    Updated 4/17/26Learn More →
    85
    Lantern
    Score
    Puyallup, WA
    Serves Puyallup and surrounding Pierce County communities
    ★★★★★5.0(142 Google reviews)

    Wave Lending Group is a mortgage broker in Puyallup, WA specializing in home purchase loans, refinances, VA loans, and cash-out refinances. Led by experienced mortgage advisors including Joel, they help first-time buyers and existing homeowners find competitive rates and close loans in as little as 30 days. They offer fast pre-approval letters, rate comparison tools, and personalized guidance to help clients save money and achieve their homeownership goals.

    Best for: VeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, current homeowners seeking refinancing, VA loan borrowers, borrowers wanting competitive rate shopping
    What sets them apart
    • Wave Lending can close loans in as little as 30 days with streamlined online applications and expedited approval processes, helping clients secure homes quickly.
    • Dedicated expertise in VA home loans with a specialized VA Loan Qualifier tool and advisors trained to help veterans navigate and maximize their benefits.
    • They focus on long-term customer relationships, offering ongoing check-ins and refinancing options to help clients implement wealth-building strategies over time.
    Mortgage BrokerHome LoansRefinancingVA LoansFast Funding
    Phone(253) 539-1700
    Wave Lending Group #21751
    Updated 4/17/26Learn More →
    85
    Lantern
    Score
    Marysville, WA
    Serves Marysville, Washington and surrounding Snohomish County communities
    ★★★★★5.0(140 Google reviews)

    Evergreen Home Loans is a mortgage lender with a Marysville office staffed by experienced loan officers dedicated to delivering fast, reliable home financing. They specialize in helping homebuyers navigate the loan process with transparency and support, offering their proprietary CashUp® program that enables competitive offers and quick closings. The team works with various loan types to put buyers in the strongest position to purchase a home.

    Ideal clients: First-time homebuyers, competitive offer situations, buyers seeking fast closings
    What sets them apart
    • Proprietary cash offer program that helps buyers compete with all-cash offers and close quickly—some customers have closed in as little as 10 business days.
    • Evergreen's core commitment ensures reliable loan processing and closing timelines, giving homebuyers confidence throughout the purchase process.
    • The Marysville office has multiple senior loan officers and a dedicated branch manager to guide first-time and experienced buyers through loan options.
    Mortgage LenderHome LoansFast ClosingsCashUp ProgramExperienced Loan Officers
    Phone(360) 653-5600
    Evergreen Home Loans Marysville 1124039
    Updated 4/17/26Learn More →
    85
    Lantern
    Score
    Federal Way, WA
    Serves Federal Way, WA and surrounding Pierce County communities
    ★★★★★5.0(126 Google reviews)

    Cornerstone Home Lending is a mortgage lender serving the Federal Way area and surrounding communities with comprehensive home financing solutions. They offer a range of loan programs including conventional, FHA, VA, and jumbo loans, helping both first-time homebuyers and experienced borrowers secure competitive rates and personalized service. With a strong track record of customer satisfaction, they specialize in making the mortgage process straightforward and accessible.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, buyers seeking jumbo financing, homeowners refinancing
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan options to meet diverse borrowing needs and financial situations.
    • Based in Federal Way with direct access to loan officers who understand the local real estate market and community needs.
    • Streamlined application and approval process designed to get borrowers pre-approved quickly so they can move forward with confidence.
    Mortgage LenderHome LoansVA LoansFHA LoansJumbo Loans
    Phone(253) 214-7003
    Cornerstone Home Lending
    Updated 4/17/26Learn More →
    85
    Lantern
    Score
    Seattle, WA
    Serves Seattle, WA and surrounding King County communities
    ★★★★★5.0(124 Google reviews)

    Guild Mortgage's Seattle branch, led by Loan Officer Kerwin Lyon with 16+ years of experience, specializes in comprehensive mortgage financing for first-time homebuyers, refinancing, and homeowners seeking to leverage home equity. The branch offers diverse loan programs including FHA, VA, USDA, Jumbo, 100% financing options, and down payment assistance programs. Kerwin and his team provide personalized consultations and use advanced tools like mortgage calculators and temporary buydown analysis to help clients find affordable financing solutions tailored to their specific goals.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA loan applicants, military relocating personnel, jumbo loan seekers, refinancing homeowners
    What sets them apart
    • Kerwin Lyon brings extensive expertise across diverse loan programs including FHA, VA, USDA, Jumbo, and specialized options like HARP 2.0 and Mortgage Credit Certificates.
    • Works with a dedicated team of specialists including multiple Loan Officers and Originating Loan Advisors to streamline the application and approval process.
    • Offers 100% financing, first-time homebuyer programs, down payment assistance, and temporary buydown options designed for various buyer situations and market conditions.
    Mortgage LendingFirst-Time BuyersVA LoansLoan OfficerHome Financing
    Guild Mortgage - Kerwin Lyon
    Updated 4/17/26Learn More →
    85
    Lantern
    Score
    Tacoma, WA
    Serves Tacoma, Washington and surrounding Pierce County region
    ★★★★★5.0(99 Google reviews)

    The Fornerette Team at Cornerstone First Mortgage is a mortgage lending company led by Branch Manager Michael Fornerette and his experienced team including Mellisa Hays and Nate Scharnett. They specialize in delivering personalized home loan solutions with competitive rates across a range of loan programs including FHA, conventional, and other mortgage products. The team focuses on understanding each client's unique financial situation to find the best-fit loan program and closing process.

    Best for: First-Time HomebuyersRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, FHA loan applicants, refinancing customers, buyers seeking competitive rates and personalized service
    What sets them apart
    • Led by Branch Manager Michael Fornerette (NMLS #121193) with loan professionals Mellisa Hays and Nate Scharnett, all licensed and experienced in mortgage origination.
    • Offers an extensive range of home loan programs including FHA loans, conventional mortgages, and other options to fit different buyer profiles and financial situations.
    • Backed by Cornerstone First Mortgage, LLC (NMLS ID #173855), a full-service mortgage lender providing stability and access to competitive rates.
    Mortgage LenderHome LoansFHA LoansCompetitive RatesLocal Lending
    The Fornerette Team | Michael Fornerette
    Updated 4/17/26Learn More →
    85
    Lantern
    Score
    Kirkland, WA
    Serves Seattle metro area including Kirkland and surrounding King County communities
    ★★★★★5.0(94 Google reviews)

    Alex Louie at Home Trust Financial is a mortgage specialist based in Kirkland, WA, dedicated to helping borrowers secure financing for their dream homes. Alex specializes in mortgage pre-approvals and offers personalized guidance tailored to individual financial situations, including first-time homebuyer support. With a focus on transparent communication and streamlined processes, Alex helps clients understand their borrowing capacity and navigate the mortgage approval journey.

    Ideal clients: First-time homebuyers, buyers seeking pre-approval, individuals looking to understand their home purchase capacity
    What sets them apart
    • Offers a free first-time homebuyer guide and specialized support to help new buyers understand the mortgage process and determine their purchase capacity.
    • Provides free mortgage calculator and encourages clients to compare options, emphasizing competitive rates and terms.
    • Prioritizes fast pre-approval processes to help buyers move quickly in competitive markets.
    Mortgage LoansFirst-Time HomebuyersPre-ApprovalHome FinancingKirkland
    Phone(206) 618-9288
    Websitelinktr.ee
    Alex Louie at Home Trust Financial
    Updated 4/17/26Learn More →
    85
    Lantern
    Score
    Seattle, WA
    Serves Seattle, Washington and surrounding areas
    ★★★★★5.0(94 Google reviews)

    Southern Birch Mortgage is a Seattle-based mortgage broker combining technology with personalized service to help clients with home purchases and refinances. Their experienced loan advisors guide borrowers through the entire process from online application through closing, offering purchase and refinance options with payment calculators to help clients understand affordability. Licensed in Washington (NMLS #2154925), they streamline the mortgage process while maintaining a human touch at every step.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, home purchasers, homeowners seeking to refinance
    What sets them apart
    • Online application system removes paperwork hassles while maintaining personalized guidance from experienced loan advisors throughout the entire mortgage process.
    • Provides in-depth guides and articles on mortgage topics including preapproval, credit requirements, down payments, and underwriting to help borrowers make informed decisions.
    • Washington-licensed mortgage broker (NMLS #2154925) with strong track record serving Seattle clients.
    Mortgage BrokerHome LoansRefinancingPurchase MortgagesSeattle
    Phone(206) 395-5866
    Southern Birch Mortgage - Seattle Mortgage Broker
    Updated 4/17/26Learn More →
    85
    Lantern
    Score
    Poulsbo, WA
    Serves Poulsbo, Washington and surrounding Kitsap County area
    ★★★★★5.0(93 Google reviews)

    Evergreen Home Loans is a mortgage lender with a Poulsbo office dedicated to helping homebuyers secure financing with their "On Time and as Promised®" guarantee. The team of experienced loan officers and mortgage consultants work to put borrowers in the strongest position to purchase a home, offering tools like CashUp by Evergreen to help competitive buyers close quickly. They serve the greater Kitsap County area with full mortgage application and loan servicing support.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, competitive offer situations, buyers seeking fast closings, refinancing customers
    What sets them apart
    • Evergreen's core commitment is delivering closings on schedule with complete transparency, giving borrowers peace of mind throughout the process.
    • This proprietary tool helps competitive buyers stand out in multiple-offer situations and close faster, with documented customer success closing in as few as 10 business days.
    • The Poulsbo office features multiple NMLS-licensed loan officers and a branch manager with deep expertise in helping first-time and repeat homebuyers navigate financing.
    Mortgage LenderHome LoansFast ClosingsFirst-Time BuyersRefinancing
    Evergreen Home Loans Poulsbo NMLS 1138139
    Updated 4/17/26Learn More →
    85
    Lantern
    Score
    Bothell, WA
    Serves Bothell, Washington and surrounding areas
    ★★★★★5.0(90 Google reviews)

    Cleveland Street Mortgage, LLC is an independent mortgage lender in Bothell specializing in home purchase loans, refinancing, and various loan programs tailored to different financial situations. Led by experienced loan officers including Chris Butaud and Cole Butard, the company focuses on personalized service, transparent guidance, and helping clients navigate the mortgage process with expertise and integrity. They work with first-time homebuyers, repeat clients, and borrowers with unique financial circumstances.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, Refinancing homeowners, Borrowers with unique financial situations, Out-of-state home purchasers
    What sets them apart
    • Work directly with experienced loan officers like Chris Butaud and Cole Butard who provide one-on-one guidance through the entire mortgage process, handling complex financial situations and staying available throughout the loan cycle.
    • Offer diverse loan options beyond standard mortgages to accommodate different borrower profiles, financial situations, and life circumstances.
    • Specialize in educating first-time homebuyers with clear explanations of how mortgages work, the home buying process, qualification requirements, and what to expect at each step.
    Mortgage LenderHome PurchaseRefinancingLoan OfficerBothell
    Phone(206) 999-6941
    Cleveland Street Mortgage, LLC
    Updated 4/17/26Learn More →
    84
    Lantern
    Score
    Kirkland, WA
    Serves Kirkland, WA and greater Seattle metropolitan area
    ★★★★★5.0(80 Google reviews)

    Guild Mortgage Company is a full-service mortgage lender serving the Seattle metro area from their Kirkland office. They offer a comprehensive range of mortgage products including conventional loans, FHA loans, VA loans, jumbo loans, and refinancing options for both first-time homebuyers and experienced investors. With access to multiple lending programs and a commitment to personalized service, Guild Mortgage helps borrowers navigate the home financing process with transparent guidance and competitive rates.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, military service members, home sellers, refinancing borrowers, jumbo loan applicants
    What sets them apart
    • Offers conventional, FHA, VA, jumbo, and refinancing options to serve diverse borrower needs and financial situations.
    • Local Kirkland branch provides direct access to loan officers who can guide borrowers through the entire mortgage process.
    • Streamlined application and approval process helps borrowers move quickly from qualification to closing.
    Mortgage LenderHome LoansRefinancingVA LoansFHA Loans
    Phone(425) 947-7800
    Guild Mortgage Company
    Updated 4/17/26Learn More →
    84
    Lantern
    Score
    Lakewood, WA
    Serves Tacoma, Lakewood, and surrounding Puget Sound region
    ★★★★★5.0(79 Google reviews)

    Taylor Radniecki at Veterans Lending Group specializes in mortgage lending for veterans and active-duty service members in the Tacoma and greater Puget Sound area. With a focus on VA loans and other specialized lending programs, Taylor helps military families navigate the mortgage process with expertise tailored to their unique financial situations and benefits. The team is dedicated to providing personalized service and competitive rates for those who have served.

    Best for: VeteransCompetitive Rates
    Ideal clients: Veterans, Active-duty military members, VA loan borrowers, First-time military home buyers
    What sets them apart
    • Extensive experience with VA loan programs, helping veterans maximize their benefits and secure favorable terms without down payments or PMI.
    • Dedicated to serving active-duty and veteran populations with an understanding of military financial needs and deployment considerations.
    • Works directly with clients to find loan programs matching their specific situation, whether VA loans, FHA, conventional, or jumbo mortgages.
    VA LoansMilitary MortgagesHome FinancingVeteran ServicesMortgage Lender
    Phone(253) 380-2380
    Websiteccm.com
    Taylor Radniecki at Veterans Lending Group
    Updated 4/17/26Learn More →
    84
    Lantern
    Score
    Seattle, WA
    Serves Seattle, WA and surrounding communities
    ★★★★★5.0(76 Google reviews)

    Stephanie Maulding is a Senior Loan Officer and Sales Manager at CrossCountry Mortgage in Seattle, specializing in purchase mortgages, refinancing, and renovation loans. With years of experience and access to multiple loan programs including conventional, FHA, VA, and USDA options, she guides clients through every step of the home financing process with personalized service and transparent communication. Stephanie is dedicated to helping Seattle-area homebuyers and homeowners achieve their goals with competitive rates and fast closings.

    Best for: VeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, move-up buyers, homeowners refinancing, VA loan eligible buyers, FHA loan applicants
    What sets them apart
    • Access to conventional, FHA, VA, USDA, and exclusive programs not found elsewhere, allowing clients to find the best fit for their financial situation.
    • Stephanie walks clients through each step in simple terms, from pre-approval through closing, with a focus on making the mortgage process stress-free and efficient.
    • CrossCountry Mortgage is positioned as America's #1 Retail Mortgage Lender, delivering quick turnaround times and competitive pricing for purchases and refinances.
    Mortgage LoansRefinancingHome FinancingFHA VA LoansSeattle Mortgage
    Phone(206) 571-3999
    Stephanie Maulding
    Updated 4/17/26Learn More →
    84
    Lantern
    Score
    University Place, WA
    Serves Gig Harbor, University Place, and greater Tacoma area, WA
    ★★★★★5.0(70 Google reviews)

    Bill Dunger is an independent mortgage lender in University Place, WA, specializing in personalized loan solutions for homebuyers and refinancing clients. With NMLS licensing and deep experience in the mortgage industry, Bill provides direct access to financing options and works closely with clients to find the right loan product for their situation. His local presence and personalized approach make him a trusted choice for those seeking flexible mortgage guidance.

    Best for: First-Time HomebuyersRefinancing
    Ideal clients: First-time homebuyers, Refinancing borrowers, Self-employed individuals, FHA loan applicants
    What sets them apart
    • Direct access to personalized loan solutions without the constraints of large bank policies. Bill works to customize financing options for your specific needs.
    • Established presence in the University Place and Gig Harbor area with deep familiarity with local real estate markets and lending landscape.
    • Fully licensed mortgage professional (NMLS #58033) operating under state and federal oversight for consumer protection.
    Mortgage LenderHome FinancingRefinancingFHA LoansLocal Lender
    Phone(253) 232-5843
    Bill Dunger, Gig Harbor WA Mortgage Lender NMLS #58033
    Updated 4/17/26Learn More →
    84
    Lantern
    Score
    Mill Creek, WA
    Serves Mill Creek, WA and surrounding Puget Sound communities
    ★★★★★5.0(64 Google reviews)

    Preferred Home Loans, partnered with American Pacific Mortgage Corporation, is a mortgage lending service serving the Mill Creek area and surrounding communities in Washington. They offer comprehensive home financing solutions including conventional loans, FHA loans, VA loans, and refinancing options to help homebuyers and existing homeowners achieve their real estate goals. With a strong track record of customer satisfaction, they provide personalized mortgage guidance and competitive rates to borrowers at all stages of the home buying process.

    Best for: VeteransRefinancing
    Ideal clients: First-time home buyers, VA loan eligible veterans, FHA loan applicants, existing homeowners seeking refinancing
    What sets them apart
    • Backed by American Pacific Mortgage Corporation, providing access to established lending resources and competitive loan products.
    • Offers VA loans, FHA loans, conventional financing, and refinancing options to serve diverse borrower needs and financial situations.
    • Based in Mill Creek with deep familiarity with the local real estate market and community lending needs.
    Mortgage LenderHome FinancingVA LoansFHA LoansRefinancing
    Phone(425) 870-4663
    Preferred Home Loans, partnered with American Pacific Mortgage Corporation, MLS #1850
    Updated 4/17/26Learn More →
    84
    Lantern
    Score
    Kirkland, WA
    Serves Kirkland, WA and Seattle metropolitan area
    ★★★★★5.0(63 Google reviews)

    Barry Friedman is a mortgage loan officer at Fairway Independent Mortgage Corp serving the Seattle metro area. With over 60 five-star reviews, he specializes in helping borrowers navigate mortgage options and secure financing for home purchases and refinancing. Barry works with multiple lenders to find competitive rates and loan programs tailored to each client's financial situation.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time home buyers, Refinancing borrowers, Homebuyers seeking competitive rates and personalized service
    What sets them apart
    • Works with multiple lenders through Fairway Independent Mortgage to offer competitive rates and diverse loan program options rather than being limited to a single lender.
    • Based in Kirkland with extensive experience serving the Seattle metro area, offering personalized service and familiarity with local real estate market conditions.
    Mortgage LoansHome FinancingRefinancingKirkland
    Barry Friedman Loans
    Updated 4/17/26Learn More →
    84
    Lantern
    Score
    Tacoma, WA
    Serves Tacoma, WA and surrounding communities
    ★★★★★5.0(62 Google reviews)

    LaFlamme Group is a financial services firm based in Tacoma specializing in mortgage lending and financial advisory services. The team helps clients navigate home financing options, refinancing opportunities, and personalized financial planning to achieve their goals. Known for their customer-focused approach and comprehensive financial solutions, they serve the greater Tacoma area and surrounding communities.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, homeowners seeking refinancing, individuals planning major financial decisions
    What sets them apart
    • LaFlamme Group takes a comprehensive approach to financial services, combining mortgage expertise with broader financial advisory to help clients make informed decisions about their financial future.
    • Based in Tacoma with deep roots in the community, the team understands the local real estate market and can provide tailored guidance for the region.
    Mortgage LendingFinancial AdvisoryHome FinancingRefinancingTacoma
    Phone(833) 301-6449
    LaFlamme Group
    Updated 4/17/26Learn More →
    84
    Lantern
    Score
    Bellevue, WA
    Serves Seattle metro area including Bellevue, Eastside, and surrounding communities
    ★★★★★4.9(544 Google reviews)

    Sammamish Mortgage is a local mortgage lender serving the greater Seattle area with personalized financing solutions for home buyers and refinancing clients. The team specializes in conventional, FHA, VA, and jumbo loans, offering fast pre-approval processes and access to multiple lending programs. They focus on building relationships with clients to find the right loan program for their unique financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, existing homeowners refinancing, VA loan borrowers, jumbo loan buyers
    What sets them apart
    • Sammamish Mortgage streamlines the loan approval process to get clients pre-approved quickly, allowing them to move faster in competitive real estate markets.
    • They offer access to conventional, FHA, VA, and jumbo loans, enabling them to match borrowers with the best program for their specific needs and financial profile.
    • As a local lender based in Bellevue, they provide direct relationships with loan officers who understand the regional real estate market and community needs.
    Mortgage LenderHome FinancingPre-ApprovalRefinancingLocal Lender
    Phone(425) 401-8787
    Sammamish Mortgage
    Updated 4/17/26Learn More →
    84
    Lantern
    Score
    Seattle, WA
    Serves Seattle, WA and surrounding areas
    ★★★★★5.0(61 Google reviews)

    Westlake Mortgage is a locally owned mortgage brokerage in Seattle specializing in helping borrowers of all types purchase and refinance real estate. Led by experienced loan officer Michael Hermsen (NMLS#2127593), the company navigates the wholesale market to secure competitively priced rates and fees for everything from new construction to historic homes to jumbo condo loans. They pride themselves on speed and transparency, delivering rate quotes the same day.

    Best for: RefinancingLuxury Homes
    Ideal clients: Home buyers, refinancing homeowners, jumbo loan applicants, borrowers seeking competitive wholesale rates
    What sets them apart
    • Accesses wholesale lending options to secure aggressively priced rates and fees that are typically better priced than direct lender offerings.
    • Provides rate quotes before end of business day, demonstrating fast turnaround and customer-focused service.
    • Handles all property types and loan scenarios including new construction, historic homes, jumbo loans, and standard purchases or refinances.
    Mortgage BrokerHome PurchaseRefinancingJumbo LoansSeattle
    Phone(206) 755-9402
    Westlake Mortgage - Michael Hermsen NMLS#2127593
    Updated 4/17/26Learn More →
    84
    Lantern
    Score
    University Place, WA
    Serves University Place, WA and surrounding Pierce County communities
    ★★★★★5.0(59 Google reviews)

    Karen Orr is a Senior Loan Officer at Nova Home Loans, bringing extensive experience in residential mortgage lending to the University Place area. She specializes in helping borrowers navigate the loan process with personalized guidance, offering a range of loan programs to fit different financial situations. Karen works directly with clients to secure competitive rates and streamline the path to homeownership.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, home sellers needing financing, refinancing borrowers, buyers seeking personalized mortgage guidance
    What sets them apart
    • With extensive experience and NMLS certification, Karen provides knowledgeable guidance on loan programs and financing options tailored to individual borrower needs.
    • Karen works directly with clients throughout the loan process to ensure clear communication and competitive loan terms.
    Mortgage LoansHome FinancingLoan OfficerFirst-Time BuyersRefinancing
    Phone(253) 228-6800
    Karen Orr | Nova Home Loans I Sr. Loan Officer #40351
    Updated 4/17/26Learn More →
    84
    Lantern
    Score
    Bellevue, WA
    Serves Bellevue, Seattle metro area, Washington
    ★★★★★4.9(402 Google reviews)

    Evergreen Home Loans is a mortgage lender serving the Seattle metro area with a dedicated office in Bellevue. They offer a full range of mortgage products including conventional loans, FHA loans, VA loans, jumbo loans, and refinancing options for homebuyers and existing homeowners. Their team of experienced loan officers provides personalized service to guide clients through the lending process.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, Veterans (VA loan seekers), Homeowners refinancing, Jumbo loan borrowers
    What sets them apart
    • Evergreen Home Loans is a registered NMLS mortgage lender (NMLS #3182), ensuring compliance with federal lending standards and consumer protections.
    • They offer conventional, FHA, VA, jumbo loans, and refinancing — providing options for first-time buyers, veterans, and borrowers with varying financial profiles.
    • With a physical office in Bellevue, clients have direct access to loan officers for in-person consultations and relationship-based lending support.
    Mortgage LenderHome LoansRefinancingVA LoansFHA Loans
    Phone(425) 974-8500
    Evergreen Home Loans Bellevue NMLS 3182
    Updated 4/17/26Learn More →
    84
    Lantern
    Score
    Seattle, WA
    Serves Seattle, Washington and surrounding communities
    ★★★★★4.9(294 Google reviews)

    Cornerstone Home Lending is a mortgage brokerage serving the Seattle area with access to multiple lenders and loan programs. The team specializes in helping borrowers find competitive rates and terms tailored to their financial situation, whether purchasing a home, refinancing, or exploring first-time buyer programs. Their experienced loan officers work directly with clients to navigate the lending process and secure favorable mortgage solutions.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, Veterans seeking VA loans, Borrowers refinancing existing mortgages, Self-employed or non-traditional income borrowers
    What sets them apart
    • Provides access to a network of lenders, allowing borrowers to compare rates and terms from multiple sources rather than being limited to a single lender.
    • Offers FHA loans, VA loans, first-time buyer programs, and refinancing options to serve diverse borrower needs and financial situations.
    • Experienced loan officers work one-on-one with clients throughout the mortgage process to explain options and help secure competitive lending terms.
    Mortgage BrokerHome LoansRefinancingFHA LoansVA Loans
    Cornerstone Home Lending
    Updated 4/17/26Learn More →
    84
    Lantern
    Score
    Puyallup, WA
    Serves Puyallup and surrounding areas, Washington
    ★★★★★5.0(55 Google reviews)

    On Q Home Loans is a mortgage lender serving the Puyallup area and greater Washington region with financing options for home purchases and refinancing. They offer a range of loan programs including FHA, VA, and jumbo loans, along with fast pre-approval processes to help borrowers get moving quickly. Their local Puyallup branch provides personalized service to help homebuyers and refinancers find the right financing solution for their specific needs.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, refinancers, luxury home buyers
    What sets them apart
    • Offers FHA, VA, jumbo, and conventional loan options to serve a wide range of borrower profiles and financial situations.
    • Streamlined pre-approval to help borrowers move quickly in competitive home markets.
    • Dedicated Puyallup location provides face-to-face service and personalized guidance from local mortgage professionals.
    Mortgage LenderHome FinancingFast Pre-ApprovalVA LoansFHA Loans
    Phone(253) 300-4967
    On Q Home Loans | Puyallup
    Updated 4/17/26Learn More →
    84
    Lantern
    Score
    Puyallup, WA
    Serves Puyallup and surrounding Pierce, King, and Snohomish County areas, Washington
    ★★★★★4.9(244 Google reviews)

    The Dorman Team at Evergreen Home Loans specializes in residential mortgage lending and financing solutions for homebuyers throughout Washington state. Led by experienced loan officers, the team offers a range of mortgage products including conventional loans, FHA loans, VA loans, and refinancing options tailored to individual financial situations. They focus on personalized service, competitive rates, and fast pre-approval processes to help clients navigate the home buying journey with confidence.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, refinancing homeowners, buyers seeking jumbo mortgages
    What sets them apart
    • Offers FHA, VA, conventional, and jumbo loan options to serve diverse borrower profiles and financial situations.
    • Streamlined application and approval process designed to get borrowers pre-approved quickly so they can move forward confidently with home purchases.
    • The Dorman Team brings years of mortgage expertise and maintains strong relationships with clients throughout the Puget Sound region.
    Mortgage LendingHome LoansFHA LoansVA LoansRefinancing
    Phone(206) 590-2414
    The Dorman Team - Evergreen Home Loans
    Updated 4/17/26Learn More →
    84
    Lantern
    Score
    Fife, WA
    Serves Tacoma, Fife, and surrounding Pierce County communities
    ★★★★★4.9(233 Google reviews)

    Future First Mortgage is a locally-owned mortgage lender serving the Tacoma area and greater Washington region. They specialize in helping homebuyers secure financing through personalized loan solutions, including conventional, FHA, VA, and jumbo loans. With a focus on customer service and fast pre-approval processes, they work to make homeownership accessible for first-time buyers and experienced homeowners alike.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, FHA loan seekers, jumbo loan applicants, refinancing homeowners
    What sets them apart
    • Based in Fife with deep roots in the Tacoma community, offering personalized service rather than corporate call centers.
    • Offers conventional, FHA, VA, and jumbo loans to serve different buyer profiles and financial situations.
    • Streamlined application and approval process to help buyers move quickly in competitive home markets.
    Mortgage LenderHome LoansFHA VA LoansFast Pre-ApprovalLocal Service
    Phone(253) 200-3255
    Future First Mortgage - Tacoma's Home Loan Experts
    Updated 4/17/26Learn More →
    84
    Lantern
    Score
    Lynnwood, WA
    Serves Lynnwood, Washington and surrounding Puget Sound region
    ★★★★★4.9(208 Google reviews)

    Capstone Home Loans is a mortgage lender serving the Pacific Northwest with a focus on personalized service and competitive rates. Led by experienced loan officers, they specialize in conventional, FHA, VA, and jumbo loans, helping first-time buyers and experienced homeowners navigate the lending process. Their local presence in Lynnwood means direct access to decision-makers who understand the regional market.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan applicants, luxury home buyers, refinancing homeowners
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loans to serve a wide range of borrowers and financial situations.
    • Based in Lynnwood with direct access to loan officers, enabling faster approvals and personalized guidance for regional clients.
    • Works with multiple lenders to find competitive terms tailored to each borrower's unique financial profile.
    Mortgage LenderHome LoansVA LoansFHA LoansJumbo Loans
    Phone(425) 582-2420
    Capstone Home Loans
    Updated 4/17/26Learn More →
    This directory of mortgage brokers local businesses serving Greater Seattle, is maintained by Lantern. Rankings are determined by the Lantern Score — not advertising or payment for placement. Learn how it works. Last updated April 16, 2026. To claim or update a listing, contact us.