Areas served: Salt Lake City, Orem, Lehi, Provo
Mortgage brokers throughout the Greater Salt Lake City area help buyers navigate financing options in a real estate market that includes both established neighborhoods and rapidly growing communities like Lehi. Local brokers understand Utah lending practices and the region's diverse housing market.
City Creek Mortgage is a Utah-based mortgage brokerage founded in 1998, specializing in home purchases and refinancing with transparent, competitive rates displayed upfront. They offer conventional, FHA, VA, and jumbo loans with flexible rate lock options, serving first-time homebuyers and experienced borrowers alike. Known for their Rate Watch program that monitors refinancing opportunities and their commitment to saving clients money through clear fee structures and personalized guidance.
Guild Mortgage Company's Draper branch offers comprehensive home financing solutions backed by decades of industry experience since 1960. Their team of local loan officers specializes in a wide range of programs including conventional, FHA, VA, USDA, jumbo, renovation, and down payment assistance loans—designed to meet diverse borrower needs from first-time homebuyers to military relocations and high-cost market purchases. With local processing, underwriting, and funding, plus knowledgeable loan experts who take time to understand your goals, Guild delivers personalized guidance and clear communication throughout the entire lending process.
Houzd Mortgage is a full-service mortgage lender based in Draper, UT, specializing in home purchase loans, refinancing, and pre-approvals for Utah homebuyers. Led by experienced mortgage experts, they offer customized financing solutions tailored to individual financial situations, with a focus on education, transparency, and personalized guidance throughout the entire mortgage process. Their commitment to smart money decisions and client-first service has earned them strong recognition in the local market.
Summit Home Loans is a mortgage brokerage based in Kaysville, UT, offering a comprehensive range of loan products including conventional, FHA, VA, jumbo, USDA, reverse mortgage, construction, and doctor loans for both purchases and refinancing. Led by experienced loan officers like Ridge, Hunter, and Dillan Lewis, they specialize in fast closings, competitive rates with no origination fees, and personalized service that guides clients through every step of the application and approval process. They serve homebuyers, refinancers, and real estate professionals across Utah with same-day pre-approvals and a commitment to closing loans faster than competitors.
Erin Hendricks is a mortgage loan officer with Intercap Lending, Inc., serving the Utah Valley area with personalized lending solutions for home buyers and refinancing clients. With over a decade of experience, she specializes in helping first-time buyers navigate the mortgage process, securing competitive rates, and offering access to multiple loan programs including FHA, VA, and conventional options. Her practice focuses on building lasting relationships and providing transparent guidance throughout the lending journey.
Coventry Mortgage of Utah Inc. is a local mortgage lender based in Kaysville serving borrowers throughout Utah, Wyoming, and Idaho. Led by a team committed to personalized service, they specialize in mortgage origination for both new home purchases and refinancing, with a focus on competitive rates and low fees. Known for building long-term customer relationships and generating most business through referrals, Coventry Mortgage offers diverse loan programs tailored to individual borrower needs.
Creekside Mortgage is a Pleasant Grove-based mortgage broker helping Utah homebuyers and refinancers secure competitive loan rates and fast funding. They offer home purchase loans, refinancing, debt consolidation, and cash-out refinances, with an emphasis on quick pre-approval, rate comparison shopping, and funding in under 30 days. Their experienced mortgage advisors guide clients through the entire process with responsive support and transparent options.
Superior Lending Associates, led by lending manager Jeremy Plouzek, specializes in residential mortgage financing with a comprehensive range of loan programs including conventional, FHA, VA, USDA, construction loans, refinancing, and reverse mortgages. Jeremy's approach focuses on understanding each client's financial goals and finding the best available loan option with transparent rates and fees. The team is known for responsive communication, detailed explanations of loan terms and market conditions, and personalized service that extends through closing and beyond.
Community Lending Group is a local mortgage broker serving Utah homebuyers and homeowners from their Riverton office. With access to over 50 lenders, they offer competitive rates and flexible loan options including first-time buyer programs, refinancing, and cash-out loans. Their approach emphasizes personalized service—you work with the same loan officer throughout the entire process and receive ongoing guidance to optimize your mortgage and financial position.
Loan Remedy is Utah's trusted mortgage broker specializing in home loans, refinancing, and pre-approval services for buyers and homeowners. Founded by Monica and Sergio, the company offers 100% online applications with no fees, fast pre-approval without credit impact, and access to multiple loan products including conventional, FHA, VA, and jumbo options. They serve first-time buyers, experienced homeowners looking to refinance, and real estate agents seeking reliable lending partners.
CFG Home Loans is a Utah-based mortgage company offering home purchase financing and refinancing solutions throughout the state. Led by mortgage expert Alan Blood and his team, they provide customized loan options including cash-out refinancing, rate reductions, and streamlined closing processes. The company specializes in helping clients understand long-term savings and comparing options to find the right loan fit for their situation.
Julie Crow is a loan originator and broker at First National Mortgage with over 20 years of real estate industry experience. She specializes in conventional, FHA, VA, USDA, low/no money down, and reverse mortgages, serving first-time homebuyers and refinancing clients throughout Utah County. Julie prioritizes personalized service, competitive rates, and clear communication throughout the loan process, with a commitment to on-time closings and accessibility to her clients.
Intermountain Mortgage Company is an experienced mortgage broker serving the Park City area since 1992, specializing in helping homebuyers and refinancers navigate the loan process with personalized support and transparent communication. Their skilled team offers purchase loans, refinance options, and debt consolidation services, with a commitment to keeping clients informed at every step. Voted Park City's best mortgage company by The Park Record for 6 consecutive years, they're known for responsive service and making the mortgage process efficient and accessible.
Sharla Jolley Ellis is a Utah-licensed mortgage lender with over 35 years of experience serving Salt Lake City homebuyers and investors. She specializes in conventional, FHA, VA, jumbo, and Utah Housing loans for first-time buyers, move-up buyers, and refinancing clients. Known for personalized service, deep market knowledge, and transparent communication, Sharla also works as a speaker and coach, helping clients navigate the mortgage process with confidence.
TruPath Home Loans is a local mortgage lender in Draper specializing in personalized home financing solutions for Utah homebuyers. The team works with first-time buyers, refinancers, and borrowers with unique credit situations to find the right loan product and competitive rates. They offer a direct, consultative approach focused on simplifying the mortgage process and getting clients to closing efficiently.
James Sly, the UT Home Loan Guy, is a mortgage loan officer powered by Barrett/Nexa offering comprehensive home financing solutions across Utah. He specializes in FHA, VA, USDA, Jumbo, Conventional, and Non-QM loans for first-time homebuyers, refinancing, and experienced investors. Beyond standard mortgages, James provides down payment assistance, self-employed loans, bank statement loans, and HELOC options, with a reputation for personalized service, clear communication, and finding creative solutions even for complex applications.
Joe Libin at Latitude Lending is a mortgage broker specializing in Utah's lending market, offering purchase mortgages and refinancing for first-time buyers, families, and homeowners with complex situations. Known for straightforward advice and educational guidance, Joe takes time to explain loan terms, compare options, and ensure clients understand their best path forward. He handles unique scenarios including gift equity situations, private sales, and refinances, with a reputation for beating big bank rates and going above and beyond to advocate for clients' interests.
Ridge Home Loans is a mortgage lender based in Lindon, UT, specializing in home financing solutions for Utah homebuyers. They offer a range of loan products including conventional, FHA, VA, and jumbo loans, with a focus on personalized service and fast pre-approval processes. The team works with first-time buyers and experienced homeowners alike to find financing solutions tailored to individual circumstances.
Work Hard Mortgage is an independent mortgage lender based in Lehi, Utah, specializing in home purchase loans, refinancing, and home equity options for first-time buyers, self-employed professionals, and investment property investors. Led by Ryan Harding, they work with multiple lenders to provide competitive rates and personalized service throughout the entire mortgage process, from pre-approval to closing. They offer FHA, VA, conventional, and investment property loans with a focus on transparent guidance and responsiveness to client needs.
Citywide Home Loans is a mortgage lender based in Draper serving the greater Salt Lake City area. They specialize in helping borrowers secure financing for home purchases and refinancing, offering personalized loan solutions with a focus on customer service. With a strong local reputation, they work with borrowers of various financial situations to find competitive loan products.
NuKEY Lending is a mortgage lender founded by Maria Graham offering comprehensive home loan products including first-time buyer programs, conventional and FHA/VA loans, investment properties, USDA loans, and refinancing options. They specialize in transparency and client education, treating borrowers as family members throughout the mortgage process. Licensed (NMLS 2167098), they serve the Salt Lake City area with extended hours and personalized service.
Velocity Home Loans is a mortgage lender serving Utah families with fast, personalized home financing solutions. Based in American Fork, they specialize in helping first-time buyers, refinancers, and borrowers with various loan programs including VA, FHA, and jumbo loans. Their team focuses on quick pre-approval timelines and transparent lending processes to make homeownership accessible.
KAI Mortgage is an independent mortgage broker serving Utah homebuyers and refinancers with access to dozens of lenders. Founded on putting people over profits, they offer personalized financing solutions including VA loans, FHA loans, jumbo loans, and refinancing options with fast pre-approval and a 14-day average close time. Their education-based approach includes 27+ learning articles and transparent guidance throughout the mortgage process.
Sawyer Cook Mortgage Team, operating under Security Home Mortgage, provides comprehensive mortgage services including home purchases, refinancing, and new construction loans across UT, AZ, ID, CA, CO, TX, FL, NM, and AK. Led by loan officers Bliss Sawyer and Tyson Cook, the team specializes in personalized guidance for first-time homebuyers and experienced borrowers, offering expert advice from prequalification through closing. Known for precise attention to detail, transparent communication, and a client-focused approach that emphasizes finding the best loan terms for each individual situation.
Central Bank's Mortgage Department in Provo offers comprehensive home financing solutions including conventional loans, FHA loans, VA loans, and jumbo mortgages. Their experienced mortgage specialists work with first-time homebuyers and experienced investors to find competitive rates and flexible terms tailored to individual financial situations. Located at 95 N University Ave, they provide personalized service and fast pre-approval processes to help Utah families achieve homeownership.
Utah Low Rate is a mortgage lending company based in Murray that specializes in helping Utah homebuyers and refinancers secure competitive loan rates. They offer a range of loan products including conventional, FHA, VA, and jumbo loans, with a focus on personalized service and fast pre-approval processes. Their experienced team works to match borrowers with the right loan program to fit their financial situation.
Remarkable Home Loans is a mortgage lending company based in Spanish Fork, UT that specializes in helping borrowers secure financing for home purchases and refinancing. They work with clients to find loan solutions tailored to individual financial situations, offering access to multiple lending programs and options. The team focuses on providing personalized service and competitive rates to make homeownership more accessible.
Cinch Home Loans is an independent mortgage brokerage headquartered in Draper, Utah, specializing in low-fee home purchase loans and refinancing with transparent pricing and no hidden fees. As a full-service brokerage, they provide access to wholesale mortgage rates and lenders, allowing them to offer competitive rates without the built-in margins of traditional banks. They serve first-time homebuyers, experienced investors, and borrowers with good credit across Utah, California, Colorado, Florida, and Idaho.
Felix Vivanco is a Senior Mortgage Broker with 6+ years of experience helping families find the best mortgage rates and loan programs. He offers conventional, FHA, VA, USDA, medical professional, jumbo, and Utah Housing loans—plus assistance finding down payment grants up to $70,000. Fluent in English and Spanish, Felix shops multiple lenders to match borrowers with personalized loan solutions tailored to their financial situation and goals.
Beneficial Mortgage, LLC is a trusted mortgage broker serving Utah, Michigan, and Arizona with transparent, technology-driven lending solutions. Founded on principles of integrity, speed, and clear communication, the team of experienced mortgage experts—including CPAs, MBAs, and former underwriters—specializes in simplifying the homeownership journey. They offer fast pre-approval, competitive rates, and personalized guidance to help borrowers find the right loan for their financial situation.
Planet Home Lending, operated by mortgage loan officer Maralee Jensen (NMLS#218299), provides personalized mortgage lending services to homebuyers and refinancing customers throughout Utah. As part of the Planet Home Lending network, Maralee offers access to multiple loan products including conventional, FHA, VA, and jumbo loans, with a focus on fast pre-approval and transparent guidance through the lending process. She specializes in helping first-time buyers and existing homeowners find financing solutions tailored to their financial situation.
Simplify Home Loans is a mortgage lender based in Pleasant Grove that specializes in helping borrowers find the right home financing solutions. They offer a range of loan programs including conventional, FHA, VA, and jumbo loans, with a focus on fast pre-approval processes and personalized service. The team works with borrowers throughout Utah to simplify the mortgage process and connect them with loan options tailored to their financial situation.
Primary Residential Mortgage, Inc. is a full-service mortgage lender based in Salt Lake City specializing in home loans for buyers and refinancers throughout Utah and beyond. With over 1,500 reviews reflecting strong customer satisfaction, they offer a range of loan products including conventional, FHA, VA, and jumbo loans with competitive rates and personalized service. Their experienced loan officers guide clients through the entire mortgage process, from pre-approval to closing.
Home Loans with Carli & Kevin Spradlin is an independent mortgage lending business based in Lehi, Utah, offering personalized home loan solutions for buyers and refinancing clients throughout the region. Carli and Kevin bring a client-focused approach to mortgage lending, helping customers navigate loan options and secure financing tailored to their financial situation. They specialize in making the lending process straightforward and accessible for first-time buyers, experienced homeowners, and those looking to refinance.