Cinch Home Loans

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    Mortgage Brokers

    Draper, UT

    Cinch Home Loans is an independent mortgage brokerage headquartered in Draper, Utah, specializing in low-fee home purchase loans and refinancing with transparent pricing and no hidden fees. As a full-service brokerage, they provide access to wholesale mortgage rates and lenders, allowing them to offer competitive rates without the built-in margins of traditional banks. They serve first-time homebuyers, experienced investors, and borrowers with good credit across Utah, California, Colorado, Florida, and Idaho.

    Best for: VeteransRefinancingCompetitive Rates

    Ideal for: First-time homebuyers, real estate investors, refinance borrowers, military service members (VA loan eligibility), borrowers seeking transparent pricing

    Service area: Utah, California, Colorado, Florida, and Idaho with headquarters in Draper, UT

    What Sets Cinch Home Loans Apart

    Wholesale Rates & Transparent Pricing: Access wholesale mortgage interest rates through multiple lenders with completely transparent compensation—no hidden fees, back-end points, or built-in margins.

    Education-Based Approach: As an education-focused brokerage, Cinch guides clients through each step with goal analysis, solution preparation, and clear explanations of options.

    Independent Brokerage Advantage: Standing apart from large banks, they cut out the middleman to deliver simple, straightforward mortgages at lower costs.

    First-Time Buyer ProgramsRefinancingVA LoansAccess to Multiple Lenders
    Mortgage BrokerLow-Fee LoansRefinancingFirst-Time BuyersWholesale Rates
    Google Rating
    5.0 ★ (102 reviews)
    Phone
    (801) 999-4417

    Location

    Address: 11576 State St Suite 101A, Draper, UT 84020

    Phone: (801) 999-4417

    Website: cinchhomeloans.com

    Get directions →

    Last updated April 21, 2026

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