James Sly - UT Home Loan Guy

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    Mortgage Brokers

    Pleasant Grove, UT

    James Sly, the UT Home Loan Guy, is a mortgage loan officer powered by Barrett/Nexa offering comprehensive home financing solutions across Utah. He specializes in FHA, VA, USDA, Jumbo, Conventional, and Non-QM loans for first-time homebuyers, refinancing, and experienced investors. Beyond standard mortgages, James provides down payment assistance, self-employed loans, bank statement loans, and HELOC options, with a reputation for personalized service, clear communication, and finding creative solutions even for complex applications.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes

    Ideal for: First-time homebuyers, VA loan applicants, self-employed individuals, refinancing homeowners, debt consolidation seekers

    Service area: Pleasant Grove, UT and surrounding communities throughout Utah

    What Sets James Sly - UT Home Loan Guy Apart

    Access to Multiple Loan Programs: Offers FHA, VA, USDA, Jumbo, Conventional, Non-QM, and specialized programs like bank statement loans and self-employed financing — rare breadth for a single loan officer.

    Proactive Problem Solving: Demonstrates ability to navigate complex applications, securing VA loan waivers and finding lenders willing to work with unusual income situations or multiple application restarts.

    Ongoing Communication & Support: Stays in touch after closing and provides mortgage advice beyond the initial transaction, building long-term client relationships.

    First-Time Buyer ProgramsRefinancingVA LoansFHA LoansJumbo LoansAccess to Multiple Lenders
    Mortgage LoansVA LoansFirst-Time BuyersRefinancingUtah
    Google Rating
    5.0 ★ (236 reviews)
    Phone
    (801) 979-3442

    Location

    Address: 1016 N 1020 E, Pleasant Grove, UT 84062

    Phone: (801) 979-3442

    Website: uthomeloanguy.com

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    Last updated April 21, 2026

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