Areas served: Provo, UT and surrounding Utah County
Provo's mortgage market serves a unique mix of first-time homebuyers, growing families in the tech corridor, and investors capitalizing on the area's strong rental demand driven by BYU and Utah Valley University. Local brokers navigate everything from conventional financing in established neighborhoods like Sunset and Grandview to specialized programs for new construction in developments north of the city. This directory evaluates Provo mortgage brokers based on their lender network depth, expertise with Utah-specific loan programs including first-time buyer assistance, responsiveness during the application process, and track record with properties across Utah County's diverse housing stock.
City Creek Mortgage is a Utah-based mortgage brokerage founded in 1998, specializing in home purchases and refinancing with transparent, competitive rates displayed upfront. They offer conventional, FHA, VA, and jumbo loans with flexible rate lock options, serving first-time homebuyers and experienced borrowers alike. Known for their Rate Watch program that monitors refinancing opportunities and their commitment to saving clients money through clear fee structures and personalized guidance.
Guild Mortgage Company's Draper branch offers comprehensive home financing solutions backed by decades of industry experience since 1960. Their team of local loan officers specializes in a wide range of programs including conventional, FHA, VA, USDA, jumbo, renovation, and down payment assistance loans—designed to meet diverse borrower needs from first-time homebuyers to military relocations and high-cost market purchases. With local processing, underwriting, and funding, plus knowledgeable loan experts who take time to understand your goals, Guild delivers personalized guidance and clear communication throughout the entire lending process.
Houzd Mortgage is a full-service mortgage lender based in Draper, UT, specializing in home purchase loans, refinancing, and pre-approvals for Utah homebuyers. Led by experienced mortgage experts, they offer customized financing solutions tailored to individual financial situations, with a focus on education, transparency, and personalized guidance throughout the entire mortgage process. Their commitment to smart money decisions and client-first service has earned them strong recognition in the local market.
Erin Hendricks is a mortgage loan officer with Intercap Lending, Inc., serving the Utah Valley area with personalized lending solutions for home buyers and refinancing clients. With over a decade of experience, she specializes in helping first-time buyers navigate the mortgage process, securing competitive rates, and offering access to multiple loan programs including FHA, VA, and conventional options. Her practice focuses on building lasting relationships and providing transparent guidance throughout the lending journey.
Superior Lending Associates, led by lending manager Jeremy Plouzek, specializes in residential mortgage financing with a comprehensive range of loan programs including conventional, FHA, VA, USDA, construction loans, refinancing, and reverse mortgages. Jeremy's approach focuses on understanding each client's financial goals and finding the best available loan option with transparent rates and fees. The team is known for responsive communication, detailed explanations of loan terms and market conditions, and personalized service that extends through closing and beyond.
Loan Remedy is Utah's trusted mortgage broker specializing in home loans, refinancing, and pre-approval services for buyers and homeowners. Founded by Monica and Sergio, the company offers 100% online applications with no fees, fast pre-approval without credit impact, and access to multiple loan products including conventional, FHA, VA, and jumbo options. They serve first-time buyers, experienced homeowners looking to refinance, and real estate agents seeking reliable lending partners.
Julie Crow is a loan originator and broker at First National Mortgage with over 20 years of real estate industry experience. She specializes in conventional, FHA, VA, USDA, low/no money down, and reverse mortgages, serving first-time homebuyers and refinancing clients throughout Utah County. Julie prioritizes personalized service, competitive rates, and clear communication throughout the loan process, with a commitment to on-time closings and accessibility to her clients.
TruPath Home Loans is a local mortgage lender in Draper specializing in personalized home financing solutions for Utah homebuyers. The team works with first-time buyers, refinancers, and borrowers with unique credit situations to find the right loan product and competitive rates. They offer a direct, consultative approach focused on simplifying the mortgage process and getting clients to closing efficiently.
Intermountain Mortgage Company is an experienced mortgage broker serving the Park City area since 1992, specializing in helping homebuyers and refinancers navigate the loan process with personalized support and transparent communication. Their skilled team offers purchase loans, refinance options, and debt consolidation services, with a commitment to keeping clients informed at every step. Voted Park City's best mortgage company by The Park Record for 6 consecutive years, they're known for responsive service and making the mortgage process efficient and accessible.
James Sly, the UT Home Loan Guy, is a mortgage loan officer powered by Barrett/Nexa offering comprehensive home financing solutions across Utah. He specializes in FHA, VA, USDA, Jumbo, Conventional, and Non-QM loans for first-time homebuyers, refinancing, and experienced investors. Beyond standard mortgages, James provides down payment assistance, self-employed loans, bank statement loans, and HELOC options, with a reputation for personalized service, clear communication, and finding creative solutions even for complex applications.
Ridge Home Loans is a mortgage lender based in Lindon, UT, specializing in home financing solutions for Utah homebuyers. They offer a range of loan products including conventional, FHA, VA, and jumbo loans, with a focus on personalized service and fast pre-approval processes. The team works with first-time buyers and experienced homeowners alike to find financing solutions tailored to individual circumstances.
Citywide Home Loans is a mortgage lender based in Draper serving the greater Salt Lake City area. They specialize in helping borrowers secure financing for home purchases and refinancing, offering personalized loan solutions with a focus on customer service. With a strong local reputation, they work with borrowers of various financial situations to find competitive loan products.
Velocity Home Loans is a mortgage lender serving Utah families with fast, personalized home financing solutions. Based in American Fork, they specialize in helping first-time buyers, refinancers, and borrowers with various loan programs including VA, FHA, and jumbo loans. Their team focuses on quick pre-approval timelines and transparent lending processes to make homeownership accessible.
Central Bank's Mortgage Department in Provo offers comprehensive home financing solutions including conventional loans, FHA loans, VA loans, and jumbo mortgages. Their experienced mortgage specialists work with first-time homebuyers and experienced investors to find competitive rates and flexible terms tailored to individual financial situations. Located at 95 N University Ave, they provide personalized service and fast pre-approval processes to help Utah families achieve homeownership.
Utah Low Rate is a mortgage lending company based in Murray that specializes in helping Utah homebuyers and refinancers secure competitive loan rates. They offer a range of loan products including conventional, FHA, VA, and jumbo loans, with a focus on personalized service and fast pre-approval processes. Their experienced team works to match borrowers with the right loan program to fit their financial situation.
Remarkable Home Loans is a mortgage lending company based in Spanish Fork, UT that specializes in helping borrowers secure financing for home purchases and refinancing. They work with clients to find loan solutions tailored to individual financial situations, offering access to multiple lending programs and options. The team focuses on providing personalized service and competitive rates to make homeownership more accessible.
Planet Home Lending, operated by mortgage loan officer Maralee Jensen (NMLS#218299), provides personalized mortgage lending services to homebuyers and refinancing customers throughout Utah. As part of the Planet Home Lending network, Maralee offers access to multiple loan products including conventional, FHA, VA, and jumbo loans, with a focus on fast pre-approval and transparent guidance through the lending process. She specializes in helping first-time buyers and existing homeowners find financing solutions tailored to their financial situation.
Simplify Home Loans is a mortgage lender based in Pleasant Grove that specializes in helping borrowers find the right home financing solutions. They offer a range of loan programs including conventional, FHA, VA, and jumbo loans, with a focus on fast pre-approval processes and personalized service. The team works with borrowers throughout Utah to simplify the mortgage process and connect them with loan options tailored to their financial situation.
Primary Residential Mortgage, Inc. is a full-service mortgage lender based in Salt Lake City specializing in home loans for buyers and refinancers throughout Utah and beyond. With over 1,500 reviews reflecting strong customer satisfaction, they offer a range of loan products including conventional, FHA, VA, and jumbo loans with competitive rates and personalized service. Their experienced loan officers guide clients through the entire mortgage process, from pre-approval to closing.
Home Loans with Carli & Kevin Spradlin is an independent mortgage lending business based in Lehi, Utah, offering personalized home loan solutions for buyers and refinancing clients throughout the region. Carli and Kevin bring a client-focused approach to mortgage lending, helping customers navigate loan options and secure financing tailored to their financial situation. They specialize in making the lending process straightforward and accessible for first-time buyers, experienced homeowners, and those looking to refinance.
Direct Rate Home Loans is an independent mortgage lender serving Utah homebuyers with competitive rates and personalized loan solutions. Founded and operated locally, they specialize in helping first-time buyers, refinancers, and borrowers with FHA, VA, and jumbo loans. Their in-house underwriting and direct access to multiple lending programs enable faster closings and transparent pricing without unnecessary middlemen.
NEO Home Loans is a mortgage lender serving Utah homebuyers with flexible financing options and personalized service. Specializing in conventional, FHA, VA, and jumbo loans, NEO Home Loans works with borrowers at every stage—from first-time buyers to refinancers—offering fast pre-approval and access to multiple loan programs. Their team focuses on transparent pricing and streamlined underwriting to help Utah families secure competitive rates and close on time.
Superior Lending Associates is a mortgage brokerage company serving Utah since 2001, offering comprehensive mortgage services including home purchases, refinancing, and access to multiple loan programs. Based in Orem, they specialize in personalized customer service, matching clients with loan options tailored to their financial situations through a streamlined online application process and professional consultation.
Capital Assets Utah Valley is a financial advisory firm based in Provo specializing in investment management, financial planning, and wealth strategy for individuals and families. They provide personalized guidance on portfolio construction, retirement planning, and long-term financial goals to help clients build and preserve wealth.
Altius Mortgage is an independent mortgage lender based in Draper, Utah, specializing in home loans for first-time buyers, refinancing, investment properties, and jumbo mortgages. Their team of experienced loan officers provides personalized service and access to multiple lending programs, helping borrowers navigate the mortgage process with competitive rates and flexible financing options.
City Creek Mortgage is the top-ranked mortgage broker in Provo with a Lantern Score of 85.85/100 and 2,847 five-star reviews. Founded in 1998, they specialize in home purchases and refinancing with transparent, competitive rates, and are particularly well-suited for first-time homebuyers, those refinancing, borrowers relocating to Utah, and VA and FHA loan applicants.
Guild Mortgage Company (Lantern Score: 85.82/100) and Erin Hendricks at Intercap Lending (Lantern Score: 85.61/100) both specialize in VA loans for military service members. Guild Mortgage's Draper branch has 1,648 five-star reviews and specifically serves military members, while Erin Hendricks brings over a decade of experience in VA lending with 453 reviews.
Provo has 25 mortgage brokers serving first-time homebuyers, with Houzd Mortgage (Lantern Score: 85.80/100, 1,322 reviews) and Loan Remedy (Lantern Score: 85.48/100, 304 reviews) standing out for personalized guidance and transparent rate comparisons. Both offer home purchase loans, refinancing, and pre-approval services specifically designed for first-time buyers navigating the mortgage process.
Loan Remedy (Lantern Score: 85.48/100) is Utah's trusted mortgage broker offering 100% online home loans, refinancing, and pre-approval services. Founded by Monica and Sergio, they serve first-time home buyers, existing homeowners refinancing, and borrowers with various loan profiles (FHA, VA, jumbo) with 304 five-star reviews.
TruPath Home Loans (Lantern Score: 85.38/100, 247 reviews) in Draper specializes in self-employed borrowers and those with unique credit profiles, while James Sly - UT Home Loan Guy (Lantern Score: 85.36/100, 236 reviews) also works specifically with self-employed individuals. Both offer personalized home financing solutions tailored to borrowers with non-traditional income situations.
Guild Mortgage Company (Lantern Score: 85.82/100), Primary Residential Mortgage, Inc. (Lantern Score: 84.07/100, 1,578 reviews), and Altius Mortgage (Lantern Score: 80.34/100, 587 reviews) all specialize in jumbo mortgage financing. Direct Rate Home Loans also serves luxury home buyers seeking jumbo financing with a Lantern Score of 84.02/100.