LanternUtahProvoProfessional ServicesMortgage Brokers

    Best Mortgage Brokers in Provo, Utah

    Areas served: Provo, UT and surrounding Utah County

    25 local businessesRanked by Lantern Score — a measure of reputation and business quality. We don't accept payment for placement.
    Updated April 21, 2026

    Provo's mortgage market serves a unique mix of first-time homebuyers, growing families in the tech corridor, and investors capitalizing on the area's strong rental demand driven by BYU and Utah Valley University. Local brokers navigate everything from conventional financing in established neighborhoods like Sunset and Grandview to specialized programs for new construction in developments north of the city. This directory evaluates Provo mortgage brokers based on their lender network depth, expertise with Utah-specific loan programs including first-time buyer assistance, responsiveness during the application process, and track record with properties across Utah County's diverse housing stock.

    Show businesses best for:
    86
    Lantern
    Score
    Draper, UT · 24 mi from Provo
    Serves Utah, with primary focus on the Salt Lake City metro area and surrounding regions
    ★★★★★5.0(2847 Google reviews)

    City Creek Mortgage is a Utah-based mortgage brokerage founded in 1998, specializing in home purchases and refinancing with transparent, competitive rates displayed upfront. They offer conventional, FHA, VA, and jumbo loans with flexible rate lock options, serving first-time homebuyers and experienced borrowers alike. Known for their Rate Watch program that monitors refinancing opportunities and their commitment to saving clients money through clear fee structures and personalized guidance.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, homeowners refinancing, borrowers relocating to Utah, VA and FHA loan applicants
    What sets them apart
    • Recognized by Scotman's Guide as one of the nation's top mortgage brokers, demonstrating established expertise and market presence.
    • No personal information required upfront, no appraisal or credit report deposits, with rates displayed online 24/7 for comparison.
    • Proactive refinancing monitoring that alerts clients when refinancing makes financial sense, rather than waiting for customers to inquire.
    Mortgage BrokerHome LoansRefinancingFHA LoansVA Loans
    Phone(801) 501-7950
    City Creek Mortgage
    Updated 4/21/26Learn More →
    86
    Lantern
    Score
    Draper, UT · 22 mi from Provo
    Serves Draper, Salt Lake City metropolitan area, and surrounding Utah communities
    ★★★★★5.0(1648 Google reviews)

    Guild Mortgage Company's Draper branch offers comprehensive home financing solutions backed by decades of industry experience since 1960. Their team of local loan officers specializes in a wide range of programs including conventional, FHA, VA, USDA, jumbo, renovation, and down payment assistance loans—designed to meet diverse borrower needs from first-time homebuyers to military relocations and high-cost market purchases. With local processing, underwriting, and funding, plus knowledgeable loan experts who take time to understand your goals, Guild delivers personalized guidance and clear communication throughout the entire lending process.

    Best for: First-Time HomebuyersVeteransLuxury Homes
    Ideal clients: First-time homebuyers, Military service members (VA loans), High-cost market purchasers, Borrowers seeking down payment assistance, Homebuyers needing jumbo or renovation financing
    What sets them apart
    • Loan officers live and work in the communities they serve with local processing, underwriting, and funding for faster, more responsive service.
    • Offers conventional, FHA, VA, USDA, jumbo, renovation, and down payment assistance programs—plus specialized options for military service members and high-cost markets.
    • Backed by Guild's 60+ years of experience helping homebuyers nationwide, with an experienced team that explores loan options tailored to your long-term goals.
    Home LoansMortgage LenderVA LoansFirst-Time BuyersLocal Processing
    Phone(801) 473-4368
    Guild Mortgage Company
    Updated 4/21/26Learn More →
    86
    Lantern
    Score
    Draper, UT · 24 mi from Provo
    Serves Draper and surrounding Salt Lake Valley communities, Utah
    ★★★★★5.0(1322 Google reviews)

    Houzd Mortgage is a full-service mortgage lender based in Draper, UT, specializing in home purchase loans, refinancing, and pre-approvals for Utah homebuyers. Led by experienced mortgage experts, they offer customized financing solutions tailored to individual financial situations, with a focus on education, transparency, and personalized guidance throughout the entire mortgage process. Their commitment to smart money decisions and client-first service has earned them strong recognition in the local market.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, existing homeowners looking to refinance, buyers seeking personalized guidance, those wanting transparent rate comparisons
    What sets them apart
    • Tailors mortgage options to your unique financial situation rather than offering one-size-fits-all products.
    • Provides comprehensive guidance and explanation throughout the mortgage process to ensure informed decision-making.
    • Streamlined pre-qualification to closing support with quick document preparation to help you move forward faster.
    Mortgage LenderHome FinancingRefinancingPre-ApprovalPurchase Loans
    Phone(801) 206-4343
    Websitehouzd.com
    Houzd Mortgage
    Updated 4/21/26Learn More →
    86
    Lantern
    Score
    Pleasant Grove, UT · 10 mi from Provo
    Serves Pleasant Grove and surrounding Utah Valley communities
    ★★★★★5.0(453 Google reviews)

    Erin Hendricks is a mortgage loan officer with Intercap Lending, Inc., serving the Utah Valley area with personalized lending solutions for home buyers and refinancing clients. With over a decade of experience, she specializes in helping first-time buyers navigate the mortgage process, securing competitive rates, and offering access to multiple loan programs including FHA, VA, and conventional options. Her practice focuses on building lasting relationships and providing transparent guidance throughout the lending journey.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, homeowners seeking refinancing, high-net-worth buyers
    What sets them apart
    • Offers access to conventional, FHA, VA, and jumbo loan programs to match diverse borrower needs and financial situations.
    • Dedicated to educating and supporting first-time homebuyers through the entire mortgage process with personalized guidance.
    • Serves the Utah Valley community with deep familiarity of local real estate trends and lending requirements.
    Mortgage LendingFirst-Time BuyersVA LoansRefinancingUtah Valley
    Erin Hendricks | Intercap Lending, Inc.
    Updated 4/21/26Learn More →
    86
    Lantern
    Score
    Orem, UT · 6 mi from Provo
    Serves Utah County and surrounding areas
    ★★★★★5.0(366 Google reviews)

    Superior Lending Associates, led by lending manager Jeremy Plouzek, specializes in residential mortgage financing with a comprehensive range of loan programs including conventional, FHA, VA, USDA, construction loans, refinancing, and reverse mortgages. Jeremy's approach focuses on understanding each client's financial goals and finding the best available loan option with transparent rates and fees. The team is known for responsive communication, detailed explanations of loan terms and market conditions, and personalized service that extends through closing and beyond.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time home buyers, veterans, rural property buyers, refinancing borrowers, investment property owners, construction financing clients
    What sets them apart
    • Offers conventional, FHA, VA, USDA, construction, jumbo, and reverse mortgage options, plus specialized programs like Loan to Own and Utah Housing financing.
    • Jeremy emphasizes clear explanations of loan terms, interest rates, and market conditions so clients understand their financing options and costs.
    • Provides pre-qualification in minutes, responsive communication via phone/email/text, and personal attention through closing, including attending closings personally.
    Mortgage FinancingHome LoansRefinancingVA LoansFirst-Time Buyers
    Phone(801) 830-0083
    Superior Lending Associates: Jeremy Plouzek Lending Manager
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Millcreek, UT · 31 mi from Provo
    Serves Utah, with primary service in Salt Lake City metro area
    ★★★★★5.0(304 Google reviews)

    Loan Remedy is Utah's trusted mortgage broker specializing in home loans, refinancing, and pre-approval services for buyers and homeowners. Founded by Monica and Sergio, the company offers 100% online applications with no fees, fast pre-approval without credit impact, and access to multiple loan products including conventional, FHA, VA, and jumbo options. They serve first-time buyers, experienced homeowners looking to refinance, and real estate agents seeking reliable lending partners.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time home buyers, existing homeowners refinancing, real estate agents seeking lending partners, borrowers with various loan profiles (FHA, VA, jumbo)
    What sets them apart
    • Loan Remedy charges zero fees to apply, eliminating hidden costs upfront and making the process more transparent and affordable for borrowers.
    • Complete your entire mortgage process online on your own schedule, with no in-person visits required, offering convenience and flexibility for busy homeowners and buyers.
    • Get rate quotes and pre-approval with no hard inquiry on your credit, allowing you to shop confidently without affecting your credit score.
    Mortgage BrokerHome LoansRefinancingPre-ApprovalUtah Lender
    Phone(801) 833-0778
    Loan Remedy
    Updated 4/21/26Learn More →
    85
    Lantern
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    Spanish Fork, UT · 9 mi from Provo
    Serves Spanish Fork and Utah County, UT
    ★★★★★5.0(254 Google reviews)

    Julie Crow is a loan originator and broker at First National Mortgage with over 20 years of real estate industry experience. She specializes in conventional, FHA, VA, USDA, low/no money down, and reverse mortgages, serving first-time homebuyers and refinancing clients throughout Utah County. Julie prioritizes personalized service, competitive rates, and clear communication throughout the loan process, with a commitment to on-time closings and accessibility to her clients.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, VA loan applicants, FHA borrowers, homeowners refinancing, low/no money down buyers
    What sets them apart
    • Julie has extensive background in all major loan programs including conventional, FHA, VA, USDA, and reverse mortgages, making her a leading loan professional in Utah.
    • Julie prioritizes building personal relationships with clients and is available for questions outside standard business hours, guiding borrowers through every step of the loan process.
    • First National Mortgage offers some of the best rates in the industry with a commitment to efficient, timely closings.
    Mortgage OriginatorFHA LoansVA LoansRefinancingUtah County
    Phone(801) 836-9712
    Julie Crow at First National Mortgage
    Updated 4/21/26Learn More →
    85
    Lantern
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    Draper, UT · 23 mi from Provo
    Serves Salt Lake City metro area and surrounding communities
    ★★★★★5.0(247 Google reviews)

    TruPath Home Loans is a local mortgage lender in Draper specializing in personalized home financing solutions for Utah homebuyers. The team works with first-time buyers, refinancers, and borrowers with unique credit situations to find the right loan product and competitive rates. They offer a direct, consultative approach focused on simplifying the mortgage process and getting clients to closing efficiently.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, self-employed borrowers, those seeking refinancing, VA loan borrowers, buyers with unique credit profiles
    What sets them apart
    • Based in Draper with deep knowledge of the Utah real estate market and ability to work directly with local buyers and agents.
    • Access to various loan programs including conventional, FHA, VA, and jumbo loans to match different buyer profiles and financial situations.
    • Works directly with borrowers rather than through brokers, providing transparency and faster processing times.
    Mortgage LenderHome LoansRefinancingFirst-Time BuyersUtah Mortgages
    Phone(385) 475-3005
    TruPath Home Loans
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Park City, UT · 30 mi from Provo
    Serves Park City, UT and surrounding communities
    ★★★★★5.0(248 Google reviews)

    Intermountain Mortgage Company is an experienced mortgage broker serving the Park City area since 1992, specializing in helping homebuyers and refinancers navigate the loan process with personalized support and transparent communication. Their skilled team offers purchase loans, refinance options, and debt consolidation services, with a commitment to keeping clients informed at every step. Voted Park City's best mortgage company by The Park Record for 6 consecutive years, they're known for responsive service and making the mortgage process efficient and accessible.

    Best for: Refinancing
    Ideal clients: Homebuyers seeking personalized mortgage guidance, homeowners looking to refinance, those needing debt consolidation, first-time buyers navigating the loan process
    What sets them apart
    • Voted Park City's best mortgage company by The Park Record for 6 consecutive years, reflecting consistent community recognition and client satisfaction.
    • Operating since 1992 with deep knowledge of the Park City market and mortgage landscape, providing seasoned guidance through the loan process.
    • Known for going above and beyond with client communication, keeping borrowers informed and in the loop throughout every stage of the mortgage process.
    Mortgage BrokerPurchase LoansRefinancingPark City
    Phone(435) 649-6660
    Intermountain Mortgage Company
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Pleasant Grove, UT · 10 mi from Provo
    Serves Pleasant Grove, UT and surrounding communities throughout Utah
    ★★★★★5.0(236 Google reviews)

    James Sly, the UT Home Loan Guy, is a mortgage loan officer powered by Barrett/Nexa offering comprehensive home financing solutions across Utah. He specializes in FHA, VA, USDA, Jumbo, Conventional, and Non-QM loans for first-time homebuyers, refinancing, and experienced investors. Beyond standard mortgages, James provides down payment assistance, self-employed loans, bank statement loans, and HELOC options, with a reputation for personalized service, clear communication, and finding creative solutions even for complex applications.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan applicants, self-employed individuals, refinancing homeowners, debt consolidation seekers
    What sets them apart
    • Offers FHA, VA, USDA, Jumbo, Conventional, Non-QM, and specialized programs like bank statement loans and self-employed financing — rare breadth for a single loan officer.
    • Demonstrates ability to navigate complex applications, securing VA loan waivers and finding lenders willing to work with unusual income situations or multiple application restarts.
    • Stays in touch after closing and provides mortgage advice beyond the initial transaction, building long-term client relationships.
    Mortgage LoansVA LoansFirst-Time BuyersRefinancingUtah
    Phone(801) 979-3442
    James Sly - UT Home Loan Guy
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Lindon, UT · 7 mi from Provo
    Serves Utah, including Salt Lake Valley and surrounding communities
    ★★★★★5.0(173 Google reviews)

    Ridge Home Loans is a mortgage lender based in Lindon, UT, specializing in home financing solutions for Utah homebuyers. They offer a range of loan products including conventional, FHA, VA, and jumbo loans, with a focus on personalized service and fast pre-approval processes. The team works with first-time buyers and experienced homeowners alike to find financing solutions tailored to individual circumstances.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA loan applicants, refinancing homeowners, jumbo loan borrowers
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan options to serve diverse buyer profiles and financial situations.
    • Streamlined approval process helps buyers move quickly through the home purchasing timeline.
    • Dedicated assistance for first-time homebuyers navigating the mortgage process for the first time.
    Mortgage LenderHome FinancingFHA LoansVA LoansFast Pre-Approval
    Phone(801) 414-8055
    Ridge Home Loans
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Draper, UT · 23 mi from Provo
    Serves Salt Lake City metro area and surrounding communities
    ★★★★★5.0(166 Google reviews)

    Citywide Home Loans is a mortgage lender based in Draper serving the greater Salt Lake City area. They specialize in helping borrowers secure financing for home purchases and refinancing, offering personalized loan solutions with a focus on customer service. With a strong local reputation, they work with borrowers of various financial situations to find competitive loan products.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, existing homeowners seeking refinancing, borrowers preferring local lender relationships
    What sets them apart
    • Based in Draper with deep knowledge of the local Utah real estate market and community lending needs.
    • Direct relationship with loan officers focused on understanding individual borrower situations and finding appropriate loan solutions.
    • Offers multiple loan options including purchase financing and refinancing to serve different borrower needs and financial profiles.
    Mortgage LenderHome LoansRefinancingLocal Lender
    Phone(801) 208-5220
    Citywide Home Loans - Draper, UT
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    American Fork, UT · 12 mi from Provo
    Serves Utah, including Salt Lake City metro, Utah County, and surrounding areas
    ★★★★★5.0(137 Google reviews)

    Velocity Home Loans is a mortgage lender serving Utah families with fast, personalized home financing solutions. Based in American Fork, they specialize in helping first-time buyers, refinancers, and borrowers with various loan programs including VA, FHA, and jumbo loans. Their team focuses on quick pre-approval timelines and transparent lending processes to make homeownership accessible.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, refinancers, jumbo loan applicants
    What sets them apart
    • Velocity Home Loans emphasizes quick turnaround times for mortgage pre-approvals, helping borrowers move faster in competitive Utah real estate markets.
    • They offer VA loans, FHA loans, jumbo loans, and conventional financing options, serving a wide range of borrower profiles and financial situations.
    • Local American Fork office provides one-on-one guidance throughout the mortgage process rather than automated online-only lending.
    Mortgage LenderFast Pre-ApprovalVA LoansFHA LoansRefinancing
    Phone(801) 434-7337
    Velocity Home Loans
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Provo, UT
    Serves Provo and surrounding Utah communities
    ★★★★★5.0(109 Google reviews)

    Central Bank's Mortgage Department in Provo offers comprehensive home financing solutions including conventional loans, FHA loans, VA loans, and jumbo mortgages. Their experienced mortgage specialists work with first-time homebuyers and experienced investors to find competitive rates and flexible terms tailored to individual financial situations. Located at 95 N University Ave, they provide personalized service and fast pre-approval processes to help Utah families achieve homeownership.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, FHA loan applicants, refinancing customers, jumbo loan seekers
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan options to serve diverse borrower needs and financial situations.
    • Central Bank's Mortgage Department is rooted in Utah banking with direct access to mortgage specialists who understand the local market.
    • Streamlined pre-approval process helps buyers move quickly in competitive markets and make confident offers.
    Mortgage LoansHome FinancingFHA LoansVA LoansFast Pre-Approval
    Phone(801) 373-3336
    Websitecbutah.com
    Central Bank - Mortgage Department
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Murray, UT · 29 mi from Provo
    Serves Utah, including Salt Lake City metro and surrounding areas
    ★★★★★5.0(108 Google reviews)

    Utah Low Rate is a mortgage lending company based in Murray that specializes in helping Utah homebuyers and refinancers secure competitive loan rates. They offer a range of loan products including conventional, FHA, VA, and jumbo loans, with a focus on personalized service and fast pre-approval processes. Their experienced team works to match borrowers with the right loan program to fit their financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan applicants, refinancing homeowners, buyers seeking jumbo loans
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loans to serve diverse borrower needs and financial situations.
    • Streamlined approval workflow designed to get borrowers pre-approved quickly and keep the home buying process moving.
    • Dedicated loan officers work directly with clients to find the right mortgage solution rather than a one-size-fits-all approach.
    Mortgage LenderHome LoansRefinancingVA LoansFHA Loans
    Phone(801) 604-4949
    Utah Low Rate / Utah Mortgage / Utah Home loans
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Spanish Fork, UT · 9 mi from Provo
    Serves Spanish Fork, UT and surrounding communities in central Utah
    ★★★★★5.0(103 Google reviews)

    Remarkable Home Loans is a mortgage lending company based in Spanish Fork, UT that specializes in helping borrowers secure financing for home purchases and refinancing. They work with clients to find loan solutions tailored to individual financial situations, offering access to multiple lending programs and options. The team focuses on providing personalized service and competitive rates to make homeownership more accessible.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time home buyers, existing homeowners looking to refinance, VA loan borrowers, FHA loan borrowers
    What sets them apart
    • Access to various loan types including FHA, VA, conventional, and jumbo loans to fit different borrower needs and financial situations.
    • Spanish Fork-based lender with deep knowledge of the local Utah real estate market and community lending needs.
    • Works directly with clients to understand their financial goals and find customized mortgage solutions rather than one-size-fits-all approaches.
    Mortgage LenderHome FinancingRefinancingFHA LoansVA Loans
    Phone(801) 893-6636
    Remarkable Home Loans
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Spanish Fork, UT · 9 mi from Provo
    Serves Spanish Fork, UT and surrounding Utah communities
    ★★★★★5.0(85 Google reviews)

    Planet Home Lending, operated by mortgage loan officer Maralee Jensen (NMLS#218299), provides personalized mortgage lending services to homebuyers and refinancing customers throughout Utah. As part of the Planet Home Lending network, Maralee offers access to multiple loan products including conventional, FHA, VA, and jumbo loans, with a focus on fast pre-approval and transparent guidance through the lending process. She specializes in helping first-time buyers and existing homeowners find financing solutions tailored to their financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, FHA loan applicants, homeowners seeking refinancing
    What sets them apart
    • Access to conventional, FHA, VA, and jumbo loan options through Planet Home Lending's network, providing flexibility for different borrower needs and credit situations.
    • Direct work with licensed loan officer Maralee Jensen (NMLS#218299) who provides personalized guidance and fast pre-approval processes for homebuyers and refinancing customers.
    • Specialized knowledge in FHA and first-time homebuyer programs to help new homeowners navigate the lending process with clear explanations and transparent terms.
    Mortgage LendingHome FinancingLoan OfficerFHA LoansVA Loans
    Phone(801) 881-2522
    Planet Home Lending - Maralee Jensen NMLS#218299
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Pleasant Grove, UT · 10 mi from Provo
    Serves Utah, with primary focus on Salt Lake Valley and surrounding communities
    ★★★★★4.9(2064 Google reviews)

    Simplify Home Loans is a mortgage lender based in Pleasant Grove that specializes in helping borrowers find the right home financing solutions. They offer a range of loan programs including conventional, FHA, VA, and jumbo loans, with a focus on fast pre-approval processes and personalized service. The team works with borrowers throughout Utah to simplify the mortgage process and connect them with loan options tailored to their financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time home buyers, VA loan borrowers, borrowers seeking jumbo financing, refinancing customers
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan options to meet diverse borrower needs and financial situations.
    • Streamlined application and pre-approval workflow designed to help borrowers move quickly through the home financing process.
    • Works directly with borrowers to understand their unique circumstances and connect them with appropriate loan solutions.
    Mortgage LenderHome FinancingFast Pre-ApprovalMultiple Loan ProgramsUtah Mortgages
    Simplify Home Loans
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Salt Lake City, UT · 42 mi from Provo
    Serves Salt Lake City, Utah and surrounding areas
    ★★★★★4.9(1578 Google reviews)

    Primary Residential Mortgage, Inc. is a full-service mortgage lender based in Salt Lake City specializing in home loans for buyers and refinancers throughout Utah and beyond. With over 1,500 reviews reflecting strong customer satisfaction, they offer a range of loan products including conventional, FHA, VA, and jumbo loans with competitive rates and personalized service. Their experienced loan officers guide clients through the entire mortgage process, from pre-approval to closing.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, refinancers, jumbo loan applicants
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan options to serve diverse borrower needs and financial situations.
    • Primary Residential Mortgage is a recognized mortgage company with a strong track record and established relationships in the Utah lending market.
    • Provides end-to-end mortgage services from pre-approval through closing with personalized guidance from experienced loan officers.
    Mortgage LenderHome LoansVA LoansRefinancingFHA Loans
    Phone(800) 255-2792
    Primary Residential Mortgage, Inc.
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Lehi, UT · 17 mi from Provo
    Serves Lehi, Utah and surrounding communities
    ★★★★★5.0(65 Google reviews)

    Home Loans with Carli & Kevin Spradlin is an independent mortgage lending business based in Lehi, Utah, offering personalized home loan solutions for buyers and refinancing clients throughout the region. Carli and Kevin bring a client-focused approach to mortgage lending, helping customers navigate loan options and secure financing tailored to their financial situation. They specialize in making the lending process straightforward and accessible for first-time buyers, experienced homeowners, and those looking to refinance.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, experienced homeowners refinancing, self-employed borrowers, buyers seeking personalized service
    What sets them apart
    • Operates as an independent mortgage provider, offering personalized service and flexibility without corporate constraints.
    • Carli and Kevin directly manage client relationships, ensuring consistent, attentive service throughout the lending process.
    • Based in Lehi with deep knowledge of the local real estate market and community lending needs.
    Mortgage LenderHome LoansRefinancingLocally Owned
    Phone(801) 318-3516
    Home Loans with Carli & Kevin Spradlin
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Cottonwood Heights, UT · 28 mi from Provo
    Serves Utah, including Salt Lake City metro and surrounding areas
    ★★★★★4.9(933 Google reviews)

    Direct Rate Home Loans is an independent mortgage lender serving Utah homebuyers with competitive rates and personalized loan solutions. Founded and operated locally, they specialize in helping first-time buyers, refinancers, and borrowers with FHA, VA, and jumbo loans. Their in-house underwriting and direct access to multiple lending programs enable faster closings and transparent pricing without unnecessary middlemen.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, military veterans using VA benefits, borrowers seeking refinancing, luxury home buyers
    What sets them apart
    • In-house underwriting and loan origination eliminates broker markups, delivering competitive rates and faster closings directly to borrowers.
    • Offers FHA, VA, conventional, and jumbo loans with flexible terms to match different buyer profiles and financial situations.
    • Utah-based team familiar with the local real estate market, providing personalized service and rapid pre-approval for qualified buyers.
    Mortgage LenderHome LoansRefinancingFHA LoansVA Loans
    Phone(801) 506-2700
    Direct Rate Home Loans, Inc.
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Salt Lake City, UT · 32 mi from Provo
    Serves Utah, including Salt Lake City and surrounding communities
    ★★★★★4.9(538 Google reviews)

    NEO Home Loans is a mortgage lender serving Utah homebuyers with flexible financing options and personalized service. Specializing in conventional, FHA, VA, and jumbo loans, NEO Home Loans works with borrowers at every stage—from first-time buyers to refinancers—offering fast pre-approval and access to multiple loan programs. Their team focuses on transparent pricing and streamlined underwriting to help Utah families secure competitive rates and close on time.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, FHA loan applicants, refinancers, jumbo loan seekers
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loans to serve diverse borrower needs and credit profiles.
    • Streamlined underwriting enables quick pre-approval decisions so buyers can move forward with confidence.
    • Experienced with VA and FHA loans, helping military families and first-time buyers navigate their options.
    Mortgage LenderHome FinancingFast Pre-ApprovalVA LoansFHA Loans
    Phone(855) 260-9932
    NEO Home Loans - Utah
    Updated 4/21/26Learn More →
    82
    Lantern
    Score
    Orem, UT · 6 mi from Provo
    Serves Utah, primarily Orem and surrounding areas
    ★★★★★5.0(192 Google reviews)

    Superior Lending Associates is a mortgage brokerage company serving Utah since 2001, offering comprehensive mortgage services including home purchases, refinancing, and access to multiple loan programs. Based in Orem, they specialize in personalized customer service, matching clients with loan options tailored to their financial situations through a streamlined online application process and professional consultation.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time home buyers, homeowners refinancing, buyers seeking personalized loan matching, Utah residents purchasing or refinancing residential mortgages
    What sets them apart
    • Over 20 years of local experience and established relationships in the Utah lending market.
    • Access to varied loan programs allowing clients to compare and select the best fit for their financial situation.
    • Loan officers listen to client concerns and provide customized recommendations rather than one-size-fits-all solutions.
    Mortgage BrokerHome LoansRefinancingUtah LenderLoan Programs
    Phone(801) 235-0929
    Superior Lending Associates
    Updated 4/21/26Learn More →
    81
    Lantern
    Score
    Provo, UT
    Serves Utah Valley and surrounding areas
    ★★★★★5.0(80 Google reviews)

    Capital Assets Utah Valley is a financial advisory firm based in Provo specializing in investment management, financial planning, and wealth strategy for individuals and families. They provide personalized guidance on portfolio construction, retirement planning, and long-term financial goals to help clients build and preserve wealth.

    Ideal clients: Individuals and families seeking comprehensive financial planning, pre-retirees and retirees optimizing portfolios, business owners managing wealth
    What sets them apart
    • Develops customized portfolio approaches tailored to individual client goals, risk tolerance, and time horizons rather than one-size-fits-all solutions.
    • Addresses retirement planning, wealth preservation, and long-term financial strategy alongside investment management for holistic client guidance.
    • Deep understanding of local financial landscape and community-specific needs for families and professionals in the Utah Valley region.
    Financial PlanningInvestment ManagementWealth StrategyRetirement Planning
    Capital Assets Utah Valley
    Updated 4/21/26Learn More →
    80
    Lantern
    Score
    Draper, UT · 22 mi from Provo
    Serves Utah, including Salt Lake City metro and surrounding communities
    ★★★★★4.9(587 Google reviews)

    Altius Mortgage is an independent mortgage lender based in Draper, Utah, specializing in home loans for first-time buyers, refinancing, investment properties, and jumbo mortgages. Their team of experienced loan officers provides personalized service and access to multiple lending programs, helping borrowers navigate the mortgage process with competitive rates and flexible financing options.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, current homeowners seeking refinancing, investment property buyers, VA loan eligible borrowers
    What sets them apart
    • Offers access to conventional loans, FHA loans, VA loans, jumbo mortgages, and investment property financing to suit diverse borrower needs.
    • Based in Draper with a team dedicated to understanding Utah's real estate market and providing personalized guidance throughout the lending process.
    • Provides competitive mortgage rates and flexible terms, helping borrowers find financing solutions that fit their budget and timeline.
    Mortgage LenderHome LoansRefinancingFirst-Time BuyersUtah Mortgages
    Phone(801) 542-7080
    Altius Mortgage
    Updated 4/21/26Learn More →

    Frequently Asked Questions

    Who is the top-ranked mortgage broker serving Provo, UT?

    City Creek Mortgage is the top-ranked mortgage broker in Provo with a Lantern Score of 85.85/100 and 2,847 five-star reviews. Founded in 1998, they specialize in home purchases and refinancing with transparent, competitive rates, and are particularly well-suited for first-time homebuyers, those refinancing, borrowers relocating to Utah, and VA and FHA loan applicants.

    Which mortgage brokers are best for military service members seeking VA loans?

    Guild Mortgage Company (Lantern Score: 85.82/100) and Erin Hendricks at Intercap Lending (Lantern Score: 85.61/100) both specialize in VA loans for military service members. Guild Mortgage's Draper branch has 1,648 five-star reviews and specifically serves military members, while Erin Hendricks brings over a decade of experience in VA lending with 453 reviews.

    What options exist for first-time homebuyers in Provo?

    Provo has 25 mortgage brokers serving first-time homebuyers, with Houzd Mortgage (Lantern Score: 85.80/100, 1,322 reviews) and Loan Remedy (Lantern Score: 85.48/100, 304 reviews) standing out for personalized guidance and transparent rate comparisons. Both offer home purchase loans, refinancing, and pre-approval services specifically designed for first-time buyers navigating the mortgage process.

    Which mortgage brokers offer 100% online services?

    Loan Remedy (Lantern Score: 85.48/100) is Utah's trusted mortgage broker offering 100% online home loans, refinancing, and pre-approval services. Founded by Monica and Sergio, they serve first-time home buyers, existing homeowners refinancing, and borrowers with various loan profiles (FHA, VA, jumbo) with 304 five-star reviews.

    Who specializes in helping self-employed borrowers and unique credit profiles?

    TruPath Home Loans (Lantern Score: 85.38/100, 247 reviews) in Draper specializes in self-employed borrowers and those with unique credit profiles, while James Sly - UT Home Loan Guy (Lantern Score: 85.36/100, 236 reviews) also works specifically with self-employed individuals. Both offer personalized home financing solutions tailored to borrowers with non-traditional income situations.

    What mortgage options are available for jumbo loans in Provo?

    Guild Mortgage Company (Lantern Score: 85.82/100), Primary Residential Mortgage, Inc. (Lantern Score: 84.07/100, 1,578 reviews), and Altius Mortgage (Lantern Score: 80.34/100, 587 reviews) all specialize in jumbo mortgage financing. Direct Rate Home Loans also serves luxury home buyers seeking jumbo financing with a Lantern Score of 84.02/100.

    This directory of mortgage brokers local businesses serving Provo, UT is maintained by Lantern. Rankings are determined by the Lantern Score — not advertising or payment for placement. Learn how it works. Last updated April 21, 2026. To claim or update a listing, contact us.