Best Mortgage Brokers in Tampa, Florida

Jennifer Martinez is a VP of Mortgage Lending and top producer at CrossCountry Mortgage with 25 years of mortgage lending experience. She specializes in conventional, FHA, VA, and jumbo loans for purchases, refinances, and foreclosure properties across the Tampa Bay area. Jennifer prioritizes personalized service and communication, guiding clients through every step of the mortgage process to ensure they get the right financing solution for their specific situation.

Fairway Independent Mortgage Corporation's Tampa branch offers comprehensive mortgage solutions including home purchase loans, construction financing, and refinancing options. Led by Branch Managers Rich Mize and Marshall Smith, the team of experienced loan officers works to match borrowers with competitive rates and terms tailored to their financial situation. With national resources and local expertise, Fairway guides clients through the entire mortgage process from application to closing.

SunPoint Home Loans is an education-based mortgage company serving the Tampa Bay area with 19 years of experience. They specialize in personalized financing solutions for home purchases and refinances, representing a wide range of A-rated lenders plus portfolio lenders with expanded underwriting guidelines to help unique borrower scenarios. Their team treats each customer individually, providing expert guidance, excellent communication, and an average 15-day close time.

The Jane Floyd Team at NFM Lending specializes in mortgage lending and home financing solutions for buyers throughout the Tampa Bay area. With extensive experience helping first-time homebuyers, refinancing clients, and borrowers with VA and FHA loans, they provide personalized service and competitive rates. Their team focuses on making the mortgage process straightforward and accessible, with fast pre-approval and access to multiple lending programs.

The Orlicki Group is an independent mortgage broker in Tampa serving borrowers across eight states including Florida, Pennsylvania, Tennessee, and others. Led by founder Oliver Orlicki with 24+ years of mortgage and real estate experience, they specialize in tailored mortgage solutions for first-time homebuyers, self-employed borrowers, investors, and real estate agents. As a broker working on behalf of clients—not lenders—they shop multiple lenders to secure competitive rates, flexible loan programs (including jumbo and non-QM loans), and faster approvals, with a commitment to transparent communication and education throughout the mortgage process.

My Easy Mortgage is an independent mortgage broker serving the Tampa Bay area and beyond with offices in Wesley Chapel, Land O Lakes, and Plano, Texas. They specialize in home purchases, refinances, and home equity loans, offering custom loan solutions and access to multiple wholesale lenders to secure competitive rates. Led by experienced loan originators including partners Sam Wax and Gilbert Bennett, the firm emphasizes fast closings (averaging under 30 days), transparency, and client education to make the mortgage process straightforward and stress-free.

Bliss Mortgage LLC is a Tampa-based mortgage firm specializing in home purchase and refinance loans throughout Florida. Led by owner Gerald Bliss and his team of experienced loan officers, they offer competitive rates and personalized service across multiple loan programs including conventional, FHA, VA, jumbo, and cash-out refinancing options. The team is known for making the lending process transparent and straightforward, with a focus on fast closings and one-on-one guidance for first-time homebuyers, veterans, and homeowners seeking to refinance.

Simons & Leoni Home Loans is a Tampa-based mortgage broker offering home purchase loans, refinancing, cash-out refinances, and rate comparisons. Led by President Douglas Leoni and Managing Member Scott Simons, the company specializes in personalized service with a team of experienced loan originators and processors who handle everything from pre-approval to fast funding. They provide free pre-approval letters, refinance analysis tools, and property evaluations to help borrowers understand their options and secure competitive rates.

Howard Team Home Loans, powered by Lower LLC, is a Tampa-based mortgage brokerage led by Jonathan F. Howard (NMLS #1568511) and his experienced team including Angela, Todd, and Grant. They specialize in home purchase loans, refinancing, cash-out refinances, and rate comparisons, offering fast digital quotes and streamlined online applications with typical funding in under 30 days. The team provides free pre-approval letters, refinance analysis, property evaluations, and personalized rate quotes to help borrowers find the best mortgage terms for their financial goals.

BlueGrey Mortgage is a full-service mortgage lender offering conventional, FHA, VA, and jumbo loans to homebuyers across Florida, Georgia, Texas, Colorado, and Kansas. Based in Tampa, the company specializes in making homeownership accessible through competitive interest rates, low closing costs, and personalized guidance at every step of the process. Known for exceptional customer service and attention to detail, BlueGrey Mortgage serves first-time buyers, refinancing clients, and investment property purchasers with a commitment to honesty, integrity, and expert support throughout the closing process.

Premier Nationwide Lending, led by Branch Manager Melanie Brown, is a mortgage lending firm specializing in home loans for first-time buyers, refinancing, and homeowners exploring their options. Operating through Lower Mortgage, Melanie provides personalized guidance and creative lending solutions tailored to individual financial situations. Licensed across multiple states (GA, FL, TN, SC, KY), the Arcadia-based lender focuses on making homeownership accessible and straightforward.

Mikasa Home Loans is a mortgage lender serving the Tampa Bay and Central Florida areas with bilingual expertise in Spanish and English. They specialize in helping borrowers navigate the mortgage process with personalized service and competitive financing options. Known for their responsive customer service and commitment to making homeownership accessible to diverse communities.

Team Stapleton Home Loans LLC is a mortgage brokerage serving the Tampa Bay area with a focus on personalized, relationship-based lending. The team specializes in helping borrowers navigate the mortgage process with transparent guidance and access to multiple loan programs, including conventional, FHA, VA, and jumbo loans. They pride themselves on fast pre-approval timelines and expert support throughout the entire loan process.

Luis Peguero is a mortgage loan officer with Fairway Independent Mortgage Corporation in Tampa, FL, specializing in helping borrowers navigate the entire home financing process from application to closing. He offers a comprehensive range of loan products including conventional, FHA, VA, USDA, jumbo, adjustable-rate, fixed-rate, construction, renovation, and reverse mortgages, as well as refinancing options. Luis focuses on finding the right loan with competitive rates, terms, and costs tailored to each client's specific financial situation and goals.

Home Loan Advisors is a mortgage brokerage serving the Tampa Bay area and beyond, specializing in helping borrowers find the right loan program for their financial situation. They work with multiple lenders to provide competitive rates and personalized service, handling everything from pre-approval to closing. Their team focuses on making the mortgage process transparent and accessible for first-time buyers, refinancing clients, and homebuyers at all stages.

First Team Lending is a mortgage lender serving the Tampa Bay area and surrounding Florida communities. They provide a range of loan products including conventional, FHA, VA, and jumbo mortgages, with a focus on personalized service and competitive rates. The team specializes in helping first-time homebuyers, refinancing clients, and those seeking fast pre-approval processes.

14 Days To Close is a mortgage lender specializing in fast, streamlined home financing with a commitment to closing loans in 14 days or less. Based in Tampa, they offer conventional, FHA, VA, and jumbo loan programs with transparent pricing and dedicated loan officers who guide borrowers through the entire process. Their focus on speed and customer service has made them a trusted choice for homebuyers and refinancers throughout Florida.

Birchwood Loans is a direct hard money lender serving Tampa and Central Florida since 1978, specializing in investment loans, purchase financing, refinancing, and debt consolidation for real estate investors and borrowers with credit challenges. With over 35 years of real estate experience and 25+ years lending hard money, they've funded over 300 loans and pride themselves on fast approvals (often within 24 hours), competitive rates (7.9%-12.95% APR), and direct lending without broker fees or appraisal costs. They structure loans around borrower success with personalized service, flexible terms up to 30 years, and support for investors who don't qualify for traditional bank financing.

Paramount Residential Mortgage Group (PRMG) is a top 15 leading mortgage lender with over two decades in the industry, offering a comprehensive range of loan products including FHA, VA, USDA, conventional, jumbo, and non-conforming loans. Their Tampa branch, managed by Jordan Vreeland, specializes in helping first-time homebuyers, existing homeowners refinancing, and luxury property purchasers navigate the mortgage process with modern lending technology and industry-leading customer service. Licensed in 49 states plus Washington DC and approved by HUD, PRMG provides fast pre-approval, multiple loan options, and personalized guidance for borrowers with various financial situations.

Embrace Home Loans is a mortgage lender serving the Tampa area and throughout Florida with a focus on personalized service and fast loan processing. Their team specializes in conventional, FHA, VA, and jumbo loan programs, helping borrowers navigate the mortgage process with transparency and expertise. They pride themselves on competitive rates and a streamlined application process designed to get borrowers to closing quickly.

Luminate Bank's Tampa branch offers comprehensive mortgage and financial services to homebuyers and refinancers throughout the Tampa Bay area. Located on North Franklin Street, they provide personalized lending solutions with access to multiple loan programs including conventional, FHA, VA, and jumbo mortgages. Their team focuses on delivering fast pre-approval processes and competitive rates tailored to each client's financial situation.

Moonlight Mortgage is a Florida-based mortgage brokerage led by Christen Burden, a loan originator with 10+ years in the mortgage and banking industry. They specialize in helping first-time homebuyers, relocating families, investment property purchasers, and refinance clients secure financing across Florida, with particular expertise in the Tampa Bay area. Beyond mortgages, Christen offers access to multiple lenders for competitive rates, flexible appointment times (early mornings and evenings), and personalized problem-solving for unique financial situations including divorce, inheritance, and debt consolidation.

Nxt Level Lending LLC, powered by Top Tier Home Loans, is a mortgage broker specializing in comprehensive loan solutions for homebuyers and refinancing. They serve first-time homebuyers, investors, and those with unique financial situations, offering FHA, VA, USDA, Jumbo, Conventional, Reverse, Non-QM, and Bridge Loans, plus specialized programs like Down Payment Assistance, 1099 Loans, and Bank Statement Loans. Their team provides personalized guidance through the entire mortgage process with local loan officers and a digital app (Loanzify) to streamline communication with lenders and real estate agents.

American Mortgage Services, Inc. is a mortgage lender based in Tampa serving homebuyers and refinancing clients across Florida. They specialize in residential mortgage loans, including conventional, FHA, VA, and jumbo loan programs. With a focus on personalized service and quick closings, they help first-time buyers, repeat homeowners, and those looking to refinance find the right loan solution.

Kearns Mortgage Team is a mortgage broker serving the Tampa Bay area and beyond, specializing in helping borrowers find the right loan program from multiple lenders. Led by experienced professionals, they work with first-time homebuyers, refinancers, and borrowers with unique financial situations to secure competitive rates and terms tailored to individual needs.

Home Access Financial, LLC is a mortgage lending company based in Tampa specializing in home loans for borrowers of all credit profiles and financial situations. They offer a range of loan programs including VA loans, FHA loans, conventional financing, and jumbo mortgages, serving first-time homebuyers through experienced investors. Their team provides personalized mortgage solutions with fast pre-approval processes and access to multiple lending options to find the best rates and terms for each client.

Sonlife Home Mortgage is an independent mortgage lender serving the Tampa Bay area and beyond, offering personalized loan solutions for home purchases, refinancing, and various loan programs. With a team focused on customer service and transparent lending practices, they work with borrowers to find financing options that fit their unique financial situations and goals.

Pioneer Mortgage Funding is a mortgage lender serving the Tampa Bay area and beyond, offering a range of loan products including conventional, FHA, VA, and jumbo mortgages. The team provides personalized guidance through the pre-approval and closing process, helping borrowers find financing solutions tailored to their specific needs. With a focus on transparent communication and competitive rates, they serve both first-time homebuyers and experienced investors.

247 Home Loans.net is a mortgage lender based in Riverview, FL offering comprehensive home financing solutions including conventional loans, FHA loans, VA loans, and refinancing options. The team specializes in helping first-time homebuyers and experienced investors find the right loan products to fit their financial situation, with a focus on fast pre-approval processing and personalized service.

American Nationwide Mortgage Company is a full-service mortgage lender based in Tampa offering conventional, FHA, VA, and jumbo loan programs to homebuyers and refinancers throughout Florida. With over 106 reviews and a 4.7 rating, they provide comprehensive lending solutions including fast pre-approval processes and access to multiple lending options. Their experienced team specializes in working with first-time buyers, seasoned investors, and borrowers seeking to refinance existing mortgages.

Home Loan Express, LLC is a mortgage lender serving the Tampa area and beyond, specializing in helping borrowers secure financing for home purchases and refinancing needs. They work with borrowers of various financial backgrounds to find loan solutions tailored to individual circumstances. The company focuses on providing personalized service and competitive rates through their experienced mortgage professionals.

First Heritage Mortgage is a local mortgage lender serving the Tampa area with financing solutions for home purchases and refinancing. They work with borrowers across various loan programs including conventional, FHA, VA, and jumbo loans, offering personalized service to help clients navigate the mortgage process. With a focus on competitive rates and quick pre-approval timelines, First Heritage Mortgage helps both first-time homebuyers and experienced investors achieve their real estate goals.

Loan Factory, led by mortgage professional Julio Berrocal, provides personalized mortgage lending and financing solutions in Tampa. Julio specializes in helping borrowers navigate loan options, pre-approval processes, and competitive rates tailored to individual financial situations. With a focus on customer service and financial expertise, Loan Factory works to make the mortgage process transparent and accessible.