Jonathan F. Howard - Howard Team Home Loans

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    Mortgage Brokers

    Tampa, FL

    Howard Team Home Loans, powered by Lower LLC, is a Tampa-based mortgage brokerage led by Jonathan F. Howard (NMLS #1568511) and his experienced team including Angela, Todd, and Grant. They specialize in home purchase loans, refinancing, cash-out refinances, and rate comparisons, offering fast digital quotes and streamlined online applications with typical funding in under 30 days. The team provides free pre-approval letters, refinance analysis, property evaluations, and personalized rate quotes to help borrowers find the best mortgage terms for their financial goals.

    Best for: Refinancing

    Ideal for: First-time home buyers, homeowners looking to refinance, borrowers seeking competitive rates, those wanting fast loan approval

    Service area: Tampa, Florida and surrounding areas

    What Sets Jonathan F. Howard - Howard Team Home Loans Apart

    Fast Funding: Streamlined online application and approval process with typical funding in less than 30 days, allowing borrowers to move quickly on home opportunities.

    Rate Comparison Tools: Free tools to compare mortgage rates and terms across multiple options, helping clients find the best plan for their specific financial situation.

    Experienced Team: Broker team including Jonathan F. Howard (NMLS #1568511), Angela, Todd, and Grant with expertise in home purchases, refinancing, and cash-out options.

    First-Time Buyer ProgramsRefinancingFast Pre-Approval
    Mortgage BrokerHome LoansRefinancingFast FundingTampa
    Google Rating
    5.0 ★ (232 reviews)
    Phone
    (813) 586-0818

    Location

    Address: 1560 W Cleveland St, Tampa, FL 33606

    Phone: (813) 586-0818

    Website: howardteamhomeloans.com

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    Last updated April 21, 2026

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