Mortgage Brokers
Tampa, FL
Birchwood Loans is a direct hard money lender serving Tampa and Central Florida since 1978, specializing in investment loans, purchase financing, refinancing, and debt consolidation for real estate investors and borrowers with credit challenges. With over 35 years of real estate experience and 25+ years lending hard money, they've funded over 300 loans and pride themselves on fast approvals (often within 24 hours), competitive rates (7.9%-12.95% APR), and direct lending without broker fees or appraisal costs. They structure loans around borrower success with personalized service, flexible terms up to 30 years, and support for investors who don't qualify for traditional bank financing.
Ideal for: Real estate investors, fix-and-flip developers, self-employed borrowers, those with bad credit or recent foreclosures, investors seeking quick capital access
Service area: Tampa and Central Florida including Orlando, Sarasota, St. Petersburg, Daytona, Winter Haven, and surrounding areas
Direct Lender, No Brokers: Birchwood is a direct hard money lender without third parties, eliminating broker fees and appraisal costs, reducing overall borrowing expenses.
Fast Approvals & Funding: Approvals available within 24 hours with funding as soon as paperwork is ready, enabling investors to close quickly on time-sensitive deals.
35+ Years of Real Estate Expertise: With over 35 years in real estate and 25 years in hard money lending, Birchwood offers investor coaching, industry best practices guidance, and a proven track record of client success.
Address: 800 E Baker St, Tampa, FL 33603
Phone: (727) 300-1793
Website: birchwoodloans.com
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