Lanternโ€บWashington DC Areaโ€บProfessional Servicesโ€บMortgage Brokers

    Best Mortgage Brokers in Washington DC Area

    Areas served: Washington, Alexandria, Reston, McLean, Arlington

    42 local businessesRanked by Lantern Score โ€” a measure of reputation and business quality. We don't accept payment for placement.
    Updated April 16, 2026
    Show businesses best for:
    86
    Lantern
    Score
    Fairfax, VA
    Serves All 50 states, with particular focus on Fairfax, VA; Philadelphia, PA; Camden, NJ; and Wilmington, DE areas
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(7827 Google reviews)

    Prosperity Home Mortgage, LLC is a national mortgage lender with local expertise based in Fairfax, VA, offering a comprehensive suite of home financing solutions including purchase mortgages, refinancing, real estate investor loans, and specialized programs like first-time homebuyer financing and no-money-down options. Led by CEO Justin Messer, the company combines technology-driven lending with one-on-one mortgage consultant guidance to deliver competitive rates and expedited closing options. Their community-focused approach and emphasis on personalized service across all 50 states makes them a strong choice for borrowers seeking both competitive products and attentive customer support throughout the mortgage process.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, borrowers seeking refinancing options, real estate investors, buyers needing expedited closings
    What sets them apart
    • Offers exclusive products like CompetitiveEdgeโ„ข, Lock, Shop & Home, XLR8, and Buyer Advantageยฎ to help borrowers secure competitive terms and expedited closings.
    • Dedicated first-time homebuyer programs including no-money-down options, Home Possible, and Uplift programs designed specifically for new borrowers.
    • Professional mortgage consultants guide borrowers through every step of the loan process with personalized, knowledge-based guidance rather than a purely automated experience.
    Home PurchaseRefinancingFirst-Time BuyersRapid ClosingNational Lender
    Phone(877) 275-1762
    Prosperity Home Mortgage, LLC
    Updated 4/17/26Learn More โ†’
    86
    Lantern
    Score
    Rockville, MD
    Serves Rockville, MD and 18 states nationwide
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(952 Google reviews)

    FitzGerald Financial Group is a local mortgage lender serving borrowers across 18 states with personalized home financing solutions. Operating for over 22 years from their Rockville headquarters, they specialize in conventional loans, jumbo loans, FHA loans, VA loans, and renovation financing for first-time buyers, refinancers, and existing homeowners. With in-house processing and underwriting, they guide borrowers from pre-qualification through closing with dedicated loan officers committed to a transparent, hassle-free experience.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, homeowners refinancing, jumbo loan seekers, VA loan borrowers, renovation financing buyers
    What sets them apart
    • FitzGerald handles document review, appraisals, and underwriting in-house, enabling faster loan decisions and a more streamlined closing process compared to lenders using external processors.
    • Offers conventional, jumbo, FHA, VA, construction, and renovation loans tailored to different buyer scenariosโ€”from first-time homebuyers to those refinancing or renovating existing properties.
    • Hometown-rooted lender with over two decades in business, having served 2,000+ families and maintaining a 4.94 satisfaction rating.
    Mortgage LenderHome FinancingLocal LenderJumbo LoansRefinancing
    FitzGerald Financial Group
    Updated 4/17/26Learn More โ†’
    86
    Lantern
    Score
    Fairfax, VA
    Serves Fairfax, VA and surrounding Northern Virginia communities
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(629 Google reviews)

    Embrace Home Loans is a full-service mortgage lender with over 30 years of industry experience serving Fairfax, VA and surrounding areas. Their experienced team of loan officers specializes in conventional loans, FHA loans, VA loans, USDA loans, and refinancing options, with dedicated support for first-time homebuyers and those seeking to refinance. Beyond mortgages, Embrace offers debt consolidation, education financing, and comprehensive financial planning services to help clients achieve their homeownership and financial goals.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, VA loan eligible borrowers, FHA loan applicants, homeowners seeking refinancing, buyers with low down payment needs
    What sets them apart
    • Ten senior and experienced loan officers on staff at the Fairfax branch, each with substantial lending experience, providing personalized guidance and expertise for various loan programs.
    • Offers conventional, FHA, VA, USDA, and specialty loans including 203K renovation financing and cash-out refinancing options to match different buyer situations and needs.
    • Quick pre-approval available online, by phone, or in-person at the Fairfax branch, with personalized pre-approval letters to strengthen buyer offers.
    Mortgage LenderVA LoansFHA LoansFirst-Time BuyersRefinancing
    Phone(703) 591-7144
    Embrace Home Loans - Fairfax, VA
    Updated 4/17/26Learn More โ†’
    86
    Lantern
    Score
    McLean, VA
    Serves McLean, VA and surrounding areas
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(624 Google reviews)

    Loansteady is a mortgage lender based in McLean, VA that specializes in making the home loan process more human and accessible. They offer purchase mortgages, refinancing, VA loans, DSCR loans, and dedicated first-time homebuyer resources. Built to be small by design, they prioritize personalized service and agility to work with borrowers across all experience levels and loan types.

    Best for: VeteransRefinancing
    Ideal clients: First-time homebuyers, veterans seeking VA loans, homeowners refinancing, investment property buyers using DSCR loans
    What sets them apart
    • Loansteady operates as a smaller lender intentionally, allowing them to work with greater agility and maintain a personal focus on individual borrowers rather than processing volume.
    • They offer purchase mortgages, refinancing, VA loans, and DSCR loans, plus dedicated first-time homebuyer resources and support.
    • The lender emphasizes bringing 'humanity' to the mortgage process with a focus on care and getting borrowers the right loan at the rate they deserve.
    Purchase MortgagesRefinancingVA LoansFirst-Time BuyersDSCR Loans
    Phone(877) 572-2004
    Loansteady
    Updated 4/17/26Learn More โ†’
    86
    Lantern
    Score
    Reston, VA
    Serves Reston, Virginia and surrounding Northern Virginia communities
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(363 Google reviews)

    4Ever Lending USA is a full-service mortgage brokerage in Reston specializing in personalized home financing solutions for diverse borrower profiles. Their Mortgage Rescue Team excels at helping first-time homebuyers, self-employed professionals, real estate investors, and international buyers navigate complex financial situations with alternative loan programs and flexible documentation options. They offer conventional, FHA, VA, and USDA loans, plus creative solutions for non-traditional income and foreign nationals seeking U.S. property investment.

    Best for: First-Time HomebuyersVeteransCompetitive Rates
    Ideal clients: First-time homebuyers, self-employed professionals, real estate investors, international buyers, borrowers with non-traditional income
    What sets them apart
    • Specializes in helping borrowers with unique or challenging financial situations, including self-employed professionals and non-traditional income profiles that many lenders avoid.
    • Offers foreign national loan programs for non-residents without requiring SSN, green card, or U.S. credit score, making U.S. property investment accessible to international buyers.
    • Provides flexible investment loan solutions designed for fix-and-flip projects, rental portfolios, and first-time real estate investors with efficient closing processes.
    Mortgage BrokerFirst-Time HomebuyersCreative FinancingInvestment LoansPersonalized Service
    Phone(703) 953-5453
    4Ever Lending USA
    Updated 4/17/26Learn More โ†’
    85
    Lantern
    Score
    Chantilly, VA
    Serves Northern Virginia, Washington DC, Maryland (DMV Region)
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(259 Google reviews)

    DMV Residential Financing is an award-winning mortgage lender based in Chantilly, VA, led by industry veterans specializing in fast home loan closings within 15 days and 24-hour pre-approvals. They offer 15+ loan programs including conventional, jumbo, FHA, down payment assistance, self-employed/non-QM loans, DSCR investment property loans, refinancing, and foreign national financing. The team excels at handling complex deals others turn down, providing personalized guidance and competitive rates for first-time homebuyers, self-employed borrowers, real estate investors, and homeowners seeking refinancing.

    Best for: First-Time HomebuyersRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, self-employed professionals, real estate investors, jumbo loan seekers, homeowners seeking refinancing
    What sets them apart
    • Closes home loans significantly faster than industry standard, with 24-hour pre-approvals to keep the buying process on track.
    • Handles tough loans others decline, including self-employed borrowers, DSCR investment properties, non-QM loans, and foreign nationals.
    • Offers conventional, jumbo, FHA, down payment assistance, refinancing, and alternative documentation programs tailored to different financial situations.
    Fast ClosingsJumbo LoansFirst-Time BuyersSelf-EmployedAward-Winning
    Phone(703) 485-4037
    DMV Residential Financing, LLC
    Updated 4/17/26Learn More โ†’
    85
    Lantern
    Score
    Washington, DC
    Serves Washington DC, Maryland, Virginia, Colorado, Florida, Georgia, California, Pennsylvania
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(245 Google reviews)

    Cornerstone First Financial is a full-service mortgage lender serving Washington DC, Maryland, Virginia, Colorado, Florida, Georgia, California, and Pennsylvania. They specialize in first-time homebuyer programs, VA loans for veterans and active-duty servicemembers, FHA loans, reverse mortgages (HECM) for seniors 62+, home refinancing, and debt consolidation. Led by Mark Livingstone, they emphasize competitive rates, personalized service from application to closing, and a wide range of loan products tailored to different borrower needs.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, veterans and active-duty servicemembers, homeowners seeking refinancing, seniors with home equity, borrowers with lower credit profiles (FHA loans)
    What sets them apart
    • Offers first-time homebuyer programs, VA loans, FHA loans, reverse mortgages (HECM), streamline refinancing options, and debt consolidation services all in one place.
    • Dedicated VA loan programs for active-duty, reservist, and veteran members, plus HECM reverse mortgage services for homeowners 62+โ€”including their Hometown Heroes program.
    • Emphasizes individual attention from application through closing, positioning themselves as a trusted partner rather than a transactional lender.
    VA LoansFirst-Time BuyersReverse MortgagesFHA LoansRefinancing
    Phone(202) 625-1221
    Cornerstone First Financial NMLS ID #292897
    Updated 4/17/26Learn More โ†’
    85
    Lantern
    Score
    Pasadena, MD
    Serves Pasadena, Maryland and surrounding areas
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(247 Google reviews)

    Coastline Mortgage, LLC is a Maryland-based mortgage brokerage serving the Pasadena area with access to multiple lenders and loan programs. They specialize in fast closings and personalized service, helping borrowers find the right financing solution whether you're a first-time homebuyer, refinancing an existing mortgage, or securing a jumbo loan. Their team works with conventional, FHA, VA, and other loan types to match clients with competitive rates and terms.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, existing homeowners refinancing, VA loan borrowers, jumbo loan applicants
    What sets them apart
    • As a brokerage, Coastline works with numerous lending partners to find competitive rates and terms tailored to your financial situation, rather than being limited to one lender.
    • Ranked in the top 1% nationally for closing speed, helping borrowers move quickly from application to funding.
    • Offers conventional, FHA, VA, and jumbo loan options to serve first-time buyers, refinancers, and diverse borrower profiles.
    Mortgage BrokerageFast ClosingsMultiple LendersMaryland
    Phone(888) 838-0372
    Coastline Mortgage, LLC
    Updated 4/17/26Learn More โ†’
    85
    Lantern
    Score
    Fairfax, VA
    Serves Fairfax, Virginia and surrounding areas
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(212 Google reviews)

    Presidential Bank Mortgage is a mortgage lender serving the Fairfax, VA area with a dedicated team of Senior Loan Officers and Loan Officers ready to assist borrowers. The Fairfax branch features experienced mortgage professionals including Tim Dagata, Brian McGovern, John Melnick, Jen Meredith, Richard Opal, Frank Romano, Americo Amat Y Leon, Meg Fulwiler, and Javier Ruiz, all available to help clients navigate the mortgage process. They offer online tools including calculators, an application checklist, and educational resources through their Insight Center.

    Ideal clients: Homebuyers in the Northern Virginia area, refinancing customers, borrowers seeking personalized loan officer guidance
    What sets them apart
    • The Fairfax branch employs multiple Senior Loan Officers with deep lending expertise and NMLS certifications, providing personalized mortgage guidance.
    • Borrowers have access to calculators, application checklists, and the Insight Center for credit understanding and educational support throughout the lending process.
    Mortgage LendingLoan OfficersHome FinancingFairfax VA
    Presidential Bank Mortgage
    Updated 4/17/26Learn More โ†’
    85
    Lantern
    Score
    Glenelg, MD
    Serves Glenelg, Maryland and surrounding areas
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(200 Google reviews)

    Advantage Star Mortgage Corp is a local mortgage lender serving the Glenelg, MD area with a full range of home financing solutions including purchase loans, refinances, FHA loans, and cash-out refinancing. Led by a community-focused team with deep local market knowledge, they differentiate themselves through fast processing, access to multiple lenders for rate shopping, and a blend of modern technology (secure mobile uploading) with personalized service. Whether you're a first-time homebuyer needing pre-qualification or an existing homeowner looking to refinance, their expertise helps clients navigate the loan process efficiently.

    Best for: First-Time HomebuyersRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, Homeowners refinancing, Non-conforming loan borrowers, FHA loan applicants
    What sets them apart
    • Access to a network of lenders allows them to shop rates and find the best loan program tailored to your specific needs.
    • Committed to quick loan closures with expertise to handle unexpected challenges, supported by modern online technology and personal service.
    • Community-rooted lender with deep knowledge of the local real estate market, offering personalized service rather than automated online-only support.
    Mortgage LenderHome LoansRefinancingLocal LenderFHA Loans
    Phone(240) 299-0644
    Advantage Star Mortgage corp
    Updated 4/17/26Learn More โ†’
    85
    Lantern
    Score
    Leesburg, VA
    Serves Northern Virginia, including Leesburg and surrounding counties
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(198 Google reviews)

    Jay Richardson Team is a mortgage lending service based in Leesburg, VA, operating through Potomac Bank. They specialize in helping clients secure financing for home purchases and refinancing, with a focus on personalized service and local expertise. The team works with borrowers to find competitive loan programs and guide them through the mortgage process from pre-approval to closing.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, move-up buyers, refinancing homeowners, investment property purchasers
    What sets them apart
    • Based in Leesburg with deep knowledge of the Northern Virginia real estate market and local lending landscape.
    • Experienced mortgage professionals who work directly with borrowers to explain loan options and streamline the application process.
    • Backed by Potomac Bank, offering stability and access to competitive mortgage products and rates.
    Mortgage LendingHome FinancingLeesburg VALocal LenderPre-Approval
    Phone(703) 625-9588
    Jay Richardson Team - Your Local Virginia Mortgage Lender
    Updated 4/17/26Learn More โ†’
    85
    Lantern
    Score
    Alexandria, VA
    Serves Alexandria VA, Greater Washington DC Metro, Maryland, Delaware, Florida
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(181 Google reviews)

    FitzGerald Financial Group is a local mortgage lender with multiple branches across Virginia, Maryland, Delaware, and Florida, offering conventional loans, jumbo loans, refinancing, and renovation financing. Their loan officers are available without appointment to help borrowers navigate the home loan process from pre-approval through closing. With a strong presence in the Mid-Atlantic region, they specialize in making mortgage lending accessible and straightforward for homebuyers at all stages.

    Best for: RefinancingLuxury Homes
    Ideal clients: First-time homebuyers, Homeowners refinancing, Luxury home buyers seeking jumbo loans, Homeowners financing renovations
    What sets them apart
    • 14+ branch locations across Virginia, Maryland, Delaware, and Florida with walk-in availability โ€” no appointment needed to meet with a loan officer.
    • Offers conventional loans, jumbo loans, refinancing, and renovation financing to meet different borrower needs and financial situations.
    • Established local lender with deep roots in the Mid-Atlantic region and understanding of local real estate markets.
    Mortgage LenderHome LoansRefinancingJumbo LoansLocal Branches
    Phone(703) 766-2319
    FitzGerald Financial Group
    Updated 4/17/26Learn More โ†’
    85
    Lantern
    Score
    Fairfax, VA
    Serves Fairfax, VA and surrounding Northern Virginia, Maryland, and DC areas
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(172 Google reviews)

    Jolene Moore's team at CrossCountry Mortgage provides personalized mortgage financing and loan origination services in the Northern Virginia area. As a licensed mortgage lender and broker, they specialize in guiding homebuyers through the loan process with emphasis on clear communication, stress-free closings, and finding the right mortgage solution for each client's unique situation. Licensed in Virginia, Maryland, and DC, the team offers comprehensive homebuying education and pre-approval services.

    Ideal clients: First-time homebuyers, refinancing customers, borrowers seeking personalized guidance, multi-state relocating homebuyers
    What sets them apart
    • Licensed mortgage lender and broker in Virginia, Maryland, and DC, providing flexibility for borrowers across the region.
    • Offers educational videos and resources on homebuying fundamentals, pre-approval vs. pre-qualification, and loan process guidance.
    • Team emphasizes constant communication and going the extra mile to ensure a stress-free mortgage experience tailored to individual needs.
    Mortgage FinancingLoan OriginationHome BuyingPre-ApprovalLicensed Lender
    Phone(571) 800-0710
    Jolene Moore - CrossCountry Mortgage, LLC
    Updated 4/17/26Learn More โ†’
    85
    Lantern
    Score
    Washington, DC
    Serves Washington DC, Maryland, Virginia, Pennsylvania, New Jersey, Florida, Delaware, Tennessee, North Carolina, West Virginia, Colorado
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(132 Google reviews)

    Chanin Wisler is a full-service mortgage lender offering conventional, FHA, VA, jumbo, and investment mortgages to borrowers across Washington DC, Maryland, Virginia, and surrounding states. Specializing in both purchase and refinance loans, Chanin provides low rates with personalized serviceโ€”combining the convenience of online lending with direct professional guidance. Services include first-time homebuyer programs, investment property financing (including DSCR loans), cash-out refinancing, reverse mortgages for seniors, and down payment assistance guidance.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, investment property buyers, real estate professionals, refinancers seeking better rates, seniors exploring reverse mortgages, VA/FHA loan applicants
    What sets them apart
    • Offers DSCR loans and 'no income' investor financing for fix-and-flip and rental properties, maximizing ROI for real estate investors.
    • Borrowers work directly with Chanin rather than loan officers, providing transparent communication and personalized guidance throughout the process.
    • Covers conventional, FHA, VA, jumbo, reverse mortgages, and multi-unit propertiesโ€”serving first-time buyers through seniors and investment professionals.
    Mortgage LendingLow RatesInvestment LoansRefinancingVA & FHA Loans
    Chanin Wisler, Mortgage Lender NMLS #206900
    Updated 4/17/26Learn More โ†’
    85
    Lantern
    Score
    Columbia, MD
    Serves Maryland, Virginia, DC, New Jersey, Florida
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(131 Google reviews)

    Michael Basch is a licensed mortgage loan officer (NMLS 1721748) with First Home Mortgage, serving the Mid-Atlantic region including Maryland, Virginia, DC, New Jersey, and Florida. He specializes in home purchases, refinancing, and construction loans, offering personalized guidance through the entire mortgage process. As a Howard County native with deep community connections, Michael is known for responsive communication, thorough financial analysis, and tailoring loan packages to individual needs.

    Best for: Refinancing
    Ideal clients: First-time home buyers, Homeowners seeking to refinance, Construction loan borrowers, Buyers in the Mid-Atlantic region
    What sets them apart
    • Licensed in five states (MD, VA, DC, NJ, FL) with NMLS verification, providing flexibility for clients relocating or with properties in multiple states.
    • Howard County native who provides valuable local insight and has partnered with reputable area real estate professionals to ensure tailored service.
    • Known for efficient processing โ€” recent clients report refinance closings in as little as three weeks with proactive communication throughout.
    Mortgage LoansHome PurchasesRefinancingConstruction LoansFirst Home Buyers
    Phone(443) 878-5096
    Michael Basch - Loan Officer (NMLS 1721748) [Mortgage Lender]
    Updated 4/17/26Learn More โ†’
    85
    Lantern
    Score
    Reston, VA
    Serves Reston, VA and Northern Virginia
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(128 Google reviews)

    Sebastian Rivera is a VP and Sales Manager at Intercoastal Mortgage with 19 years of mortgage industry experience and over $1.5 billion in closed residential loans. He specializes in conventional, VA, FHA, jumbo, construction, renovation, and bridge loans, offering personalized guidance and fast pre-approvals (typically within 24 hours). His business is built entirely on client referrals, allowing him to focus exclusively on delivering exceptional service and finding competitive rates tailored to each borrower's unique situation.

    Best for: First-Time HomebuyersVeteransLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, FHA loan borrowers, jumbo loan buyers, refinancing homeowners
    What sets them apart
    • 19-year career driven exclusively by client referrals with no marketing spend, allowing focus on service quality and competitive rates rather than customer acquisition.
    • Loans are processed, underwritten, and closed in-house for a faster, seamless, and stress-free experience with typical pre-approval within 24 hours.
    • Economics major with a minor in Finance specializing in Quantitative Economics, bringing analytical rigor to mortgage structuring and borrower financial planning.
    Mortgage LoansFast Pre-ApprovalVA LoansFHA LoansJumbo Loans
    Intercoastal Mortgage: Sebastian Rivera
    Updated 4/17/26Learn More โ†’
    85
    Lantern
    Score
    College Park, MD
    Serves College Park, Maryland and nationwide
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(124 Google reviews)

    Fortis Mortgage is a commercial mortgage broker specializing in real estate investor loans with over 20 years of expertise. They provide fast approvals and customized financing solutions for fix & flip projects, rental properties, new construction, bridge loans, and multifamily/commercial investments. With access to an extensive network of lending partners, they offer both traditional and non-traditional financing options tailored to help investors grow their portfolios.

    Ideal clients: Real estate investors, property flippers, rental property owners, commercial real estate developers, multifamily investors
    What sets them apart
    • Focus exclusively on real estate investors with products for fix & flip, rentals, construction, bridge loans, and multifamily properties rather than consumer residential mortgages.
    • Access to multiple lending partners enables customized solutions and competitive options for non-traditional financing scenarios.
    • Deep expertise in both traditional and non-traditional real estate financing with proven ability to deliver fast approvals.
    Real Estate Investor LoansCommercial MortgagesFix & Flip FinancingFast ApprovalsNationwide Lending
    Phone(301) 731-4300
    Fortis Mortgage
    Updated 4/17/26Learn More โ†’
    85
    Lantern
    Score
    Reston, VA
    Serves Northern Virginia, Maryland, and surrounding Mid-Atlantic regions
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(122 Google reviews)

    Brian Callan is a top 1% Mortgage Loan Originator and Branch Manager at New American Funding with over 10 years of residential mortgage experience. He specializes in helping homeowners, first-time buyers, real estate professionals, and financial advisors secure tailored mortgage solutions including 30-year fixed mortgages, refinancing, jumbo loans, and investment property financing. Brian offers a hands-on approach focused on closing successfully while positioning clients to build long-term wealth through real estate, backed by NAF Connectโ€”a real-time collaboration platform for real estate agentsโ€”and first-time homebuyer assistance programs up to $6,000.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Real estate agents and professionals, Refinancing homeowners, Self-employed individuals, Investment property buyers
    What sets them apart
    • Brian consistently ranks in the top 1% of mortgage loan originators nationwide, bringing proven expertise and results-focused service to every transaction.
    • Provides real estate professionals with real-time loan status updates, streamlined collaboration, and co-branded marketing tools to enhance their business efficiency.
    • Offers the Pathway to Homeownership program providing qualified borrowers up to $6,000 in non-repayable assistance, often combinable with other down payment programs.
    Mortgage LoansRefinancingFirst-Time BuyersReal Estate FinancingTop Originator
    Brian Callan NMLS #977442
    Updated 4/17/26Learn More โ†’
    85
    Lantern
    Score
    Nottingham, MD
    Serves Nottingham, Maryland and surrounding areas
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(112 Google reviews)

    Mortgage247, LLC is a residential mortgage lender based in Nottingham, Maryland, specializing in purchase mortgages, refinancing, and specialized loan programs. The team is committed to quality customer service and offers free consultations with personalized guidance. They provide online application options and mortgage calculators to help borrowers understand affordability and potential savings.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, homeowners looking to refinance, borrowers seeking specialized loan programs
    What sets them apart
    • Mortgage247 offers complimentary consultations to help borrowers understand how much they can afford and potential savings without any obligation.
    • They specialize in purchase mortgages, refinancing, and specialized loan programs to meet diverse borrower needs.
    • Streamlined digital application and mortgage calculators make it easy for borrowers to get started from home.
    MortgagesRefinancingPurchase LoansFree Consultation
    Phone(410) 744-7247
    Mortgage247, LLC
    Updated 4/17/26Learn More โ†’
    85
    Lantern
    Score
    Washington, DC
    Serves Washington, DC and surrounding Mid-Atlantic region
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(108 Google reviews)

    Zachary Bodine is a mortgage sales manager with Fairway Independent Mortgage Corporation, bringing 18+ years of industry experience to the Washington, DC area. He specializes in explaining complex mortgage transactions and loan structures in clear, understandable terms, helping both first-time homebuyers and refinancing clients navigate their options. Known for patient, consultative service and problem-solving approach, Zachary takes time to ensure clients fully understand their mortgages before making decisions.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, refinancing clients, borrowers seeking clear education on mortgage options
    What sets them apart
    • Long-established mortgage professional with deep expertise in complex transactions and problem-solving.
    • Specializes in breaking down mortgage arithmetic and loan structures so clients truly understand their options without pressure.
    • Access to multiple loan products and lenders through Fairway IMC, a national mortgage lender, not a single-product provider.
    Mortgage LenderFirst-Time BuyersRefinancingWashington DCNMLS Licensed
    Phone(202) 352-2284
    Zachary Bodine | Fairway Independent Mortgage Corporation Branch Sales Manager
    Updated 4/17/26Learn More โ†’
    85
    Lantern
    Score
    Baltimore, MD
    Serves Baltimore, Maryland and surrounding areas
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(98 Google reviews)

    Taylor Paff at Preferred Home Loans is a Baltimore-based mortgage banker dedicated to helping individuals and families achieve homeownership through personalized service and competitive rates. Since 2019, the company has served the Baltimore area and beyond with a comprehensive range of loan products including conventional, FHA, VA, USDA, jumbo, and renovation loans, as well as refinancing options. Taylor Paff's commitment to honesty, reliability, and exceptional customer service ensures a smooth lending experience from application to closing.

    Best for: VeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, military service members with VA eligibility, borrowers seeking refinancing, buyers of investment properties or jumbo loans
    What sets them apart
    • Offers a wide range of loan options including conventional, FHA, VA, USDA, jumbo, and renovation loans to fit different borrower needs.
    • Taylor S. Paff has been serving the Baltimore community for over five years with dedicated, personalized mortgage guidance and competitive rates.
    • Built on principles of honesty and reliability, ensuring clients understand their options and have a smooth transaction experience.
    Mortgage LenderHome LoansVA LoansFHA LoansRefinancing
    Phone(443) 931-8808
    Taylor Paff - Preferred Home Loans
    Updated 4/17/26Learn More โ†’
    85
    Lantern
    Score
    Bethesda, MD
    Serves Bethesda, Maryland and nationwide lending
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(98 Google reviews)

    McKay Mortgage Company is a family-owned residential mortgage brokerage founded in 2013 by Brendan and Tina McKay, a mother-and-son team with decades of underwriting and operations expertise. As an independent broker, they shop loans across the nation's top lenders to secure competitive rates and terms tailored to each client's situation. They specialize in purchase mortgages, refinancing, and first-time home buyer guidance, emphasizing education and transparency throughout the process to remove stress from one of life's biggest financial decisions.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time home buyers, homeowners seeking refinancing, borrowers wanting competitive rates and personalized guidance
    What sets them apart
    • Not tied to a single bank or lender. They access multiple top national lenders to find the best possible terms for your specific situation, rather than limited in-house products.
    • Founded by Brendan and Tina McKay with deep knowledge of loan underwriting and operations. Their mission is education over salesโ€”helping clients understand the full mortgage process so they feel confident making decisions.
    • They intentionally keep operations small, avoid expensive marketing, and rely on referrals. This low-cost model is passed directly to clients through sharper rates on the market.
    Residential MortgagesFirst-Time BuyersRefinancingIndependent BrokerBethesda
    Phone(301) 520-5677
    McKay Mortgage Company LLC
    Updated 4/17/26Learn More โ†’
    85
    Lantern
    Score
    Washington, DC
    Serves Washington, DC and Northern Virginia
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(97 Google reviews)

    Tidewater Mortgage Services is a mortgage lender serving the Washington, DC area and surrounding regions. They provide comprehensive mortgage solutions including conventional loans, FHA loans, VA loans, and refinancing options for homebuyers and existing homeowners. With a focus on personalized service and competitive rates, Tidewater helps clients navigate the mortgage process from pre-approval through closing.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, military service members (VA loans), FHA loan applicants, homeowners seeking refinancing
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan options to meet diverse borrower needs and financial situations.
    • Local mortgage professionals work directly with clients to ensure a smooth experience from pre-approval to closing.
    Mortgage LenderHome LoansRefinancingVA LoansFHA Loans
    Phone(571) 297-3980
    Tidewater Mortgage Services, Inc.
    Updated 4/17/26Learn More โ†’
    84
    Lantern
    Score
    Arlington, VA
    Serves Washington D.C., Northern Virginia, Maryland
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(85 Google reviews)

    Bruce Rosenberger is an SVP of Mortgage Lending at Rate with 22 years of industry experience and a track record as a nationally ranked top-producing loan officer. Based in Arlington, VA, he specializes in helping homebuyers and refinancers across the D.C., Maryland, and Virginia region navigate mortgages with a tech-forward, efficient approach. He offers a comprehensive range of mortgage products including VA loans, FHA loans, jumbo loans, bank statement loans for self-employed borrowers, physician loans, foreign national loans, reverse mortgages, down payment assistance programs, and fast approval optionsโ€”all designed to make the mortgage process simple, fast, and stress-free.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Military service members and veterans, Self-employed professionals, High-net-worth buyers seeking jumbo loans, Refinance applicants
    What sets them apart
    • Nationally ranked top-producing loan officer with deep expertise in local D.C./Northern Virginia real estate markets and a commitment to transparent, personalized guidance.
    • Rate's efficient lending platform enables 5-minute approvals from anywhere, same-day loan approval options, and fast fund disbursementโ€”as little as 5 days for some products.
    • Specializes in VA loans, FHA loans, jumbo loans, bank statement loans for self-employed borrowers, physician loans, foreign national loans, and reverse mortgages to serve a wide range of homebuyers.
    Mortgage LendingVA LoansFast ApprovalsLocal ExpertDC/MD/VA
    Phone(703) 382-1934
    Websiterate.com
    Bruce Rosenberger at Rate (NMLS #659495)
    Updated 4/17/26Learn More โ†’
    84
    Lantern
    Score
    Arlington, VA
    Serves Arlington, Virginia and surrounding areas
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(84 Google reviews)

    Greg Mullan is a Senior Mortgage Loan Officer (NMLS #483951) with United Bank in Arlington, VA, offering comprehensive mortgage solutions for home buyers and refinancing clients. As part of United Bankโ€”an FDIC-insured member institutionโ€”Greg provides access to various loan programs, competitive rates, and personalized service to help clients navigate the mortgage process. United Bank combines local expertise with the stability and resources of a established financial institution.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, existing homeowners seeking refinancing, buyers with varying credit profiles
    What sets them apart
    • United Bank is FDIC-insured and an Equal Housing Lender, providing stability and regulatory compliance for all mortgage transactions.
    • Greg Mullan brings senior-level expertise with NMLS licensing to guide clients through loan options and the application process.
    • United Bank offers various mortgage products and programs designed to meet different borrower needs and financial situations.
    Mortgage LoansHome FinancingRefinancingFDIC-InsuredEqual Housing Lender
    Phone(703) 282-5497
    United Bank Mortgage - Greg Mullan
    Updated 4/17/26Learn More โ†’
    84
    Lantern
    Score
    Severna Park, MD
    Serves Severna Park, Maryland and surrounding Baltimore-Washington area
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(74 Google reviews)

    Trent Riggs is a loan officer with Main Street Home Loans, a mortgage lender serving the Maryland area. Specializing in personalized mortgage solutions, Trent works directly with homebuyers and refinancers to find loan programs that fit their financial situation. Main Street Home Loans offers access to multiple loan products including conventional, FHA, VA, and jumbo loans, with a focus on transparent communication and streamlined processing.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, military service members seeking VA loans, borrowers needing FHA financing, homeowners refinancing, high-net-worth buyers seeking jumbo mortgages
    What sets them apart
    • Trent works directly with each borrower to identify the best loan program for their specific financial situation, whether that's conventional, FHA, VA, or jumbo loans.
    • Through Main Street Home Loans, borrowers have access to a range of loan products and lenders, enabling competitive rate shopping and more options.
    • As a loan officer, Trent provides direct guidance throughout the mortgage process, helping borrowers understand their options and navigate closing.
    Mortgage LoansHome FinancingLoan OfficerVA LoansFHA Loans
    Phone(410) 490-7061
    Trent Riggs Loan Officer- Main Street Home Loans
    Updated 4/17/26Learn More โ†’
    84
    Lantern
    Score
    Washington, DC
    Serves Washington, DC and surrounding areas
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(74 Google reviews)

    Joel Bailey is a mortgage loan officer with Guild Mortgage, a national mortgage lender. He specializes in helping borrowers in the Washington, DC area secure financing for home purchases and refinancing needs. Guild Mortgage offers a range of loan products including conventional, FHA, VA, and jumbo loans, with personalized guidance through the application and approval process.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, homeowners seeking refinancing, jumbo loan applicants
    What sets them apart
    • Access to multiple loan products and lenders through Guild Mortgage's established national platform.
    • Work directly with Joel Bailey throughout the mortgage process for customized guidance and support.
    • Offers conventional, FHA, VA, and jumbo loan options to fit different financial situations and needs.
    Mortgage LoansHome FinancingRefinancingVA LoansFHA Loans
    Phone(202) 856-7653
    Joel Bailey | Guild Mortgage
    Updated 4/17/26Learn More โ†’
    84
    Lantern
    Score
    Bowie, MD
    Serves Bowie, MD and surrounding areas throughout Maryland
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(71 Google reviews)

    Navigator Mortgage Brokers, led by Jason Turner, specializes in low-rate mortgages with minimal hassle for homebuyers and refinancers throughout Maryland. Jason works with first-time buyers, veterans using VA benefits, move-up buyers, refinancing homeowners, and investment property buyers to secure competitive rates and fast closings. His approach emphasizes outstanding communication, transparent processes, and expert guidance through every step of the mortgage application and approval process.

    Best for: VeteransRefinancing
    Ideal clients: First-time homebuyers, Veterans and active military, Homeowners refinancing for better rates, Move-up and second home buyers, Investment property buyers
    What sets them apart
    • Extensive experience helping veterans and active military use VA benefits to buy homes or refinance with little or no money down.
    • Committed to closing loans on time by working closely with borrowers through the entire process to meet all deadlines.
    • Offers free, no-charge consultations and provides ongoing communication with prompt email and call responses throughout the loan process.
    Mortgage BrokerLow RatesVA LoansFirst-Time BuyersRefinancing
    Navigator Mortgage Brokers - Jason Turner
    Updated 4/17/26Learn More โ†’
    84
    Lantern
    Score
    Reston, VA
    Serves Reston, Virginia and Northern Virginia
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(65 Google reviews)

    The Rosenbaum Lending Group is a mortgage lending firm based in Reston, Virginia, offering personalized loan solutions for home buyers and refinancing clients. Led by experienced mortgage professionals, they specialize in navigating various loan programs and market conditions to find the right fit for each client's financial situation. Their focus on customer service and attention to detail helps borrowers move smoothly through the lending process.

    Best for: Refinancing
    Ideal clients: First-time home buyers, Refinancing borrowers, Homeowners seeking better loan terms, Buyers in Northern Virginia
    What sets them apart
    • Works with clients to find loan programs that match their specific financial goals and circumstances, rather than a one-size-fits-all approach.
    • Based in Reston with deep knowledge of the Northern Virginia real estate market and local lending landscape.
    • Led by talented lending professionals with established track records in helping borrowers achieve homeownership and refinancing goals.
    Mortgage LendingHome LoansRefinancingVA MortgagesLoan Origination
    Phone(703) 879-5200
    The Rosenbaum Lending Group
    Updated 4/17/26Learn More โ†’
    84
    Lantern
    Score
    Rockville, MD
    Serves Rockville, Maryland and surrounding areas
    โ˜…โ˜…โ˜…โ˜…โ˜…4.9(540 Google reviews)

    Apex Home Loans, Inc. is a mortgage lender serving the Maryland and surrounding region from their Rockville office. They specialize in helping borrowers secure home financing through personalized loan solutions and expert guidance throughout the mortgage process. With a strong reputation and extensive experience, Apex Home Loans works to match borrowers with the right loan programs for their financial situation.

    Ideal clients: First-time home buyers, Refinancing homeowners, Buyers in the Maryland region
    What sets them apart
    • Based in Rockville with deep knowledge of the Maryland real estate market and local lending landscape.
    • Dedicated loan officers work directly with borrowers to understand their financial goals and find appropriate mortgage solutions.
    Mortgage LenderHome FinancingLoan SolutionsRockvilleMaryland
    Phone(301) 610-9600
    Apex Home Loans, Inc.
    Updated 4/17/26Learn More โ†’
    84
    Lantern
    Score
    Baltimore, MD
    Serves Baltimore, Maryland and surrounding areas, serving clients throughout Maryland and nationwide
    โ˜…โ˜…โ˜…โ˜…โ˜…4.9(508 Google reviews)

    Federal Hill Mortgage is a local Baltimore-based mortgage lender serving homebuyers and refinancers throughout Maryland and beyond. They offer a full range of loan products including conventional, FHA, VA, and jumbo loans, with a focus on personalized service and competitive rates. Known for their responsive team and streamlined application process, they help first-time buyers and experienced homeowners navigate the mortgage process with transparency and expertise.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, refinancers, luxury home buyers, Baltimore-area residents
    What sets them apart
    • Based in Federal Hill with deep roots in the Baltimore community, offering personalized service from a team familiar with the local real estate market.
    • Offers conventional, FHA, VA, and jumbo loans, providing flexibility for first-time buyers, military personnel, and luxury home purchasers.
    • Known for responsive communication and efficient loan processing, helping borrowers close quickly without unnecessary delays.
    Mortgage LenderHome LoansRefinancingFHA LoansVA Loans
    Phone(800) 551-9198
    Federal Hill Mortgage
    Updated 4/17/26Learn More โ†’
    84
    Lantern
    Score
    Rockville, MD
    Serves Rockville, Maryland and surrounding areas
    โ˜…โ˜…โ˜…โ˜…โ˜…4.9(454 Google reviews)

    Embrace Home Loans is a mortgage lender serving Rockville, Maryland with a team of experienced loan officers dedicated to personalized home financing solutions. They specialize in helping first-time homebuyers, refinancing existing mortgages, and offering government-backed loan programs including FHA, VA, and USDA loans. Their approach combines financial planning with lifestyle considerations, helping clients explore options from conventional loans to low or no down payment programs and cash-out refinancing.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, current homeowners seeking refinancing, VA loan-eligible buyers, borrowers with limited down payment funds
    What sets them apart
    • Goes beyond mortgage approval to help clients consider finances, lifestyle, retirement planning, and college tuition decisions for a holistic approach to homeownership.
    • Offers conventional, FHA, VA, USDA, 203K, and specialized loan programs, including low or no down payment options to help more buyers qualify.
    • Features multiple Senior Loan Officers and specialists available for in-person meetings, phone consultations, or online pre-approval applications.
    Mortgage LenderHome LoansFirst-Time BuyersRefinancingVA Loans
    Phone(301) 921-0070
    Embrace Home Loans - Rockville, MD
    Updated 4/17/26Learn More โ†’
    84
    Lantern
    Score
    Hunt Valley, MD
    Serves Hunt Valley, Maryland and surrounding areas
    โ˜…โ˜…โ˜…โ˜…โ˜…4.9(388 Google reviews)

    Direct Mortgage Loans is a mortgage lender based in Hunt Valley, MD, offering a wide range of loan products including conventional, FHA, VA, and jumbo mortgages. They specialize in helping first-time homebuyers, refinancers, and borrowers with various financial situations access competitive rates and personalized service. The team provides fast pre-approval processes and works with multiple loan programs to match clients with the right financing solution.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, FHA loan applicants, homeowners looking to refinance
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan options to serve borrowers with different financial profiles and down payment capabilities.
    • Streamlined pre-approval process helps buyers move quickly in competitive markets and understand their purchasing power upfront.
    • Direct relationship with loan officers ensures borrowers receive customized guidance throughout the mortgage process rather than automated service.
    Mortgage LenderVA LoansFHA LoansRefinancingFast Pre-Approval
    Direct Mortgage Loans
    Updated 4/17/26Learn More โ†’
    84
    Lantern
    Score
    Arlington, VA
    Serves Arlington, VA and surrounding Northern Virginia communities
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(56 Google reviews)

    Melissa Cabral is a mortgage loan officer with Fairway Independent Mortgage Corporation, a national mortgage lender offering a full range of home financing solutions. Based in Arlington, VA, Melissa specializes in helping borrowers navigate purchase loans, refinancing, FHA loans, VA loans, and jumbo mortgages. As an independent mortgage broker, Fairway provides access to multiple lending partners, enabling competitive rates and personalized loan options tailored to each client's financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time home buyers, VA loan borrowers, refinancing homeowners, buyers seeking jumbo loans, borrowers shopping for competitive rates
    What sets them apart
    • As an independent mortgage broker, Fairway connects borrowers with multiple lending partners to find competitive rates and optimal loan terms.
    • Offers FHA, VA, jumbo, and conventional financing options to serve diverse borrower needs and financial profiles.
    • Melissa Cabral brings personalized service and local market knowledge to the Arlington, VA mortgage process.
    Mortgage LoansFHA LoansVA LoansRefinancingHome Financing
    Phone(617) 207-0079
    Melissa Cabral | Fairway Independent Mortgage Corporation
    Updated 4/17/26Learn More โ†’
    84
    Lantern
    Score
    Rockville, MD
    Serves Washington DC, Maryland, Virginia
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(56 Google reviews)

    District Home Loans is a mortgage lender serving the DC, Maryland, and Virginia area with a focus on providing personalized financing solutions for homebuyers. Based in Rockville, MD, they offer conventional loans, FHA loans, VA loans, and refinancing options tailored to individual financial situations. Their experienced team works to make the mortgage process transparent and accessible for first-time buyers and experienced homeowners alike.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, VA loan eligible borrowers, homeowners seeking refinancing, DC metro area residents
    What sets them apart
    • Based in Rockville with deep knowledge of the DC metro real estate market and local lending requirements.
    • Offers conventional, FHA, VA, and refinancing options to serve diverse borrower needs and financial situations.
    • Direct access to experienced loan officers focused on transparent communication throughout the mortgage process.
    Mortgage LenderFHA LoansVA LoansRefinancingDMV Area
    Phone(877) 343-0472
    District Home Loans, LLC
    Updated 4/17/26Learn More โ†’
    84
    Lantern
    Score
    Fairfax, VA
    Serves Fairfax, Virginia and surrounding areas
    โ˜…โ˜…โ˜…โ˜…โ˜…4.9(280 Google reviews)

    USA Loans is a licensed mortgage company serving the Fairfax, VA area that specializes in home purchases, investment properties, and refinancing. They offer programs tailored to diverse financial situations including first-time homebuyers, self-employed borrowers, real estate investors, and non-traditional income earners. Their approach combines competitive rates with personalized guidance through multiple communication channels (chat, phone, video), fast pre-qualification, and clear explanations of loan options and costs throughout the entire process.

    Best for: First-Time HomebuyersRefinancing
    Ideal clients: First-time homebuyers, Real estate investors, Self-employed professionals, Borrowers seeking refinancing options
    What sets them apart
    • Offers DSCR loans and bank statement financing designed specifically for real estate investors and self-employed borrowers who may not qualify through traditional lending criteria.
    • Provides immediate pre-qualification and personalized loan analysis tailored to your financial profile, helping you understand your buying power before moving forward.
    • Offers service in English and Spanish with flexible communication options (chat, phone, video calls) and a transparent four-step process designed to build confidence and clarity.
    Mortgage LenderFirst-Time BuyersInvestment PropertyRefinancingBilingual Service
    Phone(703) 890-1356
    USA Loans
    Updated 4/17/26Learn More โ†’
    84
    Lantern
    Score
    Timonium, MD
    Serves Maryland, Delaware, Florida, New Jersey, Pennsylvania, South Carolina, Virginia, West Virginia, and Washington DC
    โ˜…โ˜…โ˜…โ˜…โ˜…4.9(241 Google reviews)

    Coastal Lending Group is a Mid-Atlantic mortgage lender based in Timonium, MD, serving DC, DE, FL, MD, NJ, PA, SC, VA, and WV since 2008. They specialize in conventional loans, FHA loans, VA loans, USDA rural housing loans, refinancing, renovation loans, and down payment assistance programs. Built on a "Client for Life" philosophy, they leverage partnerships with a national wholesale network to offer competitive rates while maintaining personalized, transparent service.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time buyers, Veterans (VA loans), Rural homeowners (USDA loans), Homeowners refinancing, FHA loan applicants, Borrowers seeking down payment assistance
    What sets them apart
    • Operates with the support and systems infrastructure of larger banks while maintaining access to a national wholesale network for competitive mortgage rates, combined with a client-focused approach.
    • Offers conventional loans, FHA, VA, USDA rural housing, renovation loans, and down payment assistance โ€” serving first-time buyers, veterans, rural homeowners, and refinancing clients.
    • In business since 2008 with NMLS license #297505, providing transparency and stability in the mortgage lending process.
    Mortgage LendingVA LoansFHA LoansRefinancingMid-Atlantic
    Phone(877) 565-3140
    Coastal Lending Group, LLC
    Updated 4/17/26Learn More โ†’
    84
    Lantern
    Score
    Arlington, VA
    Serves Arlington, Virginia and surrounding Northern Virginia communities
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(53 Google reviews)

    Embrace Home Loans, led by mortgage professional Shawn Barsness, provides comprehensive mortgage financing solutions for homebuyers in the Arlington, VA area. With expertise across conventional, FHA, VA, and jumbo loans, Shawn works to match clients with the right loan products and competitive rates for their specific situation. Known for personalized service and attention to detail, this independent mortgage professional helps first-time buyers, refinancers, and experienced homeowners navigate the lending process.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA and military borrowers, refinancers, jumbo loan seekers
    What sets them apart
    • Shawn Barsness brings dedicated expertise to VA loans and military homebuyer programs, helping service members and veterans access benefits-backed financing with competitive terms.
    • Rather than a one-size-fits-all approach, Shawn works to understand each client's financial situation and goals to recommend the most appropriate loan productโ€”whether conventional, FHA, jumbo, or VA.
    Mortgage LendingHome FinancingVA LoansFHA LoansRefinancing
    Phone(703) 783-2322
    Embrace Home Loans: Shawn Barsness
    Updated 4/17/26Learn More โ†’
    84
    Lantern
    Score
    McLean, VA
    Serves Northern Virginia, McLean, and surrounding areas
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(51 Google reviews)

    John Pyne is a mortgage loan officer at Atlantic Bay Mortgage Group, serving the Northern Virginia area with personalized home financing solutions. With access to multiple lenders and loan programs, John helps borrowers secure competitive rates and terms tailored to their financial situation. The Pyne Team specializes in first-time homebuyers, refinancing, VA loans, and jumbo mortgages, bringing local expertise and responsive service to the McLean community.

    Best for: VeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Military families and VA loan borrowers, Homeowners refinancing, Jumbo loan applicants
    What sets them apart
    • John works with Atlantic Bay Mortgage Group to connect you with options across multiple lending partners, helping you find the best rates and terms for your specific situation.
    • Experienced in VA loans and other specialized programs, helping military families and veterans maximize their home financing benefits.
    • Based in McLean with deep knowledge of the Northern Virginia market and personalized service to guide you through every step of the mortgage process.
    Mortgage LoansVA LoansRefinancingFirst-Time BuyersJumbo Loans
    Phone(703) 855-5158
    John Pyne at Atlantic Bay Mortgage Group, NMLS ID 396073
    Updated 4/17/26Learn More โ†’
    83
    Lantern
    Score
    Alexandria, VA
    Serves Alexandria, Virginia and surrounding DMV area
    โ˜…โ˜…โ˜…โ˜…โ˜…4.9(167 Google reviews)

    Fairfax Lending, Inc. is a mortgage lender serving the Alexandria, VA area offering both purchase and refinance loans with a focus on personalized service and competitive rates. The team provides comprehensive mortgage products, online pre-qualification, interactive calculators, and digital loan applications to help clients find the right financing option for their specific needs. Known for responsive communication, efficient closings, and detailed attention to paperwork throughout the lending process.

    Best for: Refinancing
    Ideal clients: First-time home buyers, homeowners refinancing, borrowers seeking convenient online application processes, detail-oriented buyers wanting transparent communication
    What sets them apart
    • Clients can submit secure online loan applications and pre-qualify for home loans through their website, plus use interactive calculators to evaluate different financing scenarios.
    • The team works with each customer's specific needs and provides direct communication and detailed explanations throughout the mortgage process.
    • Fairfax Lending delivers competitive rates and expedited closing timelines without sacrificing thoroughness in paperwork and documentation.
    Mortgage LenderPurchase LoansRefinance LoansDigital MortgageDMV Area
    Phone(888) 878-1131
    Fairfax Lending, Inc.
    Updated 4/17/26Learn More โ†’
    83
    Lantern
    Score
    Woodbine, MD
    Serves Woodbine, MD and surrounding areas
    โ˜…โ˜…โ˜…โ˜…โ˜…4.9(139 Google reviews)

    Millennial Home Loans, LLC is a mortgage lender based in Woodbine, MD, specializing in financing solutions for homebuyers at all stages. They offer conventional loans, FHA loans, VA loans, and jumbo mortgages, along with refinancing options. The company distinguishes itself through fast pre-approval processes and personalized service designed to make homeownership accessible and straightforward.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA loan-eligible borrowers, refinancing homeowners, jumbo loan seekers
    What sets them apart
    • Millennial Home Loans offers expedited pre-approval to help buyers move quickly in competitive markets.
    • They provide conventional, FHA, VA, and jumbo loan options to serve a wide range of borrower profiles and financial situations.
    • The team focuses on straightforward communication and customized solutions rather than one-size-fits-all lending.
    Mortgage LenderHome LoansRefinancingFHA LoansVA Loans
    Phone(866) 552-5912
    Websitemymhl.com
    Millennial Home Loans, LLC
    Updated 4/17/26Learn More โ†’
    83
    Lantern
    Score
    Arlington, VA
    Serves Arlington, Virginia and surrounding Northern Virginia communities
    โ˜…โ˜…โ˜…โ˜…โ˜…5.0(45 Google reviews)

    Nick Genovese is a mortgage loan officer at Certainty Home Lending, helping Arlington-area borrowers secure home financing solutions. With expertise in conventional loans, FHA loans, VA loans, and refinancing options, Nick works to match borrowers with the right loan programs for their financial situation. His focus on personalized service and accessible lending guidance makes him a trusted resource for first-time homebuyers and experienced investors alike.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, VA loan applicants, refinancing borrowers, investment property buyers
    What sets them apart
    • Offers conventional, FHA, VA, and refinancing options tailored to individual borrower needs.
    • Works with borrowers one-on-one through the entire mortgage process for personalized guidance.
    • Based in Arlington with deep familiarity with the Northern Virginia real estate market and lending landscape.
    Mortgage LoansHome FinancingLoan OfficerVA LoansRefinancing
    Phone(703) 859-1336
    Nick Genovese
    Updated 4/17/26Learn More โ†’
    This directory of mortgage brokers local businesses serving Washington DC Area, is maintained by Lantern. Rankings are determined by the Lantern Score โ€” not advertising or payment for placement. Learn how it works. Last updated April 16, 2026. To claim or update a listing, contact us.