Prosperity Home Mortgage, LLC

    Your business?

    Mortgage Brokers

    Fairfax, VA

    Prosperity Home Mortgage, LLC is a national mortgage lender with local expertise based in Fairfax, VA, offering a comprehensive suite of home financing solutions including purchase mortgages, refinancing, real estate investor loans, and specialized programs like first-time homebuyer financing and no-money-down options. Led by CEO Justin Messer, the company combines technology-driven lending with one-on-one mortgage consultant guidance to deliver competitive rates and expedited closing options. Their community-focused approach and emphasis on personalized service across all 50 states makes them a strong choice for borrowers seeking both competitive products and attentive customer support throughout the mortgage process.

    Best for: Refinancing

    Ideal for: First-time homebuyers, borrowers seeking refinancing options, real estate investors, buyers needing expedited closings

    Service area: All 50 states, with particular focus on Fairfax, VA; Philadelphia, PA; Camden, NJ; and Wilmington, DE areas

    What Sets Prosperity Home Mortgage, LLC Apart

    Proprietary Loan Programs: Offers exclusive products like CompetitiveEdge™, Lock, Shop & Home, XLR8, and Buyer Advantage® to help borrowers secure competitive terms and expedited closings.

    First-Time Buyer Focused: Dedicated first-time homebuyer programs including no-money-down options, Home Possible, and Uplift programs designed specifically for new borrowers.

    One-on-One Mortgage Consultants: Professional mortgage consultants guide borrowers through every step of the loan process with personalized, knowledge-based guidance rather than a purely automated experience.

    First-Time Buyer ProgramsRefinancing
    Home PurchaseRefinancingFirst-Time BuyersRapid ClosingNational Lender
    Google Rating
    5.0 ★ (7827 reviews)
    Phone
    (877) 275-1762

    Location

    Address: 3060 Williams Dr # 600, Fairfax, VA 22031

    Phone: (877) 275-1762

    Website: phmloans.com

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    Last updated April 8, 2026

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