Best Mortgage Brokers in Virginia Beach & Hampton Roads

    Areas served: Virginia Beach, Chesapeake, Norfolk

    25 local businessesRanked by Lantern Score β€” a measure of reputation and business quality. We don't accept payment for placement.
    Updated April 15, 2026
    Show businesses best for:
    86
    Lantern
    Score
    Virginia Beach, VA
    Serves Virginia Beach, Virginia and surrounding areas; nationwide lending available
    β˜…β˜…β˜…β˜…β˜…5.0(2245 Google reviews)

    Atlantic Bay Mortgage Group is a full-service mortgage lender offering home purchases, refinancing, and mortgage expertise with over 30 years of experience. Based in Virginia Beach, they specialize in making the lending process simple and personalized through their SmartPathβ„’ to Homeownership program for first-time buyers and comprehensive refinancing solutions. They also serve homebuilders, employers through Atlantic Bay Works benefits programs, and Hispanic/Latino families through culturally conscious lending support.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, homeowners refinancing existing mortgages, Hispanic and Latino families, homebuilders, employers seeking employee benefits
    What sets them apart
    • Proprietary program designed to guide first-time buyers through the home purchase process with personalized roadmaps, reducing uncertainty and building confidence.
    • Atlantic Bay Works offers employees competitive mortgage benefits with savings and support, strengthening recruitment and retention while supporting real-life homeownership goals.
    • Tu Hogar, Tu Futuro program provides personalized, culturally conscious support for Hispanic and Latino families navigating the home purchase process.
    Mortgage LendingHome LoansRefinancingFirst-Time BuyersPersonalized Service
    Phone(757) 213-1660
    Atlantic Bay Mortgage Group - Virginia Beach
    Updated 4/17/26Learn More β†’
    86
    Lantern
    Score
    Virginia Beach, VA
    Serves Virginia Beach, Chesapeake, and surrounding areas in Hampton Roads, Virginia
    β˜…β˜…β˜…β˜…β˜…5.0(371 Google reviews)

    First Signature Mortgage, LLC is a mortgage lender serving Virginia Beach, Chesapeake, and surrounding areas with three local branches. Their experienced loan officers specialize in simplifying the mortgage process through professional guidance, one-stop shopping with access to multiple lenders, and custom-fit loan products tailored to individual borrowers. They handle the full mortgage application process with a single credit report, helping clients navigate purchase loans and other mortgage options without duplicating paperwork.

    Best for: Competitive Rates
    Ideal clients: First-time homebuyers, existing homeowners seeking refinancing, borrowers with varying credit profiles, anyone wanting simplified mortgage guidance
    What sets them apart
    • With a single application and credit report, borrowers gain access to loan options from multiple lenders, eliminating duplicate work and streamlining the comparison process.
    • NMLS-licensed loan originators with access to a wide array of loan products help recommend the right customized solution for each borrower's specific situation.
    • Operating branches in Virginia Beach (two locations) and Chesapeake provide convenient in-person service and local expertise for the Hampton Roads community.
    Mortgage LoansHome FinancingMultiple LendersLocal BranchesProfessional Service
    Phone(276) 254-4965
    First Signature Mortgage, LLC
    Updated 4/17/26Learn More β†’
    85
    Lantern
    Score
    Virginia Beach, VA
    Serves Virginia Beach, VA and surrounding areas
    β˜…β˜…β˜…β˜…β˜…5.0(195 Google reviews)

    OVM with AnnieMac Home Mortgage is a mortgage brokerage led by Ben Munson, offering comprehensive home lending solutions including conventional loans, VA loans, FHA loans, jumbo loans, and refinancing options. Operating out of Virginia Beach, the team specializes in personalized mortgage guidance and fast pre-approval processes. They leverage access to multiple lenders to help borrowers find competitive rates and loan programs tailored to their financial situation.

    Best for: VeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA/military borrowers, refinancers, jumbo loan seekers, buyers needing fast pre-approval
    What sets them apart
    • As a mortgage broker, Ben Munson's team works with numerous lenders to provide borrowers with competitive options and the best available rates for their situation.
    • The team has deep experience with VA loans and other government-backed programs, helping military families and veterans access benefits-based financing.
    • Streamlined pre-approval process designed to move quickly, helping buyers get offers ready and sellers understand financing capability.
    Mortgage BrokerVA LoansHome FinancingRefinancingFast Pre-Approval
    OVM with AnnieMac Home Mortgage: Ben Munson
    Updated 4/17/26Learn More β†’
    85
    Lantern
    Score
    Virginia Beach, VA
    Serves Nationwide with local service in Virginia Beach, VA and surrounding areas
    β˜…β˜…β˜…β˜…β˜…5.0(159 Google reviews)

    ONE Presidential Mortgage is a nationwide mortgage lender based in Virginia Beach offering comprehensive home financing solutions with in-house processing, underwriting, and closing. They specialize in diverse loan programs including VA loans, FHA loans, conventional mortgages, and cash-out refinancing, serving first-time homebuyers, seasoned investors, and veterans. Their family-first approach combines industry expertise with personalized service and educational resources to guide clients through every step of the mortgage process.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Veterans and military families, Homeowners seeking refinancing, Borrowers with complex loan scenarios
    What sets them apart
    • Complete mortgage processing, underwriting, and closing handled in-house for faster, more transparent transactions with dedicated support at every stage.
    • Extensive experience with VA loans including support for discharged veterans and those using post-9/11 GI benefits, with myth-busting resources to help veterans understand eligibility.
    • Comprehensive online resources, calculators, checklists, and market insights to educate borrowers and help navigate complex financing decisions and market conditions.
    VA LoansFirst-Time BuyersRefinancingFull-Service MortgageNationwide Lender
    Phone(757) 651-7474
    ONE Presidential Mortgage
    Updated 4/17/26Learn More β†’
    85
    Lantern
    Score
    Chesapeake, VA
    Serves Chesapeake, Virginia and surrounding areas
    β˜…β˜…β˜…β˜…β˜…5.0(130 Google reviews)

    Briggs Team Lending, led by experienced loan officer Taylor Briggs, provides comprehensive mortgage solutions for homebuyers and refinancers in the Chesapeake area. Taylor specializes in helping first-time buyers navigate the lending process, as well as assisting existing homeowners with refinancing options. With a focus on personalized service and competitive rates, Briggs Team Lending is committed to making homeownership accessible and affordable.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, homeowners seeking refinancing, buyers needing personalized mortgage guidance
    What sets them apart
    • Taylor Briggs specializes in guiding first-time homebuyers through the mortgage process with clear explanations and personalized guidance to ensure confidence at every step.
    • Offers refinancing solutions to help existing homeowners optimize their loans, whether for better rates, shorter terms, or cash-out needs.
    • Based in Chesapeake with direct accessibility, providing local expertise and relationship-based service for the community.
    Mortgage LendingHome LoansRefinancingFirst-Time BuyersPersonalized Service
    Phone(757) 663-1473
    Websiteuhm.com
    Briggs Team Lending - Taylor Briggs
    Updated 4/17/26Learn More β†’
    85
    Lantern
    Score
    Chesapeake, VA
    Serves Chesapeake, Virginia and surrounding areas
    β˜…β˜…β˜…β˜…β˜…5.0(108 Google reviews)

    The Broker - Mortgage Experts is a local mortgage brokerage in Chesapeake, VA serving homebuyers and refinancing clients throughout the region. They specialize in connecting borrowers with multiple lenders to find competitive rates and loan terms tailored to individual financial situations. With access to various loan products and a team focused on personalized service, they help clients navigate the mortgage process from pre-approval through closing.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, current homeowners refinancing, buyers seeking competitive rates across multiple lenders
    What sets them apart
    • As a mortgage broker, they work with multiple lenders to provide competitive options rather than being limited to a single bank.
    • Based in Chesapeake with deep knowledge of the local real estate market and Virginia-specific loan programs.
    Mortgage BrokerHome LoansRefinancingPre-ApprovalLocal Lender
    Phone(757) 642-5078
    The Broker - Mortgage Experts
    Updated 4/17/26Learn More β†’
    85
    Lantern
    Score
    Chesapeake, VA
    Serves Hampton Roads and Chesapeake, VA
    β˜…β˜…β˜…β˜…β˜…5.0(102 Google reviews)

    Tim Lee is a Vice President and Senior Mortgage Loan Officer with RW Towne Mortgage, bringing over 10 years of mortgage industry experience to homebuyers throughout Hampton Roads and Chesapeake, VA. He specializes in VA loans for veterans and active-duty military, FHA loans, VHDA First-Time Homebuyer programs, and conventional mortgages, educating clients on credit scores and loan options to find the best fit for their individual needs. Recognized as a mortgage advisor rather than a salesman, Tim offers flexible communication options (in-person, online, or phone) and has been named to Chairman's Club multiple years for his exceptional service and high production volume.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: Veterans and active-duty military, first-time homebuyers, repeat buyers seeking refinancing, borrowers with FHA or VA loan needs
    What sets them apart
    • Deeply experienced in VA loans for veterans and active-duty servicemen and women, with local knowledge of the Hampton Roads market serving the military community.
    • Offers VA loans, FHA loans, VHDA First-Time Homebuyer programs, conventional loans, and renovation loans, providing comprehensive options for different buyer profiles.
    • Named to RW Towne Mortgage's Chairman's Club for 2020-2025, demonstrating consistent top performance and deep commitment to helping clients finance homes.
    VA LoansFirst-Time HomebuyersMortgage RefinancingHampton RoadsFHA Loans
    Phone(757) 236-3747
    Tim Lee Loan Officer with RW Towne Mortgage
    Updated 4/17/26Learn More β†’
    85
    Lantern
    Score
    Chesapeake, VA
    Serves Chesapeake, Virginia; serves clients in Virginia, North Carolina, and Florida
    β˜…β˜…β˜…β˜…β˜…5.0(91 Google reviews)

    Shikma Rubin is a licensed mortgage originator serving Chesapeake, Virginia and surrounding areas across Virginia, North Carolina, and Florida. She specializes in helping first-time homebuyers and military members navigate the mortgage process through a range of loan programs including conventional, VA, FHA, VHDA, and jumbo loans. Known for breaking down complex mortgage terms and providing personalized guidance, Shikma works with clients to find competitive rates and solutions tailored to their financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, Military members and veterans, Homebuyers seeking refinancing options, Buyers in Hampton Roads and surrounding regions
    What sets them apart
    • Offers VA, VHDA, FHA, conventional, and jumbo loansβ€”helping clients find the right program for their situation rather than a one-size-fits-all approach.
    • Specializes in VA loans for active-duty military and veterans, and helps first-time homebuyers understand the mortgage process through patient, detailed explanations.
    • NMLS-licensed originator operating in Virginia, North Carolina, and Florida with published expertise featured on Redfin, The Virginian-Pilot, and local business journals.
    Mortgage OriginatorFirst-Time HomebuyersVA LoansFHA LoansChesapeake
    Phone(757) 490-4726
    Shikma Rubin, Mortgage Advisor, NMLS ID #1114873
    Updated 4/17/26Learn More β†’
    84
    Lantern
    Score
    Virginia Beach, VA
    Serves Virginia Beach, Virginia and surrounding areas
    β˜…β˜…β˜…β˜…β˜…5.0(72 Google reviews)

    Steve Holland is a VA home loan specialist and mortgage lender serving Virginia Beach and surrounding areas. As a dedicated loan officer, Steve specializes in VA loans for military service members and veterans, helping them secure favorable financing with VA-backed mortgages. His expertise in veteran-specific lending, combined with access to multiple loan products, makes him an ideal choice for military families looking to purchase or refinance their homes.

    Best for: VeteransRefinancingCompetitive Rates
    Ideal clients: Military service members, Veterans, First-time home buyers with military background, Service members refinancing existing mortgages
    What sets them apart
    • Dedicated expertise in VA-backed mortgages designed specifically for military service members and veterans, with deep knowledge of VA loan benefits and requirements.
    • Access to various loan programs including VA loans, conventional financing, and other mortgage products to match different financial situations and needs.
    • Works directly with borrowers to explain loan options, answer questions, and guide them through the mortgage process with a focus on military family needs.
    VA LoansMortgage LendingMilitary Home BuyersVeteran ServicesHome Financing
    Phone(757) 831-9930
    Steve Holland VA Home Loans & Mortgage Lender
    Updated 4/17/26Learn More β†’
    84
    Lantern
    Score
    Virginia Beach, VA
    Serves Virginia Beach, VA and surrounding areas
    β˜…β˜…β˜…β˜…β˜…5.0(68 Google reviews)

    Jonathan Locklear is a VA home loan specialist serving Virginia Beach and the surrounding region through Movement Mortgage. He specializes in VA loans for military members, veterans, and eligible service members, helping them access home financing with VA benefits. With deep expertise in VA loan programs and a track record of personalized service, Jonathan helps veterans navigate the mortgage process and achieve homeownership.

    Best for: VeteransCompetitive Rates
    Ideal clients: Military members, veterans, VA loan borrowers, first-time homebuyers with VA eligibility
    What sets them apart
    • Dedicated expertise in VA home loans for military members and veterans, helping clients maximize their VA benefits and navigate VA-specific lending programs.
    • Backed by Movement Mortgage, a national lender offering comprehensive mortgage solutions with access to multiple loan programs and competitive rates.
    • Provides one-on-one consultation to help veterans understand their options and streamline the mortgage approval process.
    VA LoansMortgage SpecialistVeteransHome FinancingMovement Mortgage
    Phone(757) 374-3390
    Jonathan Locklear Mortgage VA Home Loan Specialist
    Updated 4/17/26Learn More β†’
    84
    Lantern
    Score
    Norfolk, VA
    Serves Norfolk, Virginia and surrounding Hampton Roads area
    β˜…β˜…β˜…β˜…β˜…5.0(67 Google reviews)

    John Frankos is a mortgage loan officer at Coastal Towne Mortgage in Norfolk, VA, specializing in residential home financing. With NMLS certification and extensive experience, he works with borrowers to secure competitive mortgage rates and navigate the lending process. Frankos serves the Hampton Roads area, helping first-time homebuyers, refinancers, and homeowners find the right loan programs to meet their financial goals.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, refinancing homeowners, buyers seeking competitive rates
    What sets them apart
    • Licensed and regulated mortgage professional with state and federal credentials, ensuring compliance and consumer protection.
    • Deep knowledge of Hampton Roads real estate market and local lending programs tailored to Virginia homebuyers.
    • Assists with conventional loans, refinancing, and government-backed programs to fit diverse borrower needs.
    Mortgage LoansHome FinancingLoan OfficerNorfolk VA
    Phone(757) 650-7575
    John Frankos at Coastal Towne Mortgage - NMLS#: 766975
    Updated 4/17/26Learn More β†’
    84
    Lantern
    Score
    Virginia Beach, VA
    Serves Virginia Beach, VA and surrounding areas
    β˜…β˜…β˜…β˜…β˜…5.0(67 Google reviews)

    Courtney LaLonde is a licensed loan officer (NMLS #1856186) with American Financial Network, Inc., specializing in mortgage lending and financing solutions for Virginia Beach and surrounding areas. She works with clients to secure competitive loan options, whether purchasing a home, refinancing an existing mortgage, or exploring various loan programs. LaLonde provides personalized service to help borrowers navigate the lending process and find financing that fits their financial situation.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, homeowners refinancing mortgages, buyers seeking competitive loan options
    What sets them apart
    • NMLS-licensed professional with established client trust and demonstrated expertise in mortgage lending.
    • As part of American Financial Network, offers access to diverse loan options and programs to match different borrower needs and financial profiles.
    • Virginia Beach-based loan officer with deep familiarity with local real estate market conditions and lending requirements.
    Mortgage LoansRefinancingHome FinancingLoan OfficerVirginia Beach
    Phone(757) 971-0343
    Courtney LaLonde, Loan Officer, NMLS # 1856186 - American Financial Network, Inc.
    Updated 4/17/26Learn More β†’
    84
    Lantern
    Score
    Virginia Beach, VA
    Serves Virginia Beach, VA and surrounding areas
    β˜…β˜…β˜…β˜…β˜…4.9(1511 Google reviews)

    Tidewater Mortgage Services, Inc. is a Virginia Beach-based mortgage lender specializing in home loans and refinancing for borrowers of all types. With an experienced team of loan officers, they offer a wide range of loan products tailored to individual financial situations, whether you're a first-time homebuyer, repeat buyer, or looking to refinance. The company is known for personalized service, responsive communication, and guiding clients through every step of the mortgage process.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, repeat home buyers, homeowners seeking refinancing, military families relocating
    What sets them apart
    • Tidewater Mortgage offers a wide range of loan options tailored to match borrowers' unique needs, financial situations, and long-term homeownership goals.
    • Each borrower works with a dedicated loan officer who provides responsive communication, flexible scheduling, and guidance throughout the entire mortgage and closing process.
    • The team has proven experience helping first-time homebuyers understand the process, as well as assisting repeat buyers and those seeking refinancing options.
    Home LoansRefinancingMortgage LenderVirginia Beach
    Phone(757) 498-7400
    Tidewater Mortgage Services, Inc. NMLS #: 71158
    Updated 4/17/26Learn More β†’
    84
    Lantern
    Score
    Virginia Beach, VA
    Serves Virginia Beach, VA and surrounding areas
    β˜…β˜…β˜…β˜…β˜…4.9(758 Google reviews)

    CMS Mortgage Solutions Inc. is a Virginia Beach-based mortgage broker specializing in home purchase loans, refinances, debt consolidation, and cash-out refinances. Led by Corrina Carter and her experienced team, they help borrowers compare rates across multiple lenders, secure fast funding (often in under 30 days), and find loan terms tailored to their financial situation. They offer free pre-approval letters, property evaluations, and rate comparison tools to empower clients to shop confidently for the best mortgage deal.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, homeowners refinancing for better rates, investors buying rental properties, borrowers seeking fast loan approval and funding
    What sets them apart
    • CMS specializes in expedited loan funding, often completing the process in under 30 daysβ€”helping clients move quickly in competitive home markets.
    • As a mortgage broker, they compare rates across multiple lenders, allowing clients to shop around and find the best terms rather than relying on a single bank.
    • Led by Corrina Carter with 15+ years of client relationships, the team brings deep expertise in investment properties, personal homes, and complex financing scenarios.
    Mortgage BrokerHome PurchaseRefinancingFast FundingRate Comparison
    Phone(757) 558-2603
    CMS Mortgage Solutions, Inc.
    Updated 4/17/26Learn More β†’
    84
    Lantern
    Score
    Virginia Beach, VA
    Serves Hampton Roads, Virginia Beach, Norfolk, and surrounding areas
    β˜…β˜…β˜…β˜…β˜…4.9(621 Google reviews)

    Veterans United Home Loans of Hampton Roads is a VA loan specialist serving military members and veterans in the Virginia Beach area. They provide zero down payment VA home loans with no PMI, competitive interest rates, and waived origination and processing fees. The team combines VA loan expertise with faster-than-average closing times and personalized guidance throughout the mortgage process.

    Best for: Veterans
    Ideal clients: Military veterans, active-duty service members, VA loan borrowers, first-time homebuyers with VA eligibility
    What sets them apart
    • Dedicated team of experts focused exclusively on VA home loans with deep knowledge of program benefits, qualifications, and local market conditions.
    • Staffed by former senior enlisted military advisors who understand veteran needs and provide personalized guidance throughout the mortgage process.
    • Offer faster-than-average closing times with waived origination and processing fees, helping borrowers save time and money.
    VA LoansMilitary HomebuyersNo Down PaymentFast ClosingLocal Experts
    Phone(757) 340-0013
    Veterans United Home Loans of Hampton Roads
    Updated 4/17/26Learn More β†’
    84
    Lantern
    Score
    Chesapeake, VA
    Serves Chesapeake, Virginia and surrounding Hampton Roads region
    β˜…β˜…β˜…β˜…β˜…5.0(61 Google reviews)

    Vantage Point Mortgage is a residential mortgage lender serving the Chesapeake area and beyond. They specialize in helping homebuyers secure financing through personalized loan solutions, offering competitive rates and expert guidance throughout the mortgage process. Their team works to simplify the lending experience and get clients approved and into their new homes efficiently.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, Home buyers in Hampton Roads, Refinancing borrowers, VA residents seeking local mortgage expertise
    What sets them apart
    • Based in Chesapeake with deep knowledge of the local real estate market and Virginia lending requirements.
    • Dedicated loan officers work directly with borrowers to find financing solutions tailored to individual circumstances and goals.
    • Streamlined application and approval procedures designed to get borrowers answers quickly and close on time.
    Mortgage LenderHome FinancingLoan OriginationVA MortgagesResidential Loans
    Vantage Point Mortgage
    Updated 4/17/26Learn More β†’
    84
    Lantern
    Score
    Virginia Beach, VA
    Serves Virginia Beach, VA and surrounding areas; also serves Maryland, North Carolina, and Florida
    β˜…β˜…β˜…β˜…β˜…5.0(61 Google reviews)

    Benjamin Lacey is a mortgage loan officer at Southern Trust Mortgage serving Virginia Beach and surrounding areas. With a family background in banking and real estate, he specializes in helping homebuyers navigate the mortgage process with expertise across all loan program types, including conventional, FHA, VA, and jumbo loans. Licensed in VA, MD, NC, and FL, Benjamin focuses on creating a stress-free experience and is known for personalized guidance whether you're a first-time buyer, refinancing, or exploring your options.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, active military and veterans (VA loans), homeowners looking to refinance, buyers in MD, NC, or FL
    What sets them apart
    • Licensed mortgage officer in VA, MD, NC, and FL, providing flexibility for buyers relocating or with multi-state interests.
    • Grew up immersed in mortgage lending and banking, bringing deep industry knowledge and a personal commitment to making the process stress-free.
    • Knowledgeable across all program types including conventional, FHA, VA, and jumbo loans, helping clients find the right fit for their situation.
    Mortgage LoansHome FinancingVA LoansRefinancingFirst-Time Buyers
    Phone(757) 912-2180
    Benjamin Lacey, Mortgage Loan Officer
    Updated 4/17/26Learn More β†’
    84
    Lantern
    Score
    Norfolk, VA
    Serves Norfolk, Virginia and surrounding Hampton Roads communities
    β˜…β˜…β˜…β˜…β˜…5.0(56 Google reviews)

    Towne Mortgage is a local mortgage lender serving the Hampton Roads area with personalized financing solutions for homebuyers and refinancing clients. Located on Hampton Boulevard in Norfolk, they work with borrowers to find competitive loan programs and rates tailored to individual financial situations. Their experienced loan officers focus on making the mortgage process straightforward and accessible for first-time buyers through experienced professionals.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, homeowners seeking refinancing, buyers needing personalized mortgage guidance
    What sets them apart
    • Based in Norfolk with deep knowledge of the local real estate market and community lending needs.
    • Direct access to experienced loan officers who work with each borrower individually rather than through an automated process.
    Mortgage LendingHome LoansRefinancingLocal LenderHampton Roads
    Phone(757) 687-5064
    Towne Mortgage - Hampton Blvd
    Updated 4/17/26Learn More β†’
    84
    Lantern
    Score
    Norfolk, VA
    Serves Hampton Roads, Norfolk, Virginia Beach, Chesapeake, and surrounding Virginia areas
    β˜…β˜…β˜…β˜…β˜…5.0(53 Google reviews)

    Nate Brown is a mortgage loan officer at Coastal Towne Mortgage, serving the Hampton Roads and greater Virginia area. With extensive experience in residential lending, Nate helps clients navigate the mortgage process, offering guidance on loan options, pre-approval, and financing strategies tailored to individual financial situations. He specializes in working with first-time homebuyers, refinancing clients, and borrowers with varying credit profiles to find the right loan product and rate.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, Military members (VA loans), Homeowners refinancing, Self-employed borrowers
    What sets them apart
    • Based in Norfolk with deep knowledge of the local real estate market and lending landscape in Hampton Roads.
    • Works directly with clients to understand their financial goals and find mortgage solutions that fit their specific situation.
    • Offers access to various loan types including conventional, FHA, VA, and refinancing options through Coastal Towne Mortgage.
    Mortgage LoansHome FinancingLoan OfficerPre-ApprovalRefinancing
    Phone(757) 692-1641
    Nate Brown - Mortgage Loan Officer - Coastal Towne Mortgage
    Updated 4/17/26Learn More β†’
    84
    Lantern
    Score
    Virginia Beach, VA
    Serves Virginia Beach, VA and surrounding regions including Virginia, West Virginia, North Carolina, South Carolina, Washington DC, Delaware, Maryland, Pennsylvania, Tennessee, Florida, Georgia, and New Jersey
    β˜…β˜…β˜…β˜…β˜…5.0(52 Google reviews)

    The Pat Miller Mortgage Team at Southern Trust Mortgage is a group of experienced loan officers in Virginia Beach specializing in helping homebuyers achieve their dreams through personalized mortgage solutions. Led by Pat Miller Sr., the team includes six licensed loan officers and in-house specialists who handle everything from first-time homebuyer programs to complex condominium financing and credit optimization. They offer VA, FHA, USDA, and conventional loans, with bilingual support and expertise in credit rescoring, condo approvals, and non-warrantable condominium programs.

    Best for: First-Time HomebuyersVeterans
    Ideal clients: First-time homebuyers, VA loan borrowers, FHA loan applicants, buyers with credit challenges, condo and PUD purchasers, Spanish-speaking homebuyers, investment property investors
    What sets them apart
    • In-house specialists like Cheryl Young (29 years, condo expert) and Mike McNamara (32 years, credit specialist) provide direct guidance on complex condominium approvals and credit rescoring to maximize qualification and rates.
    • The team specializes in first-time homebuyers with or without down payment assistance, offering VA, FHA, and USDA options alongside conventional loans tailored to individual circumstances.
    • Bilingual loan officers (including Juan Martillo) and a commitment to individualized service ensure Spanish-speaking borrowers and all clients receive clear guidance throughout the mortgage process.
    Mortgage LoansFirst-Time BuyersVA LoansFHA LoansBilingual Service
    Phone(757) 390-6314
    Pat Miller Mortgage Team - Loan Officers - Southern Trust Mortgage
    Updated 4/17/26Learn More β†’
    83
    Lantern
    Score
    Newport News, VA
    Serves Newport News, Virginia and surrounding areas
    β˜…β˜…β˜…β˜…β˜…5.0(48 Google reviews)

    Arbor Home Loans is a mortgage lender serving Newport News and surrounding areas with personalized home financing solutions. They offer a range of loan programs including conventional, FHA, VA, and jumbo loans, with a focus on fast pre-approval and straightforward guidance through the lending process. Their local team works directly with borrowers to find the right mortgage product for their specific financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, luxury home buyers, refinancing customers
    What sets them apart
    • Arbor Home Loans emphasizes quick pre-approval timelines to help buyers move confidently through the home purchasing process.
    • They offer conventional, FHA, VA, and jumbo loan options, allowing them to serve first-time buyers, veterans, and luxury home purchasers.
    • The Newport News team provides personalized service and direct communication to help borrowers understand their options and choose the best fit.
    Mortgage LenderHome FinancingVA LoansFHA LoansJumbo Loans
    Phone(757) 275-8618
    Arbor Home Loans | Newport News
    Updated 4/17/26Learn More β†’
    83
    Lantern
    Score
    Norfolk, VA
    Serves Norfolk, Virginia and surrounding areas
    β˜…β˜…β˜…β˜…β˜…4.9(162 Google reviews)

    Towne Mortgage is a mortgage lender serving the Norfolk, VA area with personalized financing solutions for homebuyers and refinancers. The company specializes in helping clients navigate loan options, from conventional mortgages to government-backed programs, with a focus on transparent service and competitive rates. Their experienced team works to match borrowers with the right loan products to fit their financial situation and homeownership goals.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan eligible borrowers, homeowners looking to refinance, buyers seeking FHA loans
    What sets them apart
    • Works with clients to find the right loan program from multiple options, including conventional, FHA, VA, and jumbo loans tailored to individual financial profiles.
    • Established mortgage lender in Norfolk with direct phone support and in-person consultation available at their Commercial Place office location.
    • Streamlined pre-approval to help buyers move quickly in the local real estate market.
    Mortgage LenderHome LoansRefinancingFHA & VA LoansPre-Approval
    Phone(757) 491-6300
    Towne Mortgage - Commercial Pl
    Updated 4/17/26Learn More β†’
    83
    Lantern
    Score
    Virginia Beach, VA
    Serves Virginia Beach, Hampton Roads, and surrounding areas
    β˜…β˜…β˜…β˜…β˜…4.9(152 Google reviews)

    Atlantic Coast Mortgage's Virginia Beach branch offers a comprehensive range of mortgage loan products and refinancing solutions to help homebuyers and existing homeowners throughout the Hampton Roads community. Led by a team of experienced loan officers including senior leaders and regional management, they provide personalized guidance through a straightforward application process designed to close on time while equipping clients with tools to make informed decisions about their home investment. Their focus is on simplifying the mortgage experience and supporting clients throughout the life of their loan.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, Homeowners seeking refinancing, Properties in Hampton Roads area
    What sets them apart
    • Multiple senior loan officers and regional management on staff including VPs and area managers, bringing deep expertise to every client interaction.
    • Streamlined application and decision-making process designed to close on time while providing clients with resources to understand and manage their loan throughout its lifetime.
    • Customized rate quotes available to help borrowers understand their options based on their unique situation and property location.
    Mortgage LendersHome LoansRefinancingVirginia BeachHampton Roads
    Phone(757) 364-0328
    Atlantic Coast Mortgage - Virginia Beach
    Updated 4/17/26Learn More β†’
    83
    Lantern
    Score
    Virginia Beach, VA
    Serves Virginia Beach, VA and surrounding areas
    β˜…β˜…β˜…β˜…β˜…4.9(142 Google reviews)

    VA Choice Home Mortgage Inc. is an independent mortgage lender serving Virginia Beach and the surrounding region. They offer comprehensive mortgage solutions including conventional loans, VA loans, FHA loans, and refinancing options tailored to different borrower needs. With a focus on personalized service and competitive rates, they help homebuyers and homeowners navigate the mortgage process from pre-approval through closing.

    Best for: VeteransRefinancing
    Ideal clients: VA loan borrowers, first-time homebuyers, homeowners seeking refinancing, buyers needing FHA loans
    What sets them apart
    • Experienced in processing VA loans with knowledge of military-specific benefits and requirements.
    • Offers conventional, FHA, VA, and refinancing options to match various financial situations and buyer profiles.
    • Independent lender with deep roots in the Virginia Beach market and understanding of local real estate conditions.
    Mortgage LendingVA LoansHome FinancingRefinancingVirginia Beach
    Phone(757) 739-5019
    VA Choice Home Mortgage Inc.
    Updated 4/17/26Learn More β†’
    83
    Lantern
    Score
    Virginia Beach, VA
    Serves Virginia Beach, Norfolk, and surrounding Hampton Roads communities
    β˜…β˜…β˜…β˜…β˜…4.9(98 Google reviews)

    PrimeLending, a division of PlainsCapital Company, is a mortgage lender serving the Virginia Beach area with comprehensive home financing solutions. They offer conventional loans, FHA loans, VA loans, and jumbo mortgages, along with refinancing options for existing homeowners. Their team provides personalized loan consultations and fast pre-approval processes to help borrowers navigate the home purchase or refinance journey.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, military service members (VA loans), FHA borrowers, homeowners refinancing, luxury home buyers (jumbo loans)
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan options to serve diverse borrower needs and financial situations.
    • Streamlined pre-approval process helps borrowers move quickly through the loan qualification stage.
    • Backed by an established financial services company, providing stability and access to multiple lending resources.
    Mortgage LenderHome LoansRefinancingVA LoansFHA Loans
    Phone(757) 368-6770
    PrimeLending, A PlainsCapital Company - Virginia Beach
    Updated 4/17/26Learn More β†’
    This directory of mortgage brokers local businesses serving Virginia Beach & Hampton Roads, is maintained by Lantern. Rankings are determined by the Lantern Score β€” not advertising or payment for placement. Learn how it works. Last updated April 15, 2026. To claim or update a listing, contact us.