Pat Miller Mortgage Team - Loan Officers - Southern Trust Mortgage

The Pat Miller Mortgage Team at Southern Trust Mortgage is a group of experienced loan officers in Virginia Beach specializing in helping homebuyers achieve their dreams through personalized mortgage solutions. Led by Pat Miller Sr., the team includes six licensed loan officers and in-house specialists who handle everything from first-time homebuyer programs to complex condominium financing and credit optimization. They offer VA, FHA, USDA, and conventional loans, with bilingual support and expertise in credit rescoring, condo approvals, and non-warrantable condominium programs.