Best Mortgage Brokers in Chesapeake, Virginia

    Areas served: Chesapeake, VA and surrounding Hampton Roads region

    30 local businessesRanked by Lantern Score — a measure of reputation and business quality. We don't accept payment for placement.
    Updated April 15, 2026

    Chesapeake's mortgage market serves a diverse population spanning established neighborhoods like Greenbrier and growing areas in South Norfolk and Western Branch. Local mortgage brokers navigate financing options for properties ranging from waterfront homes along the Intracoastal Waterway to new construction in master-planned communities. This directory provides verified information on mortgage professionals serving Chesapeake, including their lending specializations, product offerings, and service areas across the city's distinct residential zones.

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    86
    Lantern
    Score
    Virginia Beach, VA · 17 mi from Chesapeake
    Serves Virginia Beach, Virginia and surrounding areas; nationwide lending available
    ★★★★★5.0(2245 Google reviews)

    Atlantic Bay Mortgage Group is a full-service mortgage lender offering home purchases, refinancing, and mortgage expertise with over 30 years of experience. Based in Virginia Beach, they specialize in making the lending process simple and personalized through their SmartPath™ to Homeownership program for first-time buyers and comprehensive refinancing solutions. They also serve homebuilders, employers through Atlantic Bay Works benefits programs, and Hispanic/Latino families through culturally conscious lending support.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, homeowners refinancing existing mortgages, Hispanic and Latino families, homebuilders, employers seeking employee benefits
    What sets them apart
    • Proprietary program designed to guide first-time buyers through the home purchase process with personalized roadmaps, reducing uncertainty and building confidence.
    • Atlantic Bay Works offers employees competitive mortgage benefits with savings and support, strengthening recruitment and retention while supporting real-life homeownership goals.
    • Tu Hogar, Tu Futuro program provides personalized, culturally conscious support for Hispanic and Latino families navigating the home purchase process.
    Mortgage LendingHome LoansRefinancingFirst-Time BuyersPersonalized Service
    Phone(757) 213-1660
    Atlantic Bay Mortgage Group - Virginia Beach
    Updated 4/15/26Learn More →
    86
    Lantern
    Score
    Virginia Beach, VA · 19 mi from Chesapeake
    Serves Virginia Beach, Chesapeake, and surrounding areas in Hampton Roads, Virginia
    ★★★★★5.0(371 Google reviews)

    First Signature Mortgage, LLC is a mortgage lender serving Virginia Beach, Chesapeake, and surrounding areas with three local branches. Their experienced loan officers specialize in simplifying the mortgage process through professional guidance, one-stop shopping with access to multiple lenders, and custom-fit loan products tailored to individual borrowers. They handle the full mortgage application process with a single credit report, helping clients navigate purchase loans and other mortgage options without duplicating paperwork.

    Best for: Competitive Rates
    Ideal clients: First-time homebuyers, existing homeowners seeking refinancing, borrowers with varying credit profiles, anyone wanting simplified mortgage guidance
    What sets them apart
    • With a single application and credit report, borrowers gain access to loan options from multiple lenders, eliminating duplicate work and streamlining the comparison process.
    • NMLS-licensed loan originators with access to a wide array of loan products help recommend the right customized solution for each borrower's specific situation.
    • Operating branches in Virginia Beach (two locations) and Chesapeake provide convenient in-person service and local expertise for the Hampton Roads community.
    Mortgage LoansHome FinancingMultiple LendersLocal BranchesProfessional Service
    Phone(276) 254-4965
    First Signature Mortgage, LLC
    Updated 4/15/26Learn More →
    85
    Lantern
    Score
    Virginia Beach, VA · 13 mi from Chesapeake
    Serves Virginia Beach, VA and surrounding areas
    ★★★★★5.0(195 Google reviews)

    OVM with AnnieMac Home Mortgage is a mortgage brokerage led by Ben Munson, offering comprehensive home lending solutions including conventional loans, VA loans, FHA loans, jumbo loans, and refinancing options. Operating out of Virginia Beach, the team specializes in personalized mortgage guidance and fast pre-approval processes. They leverage access to multiple lenders to help borrowers find competitive rates and loan programs tailored to their financial situation.

    Best for: VeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA/military borrowers, refinancers, jumbo loan seekers, buyers needing fast pre-approval
    What sets them apart
    • As a mortgage broker, Ben Munson's team works with numerous lenders to provide borrowers with competitive options and the best available rates for their situation.
    • The team has deep experience with VA loans and other government-backed programs, helping military families and veterans access benefits-based financing.
    • Streamlined pre-approval process designed to move quickly, helping buyers get offers ready and sellers understand financing capability.
    Mortgage BrokerVA LoansHome FinancingRefinancingFast Pre-Approval
    OVM with AnnieMac Home Mortgage: Ben Munson
    Updated 4/15/26Learn More →
    85
    Lantern
    Score
    Virginia Beach, VA · 21 mi from Chesapeake
    Serves Nationwide with local service in Virginia Beach, VA and surrounding areas
    ★★★★★5.0(159 Google reviews)

    ONE Presidential Mortgage is a nationwide mortgage lender based in Virginia Beach offering comprehensive home financing solutions with in-house processing, underwriting, and closing. They specialize in diverse loan programs including VA loans, FHA loans, conventional mortgages, and cash-out refinancing, serving first-time homebuyers, seasoned investors, and veterans. Their family-first approach combines industry expertise with personalized service and educational resources to guide clients through every step of the mortgage process.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Veterans and military families, Homeowners seeking refinancing, Borrowers with complex loan scenarios
    What sets them apart
    • Complete mortgage processing, underwriting, and closing handled in-house for faster, more transparent transactions with dedicated support at every stage.
    • Extensive experience with VA loans including support for discharged veterans and those using post-9/11 GI benefits, with myth-busting resources to help veterans understand eligibility.
    • Comprehensive online resources, calculators, checklists, and market insights to educate borrowers and help navigate complex financing decisions and market conditions.
    VA LoansFirst-Time BuyersRefinancingFull-Service MortgageNationwide Lender
    Phone(757) 651-7474
    ONE Presidential Mortgage
    Updated 4/15/26Learn More →
    85
    Lantern
    Score
    Chesapeake, VA
    Serves Chesapeake, Virginia and surrounding areas
    ★★★★★5.0(130 Google reviews)

    Briggs Team Lending, led by experienced loan officer Taylor Briggs, provides comprehensive mortgage solutions for homebuyers and refinancers in the Chesapeake area. Taylor specializes in helping first-time buyers navigate the lending process, as well as assisting existing homeowners with refinancing options. With a focus on personalized service and competitive rates, Briggs Team Lending is committed to making homeownership accessible and affordable.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, homeowners seeking refinancing, buyers needing personalized mortgage guidance
    What sets them apart
    • Taylor Briggs specializes in guiding first-time homebuyers through the mortgage process with clear explanations and personalized guidance to ensure confidence at every step.
    • Offers refinancing solutions to help existing homeowners optimize their loans, whether for better rates, shorter terms, or cash-out needs.
    • Based in Chesapeake with direct accessibility, providing local expertise and relationship-based service for the community.
    Mortgage LendingHome LoansRefinancingFirst-Time BuyersPersonalized Service
    Phone(757) 663-1473
    Websiteuhm.com
    Briggs Team Lending - Taylor Briggs
    Updated 4/15/26Learn More →
    85
    Lantern
    Score
    Chesapeake, VA
    Serves Chesapeake, Virginia and surrounding areas
    ★★★★★5.0(108 Google reviews)

    The Broker - Mortgage Experts is a local mortgage brokerage in Chesapeake, VA serving homebuyers and refinancing clients throughout the region. They specialize in connecting borrowers with multiple lenders to find competitive rates and loan terms tailored to individual financial situations. With access to various loan products and a team focused on personalized service, they help clients navigate the mortgage process from pre-approval through closing.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, current homeowners refinancing, buyers seeking competitive rates across multiple lenders
    What sets them apart
    • As a mortgage broker, they work with multiple lenders to provide competitive options rather than being limited to a single bank.
    • Based in Chesapeake with deep knowledge of the local real estate market and Virginia-specific loan programs.
    Mortgage BrokerHome LoansRefinancingPre-ApprovalLocal Lender
    Phone(757) 642-5078
    The Broker - Mortgage Experts
    Updated 4/15/26Learn More →
    85
    Lantern
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    Chesapeake, VA
    Serves Hampton Roads and Chesapeake, VA
    ★★★★★5.0(102 Google reviews)

    Tim Lee is a Vice President and Senior Mortgage Loan Officer with RW Towne Mortgage, bringing over 10 years of mortgage industry experience to homebuyers throughout Hampton Roads and Chesapeake, VA. He specializes in VA loans for veterans and active-duty military, FHA loans, VHDA First-Time Homebuyer programs, and conventional mortgages, educating clients on credit scores and loan options to find the best fit for their individual needs. Recognized as a mortgage advisor rather than a salesman, Tim offers flexible communication options (in-person, online, or phone) and has been named to Chairman's Club multiple years for his exceptional service and high production volume.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: Veterans and active-duty military, first-time homebuyers, repeat buyers seeking refinancing, borrowers with FHA or VA loan needs
    What sets them apart
    • Deeply experienced in VA loans for veterans and active-duty servicemen and women, with local knowledge of the Hampton Roads market serving the military community.
    • Offers VA loans, FHA loans, VHDA First-Time Homebuyer programs, conventional loans, and renovation loans, providing comprehensive options for different buyer profiles.
    • Named to RW Towne Mortgage's Chairman's Club for 2020-2025, demonstrating consistent top performance and deep commitment to helping clients finance homes.
    VA LoansFirst-Time HomebuyersMortgage RefinancingHampton RoadsFHA Loans
    Phone(757) 236-3747
    Tim Lee Loan Officer with RW Towne Mortgage
    Updated 4/15/26Learn More →
    85
    Lantern
    Score
    Chesapeake, VA
    Serves Chesapeake, Virginia; serves clients in Virginia, North Carolina, and Florida
    ★★★★★5.0(91 Google reviews)

    Shikma Rubin is a licensed mortgage originator serving Chesapeake, Virginia and surrounding areas across Virginia, North Carolina, and Florida. She specializes in helping first-time homebuyers and military members navigate the mortgage process through a range of loan programs including conventional, VA, FHA, VHDA, and jumbo loans. Known for breaking down complex mortgage terms and providing personalized guidance, Shikma works with clients to find competitive rates and solutions tailored to their financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, Military members and veterans, Homebuyers seeking refinancing options, Buyers in Hampton Roads and surrounding regions
    What sets them apart
    • Offers VA, VHDA, FHA, conventional, and jumbo loans—helping clients find the right program for their situation rather than a one-size-fits-all approach.
    • Specializes in VA loans for active-duty military and veterans, and helps first-time homebuyers understand the mortgage process through patient, detailed explanations.
    • NMLS-licensed originator operating in Virginia, North Carolina, and Florida with published expertise featured on Redfin, The Virginian-Pilot, and local business journals.
    Mortgage OriginatorFirst-Time HomebuyersVA LoansFHA LoansChesapeake
    Phone(757) 490-4726
    Shikma Rubin, Mortgage Advisor, NMLS ID #1114873
    Updated 4/15/26Learn More →
    84
    Lantern
    Score
    Virginia Beach, VA · 13 mi from Chesapeake
    Serves Virginia Beach, Virginia and surrounding areas
    ★★★★★5.0(72 Google reviews)

    Steve Holland is a VA home loan specialist and mortgage lender serving Virginia Beach and surrounding areas. As a dedicated loan officer, Steve specializes in VA loans for military service members and veterans, helping them secure favorable financing with VA-backed mortgages. His expertise in veteran-specific lending, combined with access to multiple loan products, makes him an ideal choice for military families looking to purchase or refinance their homes.

    Best for: VeteransRefinancingCompetitive Rates
    Ideal clients: Military service members, Veterans, First-time home buyers with military background, Service members refinancing existing mortgages
    What sets them apart
    • Dedicated expertise in VA-backed mortgages designed specifically for military service members and veterans, with deep knowledge of VA loan benefits and requirements.
    • Access to various loan programs including VA loans, conventional financing, and other mortgage products to match different financial situations and needs.
    • Works directly with borrowers to explain loan options, answer questions, and guide them through the mortgage process with a focus on military family needs.
    VA LoansMortgage LendingMilitary Home BuyersVeteran ServicesHome Financing
    Phone(757) 831-9930
    Steve Holland VA Home Loans & Mortgage Lender
    Updated 4/15/26Learn More →
    84
    Lantern
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    Virginia Beach, VA · 15 mi from Chesapeake
    Serves Virginia Beach, VA and surrounding areas
    ★★★★★5.0(67 Google reviews)

    Courtney LaLonde is a licensed loan officer (NMLS #1856186) with American Financial Network, Inc., specializing in mortgage lending and financing solutions for Virginia Beach and surrounding areas. She works with clients to secure competitive loan options, whether purchasing a home, refinancing an existing mortgage, or exploring various loan programs. LaLonde provides personalized service to help borrowers navigate the lending process and find financing that fits their financial situation.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, homeowners refinancing mortgages, buyers seeking competitive loan options
    What sets them apart
    • NMLS-licensed professional with established client trust and demonstrated expertise in mortgage lending.
    • As part of American Financial Network, offers access to diverse loan options and programs to match different borrower needs and financial profiles.
    • Virginia Beach-based loan officer with deep familiarity with local real estate market conditions and lending requirements.
    Mortgage LoansRefinancingHome FinancingLoan OfficerVirginia Beach
    Phone(757) 971-0343
    Courtney LaLonde, Loan Officer, NMLS # 1856186 - American Financial Network, Inc.
    Updated 4/15/26Learn More →
    84
    Lantern
    Score
    Virginia Beach, VA · 10 mi from Chesapeake
    Serves Virginia Beach, VA and surrounding areas
    ★★★★★4.9(758 Google reviews)

    CMS Mortgage Solutions Inc. is a Virginia Beach-based mortgage broker specializing in home purchase loans, refinances, debt consolidation, and cash-out refinances. Led by Corrina Carter and her experienced team, they help borrowers compare rates across multiple lenders, secure fast funding (often in under 30 days), and find loan terms tailored to their financial situation. They offer free pre-approval letters, property evaluations, and rate comparison tools to empower clients to shop confidently for the best mortgage deal.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, homeowners refinancing for better rates, investors buying rental properties, borrowers seeking fast loan approval and funding
    What sets them apart
    • CMS specializes in expedited loan funding, often completing the process in under 30 days—helping clients move quickly in competitive home markets.
    • As a mortgage broker, they compare rates across multiple lenders, allowing clients to shop around and find the best terms rather than relying on a single bank.
    • Led by Corrina Carter with 15+ years of client relationships, the team brings deep expertise in investment properties, personal homes, and complex financing scenarios.
    Mortgage BrokerHome PurchaseRefinancingFast FundingRate Comparison
    Phone(757) 558-2603
    CMS Mortgage Solutions, Inc.
    Updated 4/15/26Learn More →
    84
    Lantern
    Score
    Virginia Beach, VA
    Serves Hampton Roads, Virginia Beach, Norfolk, and surrounding areas
    ★★★★★4.9(621 Google reviews)

    Veterans United Home Loans of Hampton Roads is a VA loan specialist serving military members and veterans in the Virginia Beach area. They provide zero down payment VA home loans with no PMI, competitive interest rates, and waived origination and processing fees. The team combines VA loan expertise with faster-than-average closing times and personalized guidance throughout the mortgage process.

    Best for: Veterans
    Ideal clients: Military veterans, active-duty service members, VA loan borrowers, first-time homebuyers with VA eligibility
    What sets them apart
    • Dedicated team of experts focused exclusively on VA home loans with deep knowledge of program benefits, qualifications, and local market conditions.
    • Staffed by former senior enlisted military advisors who understand veteran needs and provide personalized guidance throughout the mortgage process.
    • Offer faster-than-average closing times with waived origination and processing fees, helping borrowers save time and money.
    VA LoansMilitary HomebuyersNo Down PaymentFast ClosingLocal Experts
    Phone(757) 340-0013
    Veterans United Home Loans of Hampton Roads
    Updated 4/15/26Learn More →
    84
    Lantern
    Score
    Chesapeake, VA
    Serves Chesapeake, Virginia and surrounding Hampton Roads region
    ★★★★★5.0(61 Google reviews)

    Vantage Point Mortgage is a residential mortgage lender serving the Chesapeake area and beyond. They specialize in helping homebuyers secure financing through personalized loan solutions, offering competitive rates and expert guidance throughout the mortgage process. Their team works to simplify the lending experience and get clients approved and into their new homes efficiently.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, Home buyers in Hampton Roads, Refinancing borrowers, VA residents seeking local mortgage expertise
    What sets them apart
    • Based in Chesapeake with deep knowledge of the local real estate market and Virginia lending requirements.
    • Dedicated loan officers work directly with borrowers to find financing solutions tailored to individual circumstances and goals.
    • Streamlined application and approval procedures designed to get borrowers answers quickly and close on time.
    Mortgage LenderHome FinancingLoan OriginationVA MortgagesResidential Loans
    Vantage Point Mortgage
    Updated 4/15/26Learn More →
    84
    Lantern
    Score
    Virginia Beach, VA · 14 mi from Chesapeake
    Serves Virginia Beach, VA and surrounding areas; also serves Maryland, North Carolina, and Florida
    ★★★★★5.0(61 Google reviews)

    Benjamin Lacey is a mortgage loan officer at Southern Trust Mortgage serving Virginia Beach and surrounding areas. With a family background in banking and real estate, he specializes in helping homebuyers navigate the mortgage process with expertise across all loan program types, including conventional, FHA, VA, and jumbo loans. Licensed in VA, MD, NC, and FL, Benjamin focuses on creating a stress-free experience and is known for personalized guidance whether you're a first-time buyer, refinancing, or exploring your options.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, active military and veterans (VA loans), homeowners looking to refinance, buyers in MD, NC, or FL
    What sets them apart
    • Licensed mortgage officer in VA, MD, NC, and FL, providing flexibility for buyers relocating or with multi-state interests.
    • Grew up immersed in mortgage lending and banking, bringing deep industry knowledge and a personal commitment to making the process stress-free.
    • Knowledgeable across all program types including conventional, FHA, VA, and jumbo loans, helping clients find the right fit for their situation.
    Mortgage LoansHome FinancingVA LoansRefinancingFirst-Time Buyers
    Phone(757) 912-2180
    Benjamin Lacey, Mortgage Loan Officer
    Updated 4/15/26Learn More →
    84
    Lantern
    Score
    Norfolk, VA · 11 mi from Chesapeake
    Serves Hampton Roads, Norfolk, Virginia Beach, Chesapeake, and surrounding Virginia areas
    ★★★★★5.0(53 Google reviews)

    Nate Brown is a mortgage loan officer at Coastal Towne Mortgage, serving the Hampton Roads and greater Virginia area. With extensive experience in residential lending, Nate helps clients navigate the mortgage process, offering guidance on loan options, pre-approval, and financing strategies tailored to individual financial situations. He specializes in working with first-time homebuyers, refinancing clients, and borrowers with varying credit profiles to find the right loan product and rate.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, Military members (VA loans), Homeowners refinancing, Self-employed borrowers
    What sets them apart
    • Based in Norfolk with deep knowledge of the local real estate market and lending landscape in Hampton Roads.
    • Works directly with clients to understand their financial goals and find mortgage solutions that fit their specific situation.
    • Offers access to various loan types including conventional, FHA, VA, and refinancing options through Coastal Towne Mortgage.
    Mortgage LoansHome FinancingLoan OfficerPre-ApprovalRefinancing
    Phone(757) 692-1641
    Nate Brown - Mortgage Loan Officer - Coastal Towne Mortgage
    Updated 4/15/26Learn More →
    84
    Lantern
    Score
    Virginia Beach, VA · 14 mi from Chesapeake
    Serves Virginia Beach, VA and surrounding regions including Virginia, West Virginia, North Carolina, South Carolina, Washington DC, Delaware, Maryland, Pennsylvania, Tennessee, Florida, Georgia, and New Jersey
    ★★★★★5.0(52 Google reviews)

    The Pat Miller Mortgage Team at Southern Trust Mortgage is a group of experienced loan officers in Virginia Beach specializing in helping homebuyers achieve their dreams through personalized mortgage solutions. Led by Pat Miller Sr., the team includes six licensed loan officers and in-house specialists who handle everything from first-time homebuyer programs to complex condominium financing and credit optimization. They offer VA, FHA, USDA, and conventional loans, with bilingual support and expertise in credit rescoring, condo approvals, and non-warrantable condominium programs.

    Best for: First-Time HomebuyersVeterans
    Ideal clients: First-time homebuyers, VA loan borrowers, FHA loan applicants, buyers with credit challenges, condo and PUD purchasers, Spanish-speaking homebuyers, investment property investors
    What sets them apart
    • In-house specialists like Cheryl Young (29 years, condo expert) and Mike McNamara (32 years, credit specialist) provide direct guidance on complex condominium approvals and credit rescoring to maximize qualification and rates.
    • The team specializes in first-time homebuyers with or without down payment assistance, offering VA, FHA, and USDA options alongside conventional loans tailored to individual circumstances.
    • Bilingual loan officers (including Juan Martillo) and a commitment to individualized service ensure Spanish-speaking borrowers and all clients receive clear guidance throughout the mortgage process.
    Mortgage LoansFirst-Time BuyersVA LoansFHA LoansBilingual Service
    Phone(757) 390-6314
    Pat Miller Mortgage Team - Loan Officers - Southern Trust Mortgage
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Virginia Beach, VA · 17 mi from Chesapeake
    Serves Virginia Beach, VA and surrounding areas
    ★★★★★4.9(142 Google reviews)

    VA Choice Home Mortgage Inc. is an independent mortgage lender serving Virginia Beach and the surrounding region. They offer comprehensive mortgage solutions including conventional loans, VA loans, FHA loans, and refinancing options tailored to different borrower needs. With a focus on personalized service and competitive rates, they help homebuyers and homeowners navigate the mortgage process from pre-approval through closing.

    Best for: VeteransRefinancing
    Ideal clients: VA loan borrowers, first-time homebuyers, homeowners seeking refinancing, buyers needing FHA loans
    What sets them apart
    • Experienced in processing VA loans with knowledge of military-specific benefits and requirements.
    • Offers conventional, FHA, VA, and refinancing options to match various financial situations and buyer profiles.
    • Independent lender with deep roots in the Virginia Beach market and understanding of local real estate conditions.
    Mortgage LendingVA LoansHome FinancingRefinancingVirginia Beach
    Phone(757) 739-5019
    VA Choice Home Mortgage Inc.
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Virginia Beach, VA · 13 mi from Chesapeake
    Serves Virginia Beach, VA and surrounding areas
    ★★★★★4.9(97 Google reviews)

    Ben Temple at OVM Financial Inc. provides comprehensive mortgage and financial services to Virginia Beach and surrounding areas. With over 97 customer reviews and a strong reputation, Ben Temple specializes in helping clients navigate mortgage options, refinancing, and financial planning to achieve their homeownership goals.

    Ideal clients: Homebuyers, refinancing clients, first-time buyers, borrowers seeking personalized mortgage guidance
    What sets them apart
    • Ben Temple works with clients to find the right mortgage product and terms tailored to individual financial situations and goals.
    • Operating from a professional office in Corporate Woods, Ben Temple brings local expertise and accessibility to mortgage and financial planning services.
    Mortgage BrokerFinancial ServicesHome LoansRefinancingVirginia Beach
    Phone(757) 513-0904
    Ben Temple | OVM Financial Inc.
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Virginia Beach, VA · 16 mi from Chesapeake
    Serves Virginia Beach, Norfolk, and surrounding Hampton Roads communities
    ★★★★★4.9(98 Google reviews)

    PrimeLending, a division of PlainsCapital Company, is a mortgage lender serving the Virginia Beach area with comprehensive home financing solutions. They offer conventional loans, FHA loans, VA loans, and jumbo mortgages, along with refinancing options for existing homeowners. Their team provides personalized loan consultations and fast pre-approval processes to help borrowers navigate the home purchase or refinance journey.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, military service members (VA loans), FHA borrowers, homeowners refinancing, luxury home buyers (jumbo loans)
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan options to serve diverse borrower needs and financial situations.
    • Streamlined pre-approval process helps borrowers move quickly through the loan qualification stage.
    • Backed by an established financial services company, providing stability and access to multiple lending resources.
    Mortgage LenderHome LoansRefinancingVA LoansFHA Loans
    Phone(757) 368-6770
    PrimeLending, A PlainsCapital Company - Virginia Beach
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Chesapeake, VA
    Serves Chesapeake, Hampton Roads, and surrounding Virginia areas
    ★★★★★4.9(87 Google reviews)

    Tidewater Home Funding is a mortgage lender serving the Hampton Roads area with personalized home financing solutions. They specialize in helping homebuyers navigate the mortgage process with dedicated local support and competitive loan options. The team works directly with clients to find the right loan program for their financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, Veterans seeking VA loans, Refinancing homeowners, Local Hampton Roads home buyers
    What sets them apart
    • Based in Chesapeake with deep knowledge of the local real estate market and community needs.
    • Dedicated loan officers work directly with clients to understand their financial goals and find the right mortgage solution.
    • Access to multiple loan programs including conventional, FHA, VA, and other financing options to meet diverse borrower needs.
    Mortgage LenderHome LoansLocal LenderChesapeake VAFinancing
    Phone(757) 366-8690
    Tidewater Home Funding - Eden Way N A
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Virginia Beach, VA · 13 mi from Chesapeake
    Serves Virginia Beach, VA and surrounding areas
    ★★★★★5.0(34 Google reviews)

    James Grandy is a mortgage broker serving Virginia Beach and the surrounding areas with access to multiple lending partners. He specializes in helping borrowers find the right loan program for their financial situation, whether it's conventional financing, FHA loans, VA loans, or refinancing options. With NMLS licensing and a focus on personalized service, Grandy works to simplify the mortgage process and connect clients with competitive rates and terms tailored to their needs.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, VA loan borrowers, FHA loan applicants, homeowners seeking refinancing
    What sets them apart
    • As a broker, James Grandy works with multiple lending partners rather than a single lender, giving clients more options and competitive rates.
    • NMLS #2077616 certification ensures compliance with federal lending standards and consumer protection regulations.
    • Offers VA loans, FHA loans, conventional mortgages, and refinancing solutions to meet different borrower needs and financial situations.
    Mortgage BrokerLoan OptionsRefinancingVA LoansFHA Loans
    Phone(719) 494-6621
    James Grandy - Mortgage Broker NMLS #2077616
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Newport News, VA · 29 mi from Chesapeake
    Serves Virginia, Florida, Texas
    ★★★★★4.9(70 Google reviews)

    M&M Mortgage Team is a licensed mortgage brokerage serving Virginia, Florida, and Texas, offering digital mortgage solutions designed to simplify the home loan process. As a mortgage broker, they provide access to multiple lenders and loan products tailored to individual financial situations, emphasizing a hassle-free experience compared to traditional banks or credit unions. The team is NMLS-licensed and committed to helping borrowers understand their options and find the right mortgage fit.

    Best for: Competitive Rates
    Ideal clients: Homebuyers seeking simplified digital mortgage solutions, borrowers comparing multiple lender options, first-time buyers wanting expert guidance
    What sets them apart
    • Access to multiple lenders and loan products through a broker relationship rather than being limited to a single bank or institution's offerings.
    • Streamlined, digital mortgage application designed to reduce paperwork and complexity in the home loan process.
    • Federally licensed mortgage brokerage (NMLS 1883990) operating across three states with full regulatory compliance.
    Mortgage BrokerDigital LendingHome LoansLicensed Nationwide
    Phone(757) 337-3287
    M&M Mortgage Team
    Updated 4/15/26Learn More →
    82
    Lantern
    Score
    Virginia Beach, VA · 14 mi from Chesapeake
    Serves Virginia Beach, Norfolk, Chesapeake, and surrounding Tidewater, Virginia communities
    ★★★★★5.0(32 Google reviews)

    Mike Grunwald is a loan officer at Southern Trust Mortgage, serving Virginia Beach and the surrounding Tidewater region. With expertise in residential mortgage financing, Mike helps homebuyers and refinancers navigate loan options, from conventional mortgages to government-backed programs. Southern Trust Mortgage's commitment to personalized service and competitive rates makes Mike an accessible resource for first-time buyers, experienced homeowners, and those looking to refinance existing mortgages.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, VA loan applicants, homeowners seeking to refinance, buyers in the Tidewater region
    What sets them apart
    • Mike works directly with clients to understand their financial situation and recommend tailored loan solutions rather than one-size-fits-all products.
    • Access to conventional loans, FHA, VA, and other government-backed programs through Southern Trust Mortgage's lending capabilities.
    • Based in Virginia Beach with deep knowledge of the local real estate market and community-specific lending needs.
    Mortgage LoansHome FinancingLoan OfficerRefinancingVirginia Beach
    Phone(757) 761-8156
    Mike Grunwald - Loan Officer -- Southern Trust Mortgage
    Updated 4/15/26Learn More →
    82
    Lantern
    Score
    Virginia Beach, VA · 21 mi from Chesapeake
    Serves Virginia Beach, Norfolk, Chesapeake, Hampton Roads, Virginia
    ★★★★★4.9(53 Google reviews)

    Arbor Home Loans is a mortgage lender serving the Virginia Beach area with personalized home financing solutions. They specialize in a variety of loan programs including conventional, FHA, VA, and jumbo loans, helping borrowers find the right mortgage fit for their financial situation. Known for responsive customer service and competitive rates, Arbor Home Loans works with first-time homebuyers, refinancers, and experienced investors.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, refinancers, jumbo loan applicants
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan options to serve diverse borrower needs and financial profiles.
    • Based in Virginia Beach with deep knowledge of the local real estate market and military community lending needs.
    • Provides efficient pre-approval and loan processing to help borrowers move quickly in a competitive market.
    Mortgage LenderHome FinancingVA LoansFHA LoansRefinancing
    Phone(757) 620-8362
    Arbor Home Loans | Virginia Beach
    Updated 4/15/26Learn More →
    82
    Lantern
    Score
    Norfolk, VA · 12 mi from Chesapeake
    Serves Norfolk, VA and Hampton Roads
    ★★★★★5.0(28 Google reviews)

    Brendan Powell is an independent mortgage broker serving Norfolk, VA and the surrounding Hampton Roads region. He specializes in helping borrowers navigate the home loan process with personalized guidance, offering access to multiple lenders and loan programs to find the best rates and terms for each client's unique financial situation. With expertise across conventional, FHA, VA, and other loan types, Brendan works to simplify the mortgage experience for first-time buyers, refinancers, and homeowners seeking better loan options.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, VA loan borrowers, refinancers seeking better rates, homebuyers with non-traditional credit
    What sets them apart
    • As an independent broker, Brendan has relationships with multiple lenders, allowing him to compare rates and terms to find competitive options rather than being limited to a single lender.
    • Offers expertise in VA loans, FHA loans, conventional financing, and refinancing, with tailored guidance for each loan type.
    • Provides one-on-one consultation to help borrowers understand their options and navigate the mortgage process without high-pressure sales tactics.
    Mortgage BrokerHome LoansVA LoansFHA LoansRefinancing
    Phone(757) 663-3026
    Brendan Powell - Mortgage Broker - Home Loan Solutions
    Updated 4/15/26Learn More →
    81
    Lantern
    Score
    Virginia Beach, VA · 13 mi from Chesapeake
    Serves Virginia Beach, VA and surrounding areas
    ★★★★★5.0(23 Google reviews)

    Eric & Will Mortgage Team is a mortgage brokerage serving Virginia Beach and surrounding areas, specializing in helping clients find the right loan programs from multiple lenders. With access to numerous lending partners, they work with first-time buyers, refinancing clients, and those seeking VA, FHA, and jumbo loans. The team focuses on personalized service and fast pre-approval processes to streamline the home financing experience.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Military veterans seeking VA loans, Homeowners refinancing, Jumbo loan applicants
    What sets them apart
    • Work with various lending partners to find competitive rates and terms tailored to your financial situation.
    • Experience with VA loans, FHA loans, jumbo loans, and refinancing options to serve diverse borrower needs.
    • Fast pre-approval turnaround to help you move quickly in the home buying process.
    Mortgage BrokersHome LoansRefinancingVA LoansFast Pre-Approval
    Phone(757) 803-5017
    Eric & Will Mortgage Team: Mortgage Brokers
    Updated 4/15/26Learn More →
    80
    Lantern
    Score
    Virginia Beach, VA · 10 mi from Chesapeake
    Serves Virginia Beach, Norfolk, Hampton Roads, and throughout Virginia
    ★★★★★5.0(16 Google reviews)

    Alexa Rae Home Loans is an independent mortgage lender based in Virginia Beach specializing in personalized home financing solutions for borrowers throughout Virginia. Alexa Rae offers competitive mortgage products including conventional loans, FHA loans, VA loans, and jumbo mortgages, with a focus on fast pre-approval and transparent service. The company prides itself on working with first-time homebuyers, refinancing clients, and borrowers with various credit profiles to find the right loan program for their unique situation.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, military veterans seeking VA loans, borrowers refinancing existing mortgages, jumbo loan seekers
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo mortgage options to serve diverse borrower needs and credit situations.
    • Specializes in quick pre-approval turnaround to help buyers move confidently through the home search process.
    • As an independent mortgage company, provides personalized service and flexibility compared to large corporate lenders.
    Mortgage LenderHome LoansFHA VA LoansRefinancingFast Pre-Approval
    Alexa Rae Home Loans
    Updated 4/15/26Learn More →
    79
    Lantern
    Score
    Virginia Beach, VA · 13 mi from Chesapeake
    Serves Virginia Beach, VA and surrounding areas
    ★★★★★5.0(15 Google reviews)

    Embrace Home Loans is a mortgage lender serving Virginia Beach and surrounding areas, offering a range of loan products including conventional, FHA, VA, and jumbo loans. With a focus on personalized service and competitive rates, they help first-time homebuyers, move-up buyers, and refinancing customers navigate the mortgage process. Their team provides fast pre-approval and access to multiple loan options to match individual financial situations.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, refinancing customers, jumbo loan applicants
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loans to serve diverse borrower needs and financial situations.
    • Provides quick pre-approval to help homebuyers move faster in competitive real estate markets.
    • Works directly with borrowers to find loan solutions tailored to their specific financial circumstances.
    Mortgage LenderHome LoansVA LoansFHA LoansRefinancing
    Phone(757) 528-4663
    Embrace Home Loans - Virginia Beach, VA
    Updated 4/15/26Learn More →
    78
    Lantern
    Score
    Virginia Beach, VA · 14 mi from Chesapeake
    Serves Virginia Beach, Norfolk, Chesapeake, Suffolk, Portsmouth, Newport News, Hampton, and surrounding Hampton Roads area
    ★★★★★4.8(359 Google reviews)

    Southern Trust Mortgage is a full-service mortgage lender serving Virginia Beach and the Hampton Roads region with conventional, FHA, VA, jumbo, and portfolio loan programs. Led by experienced loan officers including branch manager Andrew Kellam and senior advisors, the company specializes in matching homebuyers with the right mortgage products for their specific situation, whether first-time buyers, military service members, or those financing luxury properties.

    Best for: First-Time HomebuyersVeteransLuxury Homes
    Ideal clients: First-time homebuyers, Military service members and veterans, Luxury home buyers seeking jumbo loans, Refinancing borrowers
    What sets them apart
    • Dedicated expertise in VA loans for military families and service members seeking favorable financing terms.
    • Offers conventional 30-year fixed, jumbo 5/5 ARM with no mortgage insurance, FHA loans, and proprietary portfolio programs to serve varied financial situations.
    • Team of 30+ experienced loan officers with deep knowledge of the Hampton Roads market and local homebuying trends.
    Mortgage LendersVA LoansFHA LoansJumbo LoansHampton Roads
    Phone(757) 518-0700
    Southern Trust Mortgage, LLC
    Updated 4/15/26Learn More →
    77
    Lantern
    Score
    Virginia Beach, VA · 17 mi from Chesapeake
    Serves Virginia Beach, Hampton Roads, Virginia
    ★★★★★4.6(47 Google reviews)

    Fairway Independent Mortgage Corporation, led by Curtis Bissmeyer in Virginia Beach, is an independent mortgage lender offering a wide range of loan products including conventional, FHA, VA, and jumbo loans. As an independent mortgage broker, Fairway provides access to multiple lenders, allowing them to compare rates and terms to find competitive financing solutions tailored to each borrower's needs. They specialize in helping first-time homebuyers, refinancing clients, and those with unique financial situations secure the right mortgage for their circumstances.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, refinancing clients, jumbo loan seekers
    What sets them apart
    • As an independent mortgage corporation, Fairway compares rates and terms from multiple lenders rather than offering only in-house products, helping borrowers find competitive options.
    • Offers conventional, FHA, VA, and jumbo loans, serving first-time buyers, military veterans, and those with larger loan amounts or complex financial profiles.
    • Curtis Bissmeyer provides personalized mortgage guidance with local market knowledge of the Virginia Beach and Hampton Roads area.
    Mortgage LenderIndependent BrokerVA LoansFHA Loans
    Phone(757) 995-1603
    Fairway Independent Mortgage Corporation
    Updated 4/15/26Learn More →

    Frequently Asked Questions

    Who is the top-ranked mortgage broker serving Chesapeake, VA?

    Atlantic Bay Mortgage Group is the top-ranked mortgage broker in the Chesapeake area with a Lantern Score of 85.84/100 and 5★ rating from 2,245 reviews. Based in Virginia Beach, they offer full-service mortgage lending including home purchases, refinancing, and specialize in serving first-time homebuyers, Hispanic and Latino families, and homebuilders with over 30 years of experience.

    Which mortgage brokers in Chesapeake specialize in VA loans for military members?

    Several top-ranked brokers specialize in VA loans: Veterans United Home Loans of Hampton Roads (Lantern Score 83.95/100) offers zero down payment VA loans with no PMI, while Steve Holland VA Home Loans (84.20/100) focuses exclusively on VA loans for military service members. OVM with AnnieMac Home Mortgage (85.24/100) also specializes in VA loans and is best for military borrowers needing fast pre-approval.

    What options are available for first-time homebuyers in Chesapeake?

    Multiple top-ranked brokers serve first-time homebuyers: First Signature Mortgage, LLC (Lantern Score 85.55/100) simplifies the mortgage process for first-time buyers, while The Broker - Mortgage Experts (84.74/100) connects borrowers with multiple lenders for competitive rates. Atlantic Bay Mortgage Group (85.84/100) specifically specializes in first-time homebuyers with comprehensive support and expertise.

    Which mortgage broker is best for homeowners seeking refinancing?

    First Signature Mortgage, LLC (Lantern Score 85.55/100) specializes in refinancing for existing homeowners and has three local branches in the Chesapeake area. CMS Mortgage Solutions Inc. (83.99/100) also specializes in refinances and cash-out options, while Atlantic Bay Mortgage Group (85.84/100) provides refinancing expertise with over 30 years of industry experience.

    Who can help borrowers with non-traditional credit or complex loan scenarios?

    ONE Presidential Mortgage (Lantern Score 85.10/100) specializes in borrowers with complex loan scenarios and offers in-house processing and underwriting. For non-traditional credit profiles, First Signature Mortgage, LLC (85.55/100) serves borrowers with varying credit profiles, and Brendan Powell at Home Loan Solutions (81.92/100) specializes in helping borrowers with non-traditional credit navigate the home loan process.

    Which brokers offer jumbo loans for luxury home purchases in Chesapeake?

    OVM with AnnieMac Home Mortgage (Lantern Score 85.24/100) specializes in jumbo loans and is ranked among the top providers. Southern Trust Mortgage (78.49/100) also offers jumbo loan programs for luxury home buyers, while PrimeLending (82.96/100) serves jumbo loan applicants with comprehensive home financing solutions.

    This directory of mortgage brokers local businesses serving Chesapeake, VA is maintained by Lantern. Rankings are determined by the Lantern Score — not advertising or payment for placement. Learn how it works. Last updated April 15, 2026. To claim or update a listing, contact us.