Best Mortgage Brokers in Richmond, Virginia

The Cowart Team, backed by NFM Lending, is a local mortgage firm in Richmond with over 20 years of experience helping more than 5,000 families across Central Virginia. They offer personalized home loan guidance for first-time buyers, refinancing, and various loan programs, treating every client with a high-touch, people-first approach. The team is known for expert navigation through complex situations, fast closings, and availability throughout the process.

Blake Bogese is a mortgage loan officer serving the Richmond, Virginia area through OVM Financial. With expertise in residential mortgage lending, Blake helps clients navigate the home financing process and find loan solutions tailored to their needs. As an NMLS-licensed professional, Blake combines personalized service with access to competitive mortgage products to help borrowers achieve their homeownership goals.

Capitol Mortgage Group is an independent mortgage broker in Midlothian, VA specializing in financing for self-employed borrowers, real estate investors, and first-time homebuyers. They offer self-employed home loans, investment property DSCR loans, home equity lines and loans, fix & flip financing, and traditional purchase and refinance mortgages. With access to hundreds of lenders nationwide and a focus on streamlined underwriting, they provide personalized service with fast closings and educational resources to guide clients through the mortgage process.

Ben Burkett is an experienced Originating Branch Manager at CrossCountry Mortgage in Richmond, VA, specializing in both purchase mortgages and refinancing. As a dedicated local loan officer (NMLS #269591), Ben and his team guide clients through the entire mortgage process with transparent communication and personalized service. The Burkett Team offers access to diverse loan products including conventional, FHA, VA, and USDA loans, plus exclusive programs, ensuring clients find the right financing solution for their homeownership or refinancing goals.

River City Lending Team, powered by Atlantic Bay Mortgage Group, offers comprehensive mortgage solutions for homebuyers in the greater Richmond area. Led by ReMi Doyle and Emily Sedlar with over 30 years of combined experience, they specialize in conventional, FHA, VA, USDA, jumbo, first-time buyer, DSCR, and HELOC loans. The team prioritizes personalized guidance, fast responsiveness, and stress-free financing to help families achieve homeownership and build long-term wealth.

Jesse Perrone is a mortgage loan officer with NFM Lending, a national mortgage lender serving the Richmond, VA area. NFM Lending offers a full range of mortgage products including conventional loans, FHA loans, VA loans, jumbo loans, and refinancing options. Jesse specializes in helping borrowers navigate the mortgage process with personalized service and access to multiple loan programs.

Briana Sparrow is a mortgage lender based in Richmond, VA, serving homebuyers across Virginia and North Carolina since 2018. She specializes in personalized mortgage solutions for first-time buyers, refinancing, and investment properties, offering upfront underwriting to ensure transparency throughout the process. Her team—including a processor, underwriter, and closer—works collaboratively with realtors and buyers to secure competitive offers and handle loans with care from application through closing, with availability nights and weekends.

The Rudd Mortgage Team, led by Rob Rudd, provides comprehensive mortgage services to homebuyers and refinancers in the Richmond area. They offer financing solutions tailored to different borrower needs, including conventional loans, FHA loans, VA loans, and jumbo mortgages. The team focuses on personalized service and helping clients navigate the mortgage process with clarity and expertise.

Jay Bowry is a mortgage loan officer with Movement Mortgage in Richmond, VA, helping homebuyers find the right loan products for their unique situations. With expertise in mortgage financing and a commitment to customer service, Jay guides clients through the application process, from pre-approval to closing. Movement Mortgage is an Impact Lender that returns nearly 50% of profits to community initiatives, making it a socially conscious choice for home financing.

C&F Mortgage Corp is a mortgage lender serving the Richmond, Virginia area with a corporate office in Midlothian. Their team of loan officers specializes in guiding borrowers through the mortgage process with industry expertise. They provide personalized service to help clients navigate financing options for their home purchase or refinancing needs.

Open Door Lending is a Virginia mortgage broker led by Senior Loan Officer Kristin O'Neil, specializing in home purchase loans, refinancing, cash-out refinances, and rate comparisons. The team offers fast funding, property evaluations, pre-approval letters, and personalized rate quotes through free online tools, with a commitment to streamlined application processes and responsive customer service. They focus on making mortgage shopping easy by helping clients compare rates and find the best terms for their financial situation.

Home Loan Zone is an independent mortgage broker serving Richmond, VA and surrounding areas, specializing in home purchases, refinances, and renovation loans. Owned by Nicola McCloskey, the firm distinguishes itself by shopping multiple lenders to deliver competitive rates and customized loan strategies tailored to clients' long-term goals. Their team provides personalized service from pre-qualification through closing, emphasizing clear communication, fast processing, and detailed guidance for both first-time and experienced homebuyers.

Southern Trust Mortgage's Glen Allen branch serves homebuyers and refinancing clients throughout the Richmond metro area and surrounding Virginia counties. Led by experienced loan officers including Ben Covert, Brandon Reilly, and Robert Magruder, the branch offers conventional 30-year fixed mortgages, jumbo loans, VA loans, FHA loans, and portfolio programs tailored to each borrower's unique situation. Their product range includes specialized options like Jumbo 5/5 ARM with no MI, making them equipped to handle first-time buyers, military borrowers, and luxury home financing.

804Mortgage is Richmond's only integrated mortgage and real estate team, combining lending and home buying/selling services under one roof. Led by William Schroeder's team, they offer competitive mortgage rates with fast pre-approvals, full-service real estate sales at 1.5% listing fees, and their signature Bundle & Save program that returns half the buyer-agent commission to purchasers. Their unified approach eliminates the typical friction between separate lenders and agents, streamlining the process and delivering significant savings.

First Heritage Mortgage is a Richmond-based mortgage lender specializing in conventional, FHA, VA, and USDA home loans, as well as construction, renovation, and refinancing solutions. The team of experienced loan officers offers personalized service and transparent guidance to homebuyers at all stages, from first-time buyers to those with complex financing needs. They provide diverse mortgage products including fixed and adjustable-rate options, down payment assistance programs, and specialty financing like bridge loans and portfolio programs.

Olivia Smith is a mortgage loan officer with Movement Mortgage in Richmond, VA, specializing in helping borrowers find the right loan type for their unique situation. She offers mortgage pre-approval, loan origination, and servicing support, with a commitment to accessibility and personalized service. Licensed in Virginia and South Carolina, Olivia works with Movement Mortgage, an Impact Lender that returns nearly 50% of profits to community development.

MAK Financial Group is a boutique mortgage lender serving all of Virginia from their Richmond headquarters since 1997. They partner with multiple mortgage institutions to offer a complete suite of residential mortgage loans, including conventional, jumbo, and specialty financing options. Their team of expert mortgage advisors handles the entire mortgage transaction—from pre-qualification and rate negotiation to closing—and are known for identifying creative solutions for complex situations and helping clients secure the best possible rates and terms.

ALCOVA Mortgage is an independent mortgage lender serving the Richmond area and beyond, offering comprehensive home financing solutions including conventional loans, FHA loans, VA loans, and refinancing options. With a team of experienced loan officers and mortgage professionals, they specialize in helping first-time homebuyers, experienced homeowners, and military veterans navigate the lending process with personalized service and competitive rates.

Arbor Home Loans is a mortgage lender serving the Richmond, VA area with a dedicated team of licensed loan originators and professionals. Led by Senior Vice President Michael Finn, the branch offers personalized mortgage financing services guided by experienced loan officers including Andrew Mahoney, Evan Rutherford, and Justin Friedrichs. They help homebuyers navigate the loan application process and secure financing for their dream homes.

Liberty Mortgage Corporation is Richmond's leading mortgage broker specializing in home purchase loans, refinancing, and home equity solutions across Richmond, Virginia Beach, and Northern Virginia. Led by experienced loan officers like Michael Casasnovas and Carolyn, they shop multiple lenders to secure the lowest rates and costs for clients. They specialize in VA loans, non-traditional financing, and provide personalized guidance throughout the entire mortgage process, from pre-approval to closing.

The Maverick Mortgage Group, powered by Nexa Mortgage, is a mortgage brokerage serving the Richmond, VA area and beyond. They offer comprehensive home loan solutions including conventional mortgages, FHA loans, VA loans, and refinancing options. As a broker partner with Nexa Mortgage, they provide access to multiple lending sources to help borrowers find competitive rates and terms tailored to their financial situation.

Presidential Bank Mortgage is a mortgage lender serving the Colonial Heights, VA area with a team of experienced loan officers including a Vice President and multiple Senior Loan Officers. They offer mortgage lending services with tools like calculators, application checklists, and an insight center to help borrowers understand the mortgage process and manage their credit.

Stearns Home Loans is a mortgage lender serving the Richmond, VA area, offering financing solutions for home purchases and refinancing needs. With a focus on personalized service and competitive rates, they work with borrowers to find loan programs that match their financial situation and goals.

Tonya Kern is a mortgage sales leader at ONE Presidential Mortgage in Richmond, VA, specializing in personalized loan solutions for homebuyers and refinancers. With NMLS certification (1021668), she guides clients through the mortgage process with expertise in conventional, FHA, VA, and jumbo loans. Tonya's approach focuses on finding the right loan program for each client's unique financial situation, offering competitive rates and streamlined pre-approval processes.

PrimeLending, A PlainsCapital Company, is a mortgage lender serving the Richmond area with a range of home financing options including conventional loans, FHA loans, VA loans, jumbo loans, and refinancing. The Glen Allen branch provides personalized mortgage services to help borrowers navigate the lending process, whether they're first-time buyers or experienced homeowners looking to refinance. As part of the PlainsCapital network, they offer access to multiple loan products and competitive rates backed by a established financial institution.

Matt Pritchett is a mortgage professional serving the Richmond area with personalized loan solutions for homebuyers and refinancing clients. With a focus on transparent communication and competitive rates, Matt works to simplify the mortgage process and help clients understand their options. He specializes in conventional, FHA, VA, and jumbo loans tailored to individual financial situations.

Octavio Wilson is a loan originator serving the Richmond, VA area through NFM Lending, a national mortgage lender. He specializes in helping homebuyers secure financing for their purchases and assists homeowners with refinancing options. With a focus on personalized service and competitive loan solutions, Octavio works with clients to find mortgage products that fit their financial needs.

Katie Townsend is a mortgage professional serving the Richmond, VA area, helping clients navigate the home financing process with personalized service. With a focus on understanding each client's unique financial situation, Katie works to find the right loan solutions for homebuyers and refinancing clients. Her approach emphasizes clear communication and expert guidance throughout the mortgage application and approval process.

Embrace Home Loans is a mortgage lender offering a wide range of home financing solutions including conventional loans, FHA loans, VA loans, USDA loans, and cash-out refinancing. With multiple branches across the Northeast, Mid-Atlantic, and Southeast regions, they serve first-time homebuyers, experienced homebuyers, and investors. Their team of licensed loan officers provides personalized guidance and access to various loan programs to help borrowers find the right mortgage solution.

OVM Annie-Mac is a mortgage and financial services office in Richmond, VA offering personalized loan solutions for homebuyers and refinancing clients. Led by experienced loan officers, they specialize in helping clients navigate the mortgage process with tailored financing options and expert guidance to achieve their homeownership goals.