Mortgage Brokers
Richmond, VA
Courtney Efird is a mortgage banker with 16 years of industry experience at Ameris Bank, serving the Richmond and Newport News areas since 2008. She specializes in first-time homebuyer programs, construction financing, renovation loans, VA loans, and construction-to-permanent mortgages, offering customized lending strategies tailored to each client's goals. Recognized as a top performer (ranked #4 company-wide in 2025) and a consistent President's Club honoree, Courtney is known for building long-term relationships and guiding clients through every stage of homeownership.
Ideal for: First-time homebuyers, VA loan borrowers, clients seeking construction or renovation financing, homeowners considering refinancing
Service area: Richmond, Newport News, and surrounding areas of Virginia
Specialized Loan Products: Offers construction financing, construction-to-permanent loans, renovation loans, health care loans, and first-time homebuyer programs—allowing her to serve clients through multiple life stages.
Local Market Expertise: Based in Richmond since 2008 with strong ties throughout the region and close collaboration with the Newport News office, providing deep understanding of local real estate needs.
Customized Approach: Creates personalized lending strategies for each client rather than using one-size-fits-all solutions, with a focus on building long-term relationships.
Address: 5703 Patterson Ave, Richmond, VA 23226
Phone: (757) 810-2619
Website: bankers.amerisbank.com
Looking for more options?
See more Mortgage Brokers in Richmond →