Alterra Home Loans

    Your business?

    Mortgage Brokers

    Richmond, VA

    Alterra Home Loans is a mortgage lender licensed in over 40 states that specializes in making homeownership accessible through personalized loan solutions. They offer first-time homebuyer programs, ITIN loans for self-employed borrowers, and a mobile app called Pronto+ that allows customers to manage their entire loan process from their phone. With loan officers available nationwide and a focus on education through their Learning Center, Alterra helps borrowers understand their options and build wealth through homeownership.

    Ideal for: First-time homebuyers, Self-employed professionals with ITIN, Tech-savvy borrowers, Homebuyers across multiple states

    Service area: Richmond, VA and nationwide (licensed in over 40 states)

    What Sets Alterra Home Loans Apart

    Pronto+ Mobile App: Complete loan management from your phone, including credit reports, document signing, communication with loan officers and realtors, and loan scenario calculations.

    First-Time Homebuyer Programs: Specialized programs designed specifically for first-time homebuyers to simplify the homebuying experience and remove barriers to entry.

    ITIN Loan Solutions: Multiple loan solutions available for borrowers with Individual Taxpayer Identification Numbers, serving self-employed and non-traditional income earners.

    First-Time Buyer ProgramsFast Pre-Approval
    First-Time BuyersITIN LoansMobile AppMulti-State LenderEducational Resources
    Google Rating
    5.0 ★ (4 reviews)
    Phone
    (877) 845-4805

    Location

    Address: 308 Turner Rd Suite C-D, Richmond, VA 23225

    Phone: (877) 845-4805

    Website: goalterra.com

    Get directions →

    Last updated April 8, 2026

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