Areas served: Lehi, UT and surrounding Utah County
Lehi's rapid growth as a technology hub has created a dynamic mortgage landscape, with brokers serving everyone from first-time buyers in new developments to tech professionals seeking jumbo loans. The local market features numerous new construction communities in areas like Traverse Mountain and Cranberry Farms, requiring brokers with expertise in builder financing and construction-to-permanent loans. This directory provides detailed comparisons of mortgage brokers serving Lehi and surrounding Utah County communities.
City Creek Mortgage is a Utah-based mortgage brokerage founded in 1998, specializing in home purchases and refinancing with transparent, competitive rates displayed upfront. They offer conventional, FHA, VA, and jumbo loans with flexible rate lock options, serving first-time homebuyers and experienced borrowers alike. Known for their Rate Watch program that monitors refinancing opportunities and their commitment to saving clients money through clear fee structures and personalized guidance.
Guild Mortgage Company's Draper branch offers comprehensive home financing solutions backed by decades of industry experience since 1960. Their team of local loan officers specializes in a wide range of programs including conventional, FHA, VA, USDA, jumbo, renovation, and down payment assistance loans—designed to meet diverse borrower needs from first-time homebuyers to military relocations and high-cost market purchases. With local processing, underwriting, and funding, plus knowledgeable loan experts who take time to understand your goals, Guild delivers personalized guidance and clear communication throughout the entire lending process.
Houzd Mortgage is a full-service mortgage lender based in Draper, UT, specializing in home purchase loans, refinancing, and pre-approvals for Utah homebuyers. Led by experienced mortgage experts, they offer customized financing solutions tailored to individual financial situations, with a focus on education, transparency, and personalized guidance throughout the entire mortgage process. Their commitment to smart money decisions and client-first service has earned them strong recognition in the local market.
Creekside Mortgage is a Pleasant Grove-based mortgage broker helping Utah homebuyers and refinancers secure competitive loan rates and fast funding. They offer home purchase loans, refinancing, debt consolidation, and cash-out refinances, with an emphasis on quick pre-approval, rate comparison shopping, and funding in under 30 days. Their experienced mortgage advisors guide clients through the entire process with responsive support and transparent options.
Community Lending Group is a local mortgage broker serving Utah homebuyers and homeowners from their Riverton office. With access to over 50 lenders, they offer competitive rates and flexible loan options including first-time buyer programs, refinancing, and cash-out loans. Their approach emphasizes personalized service—you work with the same loan officer throughout the entire process and receive ongoing guidance to optimize your mortgage and financial position.
TruPath Home Loans is a local mortgage lender in Draper specializing in personalized home financing solutions for Utah homebuyers. The team works with first-time buyers, refinancers, and borrowers with unique credit situations to find the right loan product and competitive rates. They offer a direct, consultative approach focused on simplifying the mortgage process and getting clients to closing efficiently.
Ridge Home Loans is a mortgage lender based in Lindon, UT, specializing in home financing solutions for Utah homebuyers. They offer a range of loan products including conventional, FHA, VA, and jumbo loans, with a focus on personalized service and fast pre-approval processes. The team works with first-time buyers and experienced homeowners alike to find financing solutions tailored to individual circumstances.
Work Hard Mortgage is an independent mortgage lender based in Lehi, Utah, specializing in home purchase loans, refinancing, and home equity options for first-time buyers, self-employed professionals, and investment property investors. Led by Ryan Harding, they work with multiple lenders to provide competitive rates and personalized service throughout the entire mortgage process, from pre-approval to closing. They offer FHA, VA, conventional, and investment property loans with a focus on transparent guidance and responsiveness to client needs.
Citywide Home Loans is a mortgage lender based in Draper serving the greater Salt Lake City area. They specialize in helping borrowers secure financing for home purchases and refinancing, offering personalized loan solutions with a focus on customer service. With a strong local reputation, they work with borrowers of various financial situations to find competitive loan products.
Velocity Home Loans is a mortgage lender serving Utah families with fast, personalized home financing solutions. Based in American Fork, they specialize in helping first-time buyers, refinancers, and borrowers with various loan programs including VA, FHA, and jumbo loans. Their team focuses on quick pre-approval timelines and transparent lending processes to make homeownership accessible.
Utah Low Rate is a mortgage lending company based in Murray that specializes in helping Utah homebuyers and refinancers secure competitive loan rates. They offer a range of loan products including conventional, FHA, VA, and jumbo loans, with a focus on personalized service and fast pre-approval processes. Their experienced team works to match borrowers with the right loan program to fit their financial situation.
Cinch Home Loans is an independent mortgage brokerage headquartered in Draper, Utah, specializing in low-fee home purchase loans and refinancing with transparent pricing and no hidden fees. As a full-service brokerage, they provide access to wholesale mortgage rates and lenders, allowing them to offer competitive rates without the built-in margins of traditional banks. They serve first-time homebuyers, experienced investors, and borrowers with good credit across Utah, California, Colorado, Florida, and Idaho.
Felix Vivanco is a Senior Mortgage Broker with 6+ years of experience helping families find the best mortgage rates and loan programs. He offers conventional, FHA, VA, USDA, medical professional, jumbo, and Utah Housing loans—plus assistance finding down payment grants up to $70,000. Fluent in English and Spanish, Felix shops multiple lenders to match borrowers with personalized loan solutions tailored to their financial situation and goals.
Beneficial Mortgage, LLC is a trusted mortgage broker serving Utah, Michigan, and Arizona with transparent, technology-driven lending solutions. Founded on principles of integrity, speed, and clear communication, the team of experienced mortgage experts—including CPAs, MBAs, and former underwriters—specializes in simplifying the homeownership journey. They offer fast pre-approval, competitive rates, and personalized guidance to help borrowers find the right loan for their financial situation.
Simplify Home Loans is a mortgage lender based in Pleasant Grove that specializes in helping borrowers find the right home financing solutions. They offer a range of loan programs including conventional, FHA, VA, and jumbo loans, with a focus on fast pre-approval processes and personalized service. The team works with borrowers throughout Utah to simplify the mortgage process and connect them with loan options tailored to their financial situation.
Home Loans with Carli & Kevin Spradlin is an independent mortgage lending business based in Lehi, Utah, offering personalized home loan solutions for buyers and refinancing clients throughout the region. Carli and Kevin bring a client-focused approach to mortgage lending, helping customers navigate loan options and secure financing tailored to their financial situation. They specialize in making the lending process straightforward and accessible for first-time buyers, experienced homeowners, and those looking to refinance.
Jason Christiansen is a mortgage professional with over 15 years of experience helping Utah homebuyers and refinancers since 2008. Based in Lehi, Jason specializes in guiding clients through home purchases, refinances, and pre-approval processes with a focus on clear communication and finding the right loan program for each situation. He also serves as a licensed continuing education provider for real estate agents and offers free consultations to help clients understand their options.
Direct Rate Home Loans is an independent mortgage lender serving Utah homebuyers with competitive rates and personalized loan solutions. Founded and operated locally, they specialize in helping first-time buyers, refinancers, and borrowers with FHA, VA, and jumbo loans. Their in-house underwriting and direct access to multiple lending programs enable faster closings and transparent pricing without unnecessary middlemen.
Family Rate Mortgage is an independent mortgage lender based in Lehi, Utah, specializing in personalized home financing solutions for Utah homebuyers. They offer a range of loan programs including conventional, FHA, VA, and jumbo loans, with a focus on competitive rates and straightforward service. The team works directly with borrowers to simplify the mortgage process and find financing options tailored to individual financial situations.
NEO Home Loans is a mortgage lender serving Utah homebuyers with flexible financing options and personalized service. Specializing in conventional, FHA, VA, and jumbo loans, NEO Home Loans works with borrowers at every stage—from first-time buyers to refinancers—offering fast pre-approval and access to multiple loan programs. Their team focuses on transparent pricing and streamlined underwriting to help Utah families secure competitive rates and close on time.
Independent Home Loans, LLC is a mortgage lender in Sandy, Utah specializing in home purchase and refinance loans for first-time buyers, veterans, physicians, and homeowners. Led by experienced loan officers including Cam and Trace, they offer conventional, FHA, VA, USDA, and physician loan programs, along with reverse mortgages and commercial financing. The team emphasizes personalized service, competitive rates, and quick turnaround times—helping clients navigate the home buying process with expert guidance and transparent communication.
SecurityNational Mortgage Company is a full-service mortgage lender serving homebuyers and homeowners in Orem and surrounding Utah communities. With over 30 years of experience backed by Security National Financial Corporation (NASDAQ: SNFCA), they offer conventional loans, FHA loans, VA loans, USDA loans, Jumbo loans, Non-QM loans, construction loans, and refinancing options including cash-out refinancing. Their experienced loan officers provide personalized service and competitive rates for first-time buyers, refinancers, investment property investors, and those with unique financial situations.
Superior Lending Associates is a mortgage brokerage company serving Utah since 2001, offering comprehensive mortgage services including home purchases, refinancing, and access to multiple loan programs. Based in Orem, they specialize in personalized customer service, matching clients with loan options tailored to their financial situations through a streamlined online application process and professional consultation.
Altius Mortgage is an independent mortgage lender based in Draper, Utah, specializing in home loans for first-time buyers, refinancing, investment properties, and jumbo mortgages. Their team of experienced loan officers provides personalized service and access to multiple lending programs, helping borrowers navigate the mortgage process with competitive rates and flexible financing options.
City Creek Mortgage is the top-ranked mortgage broker in Lehi with a Lantern Score of 85.85/100 and 5-star rating based on 2,847 reviews. Founded in 1998, they specialize in home purchases, refinancing, and VA/FHA loans with transparent, competitive rates displayed upfront, making them ideal for first-time homebuyers and those relocating to Utah.
Work Hard Mortgage (Lantern Score: 85.13/100) and TruPath Home Loans (Lantern Score: 85.38/100) both specialize in financing for self-employed professionals. Work Hard Mortgage is based right in Lehi and offers personalized solutions, while TruPath in nearby Draper also focuses on self-employed borrowers along with first-time buyers and VA loan applicants.
Multiple top-ranked brokers offer VA loans, including City Creek Mortgage (Lantern Score: 85.85/100), Guild Mortgage Company (85.82/100), and TruPath Home Loans (85.38/100). For Veterans specifically based in Lehi, Work Hard Mortgage (85.13/100) and Family Rate Mortgage (84.00/100) both specialize in VA loan applications alongside other loan types.
Cinch Home Loans (Lantern Score: 84.67/100) specializes in low-fee home purchase loans and refinancing with transparent pricing and explicitly no hidden fees. City Creek Mortgage (85.85/100) also displays competitive rates upfront, prioritizing transparency for borrowers seeking clarity in their mortgage process.
Home Loans with Carli & Kevin Spradlin (Lantern Score: 84.03/100) and Jason Christiansen - Mortgage (84.03/100) are both independent lenders based in Lehi offering personalized service. Jason Christiansen brings over 15 years of experience (since 2008), while Carli & Kevin Spradlin focus on first-time buyers, refinancers, and self-employed borrowers seeking customized guidance.
Lehi-area brokers offer diverse options including FHA, VA, jumbo, and renovation financing. Ridge Home Loans in nearby Lindon (Lantern Score: 85.16/100) and SecurityNational Mortgage Company in Orem (83.78/100) both offer conventional, FHA, VA, and jumbo loans, while Guild Mortgage Company provides down payment assistance and jumbo/renovation financing for high-cost market purchasers.