Best Mortgage Brokers in Knoxville, Tennessee

    Areas served: Knoxville, TN and surrounding Knox County

    30 local businessesRanked by Lantern Score — a measure of reputation and business quality. We don't accept payment for placement.
    Updated April 15, 2026

    Knoxville's mortgage market serves a diverse region spanning downtown condominiums, West Knox County suburbs, and rural Appalachian properties, each requiring different financing approaches. Local brokers navigate everything from first-time homebuyer programs through Knox County Community Development to specialized financing for historic homes in Old North Knoxville and Sequoyah Hills. The presence of University of Tennessee employees, Oak Ridge commuters, and retirees creates distinct borrower profiles that experienced brokers understand how to serve.

    Show businesses best for:
    86
    Lantern
    Score
    Knoxville, TN
    Serves Tennessee, Kentucky, and Georgia
    ★★★★★5.0(975 Google reviews)

    First Choice Lending Services is a mortgage broker serving Tennessee, Kentucky, and Georgia with customized home loan solutions for purchase and refinance. Led by experienced loan officers including Ashley Gibson, David Lunsford, and Jeff Elrod, they specialize in making the lending process simple and transparent for first-time buyers and repeat clients alike. As a broker rather than a traditional bank, they access multiple lenders to find competitive rates and loan programs tailored to each borrower's specific situation, including specialized programs like USDA loans and no-money-down options.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time home buyers, borrowers refinancing, those seeking alternative loan programs, buyers with non-traditional financial situations
    What sets them apart
    • As a mortgage broker, they work with multiple lenders to find the best rates and programs rather than being limited to one bank's offerings.
    • They offer diverse loan options including USDA loans, no-money-down mortgages, and other programs designed for different borrower situations.
    • Their software and internet connectivity provide real-time market information to streamline the application process and reduce unknowns for borrowers.
    Mortgage BrokersHome LoansRefinancingFirst-Time BuyersFast Pre-Approval
    Phone(855) 392-4141
    Websitefcls.com
    First Choice Lending Services, LLC
    Updated 4/15/26Learn More →
    86
    Lantern
    Score
    Knoxville, TN
    Serves Knoxville, Tennessee and surrounding Southeast region
    ★★★★★5.0(348 Google reviews)

    Elite Service Mortgage, part of the Countybank family, provides comprehensive mortgage services including home purchases and refinancing for borrowers throughout the Southeast. Led by experienced local mortgage consultants like Dan Hall and Tiffany Walker, they specialize in VA loans, FHA loans, and customized mortgage solutions tailored to individual borrowers' goals. With over 85 years of banking heritage and a focus on personalized service, they guide clients through fast application processes and closing with hands-on support from local experts.

    Best for: VeteransRefinancing
    Ideal clients: VA borrowers and veterans, first-time home buyers, homeowners refinancing, real estate professionals and builders
    What sets them apart
    • Backed by 85+ years of established banking heritage and local financial expertise serving the Southeast, providing stability and trustworthiness.
    • Experienced mortgage consultants with deep knowledge of VA lending requirements and processes, ideal for military families and veterans.
    • Team of locally-based consultants who provide personalized, hands-on support throughout the entire mortgage and closing process.
    Mortgage LenderVA LoansHome RefinancingHome BuyingLocal Banking
    Elite Service Mortgage
    Updated 4/15/26Learn More →
    85
    Lantern
    Score
    Knoxville, TN
    Serves Knoxville, TN and East Tennessee
    ★★★★★5.0(218 Google reviews)

    Adrian Hall is a Producing Branch Manager and top mortgage originator with Rate, Inc., America's #2 retail mortgage lender with a physical presence in Knoxville. He specializes in helping borrowers navigate the entire mortgage process with hands-on guidance and custom loan strategies, offering everything from VA loans and FHA loans to jumbo loans, physician loans, bank statement loans, and reverse mortgages. Known as a self-taught financial expert who has personally helped over 10,000 people improve their finances, Adrian provides fast approvals (including same-day options), down payment assistance programs, and refinancing solutions tailored to individual needs.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, military service members and veterans, self-employed borrowers, medical professionals, refinancing homeowners, high-net-worth buyers seeking jumbo loans
    What sets them apart
    • Named Top Originator Nationwide by Scotsman Guide (2019-2026+) and Top Originator by Knoxville Mortgage Bankers Association, with Rate's highest volume in East Tennessee.
    • Adrian speaks personally with every borrower to build custom loan strategies matching individual needs, backed by his personal experience rebuilding credit and eliminating $60,000 in debt.
    • Offers specialized options including VA loans, FHA loans, jumbo loans, physician loans, foreign national loans, bank statement loans for self-employed borrowers, and reverse mortgages for retirees.
    Mortgage OriginationVA LoansFast ApprovalRefinancingFirst-Time Buyers
    Phone(865) 356-2869
    Websiterate.com
    Adrian Hall Mortgage Team @ Rate, Inc.
    Updated 4/15/26Learn More →
    85
    Lantern
    Score
    Knoxville, TN
    Serves Knoxville, TN and nationwide
    ★★★★★5.0(216 Google reviews)

    Brian Kimball is a Senior Mortgage Advisor with over 15 years of experience helping families secure home loans nationwide. Operating as part of Waterstone Mortgage, he specializes in VA loans, FHA loans, conventional financing, and niche loan solutions for clients with unique financial situations. His referral-based practice focuses on first-time homebuyers, military families and veterans, move-up buyers, and those relocating, with a reputation for clear communication, streamlined processes, and structuring mortgages aligned with clients' long-term financial goals.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, Military families and veterans, Move-up buyers, Clients relocating across the country
    What sets them apart
    • Dedicated expertise in VA loans and supporting military families, plus experience with out-of-the-box financing solutions for unique circumstances.
    • Licensed to lend across multiple states, allowing him to assist clients wherever their real estate or life journey takes them.
    • Built a practice on trust and long-term relationships, having helped over 1,000 families with a commitment to low-stress, efficient loan processing.
    Mortgage LendingVA LoansFirst-Time BuyersRefinancingNationwide
    Phone(865) 343-3994
    Brian Kimball at Waterstone Mortgage
    Updated 4/15/26Learn More →
    85
    Lantern
    Score
    Knoxville, TN
    Serves Tennessee, North Carolina, South Carolina, Florida, Alabama
    ★★★★★5.0(186 Google reviews)

    Lisa Tipton Wiles and The LTW Group at Mortgage Gallery offer comprehensive mortgage lending services across Tennessee, North Carolina, South Carolina, Florida, and Alabama. Led by mortgage sales manager Lisa Wiles and advisor Becky Price, the team specializes in creative financing solutions for first-time homebuyers, seasoned investors, and borrowers of all experience levels. They provide fast online pre-approval (in as little as 3 minutes), personalized mortgage advisory services, and educational resources to help clients navigate the home loan process.

    Best for: Competitive Rates
    Ideal clients: First-time homebuyers, Real estate investors, Multi-state buyers, Borrowers seeking personalized mortgage advisory
    What sets them apart
    • Borrowers can complete home loan applications in as little as 3 minutes using their streamlined digital process with Better.
    • The team positions itself as mortgage advisors providing personalized guidance rather than transactional loan processing, with educational content and a podcast to help clients understand their options.
    • Specializes in tailored loan programs designed to help first-time buyers, investors, and borrowers with varied financial situations find workable mortgage solutions.
    Mortgage LendingFirst-Time BuyersCreative FinancingMulti-State Lender
    Phone(865) 263-7866
    Lisa Tipton Wiles - The LTW Group / Mortgage Gallery - NMLS# 450683
    Updated 4/15/26Learn More →
    85
    Lantern
    Score
    Knoxville, TN
    Serves Knoxville, Tennessee and surrounding areas
    ★★★★★5.0(101 Google reviews)

    Neal Bailes is a mortgage lender serving the Knoxville area with expertise in financing solutions for homebuyers. With over 100 five-star reviews, the company demonstrates a strong commitment to personalized service and client satisfaction. Neal Bailes helps borrowers navigate the mortgage process with professional guidance tailored to their financial situation.

    Ideal clients: First-time homebuyers, Refinancing customers, Homebuyers seeking personalized mortgage guidance
    What sets them apart
    • Consistently receives top customer reviews, indicating strong reliability and client satisfaction in the mortgage lending process.
    • Based in Knoxville with deep knowledge of the local real estate market and lending landscape.
    Mortgage LendingHome FinancingPre-ApprovalKnoxville
    Phone(865) 584-1584
    Neal Bailes Knoxville TN Mortgage Lender
    Updated 4/15/26Learn More →
    85
    Lantern
    Score
    Clinton, TN · 13 mi from Knoxville
    Serves Clinton, Tennessee and surrounding regions
    ★★★★★5.0(101 Google reviews)

    Creative Mortgage Solutions is an independent mortgage broker in Clinton, TN serving borrowers throughout Tennessee and surrounding regions. They specialize in finding personalized loan programs for first-time homebuyers, refinancing clients, and borrowers with unique financial situations. With access to multiple lenders and loan programs, they help clients navigate pre-approval, conventional loans, FHA loans, VA loans, and jumbo mortgages to match individual needs and goals.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Veterans seeking VA loans, Current homeowners refinancing, Borrowers needing FHA loans, High-value property buyers
    What sets them apart
    • As a mortgage broker, Creative Mortgage Solutions works with numerous lending partners rather than a single lender, providing clients with competitive options and personalized loan matching.
    • They offer conventional, FHA, VA, and jumbo loan programs to serve diverse borrower needs, including first-time buyers, refinancers, and those with specialized lending requirements.
    • Operating independently in Clinton, they provide personalized service and local expertise without corporate constraints, focusing on individual client relationships and tailored solutions.
    Mortgage BrokerHome LoansRefinancingFHA LoansVA Loans
    Phone(865) 457-7332
    Creative Mortgage Solutions
    Updated 4/15/26Learn More →
    84
    Lantern
    Score
    Alcoa, TN · 14 mi from Knoxville
    Serves Alcoa, Tennessee and surrounding areas
    ★★★★★5.0(82 Google reviews)

    The Loren Riddick Team is a mortgage and finance services company based in Alcoa, Tennessee, specializing in home loans and financing solutions for buyers in the region. Led by experienced mortgage professionals, they work with borrowers to find the right loan programs and rates for their specific situation. The team is known for personalized service and helping clients navigate the mortgage process with clarity and support.

    Best for: Refinancing
    Ideal clients: First-time home buyers, Homeowners refinancing, Self-employed borrowers, Those seeking personalized mortgage guidance
    What sets them apart
    • The team takes time to understand each borrower's unique financial situation and goals, providing tailored loan options rather than one-size-fits-all solutions.
    • Based in Alcoa with deep community roots, the team brings local market knowledge and accessibility to the mortgage process.
    • They guide clients through each step of the mortgage application and closing process, helping demystify what can be a complex financial decision.
    Mortgage LenderHome LoansFinancingLocal ServiceAlcoa TN
    Phone(865) 233-4871
    The Loren Riddick Team
    Updated 4/15/26Learn More →
    84
    Lantern
    Score
    Knoxville, TN
    Serves Knoxville, Tennessee and surrounding regions
    ★★★★★5.0(74 Google reviews)

    Simple Mortgage Solutions is a direct lender in Knoxville, TN specializing in personalized home financing for first-time buyers, refinancers, and investors. They offer a comprehensive range of mortgage products including conventional loans, FHA, VA, USDA, cash-out refinancing, DSCR loans for investment properties, bank statement loans for self-employed borrowers, and construction-to-permanent financing. As a direct lender, they keep your loan in-house throughout the entire process rather than selling your information to third parties, providing dedicated guidance and competitive rates tailored to your financial situation.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, Self-employed professionals, Real estate investors, Military members and veterans, Homeowners seeking refinancing or cash-out options
    What sets them apart
    • As a direct lender, Simple Mortgage Solutions keeps your loan in-house from start to finish rather than selling your information or passing you to third parties, ensuring continuity of service and personalized support.
    • They offer niche financing options including DSCR loans for real estate investors, bank statement loans for self-employed borrowers, and construction-to-permanent financing—programs many lenders don't provide.
    • Their step-by-step guidance from consultation through post-closing ensures a simplified mortgage experience, with tools like refinancing and mortgage calculators available on their website.
    Mortgage LenderHome LoansRefinancingVA LoansFHA Loans
    Simple Mortgage Solutions LLC
    Updated 4/15/26Learn More →
    84
    Lantern
    Score
    Knoxville, TN
    Serves Knoxville, TN and surrounding East Tennessee communities
    ★★★★★5.0(57 Google reviews)

    Bryan McKee is a mortgage loan officer at Movement Mortgage in Knoxville, TN, helping homebuyers and refinancers find the right loan products for their unique financial situations. As an NMLS-licensed professional, he guides clients through the mortgage process with personalized service, offering tools like affordability calculators and loan type matching to simplify the home financing journey. Movement Mortgage is an Impact Lender committed to community reinvestment, returning nearly 50% of profits to local communities.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA and FHA loan applicants, homeowners refinancing, investment property buyers
    What sets them apart
    • Movement Mortgage is the leading Impact Lender in the US, committing nearly 50% of profits to community development and lifting up local neighborhoods.
    • Bryan offers a discovery process to match you with the right mortgage product based on your unique situation, including FHA, VA, conventional, and jumbo loan options.
    • Quick online pre-approval, mobile payment options, and client-friendly tools like affordability calculators make the home financing process simple and transparent.
    Mortgage LoansHome FinancingLoan OfficerFHA & VA LoansRefinancing
    Phone(865) 223-4112
    Bryan McKee | Movement Mortgage
    Updated 4/15/26Learn More →
    84
    Lantern
    Score
    Knoxville, TN
    Serves Knoxville, TN and surrounding areas; serves TN, AR, FL, GA, KY, NC, SC
    ★★★★★4.9(240 Google reviews)

    Foundation Mortgage is a Knoxville-based mortgage brokerage led by President Nick Galbraith, specializing in home purchase loans and refinancing. The firm offers comprehensive mortgage services including loan applications, processing, underwriting, and closing support, with a team of licensed loan officers serving Tennessee, Arkansas, Florida, Georgia, Kentucky, North Carolina, and South Carolina. They provide clients with education on loan options, transparent communication throughout the lending process, and access to competitive rates and terms.

    Best for: Refinancing
    Ideal clients: First-time home buyers, homeowners seeking refinancing, borrowers with complex loan situations, anyone wanting personalized guidance on mortgage options
    What sets them apart
    • Multiple NMLS-licensed loan officers with specialized expertise in various loan scenarios, from first-time buyers to complex refinances. Team members are known for responsiveness and clear communication throughout the entire lending process.
    • Loan officers work to find clients lower rates and reduced fees compared to other lenders, with documented cases of clients switching from other companies to save on closing costs.
    • Clear step-by-step loan process with proactive communication, timely document requests, and on-time closings. Free calculator tools available online to help clients understand payment options and loan availability.
    Mortgage LendingHome PurchaseRefinancingKnoxville
    Phone(865) 392-5450
    Foundation Mortgage
    Updated 4/15/26Learn More →
    84
    Lantern
    Score
    Knoxville, TN
    Serves Knoxville, Tennessee and surrounding regions; serves multiple states including Alabama, Arkansas, Georgia, Kentucky, Mississippi, North Carolina
    ★★★★★4.9(210 Google reviews)

    Mortgage Investors Group's Knoxville branch, led by Branch Manager Gary Sturm since 2007, provides comprehensive mortgage lending services to homebuyers throughout Tennessee and surrounding states. With loan officers experienced since the 1990s, MIG specializes in helping first-time buyers and repeat clients find mortgage programs tailored to their financial situations. The team prioritizes personalized customer service and expert guidance on what is often customers' largest financial decision.

    Best for: Competitive Rates
    Ideal clients: First-time homebuyers, repeat clients refinancing, buyers seeking personalized mortgage guidance, relocating professionals
    What sets them apart
    • Branch Manager Gary Sturm has led the Knoxville office since 2007 and has been in the mortgage industry since 1994, bringing decades of local market expertise.
    • Multiple loan officers with 30+ years of combined industry experience ensure borrowers are matched with programs suited to their specific financial needs.
    • MIG serves borrowers across Alabama, Arkansas, Georgia, Kentucky, Mississippi, North Carolina, and Tennessee, providing flexibility for relocating or multi-state buyers.
    Mortgage LendingHome LoansKnoxville LenderExperienced TeamCustomer Service
    Phone(865) 895-5510
    Mortgage Investors Group
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Greeneville, TN · 64 mi from Knoxville
    Serves Greeneville, TN; nationwide lending in 44 states plus DC, with emphasis on Pacific Northwest and East Tennessee
    ★★★★★5.0(46 Google reviews)

    Luke Wagner at Cornerstone Home Lending provides personalized residential mortgage guidance and loan origination services across 44 states plus DC. Operating from Greeneville, TN with ties to the Pacific Northwest, the Wagner Team offers access to 250+ home loan programs and specializes in streamlined lending experiences with closings and funding in less than 30 days. Luke Wagner is a multi-year Five Star Mortgage Professional award recipient and President's Club top producer, bringing decades of expertise to first-time buyers, refinancing homeowners, and relocating clients.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time home buyers, homeowners refinancing, relocating clients, borrowers seeking multiple loan program options
    What sets them apart
    • Access to over 250 home loan options allows the Wagner Team to match borrowers with programs that fit their specific financial situation and goals.
    • Loans can close and fund in less than 30 days, enabling faster home purchases and refinancing completion.
    • Luke Wagner has received the Five Star Mortgage Professional award multiple years (2010, 2012-2016, 2018-2022, 2024), demonstrating consistent recognition for quality service.
    Mortgage LendingHome LoansRefinancingFast PrequalificationMultiple Loan Programs
    Phone(253) 677-2663
    Luke Wagner at Cornerstone Home Lending
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Maryville, TN · 16 mi from Knoxville
    Serves Maryville, TN and surrounding East Tennessee region
    ★★★★★4.9(143 Google reviews)

    Volunteer Home Mortgage Inc. is a locally-owned mortgage lender in Maryville, TN specializing in home financing solutions for first-time buyers, refinancing clients, and borrowers seeking VA and FHA loans. Led by experienced mortgage professionals, they offer personalized service and access to multiple loan programs tailored to individual financial situations.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, VA loan borrowers, FHA loan applicants, homeowners seeking refinancing
    What sets them apart
    • Independent mortgage company focused on personalized service rather than corporate processing, allowing for flexible solutions tailored to individual borrower needs.
    • Offers VA loans, FHA loans, conventional mortgages, and refinancing options to serve diverse borrower profiles and financial situations.
    • Based in Maryville with deep knowledge of the East Tennessee real estate market and community lending practices.
    Mortgage LendingHome FinancingVA LoansFHA LoansRefinancing
    Phone(865) 238-7500
    Volunteer Home Mortgage Inc.
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Knoxville, TN
    Serves Knoxville, Tennessee and surrounding East Tennessee communities
    ★★★★★5.0(40 Google reviews)

    The Mortgage Gallery, a Fairway Independent Mortgage lender led by Corey Freels (NMLS# 1083392), specializes in home purchase loans and refinancing in the Knoxville area. The team takes a collaborative, client-first approach where mortgage advisors with complementary specializations work together to match borrowers with the best loan programs for their situation. They handle first-time homebuyers, refinances, and offer access to multiple loan products designed to support borrowers at different stages.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, homeowners refinancing existing mortgages, buyers seeking personalized service and clear communication
    What sets them apart
    • Unlike typical loan officers working in isolation, The Mortgage Gallery's advisors specialize in different loan programs and collaborate to ensure you're matched with the right expert for your specific needs.
    • The team emphasizes clear communication, responsiveness, and personalized attention throughout the loan process, with advisors regularly checking in and explaining complex details in accessible terms.
    • Access to diverse loan products and specialized expertise means borrowers can find solutions tailored to their financial situation, whether purchasing, refinancing, or navigating complex scenarios.
    Mortgage LenderHome PurchaseRefinancingFirst-Time BuyersFairway Independent
    Phone(865) 263-7275
    Corey Freels - The Mortgage Gallery - NMLS# 1083392
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Knoxville, TN
    Serves Knoxville, Tennessee and surrounding East Tennessee region
    ★★★★★4.9(100 Google reviews)

    Keystone Mortgage Group is a mortgage lender serving the Knoxville area and beyond, helping borrowers secure financing for home purchases and refinances. They work with clients to find loan options tailored to individual financial situations, whether you're a first-time homebuyer or an experienced investor. Their team focuses on personalized service to navigate the mortgage process smoothly.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, Homeowners refinancing, Investment property buyers, Self-employed borrowers
    What sets them apart
    • Works with borrowers to identify loan programs that match individual financial situations and goals.
    • Based in Knoxville with direct team access and local expertise in the East Tennessee market.
    Mortgage LenderHome LoansRefinancingFirst-Time BuyersKnoxville
    Phone(865) 909-0211
    Keystone Mortgage Group
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Knoxville, TN
    Serves Knoxville, Tennessee and surrounding areas
    ★★★★★5.0(40 Google reviews)

    Peoples Home Equity, Inc., operating under Cardinal Financial, is a mortgage lender serving the Knoxville area offering home purchase loans, refinancing, and home equity access. They specialize in helping first-time homebuyers, veterans (VA loans), and middle-income families through their Attainable Housing program. Their online application process and team of loan experts provide personalized mortgage solutions designed to fit individual financial goals and budgets.

    Best for: VeteransRefinancing
    Ideal clients: First-time homebuyers, Veterans seeking VA loans, Homeowners refinancing, Middle-income families, Borrowers accessing home equity
    What sets them apart
    • Offers middle-income homeownership options including modular homes and condos for families who may not qualify for traditional mortgages.
    • Provides comprehensive VA purchase and refinance options specifically for veterans and service members.
    • Streamlined digital process allows borrowers to qualify in minutes and get interest rate quotes quickly with expert guidance.
    Mortgage LendingRefinancingHome EquityVA LoansFirst-Time Buyers
    Phone(865) 692-0899
    Peoples Home Equity, Inc
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Knoxville, TN
    Serves Knoxville, Tennessee and surrounding areas
    ★★★★★4.9(83 Google reviews)

    Marissa & Margo Mortgage Group is a locally-owned mortgage firm in Knoxville run by licensed loan originators Marissa French and Margo Krogulski, serving the area since 2001. They specialize in personalized mortgage solutions including conventional loans, FHA loans, VA loans, rural development loans, THDA loans, construction loans, and refinancing for first-time buyers, relocating families, and investors. Their approach emphasizes education, transparency, and going the extra mile to help clients make informed decisions and achieve their home-buying goals.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, VA loan borrowers, refinancing homeowners, relocating families, investment property buyers
    What sets them apart
    • Offers conventional, FHA, VA, rural development, THDA, and construction loans tailored to different buyer needs and financial situations.
    • Operating since 2001 with licensed loan originators who prioritize client education and personalized service to ensure informed mortgage decisions.
    • Handles purchases, refinancing, relocations, and investment property financing with transparent processes designed for a seamless experience.
    Mortgage LendersFHA LoansVA LoansRefinancingFirst-Time Buyers
    Phone(865) 936-9100
    Marissa and Margo Mortgage Group
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Kingsport, TN · 88 mi from Knoxville
    Serves Kingsport, Tennessee and surrounding areas
    ★★★★★4.9(79 Google reviews)

    Fairway Independent Mortgage Corporation is a nationwide mortgage lender with a local Kingsport office serving Tennessee borrowers. They offer a comprehensive range of loan products including conventional, FHA, VA, and jumbo loans, along with refinancing options. As an independent mortgage bank, Fairway provides access to multiple lending sources and competitive rates, with a focus on fast pre-approval processes and personalized service for homebuyers and refinancing clients.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Military veterans (VA loans), Home refinancers, Luxury home buyers (jumbo loans)
    What sets them apart
    • As an independent mortgage corporation, Fairway provides access to multiple lending sources, enabling competitive rates and loan options not available through traditional single-bank lenders.
    • Offers FHA, VA, conventional, and jumbo loans, plus refinancing solutions, serving first-time buyers, military veterans, and seasoned homeowners.
    • Streamlined underwriting enables quick pre-approval decisions, helping borrowers move faster in the home buying process.
    Mortgage LenderFHA LoansVA LoansRefinancingHome Loans
    Phone(423) 246-0222
    Fairway Independent Mortgage Corporation
    Updated 4/15/26Learn More →
    82
    Lantern
    Score
    Knoxville, TN
    Serves Knoxville, Tennessee and surrounding areas
    ★★★★★4.9(58 Google reviews)

    Jessica Dooley Burrell is a mortgage loan officer serving the Knoxville area with personalized home lending solutions. She specializes in helping homebuyers navigate the mortgage process, offering expertise in conventional, FHA, VA, and jumbo loans. Jessica is known for her responsive, client-focused approach and commitment to finding the right financing options for each borrower's unique situation.

    Best for: First-Time HomebuyersVeteransLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, FHA loan applicants, luxury home buyers seeking jumbo financing
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan options to serve a wide range of borrowers and purchase scenarios.
    • Known for responsive communication and tailored guidance throughout the mortgage application and approval process.
    • Based in Knoxville with deep knowledge of the local real estate market and lending landscape.
    Mortgage LoansHome FinancingLoan OfficerFHA LoansVA Loans
    Phone(865) 851-7919
    Jessica Dooley Burrell
    Updated 4/15/26Learn More →
    81
    Lantern
    Score
    Knoxville, TN
    Serves Knoxville, Tennessee and surrounding East Tennessee counties
    ★★★★★5.0(23 Google reviews)

    The Mortgage Gallery is a Fairway Independent Mortgage company in Knoxville specializing in mortgage advisory services for home purchases and refinancing. Led by experienced mortgage advisors including Becky Price, Lisa Wiles, and Corey Freels, they take a collaborative, client-first approach where their team specializes in different loan programs and platforms to match borrowers with the best fit. They handle purchase mortgages, refinances, and offer pre-approval services with a focus on clear communication and personalized attention throughout the loan process.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, existing homeowners seeking refinancing, borrowers who want personalized attention and clear explanations of loan options
    What sets them apart
    • Unlike traditional single loan officer models, The Mortgage Gallery uses a collaborative team approach where each advisor specializes in specific loan programs and platforms, ensuring clients are matched with the expert best suited to their situation.
    • The team emphasizes clear, hands-on communication throughout the mortgage process, with responsive advisors who explain complex loan details and check in regularly to answer questions and reduce borrower stress.
    • They provide access to diverse mortgage products and programs tailored to different borrower needs, from first-time homebuyers to those refinancing existing loans.
    Mortgage AdvisorHome LoansRefinancingPre-ApprovalFHA & Conventional
    Phone(865) 263-6615
    Becky Price - The Mortgage Gallery - NMLS# 1288628
    Updated 4/15/26Learn More →
    81
    Lantern
    Score
    Knoxville, TN
    Serves Knoxville, TN and surrounding East Tennessee areas
    ★★★★★5.0(22 Google reviews)

    Brittany Forrester at Benchmark Home Loans helps homebuyers and homeowners in the Knoxville area navigate mortgages with personalized guidance and competitive lending options. With access to multiple lenders and loan products, she specializes in making the mortgage process transparent and straightforward for first-time buyers and those looking to refinance. Her goal is to find the right loan fit for each client's financial situation and home goals.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, homeowners refinancing, buyers seeking competitive loan options, borrowers wanting personalized mortgage guidance
    What sets them apart
    • Works with a network of lenders through Benchmark to compare rates and options, ensuring clients get competitive terms rather than a single lender's offerings.
    • Experienced in guiding first-time homebuyers through the entire mortgage process with clear explanations and support at each step.
    • Known for straightforward communication about rates, fees, and loan terms so clients understand exactly what they're getting.
    Mortgage LenderHome LoansRefinancingFirst-Time Buyers
    Phone(865) 210-8922
    Brittany Forrester — Benchmark Home Loans
    Updated 4/15/26Learn More →
    81
    Lantern
    Score
    Knoxville, TN
    Serves Knoxville, Tennessee and surrounding areas
    ★★★★★5.0(22 Google reviews)

    Dean Marshall is a mortgage loan officer with Foundation Mortgage, serving Knoxville and the surrounding region. He helps borrowers secure financing for home purchases and refinances, working with clients through the loan application and approval process. Dean specializes in providing personalized mortgage solutions to fit individual financial situations.

    Best for: RefinancingCompetitive Rates
    Ideal clients: Home buyers, refinancing borrowers, first-time homebuyers
    What sets them apart
    • Access to multiple lenders and loan products through Foundation Mortgage, providing borrowers with competitive options and rates.
    • Works directly with clients to understand their financial needs and find mortgage products that match their specific situation.
    Mortgage LoansHome FinancingRefinancingLoan OfficerKnoxville
    Phone(865) 368-5860
    Dean Marshall - Foundation Mortgage
    Updated 4/15/26Learn More →
    81
    Lantern
    Score
    Knoxville, TN
    Serves Knoxville, TN and surrounding areas
    ★★★★★5.0(84 Google reviews)

    Amanda McGill is a mortgage loan officer (NMLS 1848460) serving the Knoxville area with personalized lending solutions. She helps borrowers navigate the mortgage process with expert guidance on loan options, pre-approval, and financing strategies tailored to individual financial situations.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, Refinancing borrowers, Self-employed professionals, Repeat buyers seeking streamlined lending
    What sets them apart
    • NMLS 1848460 certified professional with direct lending expertise and personalized borrower guidance.
    • Based in Knoxville with convenient office location and direct phone line for questions and consultations.
    Mortgage LendingLoan OfficerHome FinancingPre-ApprovalKnoxville
    Phone(865) 230-1031
    Amanda McGill, NMLS 1848460
    Updated 4/15/26Learn More →
    81
    Lantern
    Score
    Knoxville, TN
    Serves Knoxville, Tennessee and surrounding areas
    ★★★★★4.7(17811 Google reviews)

    21st Mortgage Corporation is a full-service mortgage lender serving Knoxville and the surrounding region. They offer a range of home loan products including conventional, FHA, VA, and jumbo mortgages, along with refinancing options for existing homeowners. With competitive rates and a focus on personalized service, they help first-time buyers and experienced homeowners navigate the mortgage process.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, homeowners seeking refinancing, jumbo loan applicants
    What sets them apart
    • Offers conventional, FHA, VA, jumbo, and refinancing options to serve diverse borrower needs and financial situations.
    • Established lender with a physical office in downtown Knoxville, providing in-person service and local market expertise.
    Mortgage LenderHome LoansRefinancingFHA LoansVA Loans
    Phone(865) 292-2120
    21st Mortgage Corporation
    Updated 4/15/26Learn More →
    80
    Lantern
    Score
    Knoxville, TN
    Serves Knoxville, Tennessee and East Tennessee region
    ★★★★★4.7(213 Google reviews)

    Fountain City Finance is a locally-owned, family-operated mortgage lender serving East Tennessee since 1991. They offer home mortgages, refinancing, debt consolidation, reverse mortgages, and specialized loan programs including VA loans, FHA loans, conventional loans, and rural development loans. With a focus on first-time homebuyers and borrowers with varied credit situations, they help clients lower payments, consolidate debt, and access home equity through personalized loan solutions.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, military veterans and active-duty service members, borrowers with imperfect credit, homeowners seeking refinancing and debt consolidation, seniors 62+ exploring reverse mortgages
    What sets them apart
    • Over 30 years of local lending experience serving East Tennessee residents with personalized service and deep community roots.
    • Offers VA loans with 100% financing for military veterans, FHA loans for first-time buyers and those with lower down payments, and reverse mortgages for borrowers 62+.
    • Help clients consolidate credit card debt, student loans, medical bills, and high-interest auto loans through home refinancing to improve financial situations.
    Home MortgagesRefinancingVA LoansFHA LoansDebt Consolidation
    Phone(865) 687-8200
    Fountain City Finance
    Updated 4/15/26Learn More →
    80
    Lantern
    Score
    Knoxville, TN
    Serves Knoxville, Tennessee and surrounding areas
    ★★★★★5.0(54 Google reviews)

    Autumn Lane - Fairway Home Mortgage is a mortgage lender serving the Knoxville area, specializing in home financing solutions for borrowers at all stages of the homebuying process. With an NMLS license and a strong track record of customer satisfaction, they work to provide personalized mortgage options and competitive rates for primary residences, refinances, and investment properties.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, existing homeowners refinancing, VA loan applicants, FHA loan borrowers
    What sets them apart
    • Part of Fairway Group, providing access to multiple lending options and competitive rate shopping.
    • Regulated mortgage professional (NMLS# 186389) committed to transparency and consumer protection.
    • Direct local contact for mortgage guidance tailored to individual borrowing needs and financial situations.
    Mortgage LenderHome FinancingRefinancingFHA LoansVA Loans
    Phone(865) 263-7871
    Autumn Lane - Fairway Home Mortgage - NMLS# 186389
    Updated 4/15/26Learn More →
    80
    Lantern
    Score
    Knoxville, TN
    Serves Knoxville, Tennessee and surrounding areas
    ★★★★★5.0(47 Google reviews)

    Amera Sadakne is a mortgage loan officer (NMLS#180218) based in Knoxville, TN, offering personalized mortgage lending services to help homebuyers and refinancers secure financing. With a focus on client satisfaction and individualized service, Amera works to match borrowers with loan products that fit their financial situation and goals.

    Best for: Refinancing
    Ideal clients: Homebuyers, Refinancing applicants, First-time home buyers, Tennessee residents
    What sets them apart
    • NMLS-licensed loan officer (NMLS#180218) ensuring compliance with state and federal mortgage regulations.
    • Direct relationship with a dedicated loan officer who understands local market conditions and borrower needs.
    Mortgage LenderLoan OfficerHome FinancingKnoxville
    Phone(865) 755-0890
    Amera Sadakne NMLS#180218 TN MORTGAGES
    Updated 4/15/26Learn More →
    79
    Lantern
    Score
    Maryville, TN · 11 mi from Knoxville
    Serves Maryville, TN and nationwide
    ★★★★★4.6(4570 Google reviews)

    Vanderbilt Mortgage is a specialized lender with 50 years of expertise in manufactured and mobile home financing. They offer a wide range of loan programs for new and used homes, home-and-land packages, and move-in-ready properties — serving borrowers from perfect credit to less-than-perfect credit. Their team provides customized financing solutions through an easy online application process, with licensed loan specialists guiding borrowers from application through closing.

    Best for: First-Time Homebuyers
    Ideal clients: First-time manufactured home buyers, borrowers with less-than-perfect credit, buyers seeking home-and-land packages, those looking to refinance manufactured homes
    What sets them apart
    • Vanderbilt specializes exclusively in manufactured and mobile home financing with deep industry knowledge and tailored loan programs unavailable from traditional mortgage lenders.
    • They offer loan programs across the credit spectrum, from excellent to less-than-perfect credit, making homeownership accessible to borrowers typically turned down by conventional lenders.
    • Home-only loans, home-and-land packages, biweekly payment options, and pre-owned home financing provide flexibility to match different buyer situations and budgets.
    Manufactured Home LoansMobile Home FinancingFirst-Time BuyersLess-Than-Perfect CreditLoan Specialists
    Phone(800) 970-7250
    Websitevmf.com
    Vanderbilt Mortgage
    Updated 4/15/26Learn More →
    78
    Lantern
    Score
    Powell, TN · 6 mi from Knoxville
    Serves Powell, Oak Ridge, and surrounding East Tennessee communities
    ★★★★★4.6(149 Google reviews)

    Y-12 Credit Union is a member-owned financial institution serving the Oak Ridge and Powell, Tennessee area with comprehensive banking services. They offer checking and savings accounts, lending products, mortgage services, and financial planning to individuals and families. As a credit union, Y-12 prioritizes member benefits and competitive rates over corporate profits.

    Best for: Competitive Rates
    Ideal clients: Local residents seeking competitive banking rates, mortgage shoppers in East Tennessee, individuals looking for personalized member service
    What sets them apart
    • As a credit union, Y-12 is owned by its members rather than shareholders, meaning profits are returned to members through better rates and lower fees.
    • Offers full-service banking including mortgages, personal loans, savings accounts, and financial planning in one convenient location.
    Credit UnionBankingMortgagesPersonal Loans
    Phone(800) 482-1043
    Websitey12fcu.org
    Y-12 Credit Union
    Updated 4/15/26Learn More →

    Frequently Asked Questions

    Who is the top-ranked mortgage broker in Knoxville?

    First Choice Lending Services, LLC is the top-ranked mortgage broker in Knoxville with a Lantern Score of 85.77/100 and 975 five-star reviews. They specialize in customized home loan solutions for purchase and refinance across Tennessee, Kentucky, and Georgia, and are particularly well-suited for first-time home buyers and borrowers in non-traditional financial situations.

    Which mortgage lender is best for military veterans in Knoxville?

    Elite Service Mortgage (Lantern Score: 85.53/100) and Brian Kimball at Waterstone Mortgage (Lantern Score: 85.31/100) are both top choices for VA borrowers and veterans, each with 5-star ratings. Elite Service Mortgage is part of the Countybank family serving the Southeast, while Brian Kimball brings over 15 years of experience specializing in VA loans and helping military families nationwide.

    What mortgage options are available for self-employed borrowers in Knoxville?

    Several top-ranked lenders specialize in self-employed borrowers, including Adrian Hall Mortgage Team @ Rate, Inc. (Lantern Score: 85.31/100), The Loren Riddick Team (Lantern Score: 84.39/100), and Simple Mortgage Solutions LLC (Lantern Score: 84.24/100). These brokers understand the unique financial documentation needs of self-employed professionals and can help find appropriate loan programs.

    Are there mortgage brokers in Knoxville that specialize in jumbo loans?

    Yes, Adrian Hall Mortgage Team @ Rate, Inc. (Lantern Score: 85.31/100) and Jessica Dooley Burrell (Lantern Score: 82.21/100) both specialize in jumbo loans for high-net-worth buyers seeking luxury home financing. Adrian Hall works with Rate, Inc., America's #2 retail mortgage lender, and has dedicated expertise in high-value property purchases.

    Which locally-owned mortgage lender has the longest history serving East Tennessee?

    Fountain City Finance (Lantern Score: 80.17/100) is a locally-owned, family-operated mortgage lender that has been serving East Tennessee since 1991 with a 4.7-star rating. They offer a comprehensive range of services including mortgages, refinancing, debt consolidation, reverse mortgages, and specialize in helping veterans, first-time buyers, and seniors 62+ exploring reverse mortgages.

    What specialized mortgage options exist for borrowers with less-than-perfect credit?

    Fountain City Finance (Lantern Score: 80.17/100) and Vanderbilt Mortgage (Lantern Score: 78.88/100) both specialize in working with borrowers who have less-than-perfect credit. Vanderbilt brings 50 years of expertise in manufactured and mobile home financing with flexible programs, while Fountain City Finance offers personalized solutions for various credit situations.

    This directory of mortgage brokers local businesses serving Knoxville, TN is maintained by Lantern. Rankings are determined by the Lantern Score — not advertising or payment for placement. Learn how it works. Last updated April 15, 2026. To claim or update a listing, contact us.