First Choice Lending Services, LLC

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    Mortgage Brokers

    Knoxville, TN

    First Choice Lending Services is a mortgage broker serving Tennessee, Kentucky, and Georgia with customized home loan solutions for purchase and refinance. Led by experienced loan officers including Ashley Gibson, David Lunsford, and Jeff Elrod, they specialize in making the lending process simple and transparent for first-time buyers and repeat clients alike. As a broker rather than a traditional bank, they access multiple lenders to find competitive rates and loan programs tailored to each borrower's specific situation, including specialized programs like USDA loans and no-money-down options.

    Best for: RefinancingCompetitive Rates

    Ideal for: First-time home buyers, borrowers refinancing, those seeking alternative loan programs, buyers with non-traditional financial situations

    Service area: Tennessee, Kentucky, and Georgia

    What Sets First Choice Lending Services, LLC Apart

    Access to Multiple Lenders: As a mortgage broker, they work with multiple lenders to find the best rates and programs rather than being limited to one bank's offerings.

    Specialized Loan Programs: They offer diverse loan options including USDA loans, no-money-down mortgages, and other programs designed for different borrower situations.

    Technology-Driven Process: Their software and internet connectivity provide real-time market information to streamline the application process and reduce unknowns for borrowers.

    First-Time Buyer ProgramsRefinancingFast Pre-ApprovalAccess to Multiple Lenders
    Mortgage BrokersHome LoansRefinancingFirst-Time BuyersFast Pre-Approval
    Google Rating
    5.0 ★ (975 reviews)
    Phone
    (855) 392-4141
    Website
    fcls.com

    Location

    Address: 9821 Cogdill Rd #2, Knoxville, TN 37932

    Phone: (855) 392-4141

    Website: fcls.com

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    Last updated April 15, 2026

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