LanternOregonPortlandProfessional ServicesMortgage Brokers

    Best Mortgage Brokers in Portland, Oregon

    Areas served: Portland, OR and surrounding Multnomah, Clackamas, and Washington Counties

    35 local businessesRanked by Lantern Score — a measure of reputation and business quality. We don't accept payment for placement.
    Updated April 17, 2026

    Portland's mortgage landscape reflects the region's diverse housing market, from established neighborhoods in Southeast Portland to newer developments in the suburbs. Local mortgage brokers here navigate both conventional and jumbo loan scenarios, with particular expertise in Oregon's first-time homebuyer programs and the unique considerations of the metro area's competitive real estate market. This directory provides detailed comparisons of Portland-area mortgage brokers based on their lender relationships, loan product offerings, and client service standards.

    Show businesses best for:
    86
    Lantern
    Score
    Vancouver, WA · 6 mi from Portland
    Serves Vancouver, WA, Portland, OR metro area, and Meridian, ID
    ★★★★★5.0(336 Google reviews)

    Creekside Mortgage, Inc. is a residential mortgage lender serving Vancouver, WA and the Portland metro area with a branch in Meridian, Idaho. They offer a comprehensive range of loan programs including purchase mortgages, refinancing, reverse mortgages, HELOCs, VA loans, and jumbo loans. Their team emphasizes personalized service and free consultations to help borrowers find the right financing solution.

    Best for: VeteransRefinancingLuxury Homes
    Ideal clients: Home buyers, refinancers, VA borrowers, jumbo loan applicants, homeowners seeking HELOCs
    What sets them apart
    • Offers purchase, refinance, reverse mortgage, HELOC, VA loans, and jumbo loans to meet various borrowing needs and financial situations.
    • Serves the Washington and Oregon region with additional lending services through their Meridian, Idaho branch office.
    • Provides free pre-approval consultations, online mortgage calculators, and affordability assessments to help borrowers make informed decisions.
    MortgagesHome LoansRefinancingVA LoansJumbo Loans
    Phone(360) 571-5626
    Creekside Mortgage, Inc.
    Updated 4/16/26Learn More →
    85
    Lantern
    Score
    Lake Oswego, OR · 10 mi from Portland
    Serves Oregon, Washington, and Idaho
    ★★★★★5.0(311 Google reviews)

    Vantage Mortgage Brokers is a nationally recognized, locally owned independent mortgage broker serving Oregon, Washington, and Idaho since 2007. They specialize in comparing rates from 30+ wholesale lenders to find clients the most competitive terms, handling everything from home purchases and refinances to VA loans, FHA loans, and jumbo mortgages. With 20+ years of average experience per loan consultant and over 6,500 closed loans totaling $2.3+ billion, Vantage combines transparent education-first approach with fast, paperless closings to ensure clients understand their options rather than being sold to.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time home buyers, homeowners refinancing, VA loan borrowers, jumbo loan applicants, buyers seeking the best mortgage rates
    What sets them apart
    • Vantage compares rates and terms from over 30 wholesale lenders in real-time, ensuring clients get the most competitive pricing rather than being locked into a single lender's offer.
    • As an independent mortgage broker, Vantage works exclusively for clients, not lenders, providing unbiased guidance and transparent pricing without sales pressure.
    • Vantage uses paperless systems and online access with direct communication from loan consultants to streamline the process and achieve quick closings.
    Mortgage BrokerHome LoansRefinancingVA LoansFast Closing
    Phone(503) 496-0431
    Vantage Mortgage Brokers
    Updated 4/16/26Learn More →
    85
    Lantern
    Score
    Portland, OR
    Serves Portland metro area and throughout Oregon, Washington, and Idaho
    ★★★★★5.0(268 Google reviews)

    Matt Jolivette is a Certified Mortgage Consultant® with 25 years of experience serving homebuyers and homeowners across Oregon, Washington, and Idaho. As an independent mortgage broker through Associated Mortgage Brokers, he provides personalized mortgage solutions including home purchases, refinances, VA loans, FHA loans, and cash-out refinances tailored to each client's financial situation. Matt's CMC® designation (held by less than 1% of mortgage brokers) reflects his commitment to ongoing education and professional standards, offering clients direct access to multiple loan programs rather than being tied to a single lender.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, military veterans and active service members, homeowners refinancing, real estate investors, borrowers seeking personalized service in Oregon, Washington, or Idaho
    What sets them apart
    • Matt holds the prestigious CMC® designation, earned by less than 1% of mortgage brokers. This reflects advanced education, licensing compliance, and a commitment to serving clients with the highest level of knowledge and professionalism.
    • With a quarter-century of experience serving the Oregon, Washington, and Idaho markets, Matt provides deep knowledge of regional lending dynamics and personalized guidance for each client's unique situation.
    • As an independent mortgage broker, Matt works for his clients—not a big bank. He provides access to multiple loan programs and lenders, allowing him to find the right fit for each borrower's goals.
    Mortgage BrokerHome LoansRefinancingVA LoansFirst-Time Buyers
    Phone(971) 865-5797
    Matt Jolivette - Associated Mortgage Brokers
    Updated 4/16/26Learn More →
    85
    Lantern
    Score
    Portland, OR
    Serves Portland, OR and surrounding areas including East Portland, Piedmont, and Holladay Park
    ★★★★★5.0(234 Google reviews)

    Steph Noble is a Scotsman Guide Top Originator and Originating Branch Manager at CrossCountry Mortgage in Portland, OR, bringing over 20 years of mortgage industry experience. Team Noble specializes in purchase mortgages, refinancing, jumbo loans, non-QM loans, and divorce-related financing, with a personal approach focused on understanding each client's long-term housing goals. They offer down payment assistance programs (CCM Smart Start up to $5,250 for first-time buyers), PMI-free options with as little as 15% down, and flexible solutions for borrowers with various credit profiles and financial situations.

    Best for: RefinancingLuxury Homes
    Ideal clients: First-time home buyers, borrowers seeking jumbo loans, homeowners interested in refinancing, individuals with non-traditional income or credit situations
    What sets them apart
    • Steph Noble is a recognized Scotsman Guide Top Originator in Oregon with over 20 years in the mortgage industry, backed by Team Noble's 60+ combined years of experience.
    • Offers CCM Smart Start (up to $5,250 down payment assistance for first-time buyers), Bye-Bye PMI conventional loans with as little as 15% down, and specialized Non-QM and jumbo loan options.
    • Emphasizes keeping the mortgage process personal by understanding clients' long-term goals and financial situations, with extended hours (8am-8pm weekdays, weekend availability) for convenience.
    Mortgage LoansRefinancingFirst-Time BuyersJumbo LoansPurchase & Refi
    Steph Noble at CrossCountry Mortgage | NMLS# 129002
    Updated 4/16/26Learn More →
    85
    Lantern
    Score
    Milwaukie, OR · 6 mi from Portland
    Serves Portland metro area and surrounding Oregon communities
    ★★★★★5.0(140 Google reviews)

    Arete Mortgage NW is an independent mortgage lender serving Oregon homebuyers and refinancing clients. Founded on the principle of excellence and transparency, they specialize in helping first-time buyers, existing homeowners refinancing, and anyone seeking mortgage guidance. Their low overhead model allows them to offer competitive rates and personalized service without unnecessary complexity.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, homeowners refinancing existing mortgages, Oregon borrowers seeking local lender expertise
    What sets them apart
    • Arete keeps operating costs minimal and passes savings directly to clients through competitive mortgage rates.
    • They focus on understanding individual client needs, whether it's a first-time purchase, refinance, or general mortgage questions.
    • As an independent mortgage company, they provide local expertise and direct decision-making without the constraints of larger corporate chains.
    Mortgage LenderRefinancingFirst-Time BuyersCompetitive RatesLocal Lender
    Phone(971) 240-1339
    Arete Mortgage NW, LLC
    Updated 4/16/26Learn More →
    85
    Lantern
    Score
    Portland, OR
    Serves Portland, Oregon and surrounding areas; also licensed in Washington and Arizona
    ★★★★★5.0(126 Google reviews)

    Mortgage Monkey, led by Gary Boyer (Certified Mortgage Planner, NMLS# 57785), is a Portland-based mortgage broker offering home purchase loans, refinancing, and personalized mortgage planning for borrowers of all credit profiles and financial situations. Gary specializes in making the mortgage process transparent and relational rather than intimidating, focusing on understanding each client's unique life circumstances, goals, and budget to recommend the right loan structure. Licensed in Oregon, Washington, and Arizona, Mortgage Monkey serves the greater Portland metro area and has built a reputation for exceptional client service, with over 200 clients having sent thank-you cards.

    Best for: Refinancing
    Ideal clients: First-time home buyers, borrowers with credit challenges, refinancing clients, LGBTQA+ individuals and families, homebuyers seeking personalized guidance
    What sets them apart
    • Gary Boyer holds Certified Mortgage Planner credentials and specializes in customized loan strategies tailored to each client's unique financial situation, goals, and life circumstances rather than a one-size-fits-all approach.
    • Gary prioritizes accessibility and is available around the clock, including evenings and weekends, recognizing that real estate activity often happens outside traditional business hours.
    • Gary has a documented commitment to serving diverse communities, including the LGBTQA+ community, and welcomes clients from all backgrounds and financial situations, including those with credit challenges or financing obstacles.
    Mortgage BrokerHome LoansRefinancingFirst-Time BuyersPersonalized Service
    Phone(503) 807-3925
    Mortgage Monkey - Gary Boyer, Sr. Loan Officer & Certified Mortgage Planner | NMLS# 57785
    Updated 4/16/26Learn More →
    85
    Lantern
    Score
    Vancouver, WA · 8 mi from Portland
    Serves Vancouver, WA and surrounding Southwest Washington communities
    ★★★★★5.0(116 Google reviews)

    Northwest Funding Group is a full-service mortgage lender based in Vancouver, WA, offering purchase loans, refinancing, cash-out refinances, home equity loans, and debt consolidation. Led by experienced mortgage brokers including Misty Thomas, Phillip Sheridan, Tim, Jason, and Brendon, the team specializes in conventional loans, FHA loans, VA loans, and products for first-time home buyers. They focus on building lasting client relationships through responsive service and extensive loan portfolio options to fit diverse financial situations.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time home buyers, Veterans (VA loan borrowers), Homeowners refinancing, Self-employed borrowers seeking flexible loan products
    What sets them apart
    • Team includes named specialists like Misty Thomas, Phillip Sheridan, and Brendon who are known for responsiveness, thorough guidance, and attention to detail through closing.
    • Offers conventional, FHA, VA, refinancing, cash-out, home equity, and debt consolidation loans to serve first-time buyers, veterans, and homeowners at various financial stages.
    • Emphasizes quick response times, clear communication, and worst-case scenario planning to ensure smooth transactions and on-time closings.
    Mortgage LenderHome LoansRefinancingVA LoansFHA Loans
    Phone(360) 567-0752
    Websitenwfgi.com
    Northwest Funding Group Inc., NMLS 101770
    Updated 4/16/26Learn More →
    85
    Lantern
    Score
    Portland, OR
    Serves Portland, Oregon metro area and surrounding regions
    ★★★★★5.0(112 Google reviews)

    Mortgage Trust, Inc. is a Portland-based mortgage lender offering conventional, FHA, VA, and USDA loans for home purchases and refinancing. They specialize in first-time buyer guidance, cash-out refinancing, HELOCs, reverse mortgages, and wealth-building strategies that treat your mortgage as a financial tool. With locations in Portland's South Waterfront and Tualatin, Mortgage Trust emphasizes personalized service from contract to close and is committed to improving clients' financial lives while supporting underserved youth in the community.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, VA loan borrowers, refinancing homeowners, borrowers seeking personalized financial guidance
    What sets them apart
    • Offers FHA, VA, USDA, and conventional loans, plus refinancing options including 15/30-year, cash-out, HELOCs, and reverse mortgages.
    • Provides wealth-building strategies and equity planning to help clients use their mortgage as a comprehensive financial tool, not just a transaction.
    • Specializes in guiding new homebuyers from contract through closing with personalized service and realistic expectations.
    Mortgage LenderFirst-Time BuyersRefinancingVA LoansFHA Loans
    Phone(503) 488-1800
    Mortgage Trust, Inc.
    Updated 4/16/26Learn More →
    85
    Lantern
    Score
    Vancouver, WA · 8 mi from Portland
    Serves Vancouver, WA and surrounding Pacific Northwest regions
    ★★★★★5.0(105 Google reviews)

    Union Home Mortgage Corp. is a mortgage lender with a Vancouver, WA branch offering personalized loan services through experienced loan officers. They provide mortgage origination and financing solutions with a focus on customer service, helping borrowers find the right loan product for their needs. The branch is fully licensed across multiple states and provides prequalification and loan consultation services.

    Ideal clients: Homebuyers seeking personalized mortgage guidance, borrowers exploring loan options, refinance candidates, relocating professionals
    What sets them apart
    • Licensed to operate across California, Florida, Nevada, Oklahoma, Oregon, and Washington, providing flexibility for borrowers relocating or purchasing out of state.
    • Team of experienced loan officers available for personalized consultation and prequalification to help borrowers navigate their mortgage options.
    Mortgage LenderHome FinancingLoan OfficersPrequalificationResidential Mortgages
    Phone(360) 483-3832
    Websiteuhm.com
    Union Home Mortgage Corp.
    Updated 4/16/26Learn More →
    85
    Lantern
    Score
    Camas, WA · 10 mi from Portland
    Serves Camas, Washington and surrounding areas including Vancouver, WA and Portland, OR metro region
    ★★★★★5.0(104 Google reviews)

    Jeff Wen Mortgage Broker Inc, operating under Arbor Financial Group, is a mortgage brokerage in Camas, WA specializing in helping homebuyers navigate the lending process with expert guidance and personalized service. Led by Jeff Wen, the team offers a full range of loan products including FHA loans, VA loans, jumbo loans, fixed-rate and adjustable-rate mortgages, with an emphasis on client education and long-term financial partnerships. What sets them apart is their commitment to treating clients as lifelong partners rather than transactions, providing tailored advice based on individual financial goals and maintaining ongoing relationships well after closing.

    Best for: First-Time HomebuyersVeteransLuxury Homes
    Ideal clients: First-time home buyers, VA loan borrowers, homebuyers seeking personalized financial guidance, borrowers looking for jumbo or specialty loan products
    What sets them apart
    • Jeff Wen treats clients as lifelong financial partners, not transactions. The team stays in touch after closing and provides ongoing financial guidance and market insights.
    • Clients receive comprehensive education on loan options, the pre-qualification process, and home-buying strategy so they feel confident and informed in every decision.
    • Average closing time of 17 days with a streamlined approval process that typically takes 15-30 days from application to closing.
    Mortgage BrokerHome LoansFirst-Time BuyersVA LoansFHA Loans
    Phone(949) 873-6488
    Jeff Wen Mortgage Broker Inc
    Updated 4/16/26Learn More →
    84
    Lantern
    Score
    Clackamas, OR · 8 mi from Portland
    Serves Clackamas, Oregon and Portland metropolitan area
    ★★★★★5.0(88 Google reviews)

    Two Rivers Mortgage is an independent mortgage lender based in Clackamas serving the Portland metro area and beyond. They specialize in personalized mortgage solutions for homebuyers and refinancing clients, offering competitive rates and flexible loan programs. With a strong reputation for responsive service and expert guidance, Two Rivers Mortgage helps clients navigate the lending process from pre-approval through closing.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, refinancing homeowners, borrowers seeking personalized service, real estate investors
    What sets them apart
    • As an independent mortgage company, Two Rivers Mortgage can shop rates across multiple lenders to find competitive options tailored to your financial situation.
    • Based in Clackamas with deep knowledge of the Portland market, the team understands local real estate conditions and can guide borrowers through regional lending considerations.
    • Direct access to loan officers who work with clients throughout the entire mortgage process, from initial consultation through final closing.
    Mortgage LenderHome LoansRefinancingPortland MetroIndependent
    Phone(503) 606-8891
    Two Rivers Mortgage
    Updated 4/16/26Learn More →
    84
    Lantern
    Score
    Vancouver, WA · 8 mi from Portland
    Serves Vancouver, WA and surrounding Southwest Washington communities
    ★★★★★5.0(76 Google reviews)

    David P Kilkenny is a branch manager at Evergreen Home Loans, a community-rooted lender with over 35 years of history serving the Pacific Northwest. He specializes in home purchase financing, refinancing, and construction loans, offering flexible application options online, by phone, or in person. Evergreen Home Loans differentiates itself through CashUp®, a program designed to help buyers close faster and compete in competitive markets.

    Best for: VeteransRefinancing
    Ideal clients: Home buyers seeking fast closing, borrowers refinancing existing mortgages, first-time homebuyers, VA and FHA loan applicants
    What sets them apart
    • Evergreen Home Loans has served communities for over 35 years with local roots, differentiating itself from national lenders by prioritizing customer relationships and local market knowledge.
    • Offers CashUp® by Evergreen, designed to help buyers close faster and compete in competitive markets—with documented examples of closing in 10 business days.
    • David Kilkenny accommodates borrowers with online applications, phone consultations, and in-person meetings to match your schedule and preferences.
    Mortgage LoansHome PurchaseRefinancingFHA LoansVA Loans
    Phone(360) 921-6281
    David P Kilkenny, Evergreen Home Loans
    Updated 4/16/26Learn More →
    84
    Lantern
    Score
    Portland, OR
    Serves Portland, Oregon and surrounding areas
    ★★★★★5.0(75 Google reviews)

    Jordan Lee Mortgage is a Portland-based mortgage advisory firm led by Certified Mortgage Advisor Jordan B. Lee (NMLS#1440237). Jordan specializes in making mortgage financing accessible and understandable, offering educated, professional advice in clear language with speedy, thoughtful service. He's particularly committed to supporting first-time homebuyers and the Asian American and Pacific Islander community, and is actively involved in affordable housing initiatives across Portland.

    Ideal clients: First-time homebuyers, Asian American and Pacific Islander borrowers, buyers seeking personalized guidance, individuals prioritizing education and transparency in the mortgage process
    What sets them apart
    • Jordan holds advanced certification and brings a unique background combining culinary expertise with deep mortgage knowledge, enabling him to explain complex financial concepts in accessible, personalized ways.
    • As former President of the Portland Asian Real Estate Association and co-developer of Voyager's Village affordable housing project, Jordan demonstrates genuine commitment to sustainable homeownership and underserved communities.
    • Jordan takes extra time to educate first-time homebuyers through every step of the mortgage process, ensuring clarity and confidence rather than confusion.
    Mortgage AdvisorFirst-Time BuyersPortland-BasedCertified ProfessionalCommunity-Focused
    Phone(503) 887-3619
    Jordan Lee Mortgage
    Updated 4/16/26Learn More →
    84
    Lantern
    Score
    Tigard, OR · 11 mi from Portland
    Serves Portland metro area and surrounding communities in Oregon and SW Washington
    ★★★★★5.0(72 Google reviews)

    Integrity Home Loans, LLC is a locally-owned mortgage lender serving the Portland metro area and surrounding communities. They specialize in helping borrowers navigate the home financing process with personalized service, offering conventional loans, FHA loans, VA loans, and refinancing options. Their team focuses on competitive rates, fast pre-approval, and building long-term relationships with clients rather than one-time transactions.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, homeowners refinancing, buyers seeking personalized service
    What sets them apart
    • Independent mortgage lender based in Tigard with a focus on personalized service and local market expertise.
    • Offers conventional, FHA, VA, and jumbo loan programs with competitive rates and flexible terms for different borrower needs.
    • Quick pre-approval timelines help buyers move faster in competitive markets and streamline the financing process.
    Mortgage LenderHome FinancingVA LoansRefinancingLocal
    Phone(971) 777-9177
    Integrity Home Loans, LLC
    Updated 4/16/26Learn More →
    84
    Lantern
    Score
    Portland, OR
    Serves Portland, Oregon, and surrounding areas
    ★★★★★5.0(70 Google reviews)

    Tammy Wittren is a licensed loan originator and Producing Branch Manager at Rate with over 30 years of real estate and lending experience serving Portland and surrounding areas. She specializes in mortgage origination, refinancing, and a wide range of loan products including VA loans, FHA loans, jumbo loans, bank statement loans for self-employed borrowers, physician loans, foreign national loans, and reverse mortgages. Tammy's team provides down payment assistance guidance, HELOC products, personal loans, and fast approval timelines—including same-day approvals with as little as 3% down—while prioritizing competitive rates, low fees, and personalized customer service.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Veterans and military families, Self-employed borrowers, Medical professionals, Foreign nationals, Homeowners seeking refinancing or reverse mortgages
    What sets them apart
    • Tammy brings extensive real estate and lending expertise from multiple angles, including prior experience as a licensed realtor and work with top real estate agents.
    • Offers specialized programs including VA loans, FHA loans, bank statement loans for self-employed borrowers, physician loans, foreign national loans, and reverse mortgages—not just standard mortgages.
    • Provides same-day approvals, 5-minute online applications, and options with as little as 3% down, plus down payment assistance guidance through government grants and programs.
    Mortgage LendingLoan OriginationRefinancingFast ApprovalsVeteran Loans
    Phone(503) 970-0761
    Tammy Wittren at Rate (NMLS 113328)
    Updated 4/16/26Learn More →
    84
    Lantern
    Score
    Portland, OR
    Serves Portland, Oregon and surrounding metro area
    ★★★★★5.0(70 Google reviews)

    Angelique Arnason is a mortgage loan officer with Synergy One Lending, Inc., serving the Portland metro area with personalized mortgage solutions. She specializes in helping borrowers navigate financing options, from first-time homebuyers to refinancing and investment property loans. With a focus on clear communication and individual attention, Angelique works to match clients with loan programs that fit their unique financial situations.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, homeowners refinancing, investment property investors, borrowers seeking personalized mortgage guidance
    What sets them apart
    • Works directly with borrowers to understand their financial goals and match them with appropriate loan programs rather than a one-size-fits-all approach.
    • Backed by Synergy One Lending, Inc., providing access to multiple loan products and competitive rates.
    Mortgage LoansHome FinancingLoan OfficerRefinancingPortland
    Phone(503) 816-2800
    Angelique Arnason NMLS #133883
    Updated 4/16/26Learn More →
    84
    Lantern
    Score
    Portland, OR
    Serves Portland metro area and surrounding Oregon communities
    ★★★★★5.0(63 Google reviews)

    PDX Home Loan is an independent mortgage lender serving the Portland metro area with personalized home financing solutions. They specialize in helping borrowers navigate loan options, pre-approval processes, and closing, with a focus on local expertise and customer service. Whether you're a first-time homebuyer or refinancing an existing mortgage, PDX Home Loan works to find the right loan program for your specific financial situation.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, homeowners refinancing, move-up buyers, Portland metro residents
    What sets them apart
    • As an independent mortgage lender, PDX Home Loan is not tied to a single bank or investor, allowing flexibility in loan options and terms tailored to individual borrower needs.
    • Based in Portland with deep knowledge of the local real estate market and Oregon lending requirements, PDX Home Loan provides personalized guidance throughout the loan process.
    • Handles pre-approval, loan processing, underwriting, and closing, providing a streamlined experience from application to funding.
    Mortgage LenderHome FinancingPre-ApprovalRefinancingPortland
    Phone(503) 445-6033
    PDX Home Loan
    Updated 4/16/26Learn More →
    84
    Lantern
    Score
    Portland, OR
    Serves Portland, Oregon and surrounding areas including Washington
    ★★★★★4.9(622 Google reviews)

    GO Mortgage is a Portland-based mortgage lender serving homebuyers and refinancing clients throughout Oregon and Washington. The branch offers home purchase loans, refinance options, and specializes in reverse mortgages, with a team of experienced mortgage advisors including Don Layman, Jace Miller, Melair Holterhoff Martinez, Rodd Miller, Timm Ready, and Tim McBratney. Located at 13010 SW 68th Parkway, they provide personalized financing solutions to help clients navigate their mortgage needs.

    Best for: Refinancing
    Ideal clients: Homebuyers in the Portland metro area, homeowners looking to refinance, senior homeowners interested in reverse mortgages
    What sets them apart
    • Multiple NMLS-licensed senior mortgage advisors with deep local market knowledge, including specialists in reverse mortgages.
    • Offers home purchase loans, refinancing, and reverse mortgage programs to serve different borrower needs.
    Mortgage LenderHome PurchaseRefinancingReverse MortgagesPortland
    Phone(800) 444-7283
    GO Mortgage
    Updated 4/16/26Learn More →
    84
    Lantern
    Score
    Portland, OR
    Serves Portland, Oregon and surrounding areas
    ★★★★★5.0(56 Google reviews)

    Guild Mortgage Company is a full-service mortgage lender serving the Portland area with a focus on personalized loan solutions. Located in Portland's Pearl District, they offer conventional, FHA, VA, and jumbo mortgage products with access to multiple lending programs. The team works with first-time homebuyers, refinancing clients, and experienced investors to find competitive rates and streamlined approval processes.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, refinancing clients, jumbo loan applicants
    What sets them apart
    • Offers conventional, FHA, VA, jumbo, and other specialty mortgage products tailored to different borrower needs and financial situations.
    • Based in Portland's Pearl District with local market knowledge and personalized service from loan officers who understand Oregon real estate.
    • Streamlined application and approval process designed to get borrowers pre-approved quickly and move forward with confidence.
    Mortgage LenderHome LoansRefinancingVA LoansFHA Loans
    Phone(971) 202-4454
    Guild Mortgage Company
    Updated 4/16/26Learn More →
    84
    Lantern
    Score
    Portland, OR
    Serves Portland, Oregon and surrounding metro area
    ★★★★★5.0(53 Google reviews)

    Evergreen Home Loans Portland is a mortgage lender serving the Portland metro area with NMLS licensure (2386464). They specialize in helping borrowers secure home financing through personalized loan programs and competitive rates. The team works with first-time buyers, refinancing clients, and various loan types to match individual financial situations.

    Best for: Refinancing
    Ideal clients: First-time home buyers, Current homeowners seeking refinancing, Portland-area borrowers wanting local loan support
    What sets them apart
    • Fully licensed mortgage lender (NMLS 2386464) offering compliant financing solutions with professional oversight.
    • Established local presence on North Williams Avenue with direct phone access and personalized service for area borrowers.
    Mortgage LenderHome LoansRefinancingPortland OR
    Phone(971) 265-4825
    Evergreen Home Loans Portland NMLS 2386464
    Updated 4/16/26Learn More →
    84
    Lantern
    Score
    Portland, OR
    Serves Portland, Oregon and surrounding areas
    ★★★★★5.0(51 Google reviews)

    Stephanie Levine is a mortgage loan officer with NEO Home Loans serving the Portland area and beyond. She specializes in helping borrowers navigate the home financing process with personalized service, offering access to multiple loan programs including conventional, FHA, VA, and jumbo loans. With a strong track record of client satisfaction, Stephanie works to find the right financing solution for each borrower's unique situation.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan applicants, refinancing borrowers, luxury home buyers
    What sets them apart
    • Offers access to conventional, FHA, VA, and jumbo loan options to match different buyer profiles and financial situations.
    • Works directly with borrowers to understand their needs and guide them through the mortgage process with clear communication.
    Mortgage LendingHome FinancingLoan OfficerVA LoansFHA Loans
    Stephanie Levine - NEO Home Loans
    Updated 4/16/26Learn More →
    83
    Lantern
    Score
    Lake Oswego, OR · 8 mi from Portland
    Serves Lake Oswego, Portland metro area, and surrounding Oregon communities
    ★★★★★4.9(154 Google reviews)

    Newland Mortgage is an independent mortgage lender serving the Portland metro area with personalized home financing solutions. They specialize in helping borrowers navigate the mortgage process with direct access to multiple loan programs and experienced loan officers who work to match clients with the right financing options. Based in Lake Oswego, Newland Mortgage focuses on building relationships and providing transparent, flexible mortgage services for homebuyers and refinancing clients.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, refinancing clients, borrowers seeking personalized service, buyers in the Portland metro area
    What sets them apart
    • Operates independently rather than as a bank subsidiary, offering flexibility and a more personalized approach to loan products and approval processes.
    • Provides access to various loan types and programs, allowing loan officers to find solutions tailored to individual borrower circumstances rather than limited in-house products.
    • Based in Lake Oswego with deep knowledge of the Portland metro real estate market and community lending needs.
    Mortgage LenderHome FinancingLoan OriginationRefinancingLocal Lender
    Phone(503) 816-4602
    Newland Mortgage
    Updated 4/16/26Learn More →
    83
    Lantern
    Score
    Portland, OR
    Serves Portland, Oregon and surrounding areas
    ★★★★★5.0(40 Google reviews)

    Mortgage Loans Northwest is a Premier Mortgage Resources Company serving the Portland area and beyond. They offer comprehensive mortgage lending services including conventional loans, FHA loans, VA loans, and refinancing options. With deep local expertise and access to multiple lending programs, they help borrowers navigate the mortgage process and find financing solutions tailored to their specific needs.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA loan eligible borrowers, FHA loan applicants, homeowners looking to refinance
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan options, providing flexibility for different borrower profiles and financial situations.
    • NMLS-licensed mortgage company based in Portland with deep understanding of the local real estate market and regional lending requirements.
    • Provides comprehensive refinancing solutions to help borrowers optimize existing mortgages or cash-out refinance options.
    Mortgage LendersFHA LoansVA LoansRefinancingPortland Mortgages
    Phone(503) 504-2979
    Mortgage Loans Northwest, a Premier Mortgage Resources Company, NMLS #1169
    Updated 4/16/26Learn More →
    83
    Lantern
    Score
    Portland, OR
    Serves Portland, Oregon and surrounding areas, including Washington
    ★★★★★4.9(87 Google reviews)

    NW Premier Mortgage, Inc is an independent mortgage lender serving Oregon and Washington with personalized financing solutions for homebuyers and refinancers. Led by experienced loan officers, they specialize in making the mortgage process transparent and accessible, offering competitive rates and flexible loan programs tailored to individual financial situations. Their local Portland presence combined with regional expertise makes them a trusted partner for both first-time buyers and experienced homeowners.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, Homeowners seeking refinancing, Local Portland residents, Borrowers valuing personalized service
    What sets them apart
    • As an independent mortgage company, NW Premier Mortgage offers personalized service and direct access to decision-makers without the bureaucracy of large corporate banks.
    • Based in Portland with deep knowledge of Oregon and Washington real estate markets, lending practices, and local regulations.
    • Known for clear communication and straightforward loan terms, helping borrowers understand every step of the mortgage process.
    Mortgage LenderHome FinancingRefinancingPortland-BasedIndependent
    Phone(503) 972-4900
    NW Premier Mortgage, Inc
    Updated 4/16/26Learn More →
    82
    Lantern
    Score
    Portland, OR
    Serves Portland, Oregon and surrounding areas
    ★★★★★5.0(29 Google reviews)

    Fast Mobile Home Loans specializes in financing solutions tailored specifically for mobile home purchases in Oregon and the surrounding region. They offer quick pre-approval processes and work with borrowers who may face challenges with traditional lenders, providing personalized loan options for both new and used mobile homes. Their expertise in mobile home financing and commitment to fast turnaround times makes them a go-to choice for buyers seeking specialized lending in this niche market.

    Ideal clients: Mobile home buyers, first-time mobile home purchasers, borrowers seeking specialized financing options
    What sets them apart
    • Focused exclusively on mobile home financing with deep expertise in this specialized lending category, understanding unique borrower needs and property considerations.
    • Known for quick turnaround on pre-approvals, helping borrowers move forward rapidly in the home buying process without extended delays.
    Mobile Home LoansFast Pre-ApprovalSpecialized FinancingOregon Lenders
    Phone(877) 365-3376
    Fast Mobile Home Loans
    Updated 4/16/26Learn More →
    82
    Lantern
    Score
    Scappoose, OR · 18 mi from Portland
    Serves Scappoose, Portland metro area, and surrounding Oregon communities
    ★★★★★5.0(29 Google reviews)

    Cascadia Home Loans is a mortgage lender serving Oregon homebuyers with personalized financing solutions. Located in Scappoose, they work with borrowers of all experience levels to secure competitive loan terms for home purchases and refinancing. Their team focuses on clear communication and flexible options to match each client's unique financial situation.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, existing homeowners refinancing, repeat buyers in Oregon
    What sets them apart
    • Cascadia is a local lender with deep roots in the Scappoose and Portland area, offering personalized service and understanding of local market conditions.
    • They work with first-time buyers, experienced homeowners, and refinancers to structure loans that fit individual financial goals.
    • Clear communication throughout the loan process helps borrowers understand terms and make informed decisions.
    Mortgage LenderHome LoansRefinancingPurchase LoansLocal Lender
    Phone(503) 543-9999
    Cascadia Home Loans
    Updated 4/16/26Learn More →
    82
    Lantern
    Score
    Portland, OR
    Serves Portland, Oregon and surrounding areas
    ★★★★★5.0(27 Google reviews)

    Patrick O'Shea is a Portland-based mortgage broker (NMLS #1905179) at Edge Home Finance who specializes in home purchase loans, refinancing, and debt consolidation. He accesses multiple lenders to compare rates and find loan products tailored to each client's situation, including conforming loans, jumbo loans, FHA, VA, and USDA options with terms from 5 to 30 years. O'Shea offers free rate quotes and pre-qualification analysis to help first-time buyers and homeowners refinance at better rates.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, homeowners refinancing for lower rates, military veterans using VA loans, borrowers seeking jumbo or super jumbo mortgages
    What sets them apart
    • Patrick searches thousands of mortgages from multiple lenders to find options you may not get direct, ensuring competitive rates tailored to your specific scenario.
    • Offers conforming, jumbo, FHA, VA, and USDA loans with flexible terms, plus refinancing and debt consolidation options for various financial goals.
    • Get a personalized rate quote and see what you qualify for in about 60 seconds with no obligation.
    Mortgage BrokerHome PurchaseRefinancingJumbo LoansVA Loans
    Phone(971) 202-9048
    Patrick O'Shea - Edge Home Finance
    Updated 4/16/26Learn More →
    82
    Lantern
    Score
    Portland, OR
    Serves Portland and surrounding areas, Oregon
    ★★★★★5.0(27 Google reviews)

    Do Good Mortgage is an independent mortgage lender based in Portland that helps homebuyers and refinancers navigate loan options with a focus on personalized service and community investment. The team specializes in working with first-time buyers and established homeowners to secure competitive financing solutions while reinvesting in local communities. They emphasize transparent communication, careful attention to detail, and building genuine relationships with clients throughout the lending process.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, homeowners refinancing, buyers seeking community-minded lending partners
    What sets them apart
    • Do Good Mortgage reinvests in local communities as part of their mission, aligning home financing with positive community impact.
    • Operating independently from large national chains, they provide personalized service and decision-making tailored to Portland-area borrowers.
    • The team prioritizes careful attention to detail and clear communication throughout the mortgage process to ensure client confidence and successful outcomes.
    Mortgage LenderHome FinancingPortland-BasedCommunity-FocusedRefinancing
    Phone(503) 577-2386
    Do Good Mortgage
    Updated 4/16/26Learn More →
    82
    Lantern
    Score
    Portland, OR
    Serves Portland, OR and surrounding areas
    ★★★★★4.9(46 Google reviews)

    Premier Mortgage Resources is an independent mortgage broker serving the Portland area with personalized loan solutions for homebuyers and refinancers. They specialize in working with first-time buyers, offering access to multiple lending partners to find competitive rates and terms tailored to individual financial situations. Their experienced team provides transparent guidance through the entire mortgage process, from pre-approval to closing.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, borrowers seeking refinancing options, homebuyers wanting personalized mortgage guidance
    What sets them apart
    • Works with numerous lending partners to compare rates and terms, giving borrowers more options than a single-lender bank.
    • Specializes in guiding first-time homebuyers through the mortgage process with education and transparent communication.
    • As an independent broker, they're not tied to one lender, allowing them to prioritize client needs over institutional interests.
    Mortgage BrokerHome LoansRefinancingFirst-Time BuyersPersonalized Service
    Phone(503) 235-6789
    Premier Mortgage Resources
    Updated 4/16/26Learn More →
    82
    Lantern
    Score
    Lake Oswego, OR · 8 mi from Portland
    Serves Lake Oswego and surrounding Portland Metro area, Oregon
    ★★★★★4.9(45 Google reviews)

    Capital M Lending is a local mortgage brokerage in Lake Oswego specializing in home purchase and refinance loans. Founded by loan officers Michael Sullivan and Aaron Nawrocki, the firm provides access to multiple lenders offering conventional, jumbo, FHA, VA, and USDA loan products. They differentiate themselves through transparent pricing with flat fees, comprehensive loan options that often approve cases other banks decline, and a client-focused advisory approach designed for long-term relationships.

    Best for: VeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time home buyers, refinancing clients, borrowers with unique loan needs, VA/FHA/USDA loan applicants
    What sets them apart
    • True mortgage broker with a network of lenders offering conventional, jumbo, FHA, VA, and USDA loans — can often approve loans other banks decline.
    • Compensation is a flat fee from wholesale lenders regardless of loan type or rate chosen, eliminating hidden agendas and ensuring advisors work in your best interest.
    • Owner-operated firm founded by experienced loan officers who serve as lifelong mortgage advisors, providing honest answers and clear explanations throughout the process.
    Mortgage BrokerHome LoansRefinancingFHA/VA LoansLocal Lender
    Phone(503) 445-9525
    Capital M Lending
    Updated 4/16/26Learn More →
    81
    Lantern
    Score
    Portland, OR
    Serves Portland metro area and surrounding Oregon communities
    ★★★★★4.9(40 Google reviews)

    Mortgage Lenders Northwest Inc is an independent mortgage lender serving the Portland metro area and beyond. They specialize in helping borrowers secure competitive home loans with personalized service from experienced loan officers. The company focuses on working with first-time homebuyers, refinancers, and borrowers with diverse financial situations to find loan products that fit their needs.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, Homeowners seeking refinancing, Borrowers shopping for competitive rates
    What sets them apart
    • As an independent mortgage lender, Mortgage Lenders Northwest can offer flexibility and personalized service without being tied to a single lender or product line.
    • Located in Southwest Portland since the company's establishment, they bring local market knowledge and established relationships in the community.
    • They work with borrowers in various financial situations, including first-time homebuyers and those seeking refinancing options.
    Mortgage LenderHome LoansRefinancingPortland OR
    Mortgage Lenders Northwest Inc
    Updated 4/16/26Learn More →
    81
    Lantern
    Score
    Lake Oswego, OR · 10 mi from Portland
    Serves Portland metro area and surrounding Oregon communities
    ★★★★★5.0(77 Google reviews)

    Northwest Private Lending is an independent mortgage lender based in Lake Oswego, Oregon, specializing in private and non-traditional loan programs. They work with borrowers who may not qualify for conventional financing, offering flexible underwriting and personalized service to help clients achieve homeownership or refinancing goals.

    Ideal clients: Non-traditional borrowers, self-employed individuals, investors, borrowers with credit challenges or unique financial situations
    What sets them apart
    • Offers non-traditional and private lending solutions for borrowers who don't qualify for conventional mortgages, with flexible underwriting criteria.
    • As an independent lender, Northwest Private Lending provides personalized service without being bound to a single investor or loan product line.
    • Based in Lake Oswego with deep roots in the Portland metro area, providing direct access to decision-makers and local market knowledge.
    Private LendingNon-Traditional LoansMortgageHome FinancingLake Oswego
    Phone(503) 941-5473
    Northwest Private Lending
    Updated 4/16/26Learn More →
    81
    Lantern
    Score
    Happy Valley, OR · 10 mi from Portland
    Serves Happy Valley, OR and surrounding Portland metro areas
    ★★★★★5.0(71 Google reviews)

    Arrow Home Loans, owned and operated by Ross Foster, is a mortgage brokerage specializing in both home purchases and refinancing. With over 30 years of combined team experience and hundreds of funded mortgages, they focus on educating borrowers, matching them with the right lender and loan program for their specific needs, and maintaining competitive pricing in the market.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time home buyers, homeowners seeking refinancing, borrowers wanting personalized loan program guidance
    What sets them apart
    • Arrow Home Loans prioritizes educating borrowers on mortgage options and loan programs, delivering a level of education and transparency that sets them apart in the marketplace.
    • The team has over 30 years of combined experience and has funded hundreds of mortgages, bringing deep expertise to complex lending scenarios.
    • They match borrowers with the right lender and loan program to meet both current needs and future financial goals.
    Mortgage BrokerHome PurchaseRefinancingLoan Programs
    Phone(503) 975-6623
    Ross Foster, Arrow Home Loans | Powered by MasonMac
    Updated 4/16/26Learn More →
    81
    Lantern
    Score
    Portland, OR
    Serves Portland, Oregon and surrounding areas
    ★★★★★5.0(68 Google reviews)

    Guardian Lending is a Portland-based mortgage lender providing financing solutions for homebuyers and refinancing customers. They offer a range of loan programs designed to meet various financial situations and homeownership goals.

    Ideal clients: Homebuyers, refinancing customers, borrowers seeking local mortgage services
    What sets them apart
    • Based in Portland with deep knowledge of the local real estate market and lending landscape.
    • Long-standing presence in the Portland mortgage market with consistent customer relationships.
    Mortgage LenderHome FinancingRefinancingPortland OR
    Phone(503) 575-9189
    Guardian Lending
    Updated 4/16/26Learn More →
    80
    Lantern
    Score
    Portland, OR
    Serves Portland, Oregon and surrounding metro area
    ★★★★★4.9(239 Google reviews)

    Julee Felsman is a mortgage loan officer (NMLS #120831) serving Portland and the surrounding Portland metro area through Rate, a digital mortgage platform. She provides comprehensive mortgage services including purchase loans, refinancing, FHA and VA loan programs, and jumbo loans, helping borrowers find competitive rates and navigate the loan approval process with personalized guidance.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, FHA loan applicants, borrowers seeking refinancing, jumbo loan borrowers
    What sets them apart
    • Julee Felsman holds NMLS license #120831, ensuring compliance and expertise in mortgage lending standards and regulations.
    • Offers FHA, VA, jumbo, and conventional loans through Rate's platform, providing flexibility for diverse borrower needs and financial situations.
    • Leverages Rate's technology platform for streamlined application, documentation, and closing processes alongside personalized loan officer support.
    Mortgage LoansRefinancingFHA LoansVA LoansPortland Lender
    Phone(503) 799-3711
    Websiterate.com
    Julee Felsman at Rate (NMLS #120831)
    Updated 4/16/26Learn More →

    Frequently Asked Questions

    Who is the top-ranked mortgage broker in Portland, OR?

    Creekside Mortgage, Inc. is the top-ranked mortgage broker in Portland with a Lantern Score of 85.52/100 and a 5-star rating from 336 reviews. They serve the Portland metro area and specialize in residential mortgages, VA loans, jumbo loans, and HELOCs for home buyers, refinancers, and homeowners.

    Which mortgage brokers specialize in VA loans for military veterans?

    Several top-ranked brokers specialize in VA loans, including Creekside Mortgage, Inc. (Lantern Score: 85.52), Vantage Mortgage Brokers (85.48), and Matt Jolivette - Associated Mortgage Brokers (85.42). Matt Jolivette specifically highlights expertise serving military veterans and active service members across Oregon, Washington, and Idaho.

    What mortgage options are available for first-time homebuyers in Portland?

    Nearly all 35 Portland mortgage brokers serve first-time homebuyers. Vantage Mortgage Brokers (Lantern Score: 85.48) compares rates from 30+ wholesale lenders, while Arete Mortgage NW (84.99) specializes in helping first-time buyers with local expertise. Mortgage Monkey (84.90) also offers personalized guidance specifically for first-time homebuyers.

    Which brokers are best for jumbo loan applicants?

    Creekside Mortgage, Inc. (Lantern Score: 85.52), Vantage Mortgage Brokers (85.48), and Steph Noble at CrossCountry Mortgage (85.35) all specialize in jumbo loans for qualified borrowers. Patrick O'Shea at Edge Home Finance (81.80) also specializes in jumbo and super jumbo mortgages for borrowers seeking larger loan amounts.

    Are there mortgage brokers specializing in non-traditional borrowers or credit situations?

    Yes, Steph Noble at CrossCountry Mortgage (Lantern Score: 85.35) specializes in borrowers with non-traditional income or credit situations, while Mortgage Monkey - Gary Boyer (84.90) works with borrowers facing credit challenges. Northwest Private Lending (80.70) specifically serves self-employed individuals, investors, and borrowers with unique financial situations.

    Which mortgage brokers offer personalized service for refinancing homeowners?

    Multiple highly-rated brokers specialize in refinancing, including Vantage Mortgage Brokers (Lantern Score: 85.48), Arete Mortgage NW (84.99), and Two Rivers Mortgage (84.49). Tammy Wittren at Rate (84.15) brings over 30 years of lending experience and specifically serves homeowners seeking refinancing or reverse mortgages.

    This directory of mortgage brokers local businesses serving Portland, OR is maintained by Lantern. Rankings are determined by the Lantern Score — not advertising or payment for placement. Learn how it works. Last updated April 17, 2026. To claim or update a listing, contact us.