Areas served: Portland, OR and surrounding Multnomah, Clackamas, and Washington Counties
Portland's mortgage landscape reflects the region's diverse housing market, from established neighborhoods in Southeast Portland to newer developments in the suburbs. Local mortgage brokers here navigate both conventional and jumbo loan scenarios, with particular expertise in Oregon's first-time homebuyer programs and the unique considerations of the metro area's competitive real estate market. This directory provides detailed comparisons of Portland-area mortgage brokers based on their lender relationships, loan product offerings, and client service standards.
Creekside Mortgage, Inc. is a residential mortgage lender serving Vancouver, WA and the Portland metro area with a branch in Meridian, Idaho. They offer a comprehensive range of loan programs including purchase mortgages, refinancing, reverse mortgages, HELOCs, VA loans, and jumbo loans. Their team emphasizes personalized service and free consultations to help borrowers find the right financing solution.
Vantage Mortgage Brokers is a nationally recognized, locally owned independent mortgage broker serving Oregon, Washington, and Idaho since 2007. They specialize in comparing rates from 30+ wholesale lenders to find clients the most competitive terms, handling everything from home purchases and refinances to VA loans, FHA loans, and jumbo mortgages. With 20+ years of average experience per loan consultant and over 6,500 closed loans totaling $2.3+ billion, Vantage combines transparent education-first approach with fast, paperless closings to ensure clients understand their options rather than being sold to.
Matt Jolivette is a Certified Mortgage Consultant® with 25 years of experience serving homebuyers and homeowners across Oregon, Washington, and Idaho. As an independent mortgage broker through Associated Mortgage Brokers, he provides personalized mortgage solutions including home purchases, refinances, VA loans, FHA loans, and cash-out refinances tailored to each client's financial situation. Matt's CMC® designation (held by less than 1% of mortgage brokers) reflects his commitment to ongoing education and professional standards, offering clients direct access to multiple loan programs rather than being tied to a single lender.
Steph Noble is a Scotsman Guide Top Originator and Originating Branch Manager at CrossCountry Mortgage in Portland, OR, bringing over 20 years of mortgage industry experience. Team Noble specializes in purchase mortgages, refinancing, jumbo loans, non-QM loans, and divorce-related financing, with a personal approach focused on understanding each client's long-term housing goals. They offer down payment assistance programs (CCM Smart Start up to $5,250 for first-time buyers), PMI-free options with as little as 15% down, and flexible solutions for borrowers with various credit profiles and financial situations.
Arete Mortgage NW is an independent mortgage lender serving Oregon homebuyers and refinancing clients. Founded on the principle of excellence and transparency, they specialize in helping first-time buyers, existing homeowners refinancing, and anyone seeking mortgage guidance. Their low overhead model allows them to offer competitive rates and personalized service without unnecessary complexity.
Mortgage Monkey, led by Gary Boyer (Certified Mortgage Planner, NMLS# 57785), is a Portland-based mortgage broker offering home purchase loans, refinancing, and personalized mortgage planning for borrowers of all credit profiles and financial situations. Gary specializes in making the mortgage process transparent and relational rather than intimidating, focusing on understanding each client's unique life circumstances, goals, and budget to recommend the right loan structure. Licensed in Oregon, Washington, and Arizona, Mortgage Monkey serves the greater Portland metro area and has built a reputation for exceptional client service, with over 200 clients having sent thank-you cards.
Northwest Funding Group is a full-service mortgage lender based in Vancouver, WA, offering purchase loans, refinancing, cash-out refinances, home equity loans, and debt consolidation. Led by experienced mortgage brokers including Misty Thomas, Phillip Sheridan, Tim, Jason, and Brendon, the team specializes in conventional loans, FHA loans, VA loans, and products for first-time home buyers. They focus on building lasting client relationships through responsive service and extensive loan portfolio options to fit diverse financial situations.
Mortgage Trust, Inc. is a Portland-based mortgage lender offering conventional, FHA, VA, and USDA loans for home purchases and refinancing. They specialize in first-time buyer guidance, cash-out refinancing, HELOCs, reverse mortgages, and wealth-building strategies that treat your mortgage as a financial tool. With locations in Portland's South Waterfront and Tualatin, Mortgage Trust emphasizes personalized service from contract to close and is committed to improving clients' financial lives while supporting underserved youth in the community.
Union Home Mortgage Corp. is a mortgage lender with a Vancouver, WA branch offering personalized loan services through experienced loan officers. They provide mortgage origination and financing solutions with a focus on customer service, helping borrowers find the right loan product for their needs. The branch is fully licensed across multiple states and provides prequalification and loan consultation services.
Jeff Wen Mortgage Broker Inc, operating under Arbor Financial Group, is a mortgage brokerage in Camas, WA specializing in helping homebuyers navigate the lending process with expert guidance and personalized service. Led by Jeff Wen, the team offers a full range of loan products including FHA loans, VA loans, jumbo loans, fixed-rate and adjustable-rate mortgages, with an emphasis on client education and long-term financial partnerships. What sets them apart is their commitment to treating clients as lifelong partners rather than transactions, providing tailored advice based on individual financial goals and maintaining ongoing relationships well after closing.
Two Rivers Mortgage is an independent mortgage lender based in Clackamas serving the Portland metro area and beyond. They specialize in personalized mortgage solutions for homebuyers and refinancing clients, offering competitive rates and flexible loan programs. With a strong reputation for responsive service and expert guidance, Two Rivers Mortgage helps clients navigate the lending process from pre-approval through closing.
David P Kilkenny is a branch manager at Evergreen Home Loans, a community-rooted lender with over 35 years of history serving the Pacific Northwest. He specializes in home purchase financing, refinancing, and construction loans, offering flexible application options online, by phone, or in person. Evergreen Home Loans differentiates itself through CashUp®, a program designed to help buyers close faster and compete in competitive markets.
Jordan Lee Mortgage is a Portland-based mortgage advisory firm led by Certified Mortgage Advisor Jordan B. Lee (NMLS#1440237). Jordan specializes in making mortgage financing accessible and understandable, offering educated, professional advice in clear language with speedy, thoughtful service. He's particularly committed to supporting first-time homebuyers and the Asian American and Pacific Islander community, and is actively involved in affordable housing initiatives across Portland.
Integrity Home Loans, LLC is a locally-owned mortgage lender serving the Portland metro area and surrounding communities. They specialize in helping borrowers navigate the home financing process with personalized service, offering conventional loans, FHA loans, VA loans, and refinancing options. Their team focuses on competitive rates, fast pre-approval, and building long-term relationships with clients rather than one-time transactions.
Tammy Wittren is a licensed loan originator and Producing Branch Manager at Rate with over 30 years of real estate and lending experience serving Portland and surrounding areas. She specializes in mortgage origination, refinancing, and a wide range of loan products including VA loans, FHA loans, jumbo loans, bank statement loans for self-employed borrowers, physician loans, foreign national loans, and reverse mortgages. Tammy's team provides down payment assistance guidance, HELOC products, personal loans, and fast approval timelines—including same-day approvals with as little as 3% down—while prioritizing competitive rates, low fees, and personalized customer service.
Angelique Arnason is a mortgage loan officer with Synergy One Lending, Inc., serving the Portland metro area with personalized mortgage solutions. She specializes in helping borrowers navigate financing options, from first-time homebuyers to refinancing and investment property loans. With a focus on clear communication and individual attention, Angelique works to match clients with loan programs that fit their unique financial situations.
PDX Home Loan is an independent mortgage lender serving the Portland metro area with personalized home financing solutions. They specialize in helping borrowers navigate loan options, pre-approval processes, and closing, with a focus on local expertise and customer service. Whether you're a first-time homebuyer or refinancing an existing mortgage, PDX Home Loan works to find the right loan program for your specific financial situation.
GO Mortgage is a Portland-based mortgage lender serving homebuyers and refinancing clients throughout Oregon and Washington. The branch offers home purchase loans, refinance options, and specializes in reverse mortgages, with a team of experienced mortgage advisors including Don Layman, Jace Miller, Melair Holterhoff Martinez, Rodd Miller, Timm Ready, and Tim McBratney. Located at 13010 SW 68th Parkway, they provide personalized financing solutions to help clients navigate their mortgage needs.
Guild Mortgage Company is a full-service mortgage lender serving the Portland area with a focus on personalized loan solutions. Located in Portland's Pearl District, they offer conventional, FHA, VA, and jumbo mortgage products with access to multiple lending programs. The team works with first-time homebuyers, refinancing clients, and experienced investors to find competitive rates and streamlined approval processes.
Evergreen Home Loans Portland is a mortgage lender serving the Portland metro area with NMLS licensure (2386464). They specialize in helping borrowers secure home financing through personalized loan programs and competitive rates. The team works with first-time buyers, refinancing clients, and various loan types to match individual financial situations.
Stephanie Levine is a mortgage loan officer with NEO Home Loans serving the Portland area and beyond. She specializes in helping borrowers navigate the home financing process with personalized service, offering access to multiple loan programs including conventional, FHA, VA, and jumbo loans. With a strong track record of client satisfaction, Stephanie works to find the right financing solution for each borrower's unique situation.
Newland Mortgage is an independent mortgage lender serving the Portland metro area with personalized home financing solutions. They specialize in helping borrowers navigate the mortgage process with direct access to multiple loan programs and experienced loan officers who work to match clients with the right financing options. Based in Lake Oswego, Newland Mortgage focuses on building relationships and providing transparent, flexible mortgage services for homebuyers and refinancing clients.
Mortgage Loans Northwest is a Premier Mortgage Resources Company serving the Portland area and beyond. They offer comprehensive mortgage lending services including conventional loans, FHA loans, VA loans, and refinancing options. With deep local expertise and access to multiple lending programs, they help borrowers navigate the mortgage process and find financing solutions tailored to their specific needs.
NW Premier Mortgage, Inc is an independent mortgage lender serving Oregon and Washington with personalized financing solutions for homebuyers and refinancers. Led by experienced loan officers, they specialize in making the mortgage process transparent and accessible, offering competitive rates and flexible loan programs tailored to individual financial situations. Their local Portland presence combined with regional expertise makes them a trusted partner for both first-time buyers and experienced homeowners.
Fast Mobile Home Loans specializes in financing solutions tailored specifically for mobile home purchases in Oregon and the surrounding region. They offer quick pre-approval processes and work with borrowers who may face challenges with traditional lenders, providing personalized loan options for both new and used mobile homes. Their expertise in mobile home financing and commitment to fast turnaround times makes them a go-to choice for buyers seeking specialized lending in this niche market.
Cascadia Home Loans is a mortgage lender serving Oregon homebuyers with personalized financing solutions. Located in Scappoose, they work with borrowers of all experience levels to secure competitive loan terms for home purchases and refinancing. Their team focuses on clear communication and flexible options to match each client's unique financial situation.
Patrick O'Shea is a Portland-based mortgage broker (NMLS #1905179) at Edge Home Finance who specializes in home purchase loans, refinancing, and debt consolidation. He accesses multiple lenders to compare rates and find loan products tailored to each client's situation, including conforming loans, jumbo loans, FHA, VA, and USDA options with terms from 5 to 30 years. O'Shea offers free rate quotes and pre-qualification analysis to help first-time buyers and homeowners refinance at better rates.
Do Good Mortgage is an independent mortgage lender based in Portland that helps homebuyers and refinancers navigate loan options with a focus on personalized service and community investment. The team specializes in working with first-time buyers and established homeowners to secure competitive financing solutions while reinvesting in local communities. They emphasize transparent communication, careful attention to detail, and building genuine relationships with clients throughout the lending process.
Premier Mortgage Resources is an independent mortgage broker serving the Portland area with personalized loan solutions for homebuyers and refinancers. They specialize in working with first-time buyers, offering access to multiple lending partners to find competitive rates and terms tailored to individual financial situations. Their experienced team provides transparent guidance through the entire mortgage process, from pre-approval to closing.
Capital M Lending is a local mortgage brokerage in Lake Oswego specializing in home purchase and refinance loans. Founded by loan officers Michael Sullivan and Aaron Nawrocki, the firm provides access to multiple lenders offering conventional, jumbo, FHA, VA, and USDA loan products. They differentiate themselves through transparent pricing with flat fees, comprehensive loan options that often approve cases other banks decline, and a client-focused advisory approach designed for long-term relationships.
Mortgage Lenders Northwest Inc is an independent mortgage lender serving the Portland metro area and beyond. They specialize in helping borrowers secure competitive home loans with personalized service from experienced loan officers. The company focuses on working with first-time homebuyers, refinancers, and borrowers with diverse financial situations to find loan products that fit their needs.
Northwest Private Lending is an independent mortgage lender based in Lake Oswego, Oregon, specializing in private and non-traditional loan programs. They work with borrowers who may not qualify for conventional financing, offering flexible underwriting and personalized service to help clients achieve homeownership or refinancing goals.
Arrow Home Loans, owned and operated by Ross Foster, is a mortgage brokerage specializing in both home purchases and refinancing. With over 30 years of combined team experience and hundreds of funded mortgages, they focus on educating borrowers, matching them with the right lender and loan program for their specific needs, and maintaining competitive pricing in the market.
Guardian Lending is a Portland-based mortgage lender providing financing solutions for homebuyers and refinancing customers. They offer a range of loan programs designed to meet various financial situations and homeownership goals.
Julee Felsman is a mortgage loan officer (NMLS #120831) serving Portland and the surrounding Portland metro area through Rate, a digital mortgage platform. She provides comprehensive mortgage services including purchase loans, refinancing, FHA and VA loan programs, and jumbo loans, helping borrowers find competitive rates and navigate the loan approval process with personalized guidance.
Creekside Mortgage, Inc. is the top-ranked mortgage broker in Portland with a Lantern Score of 85.52/100 and a 5-star rating from 336 reviews. They serve the Portland metro area and specialize in residential mortgages, VA loans, jumbo loans, and HELOCs for home buyers, refinancers, and homeowners.
Several top-ranked brokers specialize in VA loans, including Creekside Mortgage, Inc. (Lantern Score: 85.52), Vantage Mortgage Brokers (85.48), and Matt Jolivette - Associated Mortgage Brokers (85.42). Matt Jolivette specifically highlights expertise serving military veterans and active service members across Oregon, Washington, and Idaho.
Nearly all 35 Portland mortgage brokers serve first-time homebuyers. Vantage Mortgage Brokers (Lantern Score: 85.48) compares rates from 30+ wholesale lenders, while Arete Mortgage NW (84.99) specializes in helping first-time buyers with local expertise. Mortgage Monkey (84.90) also offers personalized guidance specifically for first-time homebuyers.
Creekside Mortgage, Inc. (Lantern Score: 85.52), Vantage Mortgage Brokers (85.48), and Steph Noble at CrossCountry Mortgage (85.35) all specialize in jumbo loans for qualified borrowers. Patrick O'Shea at Edge Home Finance (81.80) also specializes in jumbo and super jumbo mortgages for borrowers seeking larger loan amounts.
Yes, Steph Noble at CrossCountry Mortgage (Lantern Score: 85.35) specializes in borrowers with non-traditional income or credit situations, while Mortgage Monkey - Gary Boyer (84.90) works with borrowers facing credit challenges. Northwest Private Lending (80.70) specifically serves self-employed individuals, investors, and borrowers with unique financial situations.
Multiple highly-rated brokers specialize in refinancing, including Vantage Mortgage Brokers (Lantern Score: 85.48), Arete Mortgage NW (84.99), and Two Rivers Mortgage (84.49). Tammy Wittren at Rate (84.15) brings over 30 years of lending experience and specifically serves homeowners seeking refinancing or reverse mortgages.