Capital M Lending

    Your business?

    Mortgage Brokers

    Lake Oswego, OR

    Capital M Lending is a local mortgage brokerage in Lake Oswego specializing in home purchase and refinance loans. Founded by loan officers Michael Sullivan and Aaron Nawrocki, the firm provides access to multiple lenders offering conventional, jumbo, FHA, VA, and USDA loan products. They differentiate themselves through transparent pricing with flat fees, comprehensive loan options that often approve cases other banks decline, and a client-focused advisory approach designed for long-term relationships.

    Best for: VeteransRefinancingCompetitive RatesLuxury Homes

    Ideal for: First-time home buyers, refinancing clients, borrowers with unique loan needs, VA/FHA/USDA loan applicants

    Service area: Lake Oswego and surrounding Portland Metro area, Oregon

    What Sets Capital M Lending Apart

    Multiple Lender Access: True mortgage broker with a network of lenders offering conventional, jumbo, FHA, VA, and USDA loans — can often approve loans other banks decline.

    Transparent, Flat-Fee Structure: Compensation is a flat fee from wholesale lenders regardless of loan type or rate chosen, eliminating hidden agendas and ensuring advisors work in your best interest.

    Local, Personalized Service: Owner-operated firm founded by experienced loan officers who serve as lifelong mortgage advisors, providing honest answers and clear explanations throughout the process.

    RefinancingVA LoansFHA LoansJumbo LoansAccess to Multiple Lenders
    Mortgage BrokerHome LoansRefinancingFHA/VA LoansLocal Lender
    Google Rating
    4.9 ★ (45 reviews)
    Phone
    (503) 445-9525

    Location

    Address: 525 3rd St Suite 103, Lake Oswego, OR 97034

    Phone: (503) 445-9525

    Website: capitalmlending.com

    Get directions →

    Last updated April 16, 2026

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