Areas served: Boston, MA and surrounding Suffolk County
Boston's mortgage market reflects the city's diverse housing stock, from historic brownstones in Back Bay to new construction in the Seaport District, with property values and lending requirements varying significantly by neighborhood. Local mortgage brokers navigate complex scenarios including condominium financing in buildings with strict association requirements, multi-family properties common in neighborhoods like Dorchester and Jamaica Plain, and first-time buyer programs specific to Massachusetts. This directory catalogs licensed mortgage brokers serving Boston, evaluated on their lender network breadth, experience with Massachusetts-specific loan programs, and track record with the region's competitive purchase timelines.
Brian Cavanaugh is a Senior Loan Officer and Branch Manager at Northpoint Mortgage with nearly 23 years of mortgage industry experience. Based in Hingham and serving the greater Boston area, he specializes in jumbo loans, first-time homebuyer programs, conventional, FHA, VA, USDA, and 203(k) loans for both purchase and refinance scenarios. Brian combines deep local market knowledge of suburban Boston with personalized service, building lasting client relationships while helping homeowners navigate the mortgage process.
Jason Evans is a Senior Vice President of Mortgage Lending at Rate, specializing in home purchases, refinancing, and a wide range of mortgage products including VA loans, FHA loans, jumbo loans, physician loans, and foreign national loans. With a BA in Economics and Finance from Bentley University and over 18 years of mortgage origination experience, Jason is licensed to originate loans in 25 states and the District of Columbia. He's known for fast closings—often within two weeks—combined with competitive rates and personalized service. Real estate agents, accountants, financial planners, and attorneys trust Jason for his product expertise and underwriting knowledge.
MDO Mortgage is a full-service mortgage lender based in East Boston serving Massachusetts borrowers. They offer comprehensive loan programs including conventional, FHA, VA, and jumbo mortgages, along with refinancing options for homeowners looking to improve their loan terms. With extensive experience in residential financing, they provide personalized guidance to help borrowers navigate the mortgage process from pre-approval through closing.
Goldcoast Mortgage Service, Inc is a mortgage lender serving the Massachusetts area with expertise in residential financing solutions. Based in Beverly, they help borrowers navigate the mortgage process with personalized service and access to multiple loan programs. Their experienced team specializes in finding the right loan options for each client's unique financial situation.
Sammy Iliopoulos is a Senior Vice President of Mortgage Lending at Rate, specializing in a comprehensive range of loan products for Boston-area homebuyers and refinancers. Since 2009, he has consistently ranked in the top 1% of mortgage originators nationwide and is a member of Rate's President's Club and Chairman's Circle. He offers FHA, VA, MassHousing, Conventional, Jumbo, DSCR, Bank Statement, 203K, and Renovation loans, with specialized programs for first-time buyers, self-employed borrowers, investors, physicians, foreign nationals, and veterans—all backed by a dedicated team committed to fast approvals and stress-free closings.
Movement Mortgage is a national mortgage lender offering home purchase loans and refinancing options with a streamlined, technology-enabled process. Based in Danvers, they specialize in serving first-time homebuyers and existing homeowners looking to refinance, with dedicated loan officers who guide clients through every step. As an Impact Lender, Movement Mortgage commits significant profits to community development and operates the Movement Foundation and Movement Schools to support neighborhoods they serve.
Amy Slotnick and Marina Jewers are mortgage advisors with Fairway Home Mortgage, offering comprehensive financing solutions for home purchases, refinances, and construction projects. As President of National Branch Optimization, Amy brings extensive expertise in guiding clients through the entire mortgage process from application to closing. The team specializes in multiple loan products including conventional, FHA, VA, USDA, jumbo, and physician loans, with a focus on finding competitive rates and terms tailored to each client's specific financial situation.
David Johnson is a loan originator with First Community Mortgage, a mortgage lender specializing in home purchase and refinancing loans. Based in Boston, David works with borrowers to navigate the mortgage process and connect them with loan programs tailored to their needs. As an NMLS-licensed professional, he provides personalized guidance for both first-time homebuyers and those looking to refinance existing mortgages.
Garett Edward Seney is a mortgage advisor with Fairway Independent Mortgage Corporation, offering comprehensive home financing solutions to borrowers in the Boston area. Specializing in mortgage pre-approval, loan origination, and personalized financing guidance, Garett helps first-time homebuyers and experienced investors navigate the mortgage process. As an independent mortgage professional with Fairway, he provides access to multiple lending options and works closely with clients to find the right loan program for their specific financial situation.
Nate Moghadam is a mortgage loan officer with Fairway Independent Mortgage, licensed in 14 states with 10+ years of experience. He specializes in FHA loans (3.5% down), Conventional loans (3% down), VA loans (0% down for veterans), Jumbo loans for high-value properties, and Non-QM loans for self-employed borrowers and investors. Unlike big banks, Nate offers direct access—you reach him by phone or text, not a call center—and he guides clients through pre-approval and closing with clear communication at every step.
Paul Sammons is a Branch Manager and Loan Officer at CMG Home Loans (NMLS #1609417) specializing in mortgage lending for home purchases and refinances. Based in Woburn, MA, Paul works with first-time homebuyers, VA loan borrowers, and homeowners seeking refinancing, guiding clients through the entire loan process with detailed explanations and responsive support. CMG Financial, established in 1993, offers a diverse mortgage menu designed to find financing solutions for various borrower profiles.
Julian Hernandez is a mortgage loan officer at Fairway Independent Mortgage Corporation, a national lender specializing in home financing. Based in South Boston, Julian helps borrowers with purchase mortgages, refinances, construction loans, and specialized programs including FHA, VA, USDA, jumbo, and physician loans. He guides clients through the entire mortgage process from pre-approval through closing, offering competitive rates and personalized service to find the right loan for each borrower's specific financial situation.
Paul Archibald is a Senior Vice President of Mortgage Lending at Rate (NMLS #16389) with over 18 years of industry experience in Boston. He specializes in home purchases and refinances for first-time buyers, jumbo borrowers, investment properties, and 2nd home purchases, offering products including VA loans, FHA loans, jumbo loans, physician loans, bank statement loans, and reverse mortgages. Paul is recognized as a Top 1% originator in America and member of Rate's Chairman's Circle, providing 24/7 availability and clear communication throughout the mortgage process from pre-approval to closing.
The Mortgage Connection LLC is an independent mortgage lender in Dorchester serving the Boston area with a wide range of loan programs including conventional, jumbo, VA, FHA, and commercial mortgages. Led by a local, experienced team, they specialize in purchase loans, refinancing, cash-out refinances, and loan term reduction, working with over 100 investors to secure competitive rates for clients with various financial situations—from full-documentation to no-documentation loans. They emphasize personalized service, fast processing, and local market knowledge rather than algorithmic loan decisions.
Shant Banosian is a mortgage loan officer at Rate, a direct lender offering competitive home loans to borrowers across Massachusetts. With NMLS certification #7206, Shant specializes in helping homebuyers and refinancers find the right loan products, from conventional mortgages to government-backed options like FHA and VA loans. Rate's direct lending model means borrowers work with loan officers like Shant to access multiple loan products without the markup of a mortgage broker.
CrossCountry Mortgage, led by Andrew Marquis in Lexington, provides comprehensive mortgage lending services including conventional loans, FHA loans, VA loans, jumbo loans, and refinancing options. With access to multiple lenders and a commitment to personalized service, Andrew helps borrowers navigate the mortgage process with transparency and expertise. The team specializes in fast pre-approval and tailored loan solutions for first-time homebuyers, experienced investors, and homeowners looking to refinance.
MBA Mortgage Corporation is a full-service mortgage lender based in Braintree, MA, offering personalized financing solutions for residential home purchases and refinancing. The team provides comprehensive mortgage services including conventional loans, FHA loans, VA loans, and jumbo loans, with a focus on fast pre-approval processes and competitive rates. They serve homebuyers and refinancing customers throughout Massachusetts with expert guidance from experienced mortgage professionals.
Sean Goudreau at Rate is a mortgage lending specialist based in Waltham, MA, offering personalized home financing solutions to borrowers throughout Massachusetts. As a licensed loan officer (NMLS #326155) at Rate, Sean provides expert guidance on mortgage options, pre-approvals, and competitive rates tailored to individual financial situations. He specializes in making the mortgage process straightforward and accessible for first-time buyers and experienced homeowners alike.
Mike Rice, 'The Mortgage Guy,' is an independent mortgage professional serving the North Shore and surrounding Massachusetts communities. Based in Danvers, Mike specializes in helping borrowers navigate the mortgage process with personalized guidance and access to multiple lending options. With a reputation built on client service and transparency, he assists first-time homebuyers, refinancing customers, and those with unique financing needs to secure the right loan at competitive rates.
Fairway Independent Mortgage Corporation's South Boston branch offers a full range of mortgage lending services including home purchase loans, construction financing, and refinancing options. Led by experienced loan officers including Team Lead Nancy E Abbott, the branch specializes in finding competitive rates and loan terms tailored to each borrower's specific financial situation. With national resources backed by hometown service, Fairway helps borrowers navigate the entire mortgage process from pre-approval through closing.
Geovanne Colon is an independent mortgage broker serving the Boston area with personalized loan solutions. With access to multiple lenders and a track record of fast pre-approvals, Geovanne helps borrowers find competitive rates and terms tailored to their financial situation. Whether you're a first-time buyer, refinancing, or seeking a jumbo loan, this NMLS-licensed broker provides expert guidance through the entire mortgage process.
Embrace Home Loans is a mortgage lender based in Boston serving homebuyers throughout Massachusetts and beyond. They specialize in providing personalized mortgage solutions including conventional loans, FHA loans, VA loans, and jumbo mortgages, with a focus on fast pre-approval processes and competitive rates. The team works directly with borrowers to find flexible financing options tailored to individual financial situations.
Own Up is an AI-driven mortgage shopping service that helps homebuyers and refinancers find the best loan terms by comparing offers from top-rated lenders across the country. Based in Boston, Own Up provides personalized mortgage matching, fast pre-approval (often within minutes), and unbiased guidance at no cost to customers. The platform uses advanced technology to surface real-time rates and negotiate competitive terms, with customers saving an average of $28,000 over the life of their loan.
Massachusetts Mortgage Broker is an independent mortgage brokerage serving homebuyers and refinancers across Massachusetts. Based in Mansfield, they provide personalized loan origination services and access to multiple lending partners to help clients secure competitive mortgage rates. Their local expertise and direct relationships with lenders enable them to guide clients through the mortgage process efficiently.
Elite Capital Mortgage, led by mortgage specialist Gricelda Carrera (NMLS MLO #1971528), provides personalized mortgage solutions for first-time homebuyers, real estate investors, and those seeking refinancing options. They specialize in FHA loans with flexible credit requirements, conventional loans, investor loans for rental properties and multi-family homes, and first-time homebuyer programs with low down payment options. Carrera's approach focuses on tailored guidance throughout the entire mortgage process to help clients achieve their homeownership and investment goals.
TJ Broderick is a mortgage loan officer with Fairway Independent Mortgage Corporation, offering personalized mortgage financing solutions in the Boston area. With access to multiple lenders and loan programs, TJ helps borrowers find competitive rates and terms tailored to their financial situation. Based in South Boston, TJ provides expert guidance through the entire mortgage process for homebuyers and refinancing clients.
First Community Mortgage is a Boston-based mortgage lender offering comprehensive home financing solutions including purchase loans, refinancing, and specialized programs like FHA, VA, USDA, and loans for ITIN borrowers. Led by Branch Manager Ed Sullivan and a team of experienced loan originators, they guide first-time homebuyers and existing homeowners through every step of the mortgage process with free resources, pre-qualification tools, and personalized support from application through closing.
Tower Home Loans is a mortgage brokerage serving the greater Boston area with home purchase and refinancing solutions. Based in Reading, MA, they specialize in connecting borrowers with competitive loan options from multiple lenders, helping first-time homebuyers and existing homeowners find mortgages tailored to their financial situation. Their team focuses on making the mortgage process straightforward and accessible.
Brandi Sharp is a loan officer with CMG Home Loans, a national mortgage lender serving homebuyers and homeowners since 1993. She specializes in new purchase mortgages, refinancing, home equity loans, and pre-approval processes, working with borrowers to find financing solutions tailored to their needs. Brandi is known for responsive communication, competitive rates, and guiding clients through every step of the lending process with clarity and support.
Meredith Spence is an experienced mortgage loan officer with Embrace Home Loans, based in Boston, MA. She specializes in helping homebuyers and existing homeowners with mortgage origination, refinancing, and down payment solutions, offering programs including FHA, VA, USDA, and conventional loans. With over $3 billion in closed loans and experience serving thousands of customers, Meredith provides personalized guidance through pre-approval, loan selection, and closing.
Matt Lazowski is a Senior Loan Officer with Fairway, a nationwide mortgage lender, serving the Boston area. He specializes in guiding first-time homebuyers and refinancing borrowers through the mortgage process with personalized service and expert knowledge. Matt helps clients navigate loan options, pre-approval, and closing to ensure a smooth home financing experience.
Bay Equity Home Loans is a mortgage lender serving the Boston area with fast pre-approval processes and competitive loan programs. They specialize in helping homebuyers and refinancers secure financing quickly, with a focus on personalized service and flexible loan options tailored to individual financial situations.
Main Street Home Loans is an independent mortgage lender serving Massachusetts homebuyers and refinancers. Based in Hingham, they provide personalized mortgage financing solutions including conventional loans, FHA loans, VA loans, and refinancing options. Their local presence and direct lending approach help borrowers navigate the mortgage process with hands-on support.
Daniel Albrecht at Main Street Home Loans is a mortgage loan officer serving the South Shore area. Specializing in residential home financing, Daniel works with borrowers to find the right loan products and terms for their situation. As an independent mortgage professional, he provides personalized service and direct access to multiple lending options.
Brian Cavanaugh at Northpoint Mortgage Lender is the top-ranked mortgage broker in Boston with a Lantern Score of 85.47/100 and a 5-star rating from 298 reviews. With nearly 23 years of mortgage industry experience, he specializes in first-time homebuyers, jumbo loans, refinancing, and VA/FHA loans.
Several top-ranked brokers offer VA loans in Boston. Brian Cavanaugh at Northpoint Mortgage (Lantern Score 85.47) specializes in VA loans for military borrowers, while Jason Evans at Rate (Lantern Score 85.36) and Paul Sammons at CMG Home Loans (Lantern Score 84.88) also have strong expertise in VA financing.
Self-employed professionals have several strong options, including Jason Evans at Rate (Lantern Score 85.36) and Sammy Iliopoulos at Rate (Lantern Score 85.20), both of whom specialize in self-employed borrowers. The Mortgage Connection LLC in Dorchester (Lantern Score 84.56) and Massachusetts Mortgage Broker in Mansfield (Lantern Score 82.24) also focus on non-traditional income situations.
Jason Evans at Rate (Lantern Score 85.36) and Sammy Iliopoulos at Rate (Lantern Score 85.20) both specialize in luxury home buyers and jumbo loans. Additionally, Brian Cavanaugh at Northpoint Mortgage (Lantern Score 85.47) and CrossCountry Mortgage's Andrew Marquis (Lantern Score 83.84) are also excellent choices for jumbo loan borrowers.
Yes, Own Up (Lantern Score 82.23) is an AI-driven mortgage shopping service based in Boston that helps homebuyers compare offers from top-rated lenders across the country. They specialize in fast pre-approval and help borrowers find the best loan terms without sales pressure.
Sammy Iliopoulos at Rate (Lantern Score 85.20) and Amy Slotnick & Marina Jewers at Fairway Home Mortgage (Lantern Score 85.01) both specialize in serving physicians and medical professionals. Paul Archibald at Rate (Lantern Score 84.56) is another top option with over 18 years of experience working with this professional group.