Meredith Spence - Mortgage Loan Officer - NMLS# 404506

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    Mortgage Brokers

    Boston, MA

    Meredith Spence is an experienced mortgage loan officer with Embrace Home Loans, based in Boston, MA. She specializes in helping homebuyers and existing homeowners with mortgage origination, refinancing, and down payment solutions, offering programs including FHA, VA, USDA, and conventional loans. With over $3 billion in closed loans and experience serving thousands of customers, Meredith provides personalized guidance through pre-approval, loan selection, and closing.

    Best for: First-Time HomebuyersVeteransRefinancing

    Ideal for: First-time homebuyers, existing homeowners refinancing, VA loan recipients, buyers seeking low or no down payment options, customers wanting personalized pre-approval guidance

    Service area: Boston, MA and surrounding Massachusetts communities, plus licensed in CT, FL, ME, NH, NY, RI, VA, VT

    What Sets Meredith Spence - Mortgage Loan Officer - NMLS# 404506 Apart

    Extensive Experience: Meredith has closed over $3 billion in residential mortgage loans and assisted more than 7,500 customers with home financing, bringing deep expertise to every transaction.

    Multiple Loan Programs: Offers FHA, VA, USDA, conventional, and exclusive Embrace programs including low and no down payment options, down payment assistance, and the Approved to Move program with full upfront underwriting.

    Multi-State Licensing: Licensed across 10 states (MA, CA, CT, FL, ME, NH, NY, RI, VA, VT), enabling service to customers relocating or with properties across multiple regions.

    First-Time Buyer ProgramsRefinancingVA LoansFHA LoansFast Pre-Approval
    Mortgage LoansHome FinancingRefinancingFirst-Time BuyersPre-Approval
    Google Rating
    5.0 ★ (12 reviews)
    Phone
    (781) 910-9988

    Location

    Address: One Marina Park Drive #1410, Boston, MA 02210

    Phone: (781) 910-9988

    Website: embracehomeloans.com

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    Last updated April 16, 2026

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