Areas served: Miami, FL and surrounding Miami-Dade County
Miami's insurance market requires agents who understand Florida's unique risks, including hurricane coverage, flood insurance requirements, and coastal property protection. This directory features licensed insurance agents and brokers serving Miami-Dade County, evaluated based on their carrier relationships, multilingual services, response times, and expertise in Florida-specific insurance requirements. Agents listed have been assessed for their knowledge of windstorm mitigation credits, Citizens Property Insurance alternatives, and comprehensive auto and business coverage options.
Dulcinea Insurance Agency is an independent insurance agency serving Miami and South Florida with comprehensive coverage options including auto, home, health, and commercial insurance. The agency specializes in helping families and businesses find affordable, personalized insurance solutions tailored to their specific needs. With deep roots in the Miami community, Dulcinea combines local expertise with access to multiple carriers to deliver competitive rates and responsive customer service.
E&L Insurance is an independent insurance agency in Miami specializing in auto, home, condo, and commercial insurance coverage. With over 25 years of experience serving South Florida, the agency combines competitive pricing with personalized service, offering free quotes and expert guidance to help customers find quality coverage that matches their needs and budget. Their team of experienced agents works directly with customers to explain policies, explore savings opportunities, and provide support from initial quote through claims.
Wyatt Rancourt Insurance Agent at Noventus Group is an independent insurance agency in North Miami offering comprehensive coverage including auto, home, life, and business insurance, plus mortgage and investment services. Led by Wyatt Rancourt and his team, they specialize in translating complex insurance concepts into clear language and matching each family's unique needs with solutions from multiple carriers—not forcing clients into one-size-fits-all corporate products. Their approach combines market shopping with dedicated personal relationships to help families protect assets, build wealth, and plan for their financial future.
Total Protection is an independent insurance agency serving Miami and South Florida with comprehensive coverage options including auto, home, life, and business insurance. With a 5-star rating from hundreds of satisfied customers, they specialize in finding personalized insurance solutions and competitive rates by working with multiple carriers. Their team focuses on understanding each client's unique needs to ensure adequate protection at the best possible price.
Orange Insurance Broker is an independent insurance brokerage agency in Miami founded by CEO Hubaldo Vasquez, specializing in making insurance accessible and understandable through innovative, visual education. They serve both individual clients and insurance agents with comprehensive coverage options including auto, home, life, Medicare, and business insurance, backed by a dedicated team of relationship managers and specialized agents. Orange Insurance Broker distinguishes itself as a training center that simplifies complex insurance concepts through didactic strategies, ensuring clients receive unlimited guidance, support, and personalized service.
Bell & Lyons Insurance is an independent insurance brokerage serving South Florida with expertise across auto, home, renters, health, Medicare, life, group health, and commercial insurance. Founded on the principle of making insurance shopping clearer and faster, they use a conversational AI assistant (Leo) to guide clients through quote comparisons without lengthy forms. Their team works with America's top carriers to help individuals and businesses find the right coverage at competitive rates.
South Florida Insurance Brokers is a trusted Medicare-focused insurance agency with 22 years of experience serving Florida residents. Led by knowledgeable agents like Ernesto Espinosa, they specialize in Medicare Advantage, Medicare Supplement (Medigap), and Dual Special Needs plans, while also offering individual and group health insurance, ACA/Obamacare plans, and life insurance solutions. They provide free consultations and personalized guidance to help clients navigate complex insurance options and select plans that match their specific healthcare needs and budget.
GreatFlorida Insurance agent Mike Carcas offers comprehensive auto, home, condo, and commercial insurance coverage in Coral Gables and surrounding areas. As a local GreatFlorida representative, Mike provides personalized quotes and policy guidance for homeowners, auto drivers, condo owners, boat owners, and business clients. The agency specializes in Florida-specific risks like hurricanes and flood coverage, bundling discounts, and SR-22/FR-44 filings, with bilingual support (Se Habla Español) and access to multiple insurance carriers for competitive rates.
Univista Insurance, led by agent Maydelice Milan, is a full-service insurance agency specializing in auto, home, life, health, and commercial coverage. They work with over 20 insurance carriers to deliver personalized, affordable plans tailored to individuals, families, and businesses. With bilingual service in English and Spanish and a commitment to competitive rates and comprehensive coverage, they serve the Miami community with responsive customer support.
Just Insurance Brokers is an independent insurance agency serving Miami and South Florida with personalized coverage solutions across multiple insurance lines. The team specializes in helping individuals and families find the right auto, home, life, and business insurance policies tailored to their specific needs and budget. With a focus on customer service and competitive rates, they work with multiple carriers to provide clients with options and savings through bundling and customized coverage plans.
Royal Family Insurance is an independent insurance agency serving the Miami area with comprehensive coverage options including auto, home, life, and business insurance. The agency specializes in personalized service and helping clients find the right coverage at competitive rates. They work with multiple carriers to provide flexible solutions tailored to individual and business needs.
Gables Elite Insurance Inc is an independent insurance agency based in Coral Gables, serving South Florida families and businesses with comprehensive coverage options. They specialize in auto, home, life, and commercial insurance, providing personalized service and competitive quotes from multiple carriers. With deep roots in the local community, they help clients find the right coverage at the right price.
Univista Insurance is a full-service insurance agency offering auto, home, life, and business coverage to Miami residents and surrounding communities. With a strong focus on personalized service and competitive rates, Univista specializes in helping individuals and families find the right insurance solutions for their needs. Their experienced agents work directly with clients to provide customized quotes and bundled policy options that maximize savings.
Estrella Insurance is a local insurance agency in Miami serving families and businesses with comprehensive coverage options including auto, home, life, and commercial insurance. As an independent agent, they work with multiple carriers to find competitive rates and customized policies tailored to each client's needs. They specialize in helping Spanish-speaking customers and offer personalized service with flexible payment options.
Del Toro Insurance is a local independent insurance agency serving Miami and surrounding communities with comprehensive coverage options including auto, home, life, and business insurance. The agency specializes in helping families and business owners find affordable, customized insurance solutions tailored to their specific needs. With a focus on personalized service and competitive rates, Del Toro Insurance works with multiple carriers to ensure clients get the best coverage at the best price.
Estrella Insurance is an independent insurance agency in Miami serving the local community with a wide range of coverage options. They offer auto insurance, homeowners insurance, life insurance, and business insurance tailored to individual and commercial needs. With experienced agents and a commitment to finding affordable coverage, Estrella Insurance helps families and businesses protect what matters most.
American Insurance Point (AIP) is an independent insurance agency based in Miami offering comprehensive coverage including home, auto, business, life, motorcycle, RV & boat, renters, flood, contractors, builders risk, general liability, and umbrella insurance. Led by Agency Principal Ana Regina Myrrha, AIP specializes in finding competitive rates through partnerships with top insurance carriers while delivering personalized, one-on-one service focused on understanding each client's unique needs and budget.
Gus Cisneros is a State Farm Insurance Agent serving the Coral Gables area and surrounding communities with comprehensive insurance solutions. He offers auto, home, life, and business insurance coverage tailored to individual and family needs. With deep roots in the local community, Gus provides personalized service and helps clients find the right protection at competitive rates.
SOL Insurance Agency has been serving the Miami community since 1995 as an independent insurance broker representing over 50 national, regional, and statewide carriers. They specialize in auto, homeowners, commercial, motorcycle, boat, flood, and specialty insurance, offering personalized coverage and competitive quotes tailored to fit your budget. With a team of knowledgeable agents committed to building lasting client relationships, SOL Insurance makes the insurance process seamless through online quotes, claims filing, and convenient payment options.
Peoples Insurance Agency of Florida is an independent insurance agency serving Miami-Dade, Broward, and Palm Beach counties with 20+ years of experience. Founded by José Maurisset, they offer auto, home, flood, commercial, life, and health insurance—comparing rates from 10+ top carriers to find clients the best coverage and pricing. Their approach prioritizes personal service with real licensed agents (no call centers), bilingual support in English and Spanish, and deep knowledge of South Florida's unique insurance challenges like hurricane and flood protection.
Hylton Agencies is an independent insurance agency in Miami offering comprehensive coverage solutions including auto, home, life, and business insurance. With a focus on personalized service and competitive rates, they help clients find the right coverage to protect what matters most.
Just Insurance Brokers is an independent insurance agency serving Florida with comprehensive personal, commercial, and industry-specific coverage solutions. They partner with top carriers including Progressive, Orchid, and Slide to offer auto, home, flood, condo, business owners, general liability, and specialized insurance for trucking, restaurants, contractors, and more. Their licensed advisors provide personalized service with annual policy reviews to ensure clients maintain optimal coverage at competitive rates.
Excellence Insurance is an independent insurance agency serving the Miami area and broader Florida market. They work with clients to find personalized insurance solutions covering auto, home, business, and life insurance needs. As part of the Afore Insurance Services network, they combine national resources and specialized expertise with local, relationship-driven service.
Esmeralda Insurance is a Miami-based insurance agency offering comprehensive coverage solutions including auto, home, life, and business insurance. They serve individuals and families throughout South Florida with personalized service and competitive rates. Their experienced team helps clients find the right coverage to protect what matters most.
John Galt Insurance is an independent insurance agency serving Miami and South Florida for over 50 years. They specialize in home, auto, flood, and umbrella insurance policies, with access to over 50 insurance carriers to find clients the best coverage at competitive prices. Their independent model means loyalty is to customers, not any single carrier, allowing them to compare options across the market and bundle multiple policies under one agent.
Brightway Insurance, The Obregon Family Agency is an independent insurance agency serving Miami and surrounding South Florida communities. The Obregon family brings personalized service and expertise across homeowners, auto, life, and business insurance, helping clients find the right coverage at competitive rates through access to multiple carriers.
Express Insurance is a Miami-based independent insurance agency offering auto, home, life, and commercial insurance coverage. With a focus on personalized service and competitive rates, they help individuals and businesses find the right insurance solutions tailored to their needs.
Estrella Insurance is an independent insurance agency serving Miami and South Florida with a wide range of coverage options including auto, home, life, and business insurance. The agency specializes in helping families and businesses find affordable coverage tailored to their specific needs, with bilingual support and personalized service from experienced agents.
The Insurance Center of Miami is a local independent insurance agency serving South Florida with comprehensive coverage options including auto, home, life, and commercial insurance. With a focus on personalized service and competitive rates, they help individuals and businesses find the right coverage for their specific needs.
Univista Insurance is an independent insurance agency serving Miami and South Florida with comprehensive coverage options including auto, home, health, and commercial insurance. With over two decades of experience, they specialize in helping individuals and families find affordable policies tailored to their specific needs, offering bilingual service and personalized consultations to ensure clients have the right protection at competitive rates.
Estrella Insurance at 1201 SW 8th Street in Miami, led by agent Alain Dumigron, is a full-service insurance agency offering auto, home, renters, motorcycle, commercial, life, health, boat, and pet insurance. With over 40 years of industry experience and partnerships with multiple carriers, they specialize in finding affordable, discounted coverage tailored to individual and business needs. The office provides bilingual service, same-day coverage options, and personalized guidance to help customers maximize savings and secure the protection that fits their budget.
Borbolla Insurance Agencies Inc is an Allstate Insurance agent serving the Coral Gables area with a full range of insurance products including auto, home, life, and business coverage. As an established local agency, they help individuals and families find the right insurance solutions tailored to their specific needs and budgets.
Miami International Insurance Agency has been serving South Florida communities since 1993, offering comprehensive personal and business insurance solutions including auto, home, flood, life, business, and RV & boat coverage. Their knowledgeable team shops through multiple carriers to find personalized policies that protect what matters most, handling everything from instant quotes to policy clarification and ongoing support.
Dulcinea Insurance Agency is the top-ranked insurance provider in Miami with a Lantern Score of 85.77/100 and a 5-star rating from over 1,040 reviews. They specialize in auto, home, health, and commercial insurance and are particularly well-suited for families seeking multi-policy bundling, small business owners, and Spanish-speaking customers.
South Florida Insurance Brokers - Medicare Specialists is the leading Medicare-focused agency in Miami with a Lantern Score of 85.10/100 and 22 years of experience. They're joined by Orange Insurance Broker (Lantern Score: 85.25/100) and Bell & Lyons Insurance (Lantern Score: 85.17/100), which both offer comprehensive Medicare and health insurance services for seniors and early retirees.
Dulcinea Insurance Agency (Lantern Score: 85.77/100) is the top choice for Spanish-speaking customers, while Univista Insurance has multiple Miami locations and specializes in serving Spanish-speaking families with auto, home, and commercial coverage. Estrella Insurance also has several South Florida locations with bilingual agents serving Spanish-speaking communities.
Bell & Lyons Insurance (Lantern Score: 85.17/100) is specifically noted for homeowners seeking flood and hurricane coverage expertise in South Florida. John Galt Insurance also specializes in flood insurance and has been serving Miami for over 50 years with access to more than 50 insurance carriers.
Total Protection (Lantern Score: 85.41/100) and E&L Insurance (Lantern Score: 85.61/100) are both top-ranked options specifically recommended for homeowners seeking bundle discounts. Dulcinea Insurance Agency (Lantern Score: 85.77/100) also emphasizes multi-policy bundling as a core service for families and homeowners.
Dulcinea Insurance Agency (Lantern Score: 85.77/100) serves small business owners with commercial insurance and is Miami's top-ranked agency overall. E&L Insurance (Lantern Score: 85.61/100) and Wyatt Rancourt Insurance Agent at Noventus Group (Lantern Score: 85.61/100) are also highly-rated options specializing in comprehensive business coverage and commercial liability protection.