RiskSmart Advisors dba John Galt Insurance

    Your business?

    Insurance Agents

    Miami, FL

    John Galt Insurance is an independent insurance agency serving Miami and South Florida for over 50 years. They specialize in home, auto, flood, and umbrella insurance policies, with access to over 50 insurance carriers to find clients the best coverage at competitive prices. Their independent model means loyalty is to customers, not any single carrier, allowing them to compare options across the market and bundle multiple policies under one agent.

    Best for: Comparing OptionsHomeownersSaving Money

    Ideal for: Homeowners seeking bundled coverage, families wanting multi-policy convenience, flood insurance buyers, those wanting personalized agent service

    Service area: Miami and South Florida

    What Sets RiskSmart Advisors dba John Galt Insurance Apart

    Independent Agency With 50+ Carriers: John Galt represents over 50 insurance companies, shopping the market on your behalf to find the best rates and coverage without being tied to any single carrier.

    50+ Years of Local Service: Established track record serving South Florida families and businesses with consistent, reliable insurance guidance and claims support.

    One Agent, One Call for Multiple Policies: Bundle home, auto, flood, and umbrella coverage under one agent and phone number for simplified management and potential discounts.

    Homeowners InsuranceAuto InsuranceIndependent Agent (Multiple Carriers)Free QuotesBundling Discounts
    Independent InsuranceHome & AutoFlood InsuranceMulti-Policy BundlingLocal Agency
    Google Rating
    5.0 ★ (14 reviews)
    Phone
    (305) 209-3102

    Location

    Address: 2050 Coral Wy Suite 200, Miami, FL 33145

    Phone: (305) 209-3102

    Website: johngaltinsurancemiami.com

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    Last updated April 21, 2026

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