Areas served: Jacksonville, FL and surrounding Duval, St. Johns, Clay, and Nassau Counties
Jacksonville's mortgage market serves one of Florida's fastest-growing metropolitan areas, where brokers navigate financing for everything from riverside historic homes in Riverside and Avondale to new construction in St. Johns County and beach properties in Jacksonville Beach and Atlantic Beach. The local market includes specialists in VA loans serving the substantial military population from NAS Jacksonville and Naval Station Mayport, conventional financing for the expanding urban core, and jumbo products for Ponte Vedra Beach's luxury market. This directory provides verified information on mortgage brokers serving Jacksonville and Northeast Florida, including their lender networks, loan specializations, average closing timelines, and fee structures.
Future Home Loans is a veteran-owned mortgage brokerage in Jacksonville Beach specializing in home purchases, refinancing, and cash-out loans. Their expert brokers work with 30+ active lenders to offer hundreds of loan options, including programs for first-time buyers, VA loans (with no lender fees for veterans), FHA, and jumbo loans. They're known for fast processing (14-day average clear-to-close), competitive pricing, and a willingness to work with borrowers who've been declined elsewhere.
Jennifer Beeston is an Executive Vice President of National Sales at Rate (NMLS #247743), a nationwide mortgage lender specializing in home purchases and refinancing. She leads a team of mortgage experts offering comprehensive loan solutions including VA loans, FHA loans, jumbo loans, bank statement loans for self-employed borrowers, physician loans, foreign national loans, and reverse mortgages. Rate provides fast approvals (including same-day options), down payment assistance guidance, low down payment programs, HELOCs, personal loans, and tools like their 60-90 day rate lock program without requiring a signed contract.
First Coast Mortgage Funding is an independent mortgage lender serving Jacksonville and the surrounding First Coast area. They specialize in home purchase loans and refinancing, offering a wide array of mortgage programs tailored to individual needs. Led by a team of experienced loan officers including Jason, Marta Lillard, and Taylor Mobley, the company emphasizes fast processing, transparent communication, competitive rates, and personalized service—with support available 24/7 and extended office hours on weekends.
First Down Mortgage is a Jacksonville-based mortgage broker serving homebuyers throughout Florida and Georgia with VA loans, FHA loans, conventional mortgages, and refinancing options. The team specializes in fast pre-approvals and competitive interest rates, with personalized service tailored to first-time buyers, veterans, and homeowners seeking to refinance. They emphasize local expertise, efficient application processes, and putting borrowers' interests first.
North Star Mortgage Network is an award-winning, locally-owned mortgage broker based in Jacksonville, FL, serving homebuyers and homeowners throughout Florida since 2000. They specialize in personalized mortgage solutions including conventional, FHA, VA, USDA, jumbo, and non-QM loans, as well as refinancing and down payment assistance programs. Known for fast approvals, transparent pricing, competitive rates, and hands-on client service, their team combines advanced technology with direct communication to deliver a stress-free borrowing experience.
Cassandra Dorsainvil is a mortgage professional with The Dorsainvil Group, powered by NEXA Mortgage, LLC, specializing in VA loans, FHA, conventional, USDA, and investor mortgages. The team helps homebuyers and refinancers—including self-employed borrowers and real estate investors—access 270+ lenders and 1,800+ loan programs to find solutions even when other lenders say no. Known for fast pre-approvals, transparent pricing with no hidden fees, and a client-first approach.
Sharp Mortgages Inc. is a full-service mortgage lender based in Jacksonville, FL, specializing in first-time home buyers and borrowers throughout Florida. They offer a comprehensive range of purchase loans (FHA, VA, USDA, conventional, jumbo, reverse mortgage) and refinancing programs, plus niche options like bank statement loans and damaged credit programs. With over 150 five-star reviews, they're known for transparent rates, fast pre-approval processes, and personalized guidance through every step of the mortgage journey.
First Look Home Loans is an education-based mortgage company serving Fleming Island and the surrounding Jacksonville area. They specialize in helping first-time homebuyers and experienced investors find the right mortgage products through a transparent, consultative process. Their team prides itself on excellent communication, fast closings (averaging 15 days clear to close), and offering multiple loan solutions including VA loans, refinancing options, and conventional mortgages tailored to each client's specific goals.
Randall Wiggins is a mortgage broker serving Jacksonville and throughout Florida, specializing in purchase mortgages, refinancing, and specialized loan programs. Operating under NuView Mortgage, he provides personalized mortgage solutions with a focus on simplifying the home loan process for borrowers at all stages. His direct approach and commitment to customer service make him a trusted resource for securing competitive rates and finding the right loan program for each client's needs.
Keith Strausburg at 8 Flags Home Loans LLC is a mortgage broker serving Florida and Georgia homebuyers and refinancers with conventional, FHA, VA, USDA, jumbo, reverse, and non-prime loan programs. With NMLS certification and a focus on personalized service, Keith specializes in first-time homebuyers, self-employed borrowers, veterans, and clients with unique credit situations. His approach emphasizes transparent communication, competitive rates, and stress-free closings, with a track record of closing loans in under 30 days.
Florida Mortgage Brokerage is an independent mortgage broker serving the Northeast Florida region with access to multiple lenders and loan programs. They specialize in helping borrowers find competitive rates and terms tailored to their financial situation, whether you're a first-time buyer, refinancing an existing loan, or looking for specialty programs like VA or FHA loans. Their team provides personalized guidance through the entire mortgage process.
Guild Mortgage Company is a full-service mortgage lender serving Jacksonville and surrounding areas with a wide range of loan programs including conventional, FHA, VA, and jumbo mortgages. Their experienced loan officers provide personalized guidance for first-time homebuyers, refinancing clients, and those seeking investment property financing. They focus on making the mortgage process transparent and efficient to help borrowers achieve homeownership.
Lee Simanoff is an independent mortgage broker in Jacksonville Beach specializing in personalized loan solutions for homebuyers and refinancing clients. With access to multiple lenders and a focus on competitive rates, Lee works directly with borrowers to find the right mortgage product for their financial situation. His expertise spans conventional, FHA, VA, and jumbo loans, making him a comprehensive resource for both first-time and experienced homebuyers.
PrimeLending, A PlainsCapital Company, is a mortgage lender serving Jacksonville and surrounding areas with a full range of home financing solutions. The local Jacksonville team helps borrowers navigate purchase mortgages, refinancing, FHA loans, VA loans, and jumbo loans with personalized service and competitive rates. Known for fast pre-approval processes and access to multiple lending options, they work with first-time buyers and experienced homeowners alike.
Forever Home Loans is a mortgage lending company based in Jacksonville, FL that specializes in helping borrowers secure financing for their home purchases and refinancing needs. They work with borrowers of various financial profiles and offer personalized loan solutions to make homeownership accessible. Their team focuses on providing competitive rates and a streamlined application process to help clients achieve their real estate goals.
Mortgages By Linda is an independent mortgage lender serving Jacksonville and surrounding areas, specializing in personalized home financing solutions for a wide range of borrowers. Linda and her team offer competitive rates, fast pre-approval processes, and access to multiple loan programs including conventional, FHA, VA, and jumbo loans. They're known for their direct, hands-on approach and commitment to finding the right loan fit for each client's unique situation.
North Florida Mortgage is a local mortgage lender serving Jacksonville and surrounding areas with personalized home financing solutions. They specialize in helping borrowers secure competitive loan products tailored to their financial situation, whether purchasing a new home or refinancing an existing mortgage. With strong local expertise and customer-focused service, they guide clients through the lending process efficiently.
Willie Smith is a mortgage loan officer at Preferred Rate, a national mortgage lender, serving Jacksonville and the surrounding area. With a 5-star rating from 40+ reviews, Willie specializes in helping borrowers navigate the mortgage process with personalized service and access to multiple loan programs. Whether you're a first-time homebuyer, refinancing an existing mortgage, or seeking a jumbo loan, Willie works to match you with the right financing solution.
First Coast Mortgage Funding, part of the Carson Home Team, is a Jacksonville-based mortgage lender specializing in financing solutions for homebuyers and refinancing clients. They offer personalized loan programs including conventional, FHA, VA, and jumbo loans, with a focus on fast pre-approval and flexible lending options. Their team works to match borrowers with the right loan product for their financial situation.
Chris Clemente at Motto Mortgage Specialists provides comprehensive mortgage lending services to Jacksonville-area homebuyers and refinancers. As part of the Motto Mortgage network, Chris offers access to multiple lenders and loan programs, enabling clients to compare options and find competitive rates tailored to their financial situation. Whether you're a first-time buyer seeking guidance, a homeowner refinancing to lower your rate, or someone with unique lending needs, Chris delivers personalized mortgage solutions with a focus on fast pre-approval and transparent service.
Bold City Mortgage is an independent mortgage lender serving the Jacksonville area with personalized financing solutions. They specialize in helping borrowers navigate the loan process with direct access to multiple lending options, offering flexibility for various financial situations including first-time homebuyers, refinancing, and jumbo loans. Their Orange Park office provides in-person consultation and support throughout the mortgage approval process.
LoanSource Lending Inc. is a mortgage lender serving Jacksonville and surrounding areas with personalized financing solutions for homebuyers and refinancers. Based in Jacksonville, they offer comprehensive mortgage services including conventional, FHA, VA, and jumbo loan options to help clients achieve their homeownership goals.
Elite Mortgage Advisors, led by mortgage specialist Lazaro Toledo, provides comprehensive loan origination and mortgage advisory services to Jacksonville homebuyers. With expertise in multiple loan programs and a commitment to personalized service, they guide clients through pre-approval, loan selection, and closing to find the best financing solution for their specific situation.
Gary Burmeister is an independent mortgage broker serving Jacksonville and surrounding areas with expertise in FHA loans, VA loans, and renovation financing (203k loans). With deep knowledge of government-backed loan programs and a focus on helping borrowers access the best rates across multiple lenders, Gary specializes in making homeownership accessible to first-time buyers, veterans, and those looking to finance home improvements.
Bryan Lakey Mortgages is an independent mortgage lending service based in Jacksonville Beach, specializing in personalized home financing solutions for buyers and refinancers throughout Northeast Florida. With a focus on customer service and transparent lending practices, Bryan Lakey helps homebuyers navigate mortgage options and secure competitive rates tailored to their financial situation.
Jones Mortgage Solutions is a Jacksonville-based mortgage lender offering comprehensive loan products including conventional, FHA, VA, and jumbo mortgages. With a 5-star rating from 32 reviews, they provide personalized service to help borrowers navigate the lending process, from first-time homebuyers to experienced investors seeking refinancing options.
James Holmes is a mortgage and financial services professional serving Jacksonville and the surrounding North Florida region. With a 4.8-star reputation based on client feedback, Holmes specializes in helping borrowers navigate financing options and secure competitive loan terms. Whether you're a first-time homebuyer, refinancing an existing mortgage, or exploring VA and FHA loan programs, James Holmes provides personalized guidance to match your financial situation and goals.
Kaung Home Loan is an independent mortgage lender serving the Jacksonville area with personalized home financing solutions. They specialize in helping borrowers navigate the mortgage process with direct, transparent guidance and competitive rates. Their team focuses on understanding each client's unique financial situation to find the right loan product.
Summit Mortgage Corporation, led by NMLS-licensed mortgage professional Emmanuel Gonzalez, provides comprehensive home financing solutions including conventional loans, FHA loans, VA loans, and refinancing options. With a focus on personalized service and competitive rates, Emmanuel works with first-time homebuyers, veterans, and existing homeowners to find the right mortgage product for their financial situation. Based in Jacksonville, the company combines industry expertise with local market knowledge to streamline the loan process.
Integrity Mortgage Group is a Jacksonville-based mortgage lender offering comprehensive home financing solutions including conventional loans, FHA loans, VA loans, and refinancing options. With a focus on personalized service and competitive rates, they help borrowers navigate the mortgage process from pre-approval through closing. Their experienced team works with first-time homebuyers, experienced investors, and borrowers seeking to refinance existing mortgages.
The Mortgage Firm in Jacksonville provides personalized mortgage lending services to homebuyers and refinancing clients across Northeast Florida. With a focus on individualized service and competitive rates, they help borrowers navigate loan options and secure financing tailored to their financial situation.
Royal Mortgage is a finance and lending service based in Jacksonville, Florida, offering mortgage solutions to help clients secure financing for their home purchases and refinancing needs. With a focus on personalized service and competitive rates, Royal Mortgage works with clients to find loan options tailored to their financial situation and goals.
Drue Does Mortgages, operated by Drue Williams through Supreme Lending, provides comprehensive mortgage lending services to homebuyers in the Jacksonville area. Specializing in mortgage pre-approval, financing options, and personalized loan guidance, Drue works to match clients with the right mortgage products for their financial situation. With a focus on customer service and transparent communication, this local mortgage professional helps first-time and experienced buyers navigate the home financing process.
Andrew Cady is a Branch Manager at Fairway Independent Mortgage Corporation, a national mortgage lender offering a full range of home financing solutions. With access to multiple lenders and loan programs, Fairway helps borrowers find the right mortgage fit for their situation, whether they're first-time homebuyers, refinancing existing loans, or seeking specialized programs like VA or FHA loans. Andrew's local Jacksonville presence provides personalized service and guidance through the mortgage process.
Rate is a mortgage lender and financial services company offering home loans, refinancing, and mortgage pre-approval services to homebuyers and property owners throughout Florida. With a Jacksonville branch located on San Jose Boulevard, Rate provides digital-first mortgage solutions designed to streamline the application and approval process. They serve first-time homebuyers, experienced investors, and homeowners looking to refinance existing mortgages.
Supreme Lending Jacksonville, led by loan officer Jody Barry, provides comprehensive mortgage financing solutions for homebuyers and refinancers in the Jacksonville area. They offer access to multiple loan products including conventional, FHA, VA, and jumbo loans, with a focus on fast pre-approval processes and personalized service. Whether you're a first-time buyer or an experienced homeowner looking to refinance, Supreme Lending helps you find the right loan program for your financial situation.
USDA Mortgage Source specializes in USDA home loans for rural and suburban properties across Florida and beyond. They help qualified borrowers access affordable financing with low or no down payment requirements, making homeownership accessible in areas underserved by traditional lenders. Their team provides expert guidance through the USDA loan process and works to match borrowers with the right loan products for their situation.
Gold Star Mortgage is a mortgage lending service based in Jacksonville, Florida, offering financing solutions for home purchases and refinancing. Operating from their Riverplace Boulevard office, they work with clients to provide mortgage options and support throughout the lending process.
Future Home Loans is the top-ranked mortgage broker in Jacksonville with a Lantern Score of 85.81/100 and 1,385 five-star reviews. This veteran-owned brokerage specializes in home purchases, refinancing, and cash-out loans, working with 30+ active lenders and serving first-time home buyers, veterans, and borrowers with non-traditional credit.
Several top-ranked brokers specialize in VA loans, including First Down Mortgage (Lantern Score 85.53), North Star Mortgage Network (85.50), Cassandra Dorsainvil at NEXA Mortgage (85.30), and Sharp Mortgages Inc. (85.20). All these providers have 5-star ratings and extensive experience helping veterans navigate VA loan options.
First Coast Mortgage Funding (Lantern Score 85.60), Jennifer Beeston at Rate (85.77), North Star Mortgage Network (85.50), and Cassandra Dorsainvil (85.30) all specialize in serving self-employed borrowers. These top-ranked providers understand the unique financial documentation requirements for self-employed applicants and work with multiple lenders to find competitive options.
Jennifer Beeston at Rate (Lantern Score 85.77, 1,030 reviews) specializes in luxury home buyers, while Lee Simanoff (83.68) focuses on high-net-worth buyers seeking jumbo loans. Guild Mortgage Company (83.84) and PrimeLending (83.62) also serve jumbo loan buyers in the Jacksonville area.
None of the 38 mortgage brokers listed in Jacksonville are open on weekends. All providers operate during standard business hours, so customers should plan to contact their chosen broker during weekday business hours.
Future Home Loans (Lantern Score 85.81), Jennifer Beeston at Rate (85.77), and First Coast Mortgage Funding (85.60) are all top-ranked choices for first-time homebuyers, each with 5-star ratings and extensive experience guiding new buyers through the purchase process. First Look Home Loans (85.04) is also education-focused and specializes in helping first-time homebuyers understand their options.