Sharp Mortgages Inc. NMLS#155163

    Your business?

    Mortgage Brokers

    Jacksonville, FL

    Sharp Mortgages Inc. is a full-service mortgage lender based in Jacksonville, FL, specializing in first-time home buyers and borrowers throughout Florida. They offer a comprehensive range of purchase loans (FHA, VA, USDA, conventional, jumbo, reverse mortgage) and refinancing programs, plus niche options like bank statement loans and damaged credit programs. With over 150 five-star reviews, they're known for transparent rates, fast pre-approval processes, and personalized guidance through every step of the mortgage journey.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes

    Ideal for: First-time home buyers, VA and military borrowers, refinancers seeking better rates, borrowers with non-traditional credit profiles

    Service area: Jacksonville, Ponte Vedra, and greater Jacksonville area including Duval, St. Johns, Baker, Nassau, Putnam, Flagler, and Clay counties

    What Sets Sharp Mortgages Inc. NMLS#155163 Apart

    Specialized Niche Programs: Offers unique loan options including reverse mortgages, bank statement loans, and damaged credit programs that many traditional lenders don't provide.

    Multi-Program Expertise: Licensed and equipped to handle FHA, VA, USDA, conventional, and jumbo loans for both purchase and refinance, plus down payment assistance options.

    Fast Digital Application: Streamlined 7-10 minute secure online application process with quick pre-approval turnaround and dedicated loan officer support.

    First-Time Buyer ProgramsRefinancingVA LoansFHA LoansJumbo LoansFast Pre-Approval
    Mortgage LenderFirst-Time BuyersVA LoansRefinancingJacksonville
    Google Rating
    5.0 ★ (183 reviews)
    Phone
    (904) 997-1093

    Location

    Address: 8785 Perimeter Park Blvd, Jacksonville, FL 32216

    Phone: (904) 997-1093

    Website: sharpmortgages.com

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    Last updated April 21, 2026

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