Areas served: Clearwater, FL and surrounding Pinellas County
Clearwater's mortgage brokerage landscape serves a diverse housing market spanning waterfront condominiums, single-family homes in established neighborhoods like Countryside and Harbor Oaks, and new construction developments. Local brokers navigate financing for properties ranging from beach-adjacent condos requiring wind mitigation considerations to inland homes in Pinellas County's varied price points. This directory catalogs mortgage brokers serving Clearwater, evaluated on their loan product offerings, lender network breadth, and expertise with Florida-specific financing considerations including flood insurance requirements and homestead exemptions.
Jennifer Martinez is a VP of Mortgage Lending and top producer at CrossCountry Mortgage with 25 years of mortgage lending experience. She specializes in conventional, FHA, VA, and jumbo loans for purchases, refinances, and foreclosure properties across the Tampa Bay area. Jennifer prioritizes personalized service and communication, guiding clients through every step of the mortgage process to ensure they get the right financing solution for their specific situation.
SunPoint Home Loans is an education-based mortgage company serving the Tampa Bay area with 19 years of experience. They specialize in personalized financing solutions for home purchases and refinances, representing a wide range of A-rated lenders plus portfolio lenders with expanded underwriting guidelines to help unique borrower scenarios. Their team treats each customer individually, providing expert guidance, excellent communication, and an average 15-day close time.
DDA Mortgage is an independent mortgage broker in Largo, Florida, specializing in residential loans, commercial loans, and refinancing. Led by founder Didier Malagies with over 38 years of mortgage industry experience and over $1 billion in closed loans, DDA Mortgage offers personalized loan programs designed to maximize cash flow and minimize closing costs and interest charges. They serve Pinellas and Pasco County residents with expertise across multiple neighborhoods and loan programs.
My Easy Mortgage is an independent mortgage broker serving the Tampa Bay area and beyond with offices in Wesley Chapel, Land O Lakes, and Plano, Texas. They specialize in home purchases, refinances, and home equity loans, offering custom loan solutions and access to multiple wholesale lenders to secure competitive rates. Led by experienced loan originators including partners Sam Wax and Gilbert Bennett, the firm emphasizes fast closings (averaging under 30 days), transparency, and client education to make the mortgage process straightforward and stress-free.
Bliss Mortgage LLC is a Tampa-based mortgage firm specializing in home purchase and refinance loans throughout Florida. Led by owner Gerald Bliss and his team of experienced loan officers, they offer competitive rates and personalized service across multiple loan programs including conventional, FHA, VA, jumbo, and cash-out refinancing options. The team is known for making the lending process transparent and straightforward, with a focus on fast closings and one-on-one guidance for first-time homebuyers, veterans, and homeowners seeking to refinance.
Simons & Leoni Home Loans is a Tampa-based mortgage broker offering home purchase loans, refinancing, cash-out refinances, and rate comparisons. Led by President Douglas Leoni and Managing Member Scott Simons, the company specializes in personalized service with a team of experienced loan originators and processors who handle everything from pre-approval to fast funding. They provide free pre-approval letters, refinance analysis tools, and property evaluations to help borrowers understand their options and secure competitive rates.
BlueGrey Mortgage is a full-service mortgage lender offering conventional, FHA, VA, and jumbo loans to homebuyers across Florida, Georgia, Texas, Colorado, and Kansas. Based in Tampa, the company specializes in making homeownership accessible through competitive interest rates, low closing costs, and personalized guidance at every step of the process. Known for exceptional customer service and attention to detail, BlueGrey Mortgage serves first-time buyers, refinancing clients, and investment property purchasers with a commitment to honesty, integrity, and expert support throughout the closing process.
Howard Team Home Loans, powered by Lower LLC, is a Tampa-based mortgage brokerage led by Jonathan F. Howard (NMLS #1568511) and his experienced team including Angela, Todd, and Grant. They specialize in home purchase loans, refinancing, cash-out refinances, and rate comparisons, offering fast digital quotes and streamlined online applications with typical funding in under 30 days. The team provides free pre-approval letters, refinance analysis, property evaluations, and personalized rate quotes to help borrowers find the best mortgage terms for their financial goals.
Heckman Mortgage Group is a Tampa-based mortgage lender offering personalized financing solutions for homebuyers and refinancing clients. Led by experienced local mortgage professionals, they specialize in helping first-time buyers navigate the lending process while also serving customers seeking to refinance existing mortgages. Their focus on customer service and local expertise makes them a trusted resource for residential mortgage needs in the Tampa Bay area.
Katie Blake is a mortgage loan officer at Guaranteed Rate serving the Tampa Bay area. She specializes in helping clients navigate mortgage pre-approval, refinancing, and loan options including VA, FHA, and jumbo loans. With a 5-star rating from over 150 clients, Katie is known for her responsive communication and personalized guidance through the lending process.
Mikasa Home Loans is a mortgage lender serving the Tampa Bay and Central Florida areas with bilingual expertise in Spanish and English. They specialize in helping borrowers navigate the mortgage process with personalized service and competitive financing options. Known for their responsive customer service and commitment to making homeownership accessible to diverse communities.
McCaughan Home Lending, powered by Lower, LLC, is a mortgage lender serving the Tampa Bay area from their Clearwater branch. They offer comprehensive mortgage solutions including conventional loans, FHA loans, VA loans, and refinancing options for homebuyers at all stages. Their team provides personalized guidance to help clients navigate the lending process and find financing solutions tailored to their specific needs.
Clearwater Mortgage is an independent mortgage lender serving the Tampa Bay area with personalized financing solutions for home purchases and refinancing. Founded on local expertise, they work directly with borrowers to find the right loan programs and rates, avoiding the impersonal approach of large national lenders. Their team specializes in helping first-time buyers, seasoned homeowners, and those looking to refinance existing mortgages.
Moneylink Mortgage, Inc. is a mortgage lender serving the Tampa Bay area and beyond from their Clearwater office. They specialize in helping borrowers secure financing for home purchases and refinancing needs, working with clients to find loan solutions that fit their financial situation. With a focus on personalized service and competitive rates, Moneylink Mortgage helps first-time buyers, experienced homeowners, and refinancers navigate the mortgage process.
Team Stapleton Home Loans LLC is a mortgage brokerage serving the Tampa Bay area with a focus on personalized, relationship-based lending. The team specializes in helping borrowers navigate the mortgage process with transparent guidance and access to multiple loan programs, including conventional, FHA, VA, and jumbo loans. They pride themselves on fast pre-approval timelines and expert support throughout the entire loan process.
Fairway Independent Mortgage is a mortgage lender serving the Tampa Bay area and beyond, offering a full range of home loan products including conventional, FHA, VA, and jumbo loans. As an independent mortgage broker, Fairway provides access to multiple lenders and loan programs, allowing borrowers to compare options and find competitive rates tailored to their financial situation. Their Clearwater office specializes in personalized mortgage guidance for home buyers, refinancers, and investors seeking flexible financing solutions.
Home Loan Advisors is a mortgage brokerage serving the Tampa Bay area and beyond, specializing in helping borrowers find the right loan program for their financial situation. They work with multiple lenders to provide competitive rates and personalized service, handling everything from pre-approval to closing. Their team focuses on making the mortgage process transparent and accessible for first-time buyers, refinancing clients, and homebuyers at all stages.
First Team Lending is a mortgage lender serving the Tampa Bay area and surrounding Florida communities. They provide a range of loan products including conventional, FHA, VA, and jumbo mortgages, with a focus on personalized service and competitive rates. The team specializes in helping first-time homebuyers, refinancing clients, and those seeking fast pre-approval processes.
14 Days To Close is a mortgage lender specializing in fast, streamlined home financing with a commitment to closing loans in 14 days or less. Based in Tampa, they offer conventional, FHA, VA, and jumbo loan programs with transparent pricing and dedicated loan officers who guide borrowers through the entire process. Their focus on speed and customer service has made them a trusted choice for homebuyers and refinancers throughout Florida.
Gateway Capital Mortgage is a local mortgage lender serving the Tampa Bay area and beyond from their St. Petersburg office on Beach Drive. They specialize in helping buyers and refinancers secure financing through personalized loan solutions, offering access to multiple loan programs including conventional, FHA, VA, and jumbo mortgages. Their team works directly with clients to find the right loan structure for their financial goals and timeline.
Embrace Home Loans is a mortgage lender serving the Tampa area and throughout Florida with a focus on personalized service and fast loan processing. Their team specializes in conventional, FHA, VA, and jumbo loan programs, helping borrowers navigate the mortgage process with transparency and expertise. They pride themselves on competitive rates and a streamlined application process designed to get borrowers to closing quickly.
Get Fast Lending is a mortgage brokerage led by Robert Harris, offering personalized mortgage solutions to homebuyers and refinancers throughout the Tampa Bay area. With access to multiple lenders and loan programs, they specialize in helping borrowers find competitive rates and fast pre-approval processes. Harris and his team focus on transparency and customer service to simplify what can be a complex financing process.
Luminate Bank's Tampa branch offers comprehensive mortgage and financial services to homebuyers and refinancers throughout the Tampa Bay area. Located on North Franklin Street, they provide personalized lending solutions with access to multiple loan programs including conventional, FHA, VA, and jumbo mortgages. Their team focuses on delivering fast pre-approval processes and competitive rates tailored to each client's financial situation.
Colin Group Mortgage Brokers is an independent mortgage brokerage serving the Tampa Bay area with access to multiple lenders and loan programs. The team specializes in helping first-time homebuyers, refinancing clients, and borrowers with unique financial situations find competitive mortgage rates and terms tailored to their needs. They offer pre-approval services, VA loans, FHA loans, and jumbo loan options to serve a wide range of borrowers.
Kearns Mortgage Team is a mortgage broker serving the Tampa Bay area and beyond, specializing in helping borrowers find the right loan program from multiple lenders. Led by experienced professionals, they work with first-time homebuyers, refinancers, and borrowers with unique financial situations to secure competitive rates and terms tailored to individual needs.
Jen Martinez at CrossCountry Mortgage is the top-ranked mortgage broker in Clearwater with a Lantern Score of 85.67/100 and a 5★ rating from 578 reviews. With 25 years of mortgage lending experience, she specializes in conventional, FHA, VA, and jumbo loans, and is particularly well-suited for first-time homebuyers, VA loan borrowers, and those seeking refinancing.
SunPoint Home Loans (Lantern Score: 85.64/100) specializes in serving military veterans and active service members along with other borrower types. They are an education-based mortgage company with 19 years of experience in the Tampa Bay area and are specifically recommended for VA loan applicants seeking personalized financing solutions.
Mikasa Home Loans (Lantern Score: 84.77/100) is the top option for Spanish-speaking borrowers, offering bilingual expertise in Spanish and English. They serve the Tampa Bay and Central Florida areas and specialize in helping Hispanic families and multicultural communities navigate the mortgage process with culturally-informed support.
14 Days To Close (Lantern Score: 84.07/100) specializes in fast, streamlined home financing with a commitment to closing loans in 14 days or less. Based in Tampa, they offer conventional, FHA, VA, and jumbo loans, making them ideal for borrowers seeking expedited closings across multiple loan types.
DDA Mortgage (Lantern Score: 85.62/100) is an independent mortgage broker in Largo that specializes in both residential and commercial loans. Led by founder Didier Malagies with over 38 years of experience, they are specifically noted as best for small business owners needing commercial loans alongside their residential lending services.
SunPoint Home Loans (Lantern Score: 85.64/100) explicitly specializes in serving borrowers with non-traditional credit histories along with first-time homebuyers and military veterans. Their education-based approach helps them work with a diverse range of financial situations in the Tampa Bay area.