Areas served: Washington, DC and the greater DMV metropolitan area
Washington, DC's mortgage market serves a diverse mix of federal employees, diplomats, professionals, and first-time buyers navigating the region's competitive housing landscape. The District's unique lending environment includes special programs for government workers, DC-specific first-time homebuyer assistance, and financing considerations for historic properties and condominiums. Local mortgage brokers here typically maintain relationships with lenders familiar with DC's co-op buildings, condominium certification requirements, and the nuances of financing in adjacent Maryland and Virginia jurisdictions.
FitzGerald Financial Group is a local mortgage lender serving borrowers across 18 states with personalized home financing solutions. Operating for over 22 years from their Rockville headquarters, they specialize in conventional loans, jumbo loans, FHA loans, VA loans, and renovation financing for first-time buyers, refinancers, and existing homeowners. With in-house processing and underwriting, they guide borrowers from pre-qualification through closing with dedicated loan officers committed to a transparent, hassle-free experience.
Cornerstone First Financial is a full-service mortgage lender serving Washington DC, Maryland, Virginia, Colorado, Florida, Georgia, California, and Pennsylvania. They specialize in first-time homebuyer programs, VA loans for veterans and active-duty servicemembers, FHA loans, reverse mortgages (HECM) for seniors 62+, home refinancing, and debt consolidation. Led by Mark Livingstone, they emphasize competitive rates, personalized service from application to closing, and a wide range of loan products tailored to different borrower needs.
Coastline Mortgage, LLC is a Maryland-based mortgage brokerage serving the Pasadena area with access to multiple lenders and loan programs. They specialize in fast closings and personalized service, helping borrowers find the right financing solution whether you're a first-time homebuyer, refinancing an existing mortgage, or securing a jumbo loan. Their team works with conventional, FHA, VA, and other loan types to match clients with competitive rates and terms.
Advantage Star Mortgage Corp is a local mortgage lender serving the Glenelg, MD area with a full range of home financing solutions including purchase loans, refinances, FHA loans, and cash-out refinancing. Led by a community-focused team with deep local market knowledge, they differentiate themselves through fast processing, access to multiple lenders for rate shopping, and a blend of modern technology (secure mobile uploading) with personalized service. Whether you're a first-time homebuyer needing pre-qualification or an existing homeowner looking to refinance, their expertise helps clients navigate the loan process efficiently.
Chanin Wisler is a full-service mortgage lender offering conventional, FHA, VA, jumbo, and investment mortgages to borrowers across Washington DC, Maryland, Virginia, and surrounding states. Specializing in both purchase and refinance loans, Chanin provides low rates with personalized service—combining the convenience of online lending with direct professional guidance. Services include first-time homebuyer programs, investment property financing (including DSCR loans), cash-out refinancing, reverse mortgages for seniors, and down payment assistance guidance.
Michael Basch is a licensed mortgage loan officer (NMLS 1721748) with First Home Mortgage, serving the Mid-Atlantic region including Maryland, Virginia, DC, New Jersey, and Florida. He specializes in home purchases, refinancing, and construction loans, offering personalized guidance through the entire mortgage process. As a Howard County native with deep community connections, Michael is known for responsive communication, thorough financial analysis, and tailoring loan packages to individual needs.
Fortis Mortgage is a commercial mortgage broker specializing in real estate investor loans with over 20 years of expertise. They provide fast approvals and customized financing solutions for fix & flip projects, rental properties, new construction, bridge loans, and multifamily/commercial investments. With access to an extensive network of lending partners, they offer both traditional and non-traditional financing options tailored to help investors grow their portfolios.
Mortgage247, LLC is a residential mortgage lender based in Nottingham, Maryland, specializing in purchase mortgages, refinancing, and specialized loan programs. The team is committed to quality customer service and offers free consultations with personalized guidance. They provide online application options and mortgage calculators to help borrowers understand affordability and potential savings.
Zachary Bodine is a mortgage sales manager with Fairway Independent Mortgage Corporation, bringing 18+ years of industry experience to the Washington, DC area. He specializes in explaining complex mortgage transactions and loan structures in clear, understandable terms, helping both first-time homebuyers and refinancing clients navigate their options. Known for patient, consultative service and problem-solving approach, Zachary takes time to ensure clients fully understand their mortgages before making decisions.
McKay Mortgage Company is a family-owned residential mortgage brokerage founded in 2013 by Brendan and Tina McKay, a mother-and-son team with decades of underwriting and operations expertise. As an independent broker, they shop loans across the nation's top lenders to secure competitive rates and terms tailored to each client's situation. They specialize in purchase mortgages, refinancing, and first-time home buyer guidance, emphasizing education and transparency throughout the process to remove stress from one of life's biggest financial decisions.
Taylor Paff at Preferred Home Loans is a Baltimore-based mortgage banker dedicated to helping individuals and families achieve homeownership through personalized service and competitive rates. Since 2019, the company has served the Baltimore area and beyond with a comprehensive range of loan products including conventional, FHA, VA, USDA, jumbo, and renovation loans, as well as refinancing options. Taylor Paff's commitment to honesty, reliability, and exceptional customer service ensures a smooth lending experience from application to closing.
Tidewater Mortgage Services is a mortgage lender serving the Washington, DC area and surrounding regions. They provide comprehensive mortgage solutions including conventional loans, FHA loans, VA loans, and refinancing options for homebuyers and existing homeowners. With a focus on personalized service and competitive rates, Tidewater helps clients navigate the mortgage process from pre-approval through closing.
Joel Bailey is a mortgage loan officer with Guild Mortgage, a national mortgage lender. He specializes in helping borrowers in the Washington, DC area secure financing for home purchases and refinancing needs. Guild Mortgage offers a range of loan products including conventional, FHA, VA, and jumbo loans, with personalized guidance through the application and approval process.
Trent Riggs is a loan officer with Main Street Home Loans, a mortgage lender serving the Maryland area. Specializing in personalized mortgage solutions, Trent works directly with homebuyers and refinancers to find loan programs that fit their financial situation. Main Street Home Loans offers access to multiple loan products including conventional, FHA, VA, and jumbo loans, with a focus on transparent communication and streamlined processing.
Navigator Mortgage Brokers, led by Jason Turner, specializes in low-rate mortgages with minimal hassle for homebuyers and refinancers throughout Maryland. Jason works with first-time buyers, veterans using VA benefits, move-up buyers, refinancing homeowners, and investment property buyers to secure competitive rates and fast closings. His approach emphasizes outstanding communication, transparent processes, and expert guidance through every step of the mortgage application and approval process.
Apex Home Loans, Inc. is a mortgage lender serving the Maryland and surrounding region from their Rockville office. They specialize in helping borrowers secure home financing through personalized loan solutions and expert guidance throughout the mortgage process. With a strong reputation and extensive experience, Apex Home Loans works to match borrowers with the right loan programs for their financial situation.
Federal Hill Mortgage is a local Baltimore-based mortgage lender serving homebuyers and refinancers throughout Maryland and beyond. They offer a full range of loan products including conventional, FHA, VA, and jumbo loans, with a focus on personalized service and competitive rates. Known for their responsive team and streamlined application process, they help first-time buyers and experienced homeowners navigate the mortgage process with transparency and expertise.
Embrace Home Loans is a mortgage lender serving Rockville, Maryland with a team of experienced loan officers dedicated to personalized home financing solutions. They specialize in helping first-time homebuyers, refinancing existing mortgages, and offering government-backed loan programs including FHA, VA, and USDA loans. Their approach combines financial planning with lifestyle considerations, helping clients explore options from conventional loans to low or no down payment programs and cash-out refinancing.
District Home Loans is a mortgage lender serving the DC, Maryland, and Virginia area with a focus on providing personalized financing solutions for homebuyers. Based in Rockville, MD, they offer conventional loans, FHA loans, VA loans, and refinancing options tailored to individual financial situations. Their experienced team works to make the mortgage process transparent and accessible for first-time buyers and experienced homeowners alike.
Coastal Lending Group is a Mid-Atlantic mortgage lender based in Timonium, MD, serving DC, DE, FL, MD, NJ, PA, SC, VA, and WV since 2008. They specialize in conventional loans, FHA loans, VA loans, USDA rural housing loans, refinancing, renovation loans, and down payment assistance programs. Built on a "Client for Life" philosophy, they leverage partnerships with a national wholesale network to offer competitive rates while maintaining personalized, transparent service.
Embrace Home Loans, led by mortgage professional Shawn Barsness, provides comprehensive mortgage financing solutions for homebuyers in the Arlington, VA area. With expertise across conventional, FHA, VA, and jumbo loans, Shawn works to match clients with the right loan products and competitive rates for their specific situation. Known for personalized service and attention to detail, this independent mortgage professional helps first-time buyers, refinancers, and experienced homeowners navigate the lending process.
Lamborne Lending, powered by NEO Home Loans, is led by Miles Lamborne (NMLS #460617), a mortgage advisor in Annapolis, MD who specializes in helping first-time buyers and homeowners refinance with personalized mortgage strategies. The team offers conforming loans, VA loans, FHA loans, and other financing options tailored to individual financial goals. Beyond mortgage origination, Lamborne Lending provides comprehensive wealth-building services including annual financial reviews, home concierge maintenance support, monthly real estate wealth reporting, relocation services with renovation financing, and ongoing mortgage management to help clients maximize their real estate assets.
Mortgages in the District is a Fairway Independent Mortgage Corporation branch serving the Washington, DC metro area. They offer comprehensive mortgage solutions including conventional loans, FHA loans, VA loans, and refinancing options tailored to DC-area homebuyers and existing homeowners. With access to multiple lenders through Fairway's network, they provide personalized guidance and competitive rates for first-time buyers, move-up buyers, and those refinancing.
Presidential Bank Mortgage is a dedicated mortgage lender with a Bethesda branch offering personalized loan services through experienced senior loan officers. They provide mortgage financing solutions and borrower education resources, including an Insight Center with tools like application checklists and calculators to help clients understand the mortgage process and manage their credit.
Dawn Mosby is a mortgage loan officer with Direct Mortgage Loans, offering personalized mortgage lending services in the Washington, DC area. She specializes in helping clients navigate the home financing process with a focus on finding the right loan products for their specific situation. With expertise across multiple loan types and a commitment to responsive customer service, Dawn works to make the mortgage process straightforward and accessible for both first-time buyers and experienced homeowners.
The Mortgage Option, Inc is a full-service mortgage lender in Washington, DC offering both residential and commercial financing across DC, Maryland, and Virginia. They specialize in a wide range of loan products including FHA, VA, conventional, jumbo, NON-QM, and commercial loans, as well as renovation financing and programs for non-traditional borrowers like foreign nationals and ITIN holders. Their dual expertise in residential and commercial mortgages, combined with flexible loan options and competitive rates, makes them a comprehensive resource for homebuyers, refinancers, and real estate investors.
Alex Waters - First Home Mortgage is an independent mortgage lender serving the Washington, DC area and surrounding regions. Specializing in helping first-time homebuyers navigate the mortgage process, Alex Waters offers personalized loan origination and pre-approval services to make homeownership accessible. With a focus on client education and transparent lending practices, this local mortgage professional helps buyers find the right loan programs for their specific financial situations.
The DMV Home Loan Experts, led by Richard Ray, provides personalized mortgage financing solutions for homebuyers throughout the Maryland, Virginia, and DC region. They specialize in helping first-time buyers and experienced homeowners secure the right loan products, with access to multiple lenders and competitive rates. Their customer-focused approach and deep knowledge of the DMV market make them a trusted resource for navigating the mortgage process.
Billy Kinberg is a mortgage consultant at Intercoastal Mortgage serving the Washington, DC area and beyond. With NMLS ID# 433577, he helps homebuyers and refinancers navigate loan options and secure financing tailored to their situation. Billy works with first-time buyers, experienced homeowners, and those looking to refinance, providing personalized guidance through the mortgage process.
Kevin Finnegan is a Regional Vice President and loan officer at Mission Mortgage with over 20 years of mortgage lending experience in the DMV. He specializes in helping first-time homebuyers, move-up buyers, and those looking to downsize by tailoring loan solutions to meet individual needs. Kevin's expertise and personalized approach make him a trusted resource for navigating the mortgage process from pre-approval through closing.
Monument Home Loans is a trusted local mortgage lender in Arlington, VA offering comprehensive home financing solutions including conventional loans, FHA loans, VA loans, construction loans, and refinancing options. Their experienced loan officers specialize in helping first-time homebuyers, veterans, and homeowners refinance, with a quick application process completed in under 10 minutes and personalized guidance throughout the lending process.
Brian Coleman is a loan officer with Main Street Home Loans serving the Maryland and surrounding region. He specializes in residential mortgage lending, helping clients navigate financing options for home purchases and refinancing. With a focus on personalized service, Brian works to match borrowers with loan products that fit their financial situation and goals.
Best Loan Choice, Inc. is a mortgage lender founded in 2014 by Cory Ruppersberger, a 25+ year veteran of the mortgage and banking industry. They specialize in home purchases and refinancing across Maryland, Virginia, Washington D.C., Pennsylvania, and beyond, offering conventional, FHA, VA, USDA, and investment property loans. Using proprietary software to compare hundreds of wholesale mortgage rates, they provide personalized consultations with advanced cost analysis and loan comparisons to help clients secure the best rates and loan products available.
RELM is a real estate lending company specializing in investment property financing, serving real estate investors and professionals nationwide from their Washington, DC headquarters. They offer fix-and-flip loans, DSCR rental loans, ground-up construction financing, multifamily bridge loans, and commercial property financing with fast closings and flexible underwriting tailored to each deal. Led by experienced loan advisors like Mike Harrison, RELM focuses on quick turnaround times, creative loan structures, and personalized guidance to help investors at every stage of their portfolio growth.
Patti O'Connor is a VP of Mortgage Lending with over 20 years of experience at Guaranteed Rate, serving the Washington DC and Maryland region. She specializes in helping first-time homebuyers, refinancing clients, and investors secure mortgages tailored to their financial needs through VA loans, FHA loans, jumbo loans, bank statement loans, physician loans, and foreign national financing. Known for her streamlined approach to the mortgage process, Patti emphasizes fast approvals (including same-day options), transparent communication, and on-time closings while building lasting client relationships.
FHA Home Loans specializes in Federal Housing Administration mortgage financing for homebuyers in the Washington, DC area. They help borrowers secure FHA-insured mortgages, which are designed to make homeownership more accessible with lower down payment requirements and flexible credit guidelines. Their team works directly with borrowers to navigate the FHA loan process and find financing solutions tailored to individual circumstances.
FitzGerald Financial Group is the top-ranked mortgage broker in Washington, DC with a Lantern Score of 85.76/100 and 5★ rating from 952 reviews. Operating for over 22 years from their Rockville headquarters, they serve borrowers across 18 states and specialize in first-time homebuyers, refinancing, jumbo loans, VA loans, and renovation financing.
Several top-ranked brokers specialize in VA loans, including Cornerstone First Financial (Lantern Score: 85.38/100), which specifically focuses on veterans and active-duty servicemembers, and Tidewater Mortgage Services (Lantern Score: 84.61/100), which provides comprehensive VA loan solutions. Coastline Mortgage, LLC (Lantern Score: 85.38/100) and Chanin Wisler (Lantern Score: 84.94/100) also offer VA loans as a specialty.
Fortis Mortgage (Lantern Score: 84.88/100) is the top choice for real estate investors, with over 20 years of expertise specializing in fix-and-flip loans and customized financing for property flippers and rental property owners. RELM (Lantern Score: 78.61/100) is another option, specializing in investment property financing from their Washington, DC headquarters.
Cornerstone First Financial (Lantern Score: 85.38/100) is highly rated for borrowers with lower credit profiles and specializes in FHA loans, while Advantage Star Mortgage Corp (Lantern Score: 85.26/100) offers a full range of FHA loans. Coastal Lending Group (Lantern Score: 83.65/100) also provides FHA loan options across the Mid-Atlantic region.
Chanin Wisler (Lantern Score: 84.94/100) is best for seniors exploring reverse mortgages and serves Washington DC, Maryland, Virginia, and surrounding states with full-service mortgage lending. Cornerstone First Financial (Lantern Score: 85.38/100) also specializes in serving seniors with home equity through their comprehensive loan programs.
None of the 36 mortgage brokers in the Washington, DC directory list weekend hours, so borrowers should expect to schedule appointments during standard weekday business hours.