The Mortgage Option, Inc

    Your business?

    Mortgage Brokers

    Washington, DC

    The Mortgage Option, Inc is a full-service mortgage lender in Washington, DC offering both residential and commercial financing across DC, Maryland, and Virginia. They specialize in a wide range of loan products including FHA, VA, conventional, jumbo, NON-QM, and commercial loans, as well as renovation financing and programs for non-traditional borrowers like foreign nationals and ITIN holders. Their dual expertise in residential and commercial mortgages, combined with flexible loan options and competitive rates, makes them a comprehensive resource for homebuyers, refinancers, and real estate investors.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes

    Ideal for: First-time homebuyers, real estate investors, self-employed borrowers, foreign nationals seeking U.S. property, commercial real estate developers, refinance shoppers

    Service area: Washington, DC, Maryland, and Virginia

    What Sets The Mortgage Option, Inc Apart

    Dual Residential & Commercial Expertise: Unlike typical mortgage lenders, The Mortgage Option offers both residential and commercial financing, allowing real estate investors and businesses to access comprehensive lending solutions from a single source.

    Non-Traditional Borrower Programs: They specialize in financing for foreign nationals, ITIN borrowers without social security numbers, and light documentation loans using bank statements or rental income, expanding homeownership access to underserved populations.

    Comprehensive Product Suite: Their offerings include FHA, VA, conventional, jumbo, NON-QM, renovation loans (FNMA Homestyle and FHA 203K), and multifamily/office commercial products, giving clients flexibility to find the right loan for their specific needs.

    First-Time Buyer ProgramsRefinancingVA LoansFHA LoansJumbo Loans
    Residential MortgagesCommercial LoansRefinancingNon-Traditional Borrowers
    Google Rating
    5.0 ★ (25 reviews)
    Phone
    (202) 558-0988

    Location

    Address: 2200 Pennsylvania Avenue, NW 4th Floor East Suite 4073, 2200 Pennsylvania Ave NW Suite 4037, Washington, DC 20037

    Phone: (202) 558-0988

    Website: themortgageoption.com

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    Last updated April 16, 2026

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