Areas served: San Francisco, CA and the greater Bay Area
San Francisco's financial advisory landscape reflects the city's unique combination of tech wealth, established finance professionals, and diverse planning needs. The concentration of high-net-worth individuals, equity compensation specialists, and retirement planners here creates a competitive market where advisors differentiate through fee models, fiduciary commitment, and specialized expertise in areas like stock options, tax-loss harvesting, and concentrated positions. This directory provides detailed comparisons of credentialed advisors across the San Francisco Bay Area.
RHS Financial is a fiduciary wealth management firm in San Francisco led by Alex Herrera and a team of CFP® professionals who specialize in serving Bay Area and Silicon Valley tech employees. They're known for navigating complex equity compensation (RSUs, stock options, ISOs), developing sophisticated tax reduction strategies like their proprietary TREnD process, and providing Flexible Family Office® services for ultra-high net worth clients. With a perfect 5.0-star rating from 42 Google reviews and early West Coast hours, they offer highly responsive, tech-forward financial planning for those with complicated compensation packages.
“I recently had the pleasure of working with Alex at RHS Financial, and I couldn't be happier with the experience. The initial meetings—introduction, discovery, and proposal sessions—were all complimentary and incredibly informative. I've never felt pressured to work with him. Alex took the time to explain how RHS Financial operates, and I felt completely comfortable and well-informed throughout the process. He always made sure to prioritize my best interests in every recommendation. Alex's ability to tailor strategies to my specific financial goals and circumstances was impressive. His knowledge is extensive, and his genuine commitment to helping me succeed makes all the difference. Alex's love for studying and learning has led him to gain all the highest accreditations in the industry, which only adds to my confidence in his guidance. If you're looking for a financial advisor who's knowledgeable, innovative, truly cares about you as a client, and your long-term success, I can't recommend Alex at RHS Financial enough.”
— Jason Gan, Google Review · 5 ★ avg from 42 reviewsMonroe Wealth Management is a San Francisco fiduciary advisory firm founded by Garrett Monroe, CFP®, specializing in comprehensive financial planning for tech industry professionals and entrepreneurs. As a fee-only advisor, Monroe provides conflict-free guidance on equity compensation, tax optimization, retirement planning, and investment management. With a 5.0-star rating from 39 Google reviews, the firm serves clients throughout the Bay Area with a personalized, technology-forward approach to wealth management.
“I’ve been working with Glen as my financial advisor, and he’s been an incredible resource, especially as a business owner. He’s extremely knowledgeable, proactive, and has helped me optimize my finances in a way that’s both strategic and easy to understand. Most importantly, he’s been very effective at keeping my tax rates as low as possible while making sure everything is done correctly. Glen is responsive, thoughtful, and clearly has his clients’ best interests in mind. I’d highly recommend him to anyone looking for a solid, trustworthy financial advisor.”
— Robin Shapiro, Google Review · 5 ★ avg from 39 reviewsFinancial Zen is a fee-only fiduciary financial planning firm in San Francisco founded by Rick Valenzi, a CERTIFIED FINANCIAL PLANNER™ with over 14 years of experience who transitioned from Wall Street and tech sales to help high earners achieve financial independence early. Specializing in tech salespeople and young professionals, they offer proprietary programs (Foundations and Mastery) designed to accelerate the path to financial freedom without sacrificing quality of life. With a 5-star rating from 30 reviews, they serve clients throughout the U.S. and focus on making financial planning engaging and action-oriented.
“Working with Rick's team at Financial Zen has far exceeded my expectations in every way! Before selecting Rick, I talked with 10+ financial advisors, and no one came close to the quality and value he offers. I just finished Financial Zen's six-month onboarding program, in which Rick and his team helped me transform my finances from sorta disorganized to 100% streamlined. As an operations and UX professional, I am a harsh judge of customer experience, but I have only effusively positive things to say about Rick's approach to working with clients. He visibly cares about creating a top-quality, high-ROI client experience — and it shows in every aspect of his work. In the time I've worked with Rick, he's also been building out his team and has ensured that every member of Financial Zen delivers the same level of excellence. Beyond getting clear on my cash flow and streamlining my financial accounts, Rick's program includes tasks that other advisors considered out of scope (or would charge extra for), like auditing my insurance, reviewing tax returns, and jointly working with an estate lawyer. He has thoroughly and thoughtfully designed every aspect of his program, like having comprehensive to-dos managed through a Monday dashboard, plus weekly modules complete with helpful videos and a workbook. In addition to the program's standard curriculum, Rick has enthusiastically worked with me to address bespoke topics and to-do's for embarking on creating a solopreneur business. To me, this is the ultimate testament to Rick's commitment to helping people with all aspects of their financial health. Other advisors had zero interest in helping me with my new venture because it fell outside of their usual offerings, whereas Rick was super pumped about the opportunity. His expertise, support, and excitement surpass anything I could have hoped for. This brings me to my last point: Rick and his team are a joy to work with. He's passionate about helping people through his business, and his enthusiasm is infectious. Rick clearly believes that helping people attain financial zen is the work he's meant to be doing, and it shows. I am grateful to Rick and his entire team at Financial Zen for being my personal CFO, and I wholeheartedly recommend them!”
— Jessica Schwartz, Google Review · 5 ★ avg from 30 reviewsTrue Root Financial is a San Francisco-based financial planning and investment management firm founded by Roshani Pandey, who brings 16 years of Wall Street experience from Goldman Sachs and BlackRock. The firm specializes in helping tech professionals maximize equity compensation (RSUs, stock options, ESPP), minimize taxes, and achieve financial independence through comprehensive fiduciary planning. With a perfect 5-star rating from 22 Google reviews, True Root serves busy professionals across the country who want clarity around company exits, concentrated stock positions, and retirement planning.
“Finding a financial advisor who not only understands the markets but genuinely cares about your personal journey is rare. I am incredibly fortunate to work with Roshani. She specializes in the tech sector, which is crucial for my portfolio, and her expertise has been invaluable in navigating its unique opportunities and volatility. What truly sets her apart is her commitment to clarity and accessibility. She is always available for a quick call to answer questions, and she ensures I have a full, crystal-clear understanding of every investment we make. I never feel lost or pressured; I feel educated and confident. Furthermore, her strategic planning is exceptional. She takes the time to deeply understand my short and long-term goals and builds her strategy accordingly. This was most evident recently when we experienced the unexpected events of a major family move and the arrival of a new child. Without skipping a beat, she quickly pivoted our entire plan to accommodate these significant life changes. Beyond her direct financial planning, she is a phenomenal resource. She immediately introduced me to key contacts in her network to assist with other opportunities and services related to our expanding portfolio. She doesn't just manage money; she helps build holistic financial success. I wholeheartedly recommend her to anyone looking for expert, personalized, and proactive financial guidance.”
— MC Winton, Google Review · 5 ★ avg from 22 reviewsModern Family Finance is a fee-only, fiduciary financial planning firm in Oakland, CA serving Bay Area tech professionals, women, LGBTQ+ individuals, and self-employed families. The team specializes in equity compensation optimization (RSUs, ESPPs, stock options), proactive tax strategies, and life-centered financial planning designed to help clients achieve work-optional lifestyles. With a 5-star Google rating and deep expertise in the unique financial challenges facing diverse families, they provide personalized advice that feels like talking to a trusted friend.
“Writing a review for my financial planner was not on my Bingo card for my life. But when Jenni, Lisa, and Cathy at Modern Family Finance are as fantastic as they are, it has to be done. To set the scene: I don’t know anything about money, or the market, or really budgeting, if we’re being honest. My working class family didn’t know anything to teach me, and I was resistant to learning because I was sure it would mean discomfort at best and shame at worst. Luckily, opposites attract, and my spouse is a Responsible Adult who wanted to manage some inheritance in addition to our weirdly/ unnecessarily complicated financial situation. Enter: Modern Family Finance, referred to us by a friend. In my mind, they are fantastic for three main reasons. 1.) Based on what I just described, you will not be surprised to learn that I truly have no clue as to the wizardry they do with investing, but I love this. As far as I’m concerned, my accounts are like little Tamagotchis that I get to occasionally login to check and see how they’re thriving. Our money is doing great, our finances are tidy, and our goals are being met! My Responsible Adult spouse DOES want to know, and Modern Family is an open book and wants to teach. Everyone wins! 2) The whole process of working together centers around YOUR particular and specific needs, goals, and personal priorities. They keep in mind both short term needs and long term visions to help you get and stay on track. I really appreciated the emotional intelligence and care Jenni brings, especially to our early meetings, and I still think about the questions she asked to help us understand our own relationships to money, and what needs to heal to move forward. They truly work with you where you are. Their approach is clearly not just about managing money, but building quality of life and empowerment. 3) They are truly the kindest people you could hope to work with. Getting me to respond to an email about life insurance or the 401K from ten years ago is like trying to put a cat in a bathtub, but somehow, miraculously, they don’t judge. The team is thoroughly patient, kind, ridiculously detail oriented, and in general the most delightful people you’d hope to meet. As a queer couple navigating major life transitions, they give us clarity, patience, and structure without overwhelm. We’ll be clients for life.”
— Jolee del Mazo, Google Review · 5 ★ avg from 22 reviewsSonoma Wealth Advisors is a fee-based registered investment advisory (RIA) firm in Sonoma, CA, with CERTIFIED FINANCIAL PLANNERS® and Accredited Investment Fiduciaries® on staff. They specialize in comprehensive financial planning, investment management, tax planning, and asset protection for individuals and families across Northern California. Recognized as a Top 10 Fastest Growing RIA by SmartAsset (2023) and named to Financial Advisor Magazine's RIA Ranking (2025), the firm combines advanced planning credentials with in-house tax professionals and Nobel Prize-winning portfolio risk analysis tools to deliver fiduciary, best-interest advice.
“My wife and I have been clients for years with Sonoma Wealth Advisors. We feel that Chris, Daren and Rose are the best of the best and always respond quickly and professionally. One area that shines is their ability to stay well informed on the markets and adjust our portfolio accordingly. We have sought information and analysis regarding our investments and through their personalized approach and state of the art computer system. We are able to visually see the growth of each of our investments, as well as, our entire portfolio's value by using the Sonoma Wealth portal. We have experienced that they are working hard for what is best for our entire family. We have two daughters and Chris, Daren and Rose have always put their futures as of utmost importance. Working with financial professionals who are family based is a blessing in our lives! Thank you Sonoma Wealth Advisors, Daniel and Katherine Edwards”
— Daniel Edwards, Google Review · 4.9 ★ avg from 32 reviewsCitrine Capital is a fee-only wealth management and tax preparation firm in San Francisco founded by Ryan and Jirayr in 2014. The firm specializes in serving startup founders, entrepreneurs, and tech professionals with complex equity compensation (RSUs, stock options, QSBS). With over 115 client households and a 5-star Google rating, they offer virtual financial planning with a 24-hour response guarantee and expertise in equity tax planning, retirement planning, and Bitcoin investment management.
“Having Citrine handle our financial plan has been an incredible investment in our family's stability, confidence, and overall happiness. We began working with Nick at Citrine about nine months ago, and in those nine months our financial wellbeing has improved dramatically. It's an incredible service and team. Highly recommend!”
— Lauren Blass, Google Review · 5 ★ avg from 17 reviewsSid Financial Services, LLC is an independent financial advisory firm based in San Mateo serving the Bay Area with comprehensive financial planning and investment management services. Led by experienced financial consultants, the firm specializes in helping individuals and families develop personalized wealth strategies, retirement planning, and investment portfolios tailored to their unique financial goals.
Babylon Wealth Management is a boutique fiduciary financial advisory firm serving San Francisco and the Bay Area, specializing in comprehensive wealth management for tech professionals, pre-retirees, and tax-smart investors. Led by experienced advisors legally bound to act in clients' best interests, the firm offers personalized financial planning, investment management, stock options planning, and tax-efficient strategies tailored to each client's unique situation. With offices in San Francisco's Financial District and Walnut Creek, Babylon focuses on strategic planning, wealth preservation, and building long-term client relationships.
“I first contacted Stoyan to get advice on the timing of converting a traditional IRA to Roth. His answer was so thoughtful that I realized I'd benefit from his guidance in all aspects of my financial planning. In addition to doing a great job managing my portfolio, he researches and advises on ideas I come up with on my own—the latest being opening a donor-advised fund. I view him as a valued partner as I prepare for retirement in three years, and it give me peace of mind knowing I have a top-notch professional taking care of my financial health.”
— Karen Weiss, Google Review · 5 ★ avg from 11 reviewsMA Private Wealth is a boutique fiduciary wealth advisory firm in San Carlos, CA, led by Marty and his team with 30 years of experience. They specialize in sophisticated, customized investment management and financial planning for tech professionals and high-net-worth clients with $500,000+ in investments. Known for their white-glove service, institutional-level expertise, and personal touch, they serve clients across the Bay Area with offices in San Carlos and Campbell.
“I have been a client of Marty forever, and he and his team have always delivered top tier bespoke financial planning services. Whether it’s his full transparency about how he and his team tap extensive expert resources to build and adjust their customized plan for my specific situation, shifting over the years to reflect the various shifts and slews of my career here in Silicon Valley, to their instant reaction to popup needs or changes, to their ongoing efforts behind the scenes to make sure those back end expert market research resources are in fact the best available, nothing has made me question my choice to entrust my finances to MA Private Wealth. I highly and unreservedly recommend MA Private Wealth to anyone seeking expert financial planning services.”
— Mike Brogley, Google Review · 5 ★ avg from 11 reviewsSwad Wealth Management, founded by Zack Swad, specializes in comprehensive retirement planning and wealth management for people age 50 and older. The firm provides custom-tailored retirement plans, professionally managed investment portfolios, and ongoing financial guidance across 16 planning areas—including Social Security optimization, income strategy, tax minimization, and long-term care planning. Swad acts as a fiduciary, charges transparent advisory fees with no commissions, and offers unlimited phone/email support plus 2–4 scheduled in-person or video meetings annually, backed by a satisfaction guarantee.
Decker Retirement Planning, founded by Brian Decker, provides comprehensive retirement planning using a math-based, principle-driven approach. The firm specializes in strategic income distribution from principal-protected accounts, sophisticated tax minimization, risk reduction strategies, and portfolio optimization. As committed fiduciaries, their planners help clients develop personalized retirement strategies emphasizing financial clarity, fee-efficient management, and purpose-driven retirement planning through one-on-one consultations, educational workshops, and media engagement.
Aspiriant is a leading independent wealth management firm serving high-net-worth families in San Francisco and nationwide. Founded by financial planning and tax professionals, the firm is uniquely structured with approximately one-third of team members holding ownership stakes, ensuring alignment and long-term client focus. Aspiriant specializes in comprehensive financial planning, tax-conscious investment management, and multi-generational wealth strategies, combining accounting-rooted rigor with globally diversified, value-oriented investment approaches. With a 5-star Google rating and offices across the U.S., Aspiriant serves clients seeking a personalized, intellectually rigorous alternative to traditional wealth management.
“Prior to selling our business June 2020, we interviewed 3 financial advisor firms for whom we'd received referrals. We count our decision to engage Aspiriant's Team of Talia Pierluissi & Gavin Neil as one of the best financial decisions made in our 50yr personal & business journey. Their advice & guidance helped us navigate challenging & complex decisions and the transparency in which their Team operates, reinforces the trust extended involving our hard-earned assets and genuine integrity we experience with their continued oversight & management. We've not been disappointed and feel Aspiriant delivers in every capacity.”
— Greg Cunnington, Google Review · 5 ★ avg from 6 reviewsHanke & Apolonio Wealth Advisors is a San Francisco-based financial planning firm founded by Milo F. Hanke, CFP® and Manny R. Apolonio, CFP®, with over 60 years of combined expertise. They specialize in comprehensive wealth management, retirement planning, and values-based investing for individuals and families seeking judgment-free, transparent financial guidance. Their team blends technical financial planning with positive psychology coaching to help clients build confidence and clarity around their financial future.
“I’ve had an exceptional experience working with Hanke & Apolonio Wealth Advisors. From the very beginning, their team demonstrated a deep understanding of financial planning, blending technical expertise with a truly personalized approach. Manny Apolonio, in particular, has been instrumental in helping me navigate key financial decisions with clarity and confidence. He takes the time to explain complex concepts in a way that’s easy to understand and always aligns strategies with my long-term goals and personal values. His ability to combine financial acumen with a coaching mindset has made a huge difference in how I think about wealth management. The firm as a whole operates with transparency, integrity, and a genuine commitment to their clients’ financial well-being. I highly recommend Hanke & Apolonio to anyone looking for a wealth management team that goes beyond just numbers—they truly care about their clients’ success.”
— Joshua Nair, Google Review · 4.5 ★ avg from 15 reviewsKB Financial Advisors in San Francisco specializes in equity compensation planning, tax strategy, and wealth management for tech professionals and founders. With over 30 years of experience navigating stock options, RSUs, and IPOs, they create personalized financial roadmaps that address the unique challenges of tech industry compensation. They combine investment management with active tax planning to help clients maximize equity value while minimizing surprise tax bills.
“We’ve been with Jackie and her team at KB FINANCIAL ADVISORS for over a decade, and they’ve been absolutely incredible every step of the way. We first chose them because they were the top-rated firm for tech professionals, highly recommended by several major SF Tech companies — and that recommendation couldn’t have been more accurate. Jackie has helped us navigate everything from equity comp, RSUs, and IPOs to retirement planning, insurance, and estate strategy. Her advice is always thoughtful, clear, and tailored to our goals — she truly understands the tech world and the financial challenges that come with it. And when it comes to taxes, Chelsea is an absolute gem. Her depth of knowledge, attention to detail, and ability to make complicated tax situations feel manageable is unmatched. Having both our financial planning and tax strategy handled under one roof has been a game changer — seamless, smart, and stress-free. Jackie and Chelsea are not only incredibly sharp — they’re warm, responsive, and genuinely care. We’ve relied on them through career changes, market ups and downs, and major life moments, and they’ve always had our back. If you’re in tech and looking for a trustworthy, full-service financial team in the Bay Area, we can’t recommend Jackie, Chelsea, and the entire team at KB Financial Advisors, highly enough.”
— Diana Borghino, Google Review · 4.7 ★ avg from 15 reviewsProprietor Wealth Management is an independent, fee-only fiduciary financial advisory firm serving the North Bay with comprehensive wealth management and financial planning services. Founded on the principle that investors deserve true fiduciary care, the firm builds long-term relationships by acting as a personal Chief Financial Officer (CFO) for clients, helping them make smart investment decisions, meet financial goals, and achieve greater peace of mind. Rather than relying on commissions or transaction-based fees, Proprietor selects investments solely on quality and merit.
Charles Schwab's San Francisco West Portal branch is a full-service investment and brokerage firm offering financial advisory services, wealth management, investment account management, and financial planning. Led by VP Branch Manager Rosalinda Tran and a team of CFP-certified and experienced financial consultants, they serve both self-directed investors and clients seeking personalized guidance. Schwab supports all wealth levels with tailored solutions, from individual investing to comprehensive financial strategy, and hosts complimentary workshops on investing, trading, and wealth management.
Marin Wealth Advisors LLC is an independent financial advisory firm based in San Rafael serving clients throughout Marin County and the North Bay. They provide comprehensive wealth management, investment management, retirement planning, and financial consulting services tailored to individual and family needs. The firm is committed to fiduciary principles and personalized financial guidance.
Emily S. Chan is a Private Wealth Advisor with Ameriprise Financial Services in San Rafael, specializing in comprehensive financial planning for individuals and families. Holding multiple advanced certifications including CFP (Certified Financial Planner), AEP (Accredited Estate Planner), and AIF (Accredited Investment Fiduciary), Emily provides expertise in wealth management, retirement planning, estate planning, investment management, and risk management. She works with high net worth clients and small business owners to develop integrated financial strategies tailored to their specific life situations.
Alpha Wealth Management and Planning is an independent financial advisory firm in Novato serving the North Bay with comprehensive wealth planning and investment management services. The team helps clients build and preserve wealth through personalized financial strategies tailored to individual goals and circumstances. They focus on delivering strategic guidance to help clients make informed decisions about their financial future.
Edward Jones financial advisor Sven Geffken, CFP®, provides personalized financial planning and investment management services to individuals and families in the Pacifica area. With CFP certification, Sven helps clients build comprehensive financial strategies tailored to their goals, whether saving for retirement, managing investments, or planning for major life events. As part of Edward Jones, a trusted national firm with local service, Sven combines one-on-one guidance with access to a full range of financial products and services.
Bessemer Trust is a privately owned, independent multi-family office providing comprehensive private wealth management to high-net-worth individuals and families in San Francisco. With 119 years of experience, they offer investment management, estate planning, tax advisory, family office services, and specialized guidance on business succession, real estate, philanthropic giving, and corporate trustee services. Their approach combines personalized advice with institutional expertise, focusing on understanding clients' complete financial and personal circumstances to align strategies across all wealth management needs.
Parsons Wealth Management is an independent financial advisory firm based in Half Moon Bay serving the San Francisco Peninsula. They provide comprehensive wealth management, financial planning, and investment management services tailored to individuals and families. Their team focuses on creating personalized financial strategies to help clients build and preserve wealth.
Advice Only™ Financial Advisors in Corte Madera, CA delivers financial planning through a fiduciary framework that structurally separates advice from asset management, product commissions, and implementation incentives. Their proprietary Advice-Only™ Methodology uses the 40-Point Framework™ and Total Risk℠ Alignment to create objective, math-based financial plans that conclude at a defined Engagement Completion Boundary—ensuring recommendations stand independent of ongoing revenue. Plans are protected by the Fee Structure Firewall™ and backed by the Advice-Only™ Integrity Guarantee, serving clients across the San Francisco Bay Area who want conflict-free financial guidance.
“I first attended the Advice Only course in 2017 through the College of Marin. Overall the course was very helpful and I greatly appreciated Quincy's insight and perspective toward financial planning. The course is a must if you are approaching retirement like me. Great work, great approach, good guy. Thank you!”
— Frank Marino, Google Review · 5 ★ avg from 1 reviewsCallahan Financial Planning is an independent financial advisory firm based in San Rafael, offering comprehensive financial planning and advisory services to individuals and families. The firm specializes in helping clients develop personalized strategies to manage their wealth, plan for retirement, and achieve their long-term financial goals. With a focus on personalized service and professional guidance, they work directly with clients to create tailored financial plans.
The San Francisco Wealth Management Group is a Morgan Stanley Private Wealth Management team led by Fabian John, CIMA®, Rahul Varshneya, and Sean P. Corcoran, serving corporate executives, entrepreneurs, and multi-generational families in Silicon Valley. They specialize in managing concentrated stock positions, equity compensation, liquidity events, and tax-efficient diversification for clients with complex financial needs. The team was recognized as a 2024-2026 Forbes Best-In-State Wealth Management Team and combines boutique-level service with Morgan Stanley's institutional resources across investments, tax strategy, estate planning, and risk management.
RBC Wealth Management's San Francisco branch offers comprehensive financial advisory services to high-net-worth individuals and families. Headquartered in a prestigious downtown location, they provide investment management, retirement planning, wealth preservation strategies, and personalized financial guidance tailored to complex financial situations. With access to RBC's global resources and institutional expertise, clients benefit from coordinated wealth strategies across banking, investments, and estate planning.
Moirai Wealth Management is an independent financial advisory firm located in San Francisco's Financial District, specializing in personalized wealth management and financial planning services. Founded by experienced advisors, they work with clients to build comprehensive financial strategies tailored to individual goals and circumstances. Their approach combines investment management with strategic financial planning to help clients grow and protect their wealth.
LFA Private Wealth Management is an independent financial advisory firm based in Novato serving high-net-worth individuals and families. They provide comprehensive wealth management, financial planning, and investment management services tailored to each client's unique goals. Their team combines expertise in insurance, retirement planning, and personalized wealth strategies to help clients build and preserve their financial futures.
Elmwood Wealth Management is a Berkeley-based financial advisory firm offering comprehensive wealth management services. Located on Fourth Street, the firm provides integrated financial planning, investment management, tax services, and estate planning under one roof. Their team-based approach ensures clients have a dedicated first point of contact for all personal finance needs, with a focus on holistic, long-term financial strategies for individuals and families in the Berkeley area.
SageCrest Wealth Management is an independent financial advisory firm based in San Mateo serving clients throughout the Bay Area. They provide comprehensive wealth management services including investment management, retirement planning, and personalized financial strategy for individuals and families. Their independent approach allows them to focus on client-centered advice without product sales pressure.
Sand Hill Global Advisors is a wealth management firm serving entrepreneurs, executives, and multi-generational families in Silicon Valley and San Francisco. With offices in Palo Alto and San Francisco's Financial District, the firm specializes in navigating complex financial situations unique to the tech industry — including RSUs, deferred compensation, concentrated stock positions, liquidity events, and succession planning. Their independent, fiduciary approach provides comprehensive financial planning and investment management tailored to high-net-worth individuals and institutions.
HCM Wealth, based in San Rafael, provides comprehensive financial advisory and wealth management services to clients seeking personalized investment guidance and financial planning. The firm offers consultation on portfolio management, retirement strategies, and wealth growth to help clients achieve their long-term financial goals.
Caerus Investment Advisors is an independent financial advisory firm based in San Francisco's Financial District, providing personalized investment management and financial planning services. The firm specializes in helping clients build and preserve wealth through customized portfolio strategies and comprehensive financial guidance.
Harvest Wealth Management is an independent financial advisory firm located in San Anselmo that provides comprehensive wealth management, investment management, and financial planning services. They work with individuals and families to develop personalized strategies for retirement planning, investment management, and overall financial goals. Their independent approach allows them to focus on client-centered advice tailored to each client's unique situation.
Redwood Grove Wealth Management is a boutique financial life planning firm in San Rafael specializing in comprehensive financial planning and evidence-based investment management for busy families and independent women. Led by advisors with over 15 years of investment experience, they provide fee-only advisory services that align clients' investments with their life goals while emphasizing sustainable and socially responsible investing. Their approach combines academic research with personalized financial roadmaps, plain-English explanations, and ongoing accountability to help clients achieve financial peace of mind.
RHS Financial is the top-ranked financial advisor in San Francisco with a Lantern Score of 83.11/100 and a 5-star rating from 42 reviews. They specialize in financial planning, investment management, tax optimization, and equity compensation strategies, particularly for tech industry professionals.
Several top-ranked firms specialize in tech equity compensation: RHS Financial (Lantern Score 83.11), Monroe Wealth Management (82.92), Financial Zen (82.15), and True Root Financial (81.04) all focus on helping tech professionals optimize equity compensation and build wealth through stock options and restricted stock units.
Financial Zen (Lantern Score 82.15/100) specializes in helping high earners achieve financial independence decades earlier than traditional timelines, and Modern Family Finance (81.04) also serves professionals pursuing financial independence or career transitions. Both are fee-only fiduciary firms with 5-star ratings.
Swad Wealth Management (Lantern Score 77.70/100) specializes in comprehensive retirement planning for people age 50 and older, while Decker Retirement Planning (77.15) provides retirement income planning with a math-based approach. Both have 5-star ratings and focus specifically on pre-retirees and retirees.
No financial advisors among the 36 listed in San Francisco are open on weekends. All operate during standard business hours Monday through Friday.
Modern Family Finance (Lantern Score 81.04/100) explicitly specializes in tax-smart financial planning for women and LGBTQ+ couples and families, with a 5-star rating from 22 reviews. They serve tech professionals, self-employed individuals, and those pursuing financial independence.