Financial Zen

    Your business?

    Financial Advisors

    San Francisco, CA

    Financial Zen is a fiduciary, fee-only financial planning firm founded by Rick Valenzi, specializing in helping tech professionals and high earners achieve financial independence decades earlier than traditional timelines. Beyond standard financial planning, they offer comprehensive programs including their 6-month Foundations Program to organize finances, the Mastery Program with monthly guidance through five levels toward financial independence, and optional investment management with strategic rebalancing and tax loss harvesting. The team of CFP® professionals focuses on making financial planning actionable and enjoyable, emphasizing that money is a tool to unlock freedom and life purpose rather than just wealth accumulation.

    Best for: Retirement PlanningUnbiased AdviceBusiness OwnersFirst-Time InvestorsWealth Management

    Ideal for: Tech sales professionals, high earners seeking financial independence, individuals wanting to retire early, professionals new to wealth management

    Service area: San Francisco Bay Area and throughout the United States

    What Sets Financial Zen Apart

    Fiduciary & Fee-Only: As a fiduciary, independent, fee-only advisor, Financial Zen prioritizes client interests without commissions and is legally bound to act in your best interest.

    Technology Professional Specialists: Founder Rick Valenzi spent 5 years in tech sales and specifically designed Financial Zen to serve tech professionals and high earners, not just wealthy retirees.

    Comprehensive Program Approach: Beyond traditional planning, they offer structured programs including a 6-month Foundations Program and a multi-level Mastery Program with ongoing monthly meetings and guidance.

    Fee-Only (No Commission)Retirement PlanningInvestment ManagementCFP CertifiedFiduciary StandardFree Initial ConsultationSmall Business Financial Planning
    Fee-Only AdvisorFinancial IndependenceCFP® CertifiedTech Sales FocusFiduciary
    Google Rating
    5.0 ★ (30 reviews)
    Phone
    (415) 792-0345

    Location

    Address: 600 California St, San Francisco, CA 94108

    Phone: (415) 792-0345

    Website: financialzen.com

    Get directions →

    Last updated April 16, 2026

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