Areas served: San Diego, CA and surrounding San Diego County
San Diego's housing market, characterized by high median home prices and diverse neighborhoods from coastal communities to inland suburbs, requires mortgage brokers who understand local market conditions. This directory covers licensed mortgage professionals serving San Diego and surrounding areas, evaluated on loan program variety, rate competitiveness, closing timelines, and borrower support. Whether financing a downtown condo, a North County single-family home, or investment property, these brokers offer access to conventional, FHA, VA, and jumbo loan products.
Guild Mortgage Company's Express Lending branch in San Diego offers a comprehensive range of home financing solutions including conventional, FHA, VA, USDA, jumbo, renovation, and down payment assistance programs. Led by Branch Manager Biren Desai and a team of experienced loan officers, Guild provides personalized mortgage guidance with local processing, underwriting, and funding. Since 1960, Guild has helped homebuyers across the country navigate the home financing process with clear communication and expert support from application through closing.
RWM Home Loans is a family-owned mortgage lender in San Diego serving homebuyers across multiple states. They specialize in purchase mortgages, refinancing, VA loans, FHA loans, and down payment assistance programs, including options with as low as 0% down. The team prioritizes personalized service and maintains a relationship-first approach, offering free consultations and step-by-step guidance for first-time homebuyers and experienced purchasers alike.
West Coast Funding Team of E Mortgage Capital is a mortgage brokerage serving San Diego and Southern California with access to multiple lenders and loan programs. They specialize in conventional, FHA, VA, and jumbo loans, offering fast pre-approval processes and personalized service for homebuyers and refinancing clients. The team focuses on making the mortgage process transparent and efficient for first-time buyers through experienced professionals.
The Wise Guys Mortgage, powered by C2 Financial, is a mortgage brokerage led by Nick Dexter serving the Temecula and Southern California region. They offer a full suite of loan products including purchase mortgages, refinancing, VA loans, FHA loans, and jumbo loans, with a focus on personalized service and fast closings. The team combines digital tools (online applications, the Loanzify app, mortgage calculators) with direct loan officer support to streamline the mortgage process.
PrimeLending's San Diego branch is a full-service mortgage lender offering home purchase loans, refinancing, renovation loans, and VA loans to local borrowers. Led by experienced Branch Managers David Bushey and Mike Radi, the team includes ten registered loan originators with decades of combined lending experience in the San Diego area. They specialize in helping first-time homebuyers, military members, and homeowners seeking to refinance or access home equity, with a focus on streamlined processing and real-time loan status updates.
Sam Baugh M5 Financial is an independent mortgage broker in San Diego specializing in customized home loan solutions for first-time buyers, veterans, active military, and investors. Led by Senior Loan Officer Sam Baugh (NMLS #291966), the team offers competitive rates on conventional loans, jumbo loans, VA loans, FHA loans, refinancing, home equity loans, non-QM loans, and hard money loans. Their hands-on approach includes shopping the open market for the best rates and fee structures, with transparent guidance throughout the entire lending process.
MAR Financial Inc., led by Renzo Marsano, is a boutique mortgage lender serving San Diego and Tennessee with a full suite of loan products including conforming, conventional, jumbo, VA, FHA, USDA, reverse mortgages, home equity lines/loans, and specialized programs for self-employed and real estate investors. Since 2007, they've focused on personalized service, treating each customer individually while leveraging access to multiple lenders to secure competitive rates and fast funding for home purchases, refinances, debt consolidation, and investment properties.
Maureen Martin at HomePlus Mortgage is a San Diego-based mortgage lender specializing in personalized home financing solutions. With a focus on first-time homebuyers and refinancing clients, Maureen provides expert guidance through the loan process, offering access to multiple loan programs to match individual financial situations. Her established reputation reflects a commitment to clear communication and competitive rates for homebuyers across the San Diego region.
Loan Goat is a veteran-owned private and hard money lender specializing in residential and commercial real estate financing. Led by Milad Shamoun and Blair Noble, they provide non-traditional lending solutions including hard money loans, private money loans, bridge financing, construction loans, and cash-out refinances—ideal for investors, business owners, and borrowers who don't qualify for traditional bank financing. Their team is known for fast closings, personalized guidance, and expertise in complex real estate transactions.
Simpler Home Loans is a digital-first mortgage lender based in La Mesa, CA, offering streamlined home loan origination with expert guidance. They specialize in fast pre-approvals, competitive rate quotes with no personal information required upfront, and a transparent, technology-enabled process from application through closing. Their mortgage advisors provide personalized support and market expertise to help borrowers navigate financing options and strengthen offers in competitive real estate markets.
Plan Prepare Home is a San Diego-based financial planning and home preparation service that helps homeowners understand and plan for major home expenses and repairs. They work with homeowners to assess their property, identify upcoming maintenance needs, and develop financial strategies to manage costs. Their approach combines home inspection insights with personalized financial guidance to help families prepare for everything from routine maintenance to major renovations.
Kenia Costa is a mortgage loan officer with PrimeLending serving the San Diego area. With NMLS certification and extensive experience, Kenia specializes in helping clients navigate the mortgage process, whether they're first-time buyers, refinancing existing loans, or exploring VA and FHA loan options. Her personalized approach focuses on finding the right loan program and rates for each client's unique financial situation.
Ez Home Lending Inc is a mortgage lending company serving San Diego and surrounding areas, specializing in home loans for borrowers of all credit profiles. They offer personalized mortgage solutions including conventional loans, FHA loans, VA loans, and refinancing options. With a focus on fast pre-approval processes and competitive rates, Ez Home Lending helps first-time homebuyers and experienced investors navigate the lending process efficiently.
America's Local Lender is a mortgage broker serving the San Diego area with personalized loan solutions for homebuyers and refinancers. They specialize in connecting clients with multiple lending options including conventional, FHA, VA, and jumbo loans tailored to individual financial situations. Their local team provides direct guidance through the mortgage process, helping first-time buyers and experienced homeowners find competitive rates and terms.
Desiree Lowe at Supreme Lending is a mortgage loan officer serving San Diego and surrounding areas with personalized financing solutions. Specializing in helping borrowers navigate the mortgage process, Desiree offers guidance on loan options and pre-approval to make homebuying straightforward. With a focus on client communication and expertise, she helps first-time buyers and experienced homeowners find the right loan products for their situation.
Cornerstone First Mortgage is a mortgage lender serving San Diego and Southern California with a focus on personalized loan solutions. They offer conventional, FHA, VA, and jumbo mortgages, along with refinancing options tailored to various financial situations. The company emphasizes fast pre-approval processes and direct access to multiple loan products, helping borrowers find the right fit without unnecessary hassle.
HomePlus Mortgage is a mortgage lender serving San Diego and surrounding areas, offering a range of loan products including conventional, FHA, VA, and jumbo loans. With a focus on personalized service and competitive rates, they help borrowers navigate the mortgage process from pre-approval through closing. Their experienced team specializes in working with first-time homebuyers, refinancing clients, and borrowers with various financial situations.
Liberty National Lending Group, led by mortgage lender Mike Beal (NMLS #236308), provides comprehensive mortgage financing solutions in San Diego. Mike specializes in helping borrowers navigate loan options, pre-approval processes, and closing on their ideal home. With a focus on personalized service and local expertise, the team works to match clients with loan programs that fit their financial situation.
Conor Cappa at The Loan Me Company specializes in mortgage services for San Diego homebuyers and refinancing clients. With a focus on personalized service, Conor helps borrowers navigate loan options, secure competitive rates, and close transactions smoothly. Whether you're a first-time buyer or looking to refinance, The Loan Me Company provides expert guidance tailored to your financial situation.
Steve Wiley is a mortgage loan officer with PrimeLending, a national mortgage lender offering comprehensive home financing solutions in San Diego. He specializes in helping borrowers find the right loan products, from conventional mortgages to FHA and VA loans, with access to multiple lending options and competitive rates. Steve brings personalized service to the home buying and refinancing process, working with first-time buyers, experienced homeowners, and those looking to refinance existing mortgages.
Mortgage Advisors at Barrett Financial Group is an independent mortgage brokerage serving San Diego and surrounding areas. They provide comprehensive mortgage solutions including conventional loans, FHA loans, VA loans, and jumbo mortgages, with access to multiple lenders to find competitive rates and terms tailored to each borrower's situation. The team specializes in helping first-time homebuyers, refinancing clients, and self-employed borrowers navigate the lending process with personalized guidance.
Patriot Home Loans is a mortgage lender serving the Chula Vista area and beyond, offering competitive home financing solutions for various loan types and borrower profiles. With a focus on personalized service and quick turnaround times, they help homebuyers and refinancing clients navigate the mortgage process from pre-approval through closing. Their experienced team specializes in FHA, VA, conventional, and jumbo loans to meet diverse financial needs.
SD Mortgage Couple is a local San Diego mortgage brokerage offering personalized loan solutions for homebuyers and refinancing clients. The team specializes in helping first-time buyers navigate the lending process while also serving experienced homeowners looking to refinance. They provide access to multiple lenders and competitive rates tailored to individual financial situations.
American Pacific Mortgage is a mortgage lender serving the San Diego area with a focus on personalized loan solutions. Based in Bernardo Plaza, they work with borrowers to find competitive rates and financing options tailored to individual needs. Their experienced team helps navigate the mortgage process from pre-approval through closing.
Newrez is a mortgage lender and loan originator offering a wide range of home financing solutions in Chula Vista. They specialize in conventional loans, FHA loans, VA loans, jumbo loans, and refinancing options to help homebuyers and existing homeowners achieve their real estate goals. With a focus on competitive rates and personalized service, Newrez works with borrowers of all credit profiles to find the right loan product for their situation.
San Diego Home Loans is a mortgage brokerage serving San Diego and Southern California with access to multiple lenders and loan programs. They specialize in helping homebuyers find competitive rates and terms tailored to their financial situation, including conventional, FHA, VA, and jumbo loans. The team offers personalized pre-approval processes and works with first-time buyers through experienced homeowners to refinance existing mortgages.
Keller Home Loans is a mortgage lending company serving San Diego and surrounding areas, offering a full range of home financing solutions including conventional loans, FHA loans, VA loans, and jumbo mortgages. The team provides personalized pre-approval processes and works with multiple lenders to find competitive rates tailored to each borrower's financial situation. They specialize in helping first-time homebuyers navigate the mortgage process while also serving refinancing clients and those with unique loan needs.
Scott Evans leads a CrossCountry Mortgage branch in San Diego, offering comprehensive mortgage solutions including conventional loans, FHA loans, VA loans, jumbo loans, and refinancing options. With access to multiple lenders and a focus on personalized service, they help first-time buyers, experienced homeowners, and military veterans navigate the lending process with transparency and expertise.
Jessica Ring is a financial advisor based in San Diego specializing in personalized financial planning and investment management. With a strong track record of client satisfaction, Jessica works with individuals to develop comprehensive financial strategies tailored to their unique goals and circumstances.
Merchants Home Lending is a mortgage lender serving San Diego and surrounding areas, specializing in home purchase loans, refinancing, and mortgage solutions for various borrower profiles. With a focus on personalized service and competitive rates, they help homebuyers and current homeowners navigate the lending process from pre-approval through closing.
Guild Mortgage Company is the top-ranked mortgage broker in San Diego with a Lantern Score of 85.85/100 and a 5-star rating from 2,805 reviews. They specialize in conventional, FHA, VA, USDA, jumbo, and renovation loans, plus down payment assistance for first-time homebuyers, military service members, and high-cost market purchasers.
Guild Mortgage Company (Lantern Score: 85.85/100) and RWM Home Loans (Lantern Score: 85.72/100) are top choices for military members, both specializing in VA loans and offering comprehensive support for veterans. West Coast Funding Team of E Mortgage Capital (Lantern Score: 85.60/100) also ranks highly for VA loan borrowers and military members.
Multiple top-ranked San Diego mortgage brokers serve first-time homebuyers, including Guild Mortgage Company (Lantern Score: 85.85/100), RWM Home Loans (85.72/100), and Simpler Home Loans (84.75/100), which offers streamlined digital pre-approvals. West Coast Funding Team (85.60/100) and The Wise Guys Temecula (85.54/100) also specialize in first-time buyer solutions.
LOAN GOAT (Lantern Score: 85.11/100), a veteran-owned private and hard money lender, specializes in real estate investors and fix-and-flip projects, making it ideal for investment property buyers. The Wise Guys Temecula (85.54/100) and MAR Financial (85.17/100) also serve investment property buyers with comprehensive loan products.
Guild Mortgage Company (Lantern Score: 85.85/100) and Sam Baugh M5 Financial (85.19/100) both specialize in jumbo loans for luxury home purchases. West Coast Funding Team of E Mortgage Capital (85.60/100) and America's Local Lender (84.13/100) also offer jumbo loan solutions for high-cost market purchases in San Diego.
Simpler Home Loans (Lantern Score: 84.75/100) is a digital-first mortgage lender based in La Mesa offering streamlined home loan origination with fast pre-approvals and competitive rate quotes. Ez Home Lending Inc (84.17/100) also specializes in fast pre-approval services for San Diego borrowers.