Sam Baugh M5 Financial - Mortgage Broker

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    Mortgage Brokers

    San Diego, CA

    Sam Baugh M5 Financial is an independent mortgage broker in San Diego specializing in customized home loan solutions for first-time buyers, veterans, active military, and investors. Led by Senior Loan Officer Sam Baugh (NMLS #291966), the team offers competitive rates on conventional loans, jumbo loans, VA loans, FHA loans, refinancing, home equity loans, non-QM loans, and hard money loans. Their hands-on approach includes shopping the open market for the best rates and fee structures, with transparent guidance throughout the entire lending process.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes

    Ideal for: First-time home buyers, Veterans and active military, Luxury home buyers (jumbo loans), Homeowners seeking refinancing

    Service area: San Diego, California

    What Sets Sam Baugh M5 Financial - Mortgage Broker Apart

    Independent Broker with Market Access: As an independent broker, Sam Baugh shops the open market to find the best available rates and fee structures, rather than being limited to one lender's products.

    Specialized in Multiple Loan Types: Offers a comprehensive range including conventional, jumbo, VA, FHA, non-QM, and hard money loans, plus refinancing and home equity options to fit diverse borrower needs.

    Top-Tier Track Record: Sam Baugh achieved Top 1% of Originators Nationwide and Top 1% of UWM Brokers Nationwide in 2019, with over $50M in closed volume.

    First-Time Buyer ProgramsRefinancingVA LoansFHA LoansJumbo Loans
    Mortgage BrokerVA LoansFHA LoansRefinancingJumbo Loans
    Google Rating
    5.0 ★ (180 reviews)
    Phone
    (858) 342-9952

    Location

    Address: 5151 Shoreham Pl # 250, San Diego, CA 92122

    Phone: (858) 342-9952

    Website: sambaugh.com

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    Last updated April 16, 2026

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