LanternCaliforniaOaklandProfessional ServicesFinancial Advisors

    Best Financial Advisors in Oakland, California

    Areas served: Oakland, CA and surrounding Alameda County

    33 local businessesRanked by Lantern Score — a measure of reputation and business quality. We don't accept payment for placement.
    Updated April 16, 2026

    Oakland's financial advisory landscape reflects the city's economic diversity, from wealth managers serving long-established Piedmont and Rockridge families to fee-only planners working with tech professionals and entrepreneurs in Jack London Square and Uptown. The East Bay's distinct financial planning needs—including stock option management for biotech and tech employees, real estate investment guidance in a complex housing market, and retirement planning for public sector workers—require advisors with specific regional expertise. This directory provides detailed comparisons of Oakland-area financial advisors across fee structures, fiduciary standards, specializations, and minimum asset requirements.

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    83
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    Score
    San Francisco, CA · 10 mi from Oakland
    Serves San Francisco Bay Area, Northern California
    ★★★★★5.0(39 Google reviews)

    Monroe Wealth Management is a fee-only financial advisory firm specializing in wealth management for tech employees and business owners in the San Francisco Bay Area. With 12+ years of experience and $70+ million in assets under management, the firm is led by CFP certified financial planners who work on a fiduciary standard with no product sales or asset minimums. They help high-income clients ($250k+) with investment management, business succession planning, equity compensation strategies, tax optimization, and home purchase planning.

    Best for: Unbiased AdviceFirst-Time InvestorsWealth Management
    Ideal clients: High-income tech employees, business owners, executives with equity compensation, first-time luxury home buyers, entrepreneurs planning business succession
    What sets them apart
    • All advisors are CFP certified and operate under a fiduciary standard, meaning they're legally obligated to act in your best interest with no product sales or commissions.
    • Transparent fee-only pricing with no assets under management requirement, making high-quality advisory accessible without pressure to consolidate assets.
    • Deep expertise in equity compensation, stock options, business succession planning, and tax optimization strategies tailored to tech employees and entrepreneurs.
    Fee-Only AdvisorTech EmployeesBusiness OwnersCFP CertifiedFiduciary
    Phone(510) 990-1803
    Monroe Wealth Management
    Updated 4/16/26Learn More →
    82
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    San Ramon, CA · 14 mi from Oakland
    Serves San Ramon, CA and surrounding Bay Area communities
    ★★★★★5.0(32 Google reviews)

    Tomren Wealth Management is an independent wealth advisory firm based in San Ramon serving clients throughout the Bay Area. They provide comprehensive financial planning, investment management, and retirement strategy tailored to individuals and families seeking to grow and protect their wealth. The firm is known for its personalized approach to financial advisory services.

    Best for: Retirement PlanningWealth Management
    Ideal clients: Affluent families, pre-retirees, business owners, high-net-worth individuals seeking personalized wealth strategy
    What sets them apart
    • Operates as an independent firm with no proprietary product bias, allowing advice focused on client interests rather than internal products.
    • Offers integrated financial planning alongside investment management, addressing retirement, tax strategy, and wealth preservation holistically.
    Wealth ManagementFinancial PlanningInvestment ManagementRetirement Planning
    Tomren Wealth Management
    Updated 4/16/26Learn More →
    82
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    Score
    San Francisco, CA · 10 mi from Oakland
    Serves San Francisco Bay Area and throughout the United States
    ★★★★★5.0(30 Google reviews)

    Financial Zen is a fiduciary, fee-only financial planning firm founded by Rick Valenzi, specializing in helping tech professionals and high earners achieve financial independence decades earlier than traditional timelines. Beyond standard financial planning, they offer comprehensive programs including their 6-month Foundations Program to organize finances, the Mastery Program with monthly guidance through five levels toward financial independence, and optional investment management with strategic rebalancing and tax loss harvesting. The team of CFP® professionals focuses on making financial planning actionable and enjoyable, emphasizing that money is a tool to unlock freedom and life purpose rather than just wealth accumulation.

    Best for: Retirement PlanningUnbiased AdviceBusiness OwnersFirst-Time InvestorsWealth Management
    Ideal clients: Tech sales professionals, high earners seeking financial independence, individuals wanting to retire early, professionals new to wealth management
    What sets them apart
    • As a fiduciary, independent, fee-only advisor, Financial Zen prioritizes client interests without commissions and is legally bound to act in your best interest.
    • Founder Rick Valenzi spent 5 years in tech sales and specifically designed Financial Zen to serve tech professionals and high earners, not just wealthy retirees.
    • Beyond traditional planning, they offer structured programs including a 6-month Foundations Program and a multi-level Mastery Program with ongoing monthly meetings and guidance.
    Fee-Only AdvisorFinancial IndependenceCFP® CertifiedTech Sales FocusFiduciary
    Phone(415) 792-0345
    Financial Zen
    Updated 4/16/26Learn More →
    81
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    Oakland, CA
    Serves Oakland and San Francisco Bay Area
    ★★★★★5.0(22 Google reviews)

    Modern Family Finance is a fee-only financial advisory firm in Oakland and San Francisco specializing in tax-smart financial planning for tech professionals, self-employed individuals, women, and LGBTQ+ clients. Led by CFP-certified advisors with direct experience in tech equity compensation, the firm helps ambitious professionals design personalized financial strategies around RSUs, stock options, tax optimization, investment management, and pursuing financial independence or career flexibility. They combine fiduciary financial planning with life-centered guidance to help clients align their money with their values and goals.

    Best for: Retirement PlanningUnbiased AdviceBusiness OwnersFirst-Time InvestorsWealth Management
    Ideal clients: Tech professionals with equity compensation, self-employed business owners, women seeking financial empowerment, LGBTQ+ couples and families, professionals pursuing financial independence or career transitions
    What sets them apart
    • As fee-only fiduciaries with no commissions or proprietary products, they legally act in your best interest and provide transparent pricing with no hidden fees.
    • Deep expertise in navigating RSUs, ESPPs, stock options, and concentration risk—tailored for Bay Area tech employees managing complex equity packages.
    • They specialize in helping clients pursue financial independence, career pivots, and lifestyle flexibility by connecting financial decisions to personal values and life goals.
    Fee-Only Financial PlanningTax-Smart AdviceTech ProfessionalsFinancial IndependenceLGBTQ+ & Women Focused
    Phone(415) 295-6206
    Modern Family Finance
    Updated 4/16/26Learn More →
    81
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    San Francisco, CA · 12 mi from Oakland
    Serves San Francisco Bay Area and nationwide
    ★★★★★5.0(22 Google reviews)

    True Root Financial is an independent financial advisory firm in San Francisco specializing in comprehensive financial planning and investment management for tech professionals. Founded by Roshani Pandey, a former Wall Street advisor with 16+ years of experience at firms like Goldman Sachs and BlackRock, the firm helps busy tech professionals claim financial independence through tax-advantaged investing, equity compensation optimization (RSUs, stock options, ESPP), and holistic wealth planning. As a fiduciary with no hidden fees or commissions, True Root provides transparent, customized guidance on investments, tax planning, cashflow management, and wealth safeguarding.

    Best for: Retirement PlanningUnbiased AdviceWealth Management
    Ideal clients: Tech professionals with equity compensation, early-stage employees planning for financial independence, high-income earners seeking tax optimization, individuals with company exits or concentrated stock positions
    What sets them apart
    • Legally obligated to put clients' interests first with transparent, fee-only compensation model—no hidden commissions or back-end charges.
    • Deep expertise in maximizing RSUs, stock options, and ESPP for tech employees, with specific guidance on company exits and concentrated stock positions.
    • Led by Roshani Pandey with 16+ years advising ultra-high-net-worth individuals and institutions at Goldman Sachs and BlackRock.
    Financial PlanningTech ProfessionalsInvestment ManagementTax PlanningFiduciary
    Phone(415) 323-6602
    True Root Financial
    Updated 4/16/26Learn More →
    80
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    San Francisco, CA · 10 mi from Oakland
    Serves San Francisco Bay Area and beyond (virtual/remote service)
    ★★★★★5.0(17 Google reviews)

    Citrine Capital is a fee-only wealth management and financial planning firm based in San Francisco, specializing in serving startup founders, entrepreneurs, and tech professionals. They offer comprehensive services including investment management, retirement planning, equity compensation planning (RSUs, stock options, QSBS), tax planning and preparation, estate planning, and specialized strategies for high-net-worth individuals. Founded in 2014 by Ryan and Jirayr, the firm operates on a fiduciary basis with no proprietary products, commissions, or hidden fees, delivering personalized financial advice through a virtual platform that prioritizes client accessibility and transparent alignment of interests.

    Best for: Retirement PlanningUnbiased AdviceBusiness OwnersWealth Management
    Ideal clients: Startup founders and employees, tech professionals with equity compensation, entrepreneurs building wealth, high-net-worth individuals seeking tax-efficient planning
    What sets them apart
    • Citrine Capital operates exclusively on a fee-only basis with no commissions, proprietary products, or hidden fees, ensuring complete alignment between advisor and client interests.
    • Specialized in equity compensation planning including RSUs, stock options, and QSBS for startup employees and tech professionals, with deep knowledge of major tech company compensation packages.
    • Fully remote financial planning platform with 24-hour response guarantee, allowing clients to access advisory services from anywhere and participate in real-time account reviews via secure video conferencing.
    Fee-OnlyWealth ManagementEquity Compensation PlanningTech ProfessionalsVirtual Advisory
    Citrine Capital
    Updated 4/16/26Learn More →
    78
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    Oakland, CA
    Serves Oakland, CA and surrounding Bay Area communities
    ★★★★★4.9(16 Google reviews)

    Modern Financial Planning is a fee-only financial advisory firm specializing in comprehensive financial planning and investment management for professionals with stock options and RSUs. Located in Oakland, the firm combines deep financial expertise with technology and a network of professionals to optimize clients' finances while helping them maximize their life. They offer in-depth planning services and a free financial assessment to determine if your situation is a good fit for their specific expertise.

    Best for: Unbiased AdviceWealth Management
    Ideal clients: Tech professionals with stock options or RSUs, Bay Area executives, employees seeking equity compensation optimization
    What sets them apart
    • Modern Financial Planning operates on a fee-only basis with no commissions, ensuring their advice is aligned with client interests rather than product sales.
    • The firm specializes in financial planning for professionals with stock options and RSUs, offering tailored strategies for equity compensation and tech industry employees.
    • Prospective clients receive a complimentary assessment and initial consultation to determine if the firm is a good fit for their specific financial situation.
    Fee-OnlyFinancial PlanningInvestment ManagementStock OptionsRSUs
    Phone(510) 519-7009
    Modern Financial Planning
    Updated 4/16/26Learn More →
    78
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    San Francisco, CA · 10 mi from Oakland
    Serves San Francisco and Bay Area
    ★★★★★5.0(11 Google reviews)

    Babylon Wealth Management is an independent financial advisory firm located in San Francisco's Financial District, serving clients seeking personalized wealth management and financial planning. The firm provides comprehensive financial advisory services including investment management, retirement planning, and strategic wealth guidance tailored to individual client goals. Known for their client-focused approach and detailed financial strategy development.

    Best for: Retirement PlanningWealth Management
    Ideal clients: High-net-worth individuals, Pre-retirees and retirees, Business owners, Professionals seeking comprehensive wealth planning
    What sets them apart
    • Operates as an independent financial advisory firm without conflicts of interest from external pressures, allowing for objective recommendations based solely on client needs.
    • Offers integrated financial planning that addresses investment management, retirement readiness, and long-term wealth goals in a coordinated approach.
    Wealth ManagementFinancial PlanningInvestment AdvisorSan FranciscoFiduciary
    Phone(415) 851-3061
    Babylon Wealth Management - Pine St
    Updated 4/16/26Learn More →
    78
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    San Carlos, CA · 18 mi from Oakland
    Serves San Carlos, Campbell, and surrounding Silicon Valley communities
    ★★★★★5.0(11 Google reviews)

    MA Private Wealth is a boutique fiduciary wealth management firm serving high-net-worth individuals and tech professionals with $500,000+ in investments. Founded on principles of customer-centricity and simplicity, they offer customized investment management, comprehensive financial planning, and retirement strategy tailored to each client's goals and risk tolerance. With 30 years of experience and a team led by founder Marty, they prioritize transparent, personalized advice and maintain strong long-term client relationships through direct advisor access and institutional expertise.

    Best for: Retirement PlanningWealth Management
    Ideal clients: Tech professionals with $500,000+ investments, high-net-worth individuals seeking comprehensive wealth management, Silicon Valley employees with complex equity compensation, retirees focused on portfolio stability
    What sets them apart
    • MA Private Wealth operates as a fiduciary firm, legally bound to always prioritize clients' best interests over their own commissions or profits.
    • They offer targeted financial planning for Silicon Valley tech professionals, addressing unique needs like stock options, equity compensation, and career transitions.
    • Founded and led by Marty with extensive institutional resources, combining deep market expertise with personalized, accessible service.
    Fiduciary AdvisorsWealth ManagementInvestment PlanningTech ProfessionalsRetirement Planning
    Phone(650) 232-2021
    MA Private Wealth, Financial Advisors
    Updated 4/16/26Learn More →
    78
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    San Ramon, CA · 15 mi from Oakland
    Serves San Ramon, CA and surrounding areas
    ★★★★★5.0(23 Google reviews)

    Insight Wealth Strategies is an independent financial advisory firm in San Ramon specializing in comprehensive wealth management, retirement planning, and investment management for individuals and families. The team provides personalized financial strategies designed to help clients build and preserve wealth throughout their lives.

    Best for: Retirement PlanningWealth Management
    Ideal clients: Families planning for retirement, high-net-worth individuals seeking comprehensive wealth management, business owners managing personal finances
    What sets them apart
    • Offers integrated financial planning covering retirement, investments, estate planning, and tax strategies tailored to individual client goals.
    • Operates independently, allowing the team to provide unbiased recommendations focused on client interests rather than corporate incentives.
    Wealth ManagementFinancial PlanningRetirement PlanningInvestment Management
    Phone(800) 318-7848
    Insight Wealth Strategies
    Updated 4/16/26Learn More →
    74
    Lantern
    Score
    San Francisco, CA · 10 mi from Oakland
    Serves San Francisco Bay Area
    ★★★★★5.0(6 Google reviews)

    Aspiriant is an independent wealth management firm serving forward-thinking families in the San Francisco Bay Area. They offer comprehensive financial planning, investment management, and ongoing wealth execution designed to align with clients' long-term goals and life transitions. Founded with accounting expertise and tax-conscious strategies at its core, Aspiriant combines meticulous financial planning, globally diversified investment approaches, and personalized counsel from a team where approximately one-third hold ownership stakes, creating alignment between advisors and clients.

    Best for: Retirement PlanningWealth Management
    Ideal clients: High-net-worth families, tech professionals with concentrated stock, multi-generational wealth planning, clients seeking tax-efficient strategies
    What sets them apart
    • Approximately one-third of team members hold ownership stakes in the firm, aligning advisor and client interests and ensuring long-term sustainability for multi-generational planning.
    • The firm's foundation in accounting enables tax-conscious investment strategies and comprehensive tax planning integrated throughout wealth management.
    • Beyond planning, Aspiriant provides ongoing day-to-day execution, discipline, accountability, and communication to keep financial plans aligned with life's evolving transitions.
    Wealth ManagementFinancial PlanningInvestment StrategyIndependent FirmTax Planning
    Phone(415) 371-7800
    Aspiriant Wealth Management
    Updated 4/16/26Learn More →
    74
    Lantern
    Score
    Walnut Creek, CA · 13 mi from Oakland
    Serves Walnut Creek and surrounding East Bay communities
    ★★★★★5.0(6 Google reviews)

    Babylon Wealth Management is an independent financial advisory firm in Walnut Creek offering comprehensive wealth management, investment management, retirement planning, and financial planning services. Founded on principles of fiduciary responsibility, they work with individuals and families to build customized investment strategies and long-term financial plans. Their team prioritizes transparent, fee-based advisory relationships without commission-driven conflicts of interest.

    Best for: Retirement PlanningUnbiased AdviceWealth Management
    Ideal clients: Individuals and families seeking unbiased financial planning, pre-retirees and retirees planning income strategies, business owners managing wealth
    What sets them apart
    • Operates under fiduciary responsibility, legally obligated to act in clients' best interests rather than recommending commission-based products.
    • Transparent fee-based advisory structure eliminates commission conflicts and aligns their success directly with client outcomes.
    • Offers integrated wealth management spanning investment strategy, retirement planning, and overall financial planning tailored to individual goals.
    Wealth ManagementFinancial PlanningInvestment ManagementFiduciary AdvisorRetirement Planning
    Phone(925) 448-9880
    Babylon Wealth Management - N Broadway
    Updated 4/16/26Learn More →
    73
    Lantern
    Score
    Berkeley, CA · 6 mi from Oakland
    Serves Berkeley and greater San Francisco Bay Area
    ★★★★★5.0(5 Google reviews)

    Topel & DiStasi Wealth Management is an independent financial advisory firm based in Berkeley serving clients throughout the San Francisco Bay Area. The firm provides comprehensive wealth management, investment management, and financial planning services tailored to individuals and families. Their advisors work with clients to develop customized strategies focused on long-term financial goals and wealth preservation.

    Best for: Retirement PlanningWealth Management
    Ideal clients: High-net-worth individuals, families seeking comprehensive financial planning, investors wanting independent advice
    What sets them apart
    • Topel & DiStasi operates as an independent wealth management firm, allowing them to provide objective advice without being tied to a specific product manufacturer or corporate structure.
    • The firm develops customized financial strategies based on each client's unique circumstances, goals, and risk tolerance rather than using one-size-fits-all solutions.
    Wealth ManagementFinancial PlanningInvestment ManagementIndependent Advisor
    Phone(510) 898-1270
    Websitetd-wm.com
    Topel & DiStasi Wealth Management
    Updated 4/16/26Learn More →
    73
    Lantern
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    San Francisco, CA · 10 mi from Oakland
    Serves San Francisco and greater Bay Area
    ★★★★★4.5(15 Google reviews)

    Hanke & Apolonio Wealth Advisors is an independent financial advisory firm serving San Francisco and the Bay Area. They provide comprehensive wealth management, investment management, and financial planning services tailored to individuals and families. The firm is known for personalized advisory relationships and a commitment to fiduciary principles in managing client assets.

    Best for: Retirement PlanningWealth Management
    Ideal clients: High-net-worth individuals, families seeking comprehensive wealth management, business owners planning for retirement
    What sets them apart
    • As an independent wealth advisor, Hanke & Apolonio operates without ties to large institutions, allowing for unbiased investment recommendations and personalized service.
    • The firm adheres to fiduciary standards, meaning they are legally obligated to act in clients' best interests when managing their finances.
    Wealth ManagementFinancial PlanningInvestment ManagementFiduciary Advisor
    Phone(415) 781-6300
    Hanke & Apolonio Wealth Advisors LLC
    Updated 4/16/26Learn More →
    73
    Lantern
    Score
    Walnut Creek, CA · 13 mi from Oakland
    Serves Walnut Creek and surrounding Bay Area communities
    ★★★★★5.0(5 Google reviews)

    EP Wealth Advisors in Walnut Creek provides comprehensive financial planning and investment management services to help clients build and preserve wealth. Their team of advisors works with individuals and families to develop personalized strategies for retirement planning, investment management, and long-term financial goals. They focus on delivering fiduciary-standard advice tailored to each client's unique situation.

    Best for: Retirement PlanningWealth Management
    Ideal clients: Affluent individuals and families, Pre-retirees and retirees, Business owners seeking comprehensive wealth planning
    What sets them apart
    • EP Wealth Advisors operates under a fiduciary standard, meaning they are legally obligated to act in their clients' best interests rather than recommending products that benefit themselves.
    • Each client receives customized financial strategies developed by their dedicated advisor team, rather than one-size-fits-all solutions.
    • They offer integrated retirement planning, investment management, and wealth preservation strategies to address multiple aspects of financial well-being.
    Financial PlanningInvestment ManagementRetirement PlanningWealth ManagementFiduciary Advisor
    Phone(925) 283-2201
    EP Wealth Advisors - N California Blvd
    Updated 4/16/26Learn More →
    72
    Lantern
    Score
    San Francisco, CA · 10 mi from Oakland
    Serves San Francisco and surrounding Bay Area
    ★★★★★4.7(15 Google reviews)

    KB Financial Advisors is an independent financial advisory firm based in San Francisco specializing in comprehensive wealth management, investment strategy, and financial planning for individuals and businesses. With deep expertise in retirement planning, tax optimization, and portfolio management, they provide personalized guidance tailored to each client's unique financial goals and circumstances.

    Best for: Retirement PlanningWealth Management
    Ideal clients: High-net-worth individuals, business owners, pre-retirees and retirees, families seeking comprehensive wealth management
    What sets them apart
    • Operates as an independent advisor bound by fiduciary standards, prioritizing client interests over product sales and commissions.
    • Offers integrated services spanning investment management, retirement planning, tax strategy, and business financial planning.
    • Conveniently located at 595 Market Street in the Financial District for accessible in-person consultations.
    Wealth ManagementFinancial PlanningInvestment StrategyRetirement PlanningTax Planning
    Phone(415) 273-9372
    Kb Financial Advisors
    Updated 4/16/26Learn More →
    71
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    Oakland, CA
    Serves Oakland and surrounding Bay Area
    ★★★★★5.0(4 Google reviews)

    Matthews Financial & Insurance Solutions is an Oakland-based wealth advisory firm specializing in retirement income planning, investment management, estate planning, and tax strategies for professionals, business owners, and retirees. Led by Jason Matthews (CLTC, TPCP), the firm has a particular focus on serving single women age 50+ with at least $250,000 in investable assets who are navigating retirement, inheritance, or widowhood. They offer comprehensive services including long-term care planning, tax optimization, and guidance through major life transitions, combining advanced credentials with compassionate, personalized advice.

    Best for: Retirement PlanningWealth Management
    Ideal clients: Professional women age 50+ with substantial assets, business owners planning retirement, couples and widows navigating inheritance or major life transitions, individuals seeking tax-efficient wealth strategies
    What sets them apart
    • Matthews Financial targets single women age 50+ navigating retirement, inheritance, or widowhood—offering tailored guidance through these pivotal financial transitions with both expertise and compassion.
    • Jason Matthews holds specialized credentials including Tax Planning Certified Professional (TPCP) and Certified in Long-Term Care (CLTC), bringing expert-level knowledge in tax optimization and healthcare cost planning.
    • Jason Matthews is a frequent financial expert on Bay Area news outlets including KTVU, providing clients with access to advisors with proven thought leadership in retirement and tax strategies.
    Retirement PlanningWealth ManagementTax StrategyEstate PlanningWomen 50+
    Phone(510) 288-3268
    Websitemfis.biz
    Matthews Financial & insurance Solutions
    Updated 4/16/26Learn More →
    71
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    Alameda, CA · 2 mi from Oakland
    Serves Alameda, CA and surrounding East Bay communities
    ★★★★★5.0(4 Google reviews)

    Samantha N Dinh is a CFP® professional offering comprehensive financial planning and investment management services through Paragon Financial Planning in Alameda. She works with clients to develop personalized financial strategies, retirement planning, and investment portfolios tailored to individual goals and circumstances. With a fiduciary commitment to putting client interests first, Samantha provides fee-only financial advisory services without commissions or conflicts of interest.

    Best for: Retirement PlanningUnbiased AdviceWealth Management
    Ideal clients: Professionals and families seeking objective financial planning, individuals planning for retirement, clients wanting fee-only investment management without commissions
    What sets them apart
    • Certified Financial Planner credentials demonstrate advanced training and commitment to fiduciary standards and client-centered advice.
    • Paragon Financial Planning operates on a fee-only basis, eliminating commission-based conflicts and aligning advisor incentives directly with client outcomes.
    • Offers integrated financial planning and investment management services designed around each client's long-term goals and life circumstances.
    Financial PlanningInvestment ManagementRetirement PlanningCFP Certified
    Phone(510) 227-5354
    Samantha N Dinh, CFP - PARAGON FINANCIAL PLANNING
    Updated 4/16/26Learn More →
    71
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    Woodside, CA · 24 mi from Oakland
    Serves San Francisco Bay Area, including Silicon Valley and surrounding counties
    ★★★★★5.0(4 Google reviews)

    Schneider Wealth Management is an independent financial advisory firm based in Woodside, California, serving clients throughout the San Francisco Bay Area. They provide comprehensive wealth management, investment management, and financial planning services tailored to individual and family needs. The firm focuses on personalized strategies to help clients build and preserve wealth.

    Best for: Wealth Management
    Ideal clients: High-net-worth individuals, families, business owners, executives seeking comprehensive wealth management and investment guidance
    What sets them apart
    • Operates as an independent financial advisor with no affiliated broker-dealer conflicts of interest, allowing unbiased investment recommendations.
    • Offers integrated wealth management services including investment management, financial planning, and personalized strategy development.
    Wealth ManagementFinancial PlanningInvestment ManagementIndependent Advisor
    Phone(888) 444-9981
    Schneider Wealth Management
    Updated 4/16/26Learn More →
    71
    Lantern
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    Oakland, CA
    Serves Oakland and surrounding San Francisco Bay Area
    ★★★★★4.7(13 Google reviews)

    Liberty Group is a financial services firm based in Oakland offering accounting, tax preparation, bookkeeping, and financial consulting for individuals and businesses. Their experienced team helps clients optimize their financial strategies, manage tax obligations, and plan for long-term financial goals with personalized service.

    Ideal clients: Small business owners, self-employed professionals, individuals seeking tax optimization
    What sets them apart
    • Offers accounting, tax preparation, bookkeeping, and financial consulting under one roof, providing integrated financial planning for both individuals and businesses.
    • Works directly with clients to understand their unique financial situation and develop customized strategies rather than one-size-fits-all solutions.
    AccountingTax PreparationFinancial ConsultingBookkeeping
    Phone(510) 658-1880
    Liberty Group
    Updated 4/16/26Learn More →
    70
    Lantern
    Score
    Oakland, CA
    Serves Oakland and surrounding Bay Area
    ★★★★★5.0(6 Google reviews)

    EntreFolio Wealth Management is a financial advisory firm based in Oakland specializing in comprehensive wealth management and financial planning services. They work with clients to develop personalized financial strategies and investment plans tailored to individual goals and circumstances.

    Ideal clients: Individuals seeking comprehensive wealth management, business owners looking for financial planning, high-net-worth clients
    What sets them apart
    • EntreFolio develops customized financial strategies tailored to each client's unique goals and financial situation rather than using a one-size-fits-all approach.
    • Offers full-spectrum wealth management services including investment management, financial planning, and strategic guidance.
    Wealth ManagementFinancial PlanningInvestment AdvisoryOakland
    Phone(415) 917-3202
    EntreFolio Wealth Management
    Updated 4/16/26Learn More →
    69
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    Oakland, CA
    Serves Oakland and San Francisco Bay Area
    ★★★★☆4.2(20 Google reviews)

    Lula Financial is a fee-only, fiduciary financial planning firm in Oakland that makes financial planning accessible and straightforward. They help individuals and couples with comprehensive financial planning including retirement, budgeting, home buying, RSU/stock options, tax guidance, college savings, life insurance, student debt, and credit card debt. Their approach focuses on creating clear, actionable plans tailored to your specific situation.

    Best for: Retirement PlanningUnbiased Advice
    Ideal clients: Tech workers with stock options, young professionals saving for homes, couples coordinating finances, anyone frustrated with traditional financial advisory relationships
    What sets them apart
    • Lula Financial operates as a fee-only fiduciary advisor, meaning they're legally required to act in your best interest without commission conflicts.
    • They specialize in financial planning for tech workers with stock options, RSUs, and ESOPs — a service particularly valuable for Bay Area professionals.
    • Fixed fees for financial plans ($2,000 for individuals, $3,000 for couples) with optional ongoing advising at $100-200/month — no surprise commissions.
    Fee-OnlyFiduciaryFinancial PlanningRetirement PlanningOakland
    Phone(415) 637-5087
    Lula Financial
    Updated 4/16/26Learn More →
    68
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    Walnut Creek, CA · 14 mi from Oakland
    Serves Walnut Creek and greater Northern California
    ★★★★★4.7(3 Google reviews)

    Destination Wealth Management is an independent financial advisory firm in Walnut Creek serving clients throughout Northern California. They provide comprehensive wealth management, investment management, retirement planning, and financial advisory services tailored to individuals and families. The firm emphasizes personalized strategies and fiduciary-standard advice to help clients build and preserve wealth.

    Best for: Retirement PlanningWealth Management
    Ideal clients: High-net-worth individuals, Pre-retirees and retirees, Business owners, Families seeking comprehensive financial planning
    What sets them apart
    • Operates as an independent advisor bound by fiduciary standards to act in clients' best interests, not tied to product sales or commissions.
    • Offers integrated planning across investments, retirement, and overall financial goals rather than siloed services.
    Wealth ManagementFinancial PlanningInvestment ManagementRetirement PlanningFiduciary Advisor
    Phone(800) 947-3864
    Destination Wealth Management
    Updated 4/16/26Learn More →
    67
    Lantern
    Score
    San Ramon, CA · 13 mi from Oakland
    Serves San Ramon, CA and surrounding Bay Area communities
    ★★★★★5.0(2 Google reviews)

    Canyon Wealth Management is a private wealth advisory practice of Ameriprise Financial Services, LLC, offering personalized financial advice and investment management tailored to individual goals. Led by advisors in San Ramon, the practice provides comprehensive financial planning, custom investment strategies, retirement planning, and ongoing wealth management across all life stages. With over 130 years of Ameriprise's institutional backing, they focus on understanding clients' unique objectives and delivering goal-based advice supported by digital tools and regular advisor engagement.

    Best for: Retirement PlanningWealth Management
    Ideal clients: Individuals seeking comprehensive wealth management, retirees planning for retirement income, high-net-worth clients wanting personalized investment strategies, families managing multigenerational wealth
    What sets them apart
    • Backed by Ameriprise Financial's long-established track record of putting clients' interests first and providing consistent, reliable financial guidance through market cycles.
    • Advisors take time to understand your unique financial goals and life events, delivering custom investment strategies and ongoing advice tailored specifically to your needs, not generic solutions.
    • Complimentary first meeting to discuss your financial goals, explore whether the practice is a good fit, and receive an overview of their planning approach with no obligation.
    Financial AdviceInvestment ManagementWealth PlanningRetirement PlanningAmeriprise
    Canyon Wealth Management - Ameriprise Financial Services, LLC
    Updated 4/16/26Learn More →
    66
    Lantern
    Score
    Alameda, CA · 1 mi from Oakland
    Serves Alameda and surrounding Bay Area communities
    ★★★★★5.0(3 Google reviews)

    Nirmal Rout is a CFP® certified financial advisor with Edward Jones in Alameda, specializing in retirement savings strategies, wealth management, sustainable investing, and special needs financial planning. He offers comprehensive portfolio reviews and personalized financial guidance for major life events, with a focus on building long-term financial strategies tailored to individual client needs.

    Best for: Retirement PlanningWealth Management
    Ideal clients: Individuals planning for retirement, families with special needs, socially conscious investors, professionals seeking comprehensive wealth strategies
    What sets them apart
    • Nirmal Rout holds the CFP® (Certified Financial Planner) credential, indicating advanced training in comprehensive financial planning and fiduciary standards.
    • Offers expertise in retirement savings, sustainable investing, and special needs financial considerations — services that go beyond basic investment advice.
    • Provides portfolio reviews, retirement strategies, and guidance for major financial life events, not just account management.
    CFP CertifiedRetirement PlanningWealth ManagementSustainable InvestingSpecial Needs Planning
    Phone(510) 749-0403
    Edward Jones - Financial Advisor: Nirmal Rout, CFP®
    Updated 4/16/26Learn More →
    65
    Lantern
    Score
    Danville, CA · 13 mi from Oakland
    Serves Danville, CA and surrounding East Bay communities
    ★★★★★4.5(2 Google reviews)

    Gallagher Wealth Management is a fee-only Registered Investment Advisor (RIA) in Danville specializing in comprehensive wealth management for individuals and families. The firm uses a holistic approach with open architecture investing, meaning they recommend investments from any provider rather than pushing proprietary products. As fiduciary advisors, they're legally obligated to act in clients' best interests and provide objective, unbiased guidance tailored to help clients meet and exceed their life goals.

    Best for: Unbiased AdviceWealth Management
    Ideal clients: Affluent individuals, families seeking comprehensive wealth planning, people who want objective investment advice without commission bias
    What sets them apart
    • No commissions or proprietary products—clients pay transparent fees for objective advice without conflicts of interest.
    • Legally bound to act in clients' best interests at all times, with no shared or sold client information.
    • Designs custom wealth strategies focused on legacy planning and long-term financial success for families.
    Fee-Only AdvisorWealth ManagementFiduciaryRIAInvestment Planning
    Phone(925) 831-3043
    Gallagher Wealth Management
    Updated 4/16/26Learn More →
    64
    Lantern
    Score
    Oakland, CA
    Serves Oakland and the greater Bay Area
    ★★★★★5.0(1 Google reviews)

    Ella Financial Advising LLC is an independent financial advisory firm based in Oakland specializing in personalized financial planning and investment management for individuals and families. Founded by a financial advisor committed to client-centered guidance, they offer comprehensive financial strategies tailored to each client's unique goals and circumstances. Their approach emphasizes building long-term wealth and financial security through thoughtful planning and ongoing portfolio management.

    Ideal clients: Individuals and families seeking independent financial advice, professionals building long-term wealth, people transitioning into retirement planning
    What sets them apart
    • As an independent firm, Ella Financial Advising operates without ties to large financial institutions, allowing for objective advice focused solely on client interests.
    • Each client receives customized financial planning that addresses their specific goals, timeline, and risk tolerance rather than one-size-fits-all solutions.
    Financial PlanningInvestment ManagementWealth BuildingIndependent Advisor
    Phone(510) 324-9487
    Ella Financial Advising LLC
    Updated 4/16/26Learn More →
    64
    Lantern
    Score
    Berkeley, CA · 8 mi from Oakland
    Serves Berkeley and San Francisco Bay Area
    ★★★★★5.0(1 Google reviews)

    Elmwood Wealth Management is an independent financial advisory firm based in Berkeley serving clients throughout the San Francisco Bay Area. They provide comprehensive wealth management and financial planning services to help clients build and preserve their assets. Founded and led by experienced financial professionals, Elmwood Wealth Management focuses on personalized strategies tailored to each client's unique financial goals and circumstances.

    Ideal clients: High-net-worth individuals, business owners, families seeking comprehensive wealth planning, professionals preparing for retirement
    What sets them apart
    • As an independent firm, Elmwood Wealth Management operates without conflicts of interest tied to product sales, allowing them to provide objective financial advice aligned with client interests.
    • They develop customized financial plans that address each client's specific goals, risk tolerance, and life circumstances rather than one-size-fits-all approaches.
    Wealth ManagementFinancial PlanningInvestment AdvisoryBerkeley-Based
    Phone(510) 858-2723
    Elmwood Wealth Management
    Updated 4/16/26Learn More →
    64
    Lantern
    Score
    Berkeley, CA · 9 mi from Oakland
    Serves Berkeley and surrounding San Francisco Bay Area
    ★★★★★5.0(1 Google reviews)

    North Berkeley Wealth Management is an independent financial advisory firm serving Berkeley and the surrounding Bay Area. They provide comprehensive wealth management, investment management, and financial planning services to help clients build and preserve wealth. Their independent status means they work in clients' best interests without conflicts of interest from large financial institutions.

    Best for: Retirement PlanningWealth Management
    Ideal clients: Affluent professionals, retirement planning clients, individuals seeking independent investment advice
    What sets them apart
    • As an independent financial advisor, North Berkeley Wealth Management is not tied to large institutions, allowing them to provide unbiased advice tailored to each client's unique situation.
    • They offer full-service wealth management including investment management, financial planning, and retirement strategy in one place.
    Wealth ManagementFinancial PlanningInvestment ManagementIndependent Advisor
    Phone(510) 528-5820
    North Berkeley Wealth Management
    Updated 4/16/26Learn More →
    64
    Lantern
    Score
    San Francisco, CA · 10 mi from Oakland
    Serves San Francisco and surrounding Bay Area
    ★★★★★5.0(1 Google reviews)

    The San Francisco Wealth Management Group is a Morgan Stanley office specializing in comprehensive wealth management, investment advisory, and financial planning for high-net-worth individuals and families. Located in the heart of San Francisco's financial district at 555 California Street, the team provides personalized strategies for portfolio management, retirement planning, and long-term financial goals. As part of Morgan Stanley, a globally recognized financial services firm, they combine institutional expertise with local market knowledge.

    Best for: Retirement PlanningWealth Management
    Ideal clients: High-net-worth individuals, business owners, established professionals, families with complex financial situations
    What sets them apart
    • Access to Morgan Stanley's research, trading capabilities, and institutional resources combined with personalized local advisory.
    • Conveniently located at 555 California Street in San Francisco's premium financial district for easy in-person meetings.
    • Specializes in high-net-worth portfolio management and comprehensive wealth strategies rather than general retail banking.
    Wealth ManagementInvestment AdvisoryFinancial PlanningMorgan Stanley
    The San Francisco Wealth Management Group - Morgan Stanley
    Updated 4/16/26Learn More →
    64
    Lantern
    Score
    San Ramon, CA · 14 mi from Oakland
    Serves San Ramon, CA and surrounding Bay Area; serves clients across 40+ U.S. states and internationally
    ★★★★★5.0(1 Google reviews)

    California Financial Advisors is a fiduciary registered investment advisory (RIA) firm based in San Ramon, serving affluent clients across over 40 states and internationally. With $2B+ in assets under management and recognition as one of America's top RIAs (ranked #21 nationally in 2024), they provide personalized investment management, portfolio strategy, and comprehensive financial planning. Their client-first approach is backed by a 99.45% average annual retention rate since 1998, reflecting deep relationships and consistent support for long-term wealth goals.

    Best for: Retirement PlanningWealth Management
    Ideal clients: High-net-worth individuals, families seeking comprehensive wealth management, investors prioritizing fiduciary advisory relationships, clients planning long-term financial goals
    What sets them apart
    • Legally bound to act in clients' best interest with a fiduciary standard, ensuring alignment of investment recommendations with individual client priorities.
    • Recognized as one of America's top RIAs in 2022-2024 and ranked #21 nationally, with $2B+ in assets under management and 99.45% client retention rate.
    • Combines expertise in portfolio management and asset allocation with comprehensive financial planning to support client priorities beyond basic investment services.
    Fiduciary AdvisorWealth ManagementInvestment ManagementFinancial PlanningRegistered Investment Advisor
    Phone(925) 275-1000
    California Financial Advisors
    Updated 4/16/26Learn More →
    64
    Lantern
    Score
    Corte Madera, CA · 19 mi from Oakland
    Serves Corte Madera, Marin County, and San Francisco Bay Area
    ★★★★★5.0(1 Google reviews)

    Advice Only™ Financial Advisors is a fee-only independent financial advisory firm based in Corte Madera serving clients throughout the San Francisco Bay Area and beyond. They provide comprehensive financial planning and investment management services with a fiduciary commitment to act in clients' best interests. As fee-only advisors, they eliminate conflicts of interest by charging directly for advice rather than earning commissions on product sales.

    Best for: Retirement PlanningUnbiased AdviceWealth Management
    Ideal clients: Affluent investors seeking unbiased advice, retirees planning income strategies, small business owners managing wealth, individuals wanting transparent fee-based advisory relationships
    What sets them apart
    • Charges transparent fees for advice rather than earning commissions on product sales, eliminating conflicts of interest and ensuring recommendations are truly in the client's interest.
    • Operates under a fiduciary duty to always prioritize client interests above their own, providing a higher standard of care than many financial advisors.
    • Offers full-spectrum financial planning and investment management services tailored to individual client needs and goals.
    Fee-Only AdvisorsFinancial PlanningInvestment ManagementFiduciary
    Phone(800) 484-7206
    Advice Only™ Financial Advisors
    Updated 4/16/26Learn More →
    62
    Lantern
    Score
    Palo Alto, CA · 23 mi from Oakland
    Serves Palo Alto and Silicon Valley, CA
    ★★★★☆4.0(2 Google reviews)

    Sand Hill Global Advisors is an independent financial advisory firm based in Palo Alto specializing in comprehensive wealth management and investment services for high-net-worth clients. The firm offers personalized financial planning, portfolio management, and strategic advisory services tailored to complex financial situations. With a focus on global market expertise and fiduciary principles, they serve discerning investors seeking sophisticated wealth strategies.

    Best for: Wealth Management
    Ideal clients: High-net-worth individuals, tech executives and startup founders, families with complex assets, clients seeking fiduciary-standard advice
    What sets them apart
    • Operates as a fiduciary advisor, legally obligated to act in clients' best interests without conflicts of interest inherent to commission-based structures.
    • Leverages deep understanding of tech industry wealth, equity compensation, and startup liquidity events common to the Palo Alto market.
    Wealth ManagementFinancial PlanningInvestment AdvisoryFiduciary
    Phone(650) 854-9150
    Sand Hill Global Advisors
    Updated 4/16/26Learn More →

    Frequently Asked Questions

    Who is the top-ranked financial advisor in Oakland?

    Monroe Wealth Management is the top-ranked financial advisor in Oakland with a Lantern Score of 82.92/100 and a 5-star rating from 39 reviews. They specialize in wealth management for tech employees and business owners, with 12+ years of experience serving high-income clients in the San Francisco Bay Area.

    Which Oakland financial advisors are best for tech professionals with stock options?

    Modern Family Finance (Lantern Score: 81.04/100) and Modern Financial Planning (Lantern Score: 78.32/100) both specialize in tech professionals with equity compensation. Modern Family Finance is based in Oakland and San Francisco, while Modern Financial Planning is also located in Oakland and focuses specifically on professionals with stock options and RSUs.

    What financial advisory options exist for self-employed business owners in Oakland?

    Modern Family Finance (Lantern Score: 81.04/100) and Liberty Group (Lantern Score: 71.22/100) both serve self-employed business owners in Oakland. Liberty Group offers comprehensive financial consulting, bookkeeping, and tax preparation services specifically designed for self-employed professionals and small business owners.

    Which Oakland financial advisors work with LGBTQ+ clients and families?

    Modern Family Finance (Lantern Score: 81.04/100) is a fee-only firm in Oakland that explicitly specializes in serving LGBTQ+ couples and families. They also work with tech professionals and women seeking financial empowerment, offering comprehensive financial planning tailored to diverse family structures.

    Who is best for women over 50 seeking comprehensive wealth management in Oakland?

    Matthews Financial & Insurance Solutions (Lantern Score: 71.32/100) is an Oakland-based firm specializing in professional women age 50+ with substantial assets. They focus on retirement income planning, investment management, estate planning, and tax strategies for clients navigating major life transitions.

    Which Oakland financial advisors offer fee-only planning without commissions?

    Lula Financial (Lantern Score: 69.45/100) is a fee-only, fiduciary firm in Oakland that makes financial planning accessible and straightforward for individuals and couples. They specialize in working with tech workers with stock options and young professionals, emphasizing transparent fee-based relationships without commission bias.

    This directory of financial advisors local businesses serving Oakland, CA is maintained by Lantern. Rankings are determined by the Lantern Score — not advertising or payment for placement. Learn how it works. Last updated April 16, 2026. To claim or update a listing, contact us.