Areas served: Irvine, CA and surrounding Orange County
Irvine's mortgage landscape reflects its diverse housing stock, from Irvine Company apartments to single-family homes in master-planned villages like Woodbridge and Northpark. Local mortgage brokers serve both first-time buyers navigating the city's competitive market and investors seeking financing for properties in the area's numerous planned communities. This directory provides verified information on licensed mortgage professionals serving Irvine and Orange County.
Mares Mortgage is Orange County's #1 mortgage broker, established in 1993 and the oldest mortgage broker on the West Coast. They offer a full range of loan programs including conventional, FHA, VA, jumbo, refinancing, HELOC, and non-QM loans with fast underwriting (1-2 days), competitive rates, and personalized support. Their streamlined online application and dedicated team of loan originators handle all aspects of mortgage origination with a 99.9% approval success rate and have financed over 100,000 homes.
Prime Mortgage is a Costa Mesa-based mortgage broker specializing in affordable, personalized home loans for Orange County homebuyers and refinancers. They offer a wide range of loan options including conventional, FHA, VA, USDA, jumbo, and investment property loans, with flexible rates and low down payment options. Their experienced loan officers guide clients through the entire process with transparent pricing and local expertise in Orange County's real estate market.
Qualified Home Loans is a California-based mortgage lender specializing in home purchase loans and refinancing. Founded by Mike Pacheco, a recognized Top Lender in California, the company focuses on personalized service with availability by phone, email, and text during evenings and weekends. They leverage technology and expertise to simplify the lending process, boasting a high loan closure rate and serving borrowers who may have been declined elsewhere.
Coastal Pacific Lending Inc. is a mortgage lender based in Orange, CA, specializing in home purchase loans and refinancing solutions for homeowners nationwide. With over 20 years of experience and $870M+ in funded loans, they offer personalized mortgage solutions including purchase loans, refinancing, cash-out refinances, and fast pre-approval processes. Their approach combines competitive rates with customer-focused service, leveraging technology to streamline closings and help clients find the best loan options for their specific financial situation.
Your Favorite Lenders is a California-based mortgage lending company founded by award-winning partners with over 10 years of experience and $100M+ in funded loans. They specialize in fast, personalized mortgage solutions including 30-year fixed, FHA, VA, commercial, reverse, bridge, and fix-and-flip loans, with a focus on competitive rates, transparent communication, and integrity-driven service. Their experienced loan officers guide borrowers through home purchases, refinancing, and investment property financing with flexible scheduling and user-friendly online tools.
PrimeLending, A PlainsCapital Company's Aliso Viejo branch offers comprehensive mortgage services including home purchases, refinancing, cash-out refinancing, and renovation loans. The team of experienced loan officers specializes in VA loans, FHA loans, and conventional financing with a streamlined digital process designed for efficiency and transparency. They serve first-time homebuyers through experienced investors, providing personalized guidance and real-time updates from application to closing.
First Place Home Loans, Inc. is a mortgage lender based in Orange, CA, specializing in home financing solutions for a wide range of borrowers. They offer competitive loan programs including conventional, FHA, VA, and jumbo loans, with a focus on fast pre-approval and personalized service. The team works with borrowers to find the right loan product for their financial situation and real estate goals.
TrustLink Mortgage is a California-based mortgage broker licensed in six states (CA, AZ, CO, ID, FL, TX) that has helped over 1,000 clients with $500+ million in loan volume since 2019. They specialize in home purchase loans, refinances, home equity lines, and reverse mortgages, with particular expertise in VA loans and challenging qualifying scenarios. The team prides itself on responsive communication, availability, and personalized service to both individual borrowers and business partners including builders, agents, and financial planners.
Upfront Home Loans is a mortgage brokerage in Orange, CA specializing in home purchase loans and refinancing. Their team of mortgage advisors helps first-time buyers and existing homeowners navigate loan options, compare rates across multiple lenders, and secure funding in as little as 30 days. They offer free pre-approval letters, rate comparison tools, cash-out refinances, and fast closing timelines.
PrimeLending, A PlainsCapital Company's South Coast Metro branch in Irvine offers comprehensive mortgage lending services for homebuyers and refinancing clients throughout Southern California. As part of the established PlainsCapital network, they provide personalized loan origination, pre-approval processing, and financing solutions tailored to various borrower needs and credit profiles. Their team works directly with clients to simplify the mortgage process and secure competitive rates.
Smart Money Mortgage is a mortgage lending company based in Irvine, CA that helps borrowers secure financing for home purchases and refinancing. They offer personalized mortgage solutions across multiple loan types, including conventional, FHA, VA, and jumbo loans, with a focus on fast pre-approval processes and competitive rates. The company specializes in making homeownership accessible through expert guidance and streamlined application procedures.
Dan the Man for Mortgages is an independent mortgage broker serving Orange County and Southern California with personalized loan solutions. Dan specializes in helping borrowers find the right financing options, from first-time homebuyers to those refinancing or seeking jumbo loans. With direct access to multiple lenders and a focus on fast pre-approval, he works to get clients competitive rates and transparent terms tailored to their financial situation.
World Home Loans, Inc. is a mortgage lender based in Irvine specializing in residential home loans for both purchase and refinance scenarios. They offer competitive rates and personalized loan options to help borrowers navigate the mortgage process with expert guidance and transparent terms.
OnPoint Mortgage Pro is an independent mortgage lender serving Irvine and Southern California with personalized loan solutions. They specialize in conventional, FHA, VA, and jumbo mortgages, offering fast pre-approval processes and access to multiple loan programs to help homebuyers and refinancers find the right fit. With a 5-star rating across 78 reviews, they're known for responsive service and competitive rates.
Oso Creek Mortgage, led by mortgage broker Mark Stillman, specializes in helping homebuyers and refinancers secure financing in Orange County and Southern California. With access to multiple lenders and loan programs, they offer personalized service to find the best mortgage solution for each client's unique financial situation. Their expertise spans conventional loans, FHA, VA, and jumbo mortgages for primary residences, investment properties, and cash-out refinances.
What's A Mortgage is an independent mortgage brokerage in Irvine specializing in helping borrowers navigate financing options across multiple lenders. They offer comprehensive mortgage services including purchase loans, refinancing, FHA loans, VA loans, and jumbo loans, with a focus on first-time homebuyers and those seeking better rates. Their team provides personalized guidance to match clients with the right loan programs for their financial situation.
New American Funding is a mortgage lender serving borrowers across California and nationwide with a full spectrum of loan programs including conventional, FHA, VA, and jumbo mortgages. Based in Santa Ana, the company specializes in helping first-time homebuyers, refinancers, and borrowers with unique credit situations find competitive rates and personalized loan solutions. They offer fast pre-approval processes and access to multiple loan products designed to match different financial profiles and homeownership goals.
Clear Mortgage Capital is a mortgage lender based in Irvine, CA, offering a range of loan products including conventional, FHA, VA, and jumbo mortgages. The company specializes in fast pre-approval processing and works with borrowers across multiple loan scenarios, from first-time buyers to refinancing clients. They provide personalized mortgage solutions with access to competitive rates and flexible loan programs.
Equinox Home Financing is a mortgage lender based in Tustin, CA, specializing in home loans and refinancing options for California borrowers. They offer a range of loan programs including FHA, VA, and conventional mortgages, with a focus on fast pre-approval processes and personalized service. The company serves first-time homebuyers, experienced investors, and homeowners looking to refinance.
Trusted Mortgage Capital is a mortgage brokerage serving Southern California with access to multiple lenders and loan programs. Based in Irvine, they specialize in helping borrowers find competitive rates and terms by shopping loans across their lending network, handling everything from conventional financing to government-backed options. Their team works with first-time buyers, refinancing clients, and borrowers with varying credit profiles to structure deals that fit individual financial situations.
Primary Partners Financial is an independent mortgage lender serving California clients with comprehensive home financing solutions. They specialize in fast pre-approval processes and provide access to multiple loan programs including conventional, FHA, VA, and jumbo loans. With a focus on personalized service and competitive rates, they help first-time buyers, refinancers, and borrowers with unique financing needs secure the right mortgage for their situation.
ARBOR Financial Group is a top-rated mortgage broker serving Southern California with a focus on finding clients the best loan programs and rates. Specializing in conventional, FHA, VA, and jumbo loans, they guide borrowers through the entire mortgage process with transparent communication and personalized service. Their experienced team works with multiple lenders to ensure clients get competitive options tailored to their financial situation.
Pacific Mortgage Group is a local mortgage lender serving the Corona area and surrounding Southern California communities. They specialize in helping borrowers secure financing for home purchases and refinancing, offering personalized service to navigate the mortgage process. With a strong reputation for customer satisfaction, they work to provide competitive rates and flexible loan options tailored to individual financial situations.
Purpose Funding is a mortgage lender based in Irvine, CA, specializing in fast pre-approval and flexible loan options for homebuyers of all types. They offer VA loans, FHA loans, jumbo loans, and refinancing solutions, with a focus on streamlined processes and personalized service. Their team works to make financing accessible whether you're a first-time buyer or an experienced investor.
Vieira Mortgage Team is a mortgage brokerage serving the Orange County and Southern California area, helping borrowers secure financing for home purchases and refinancing. Led by experienced mortgage professionals, they specialize in connecting clients with multiple lending options to find competitive rates and terms tailored to individual financial situations. The team focuses on transparent communication and personalized service to simplify the mortgage process.
The Insight Team at NEO Home Loans is a mortgage lending company based in Irvine specializing in personalized home financing solutions. They offer comprehensive mortgage services including conventional loans, FHA loans, VA loans, and refinancing options, with a focus on fast pre-approval and competitive rates. Their team works directly with borrowers to find the right loan product and streamline the application process.
Accelerated Home Loans is a mortgage lender based in Mission Viejo specializing in fast pre-approval and personalized loan solutions for homebuyers and refinancers. The team offers access to multiple loan programs including conventional, FHA, VA, and jumbo loans, with a focus on quick turnaround times and competitive rates. They serve first-time buyers through experienced professionals who guide clients through the entire mortgage process.
Activus Home Loans is a mortgage lender based in Irvine serving California homebuyers with personalized loan solutions. They offer a range of mortgage products including conventional, FHA, VA, and jumbo loans, helping first-time buyers and experienced homeowners find the right financing. Known for responsive customer service and competitive rates, they guide clients through the entire lending process with transparency and expertise.
PrimeLending, A PlainsCapital Company's Irvine branch offers comprehensive mortgage services including home purchases, refinancing, cash-out refinances, renovation loans, and FHA loans. With decades of combined local lending experience, their team of experienced loan officers provides personalized service and real-time closing updates to help borrowers achieve their homeownership goals efficiently.
Red White & Blue Lending is a mortgage brokerage serving the Tustin area and beyond, specializing in helping borrowers find competitive loan options across multiple lenders. With a 5-star reputation built on 102 reviews, they provide personalized guidance through the mortgage process, including pre-approval, refinancing, and various loan programs to match different financial situations and credit profiles.
Mares Mortgage is the top-ranked mortgage broker in Irvine with a Lantern Score of 85.74/100 and a perfect 5-star rating from 804 reviews. Established in 1993, they are Orange County's #1 mortgage broker and the oldest on the West Coast, offering conventional, FHA, VA, and jumbo loan programs.
Several top-ranked brokers specialize in VA loans, including Mares Mortgage (#1, Lantern Score 85.74), Prime Mortgage (#2, 85.71), and Qualified Home Loans (#3, 85.66). Your Favorite Lenders (Lantern Score 85.27) and PrimeLending's Aliso Viejo branch (85.13) also offer dedicated VA loan services for military members and veterans.
All 30 mortgage brokers in Irvine serve first-time homebuyers, with top options including Mares Mortgage (Lantern Score 85.74), Prime Mortgage (85.71), and Qualified Home Loans (85.66). These brokers offer multiple loan programs including FHA and conventional options tailored to new homeowners.
New American Funding has the highest number of reviews with 7,714 customer ratings and a 4.9-star average (Lantern Score 84.13). They serve borrowers nationwide with conventional, FHA, VA, and jumbo mortgage options from their Santa Ana headquarters.
Top jumbo loan specialists include Mares Mortgage (Lantern Score 85.74), Qualified Home Loans (85.66), and Coastal Pacific Lending Inc. (85.58), all with 5-star ratings. These brokers have extensive experience with jumbo mortgages for high-value properties in Orange County.
Multiple Irvine-based refinancing specialists include Clear Mortgage Capital (Lantern Score 84.07), World Home Loans (84.63), and Trusted Mortgage Capital (83.97). All three are located in Irvine and offer competitive refinancing solutions to help homeowners lower payments or access home equity.