Qualified Home Loans

    Your business?

    Mortgage Brokers

    Laguna Hills, CA

    Qualified Home Loans is a California-based mortgage lender specializing in home purchase loans and refinancing. Founded by Mike Pacheco, a recognized Top Lender in California, the company focuses on personalized service with availability by phone, email, and text during evenings and weekends. They leverage technology and expertise to simplify the lending process, boasting a high loan closure rate and serving borrowers who may have been declined elsewhere.

    Best for: Refinancing

    Ideal for: Homebuyers seeking personalized service, homeowners looking to refinance, borrowers who were declined by other lenders, first-time buyers

    Service area: California, with primary office in Laguna Hills

    What Sets Qualified Home Loans Apart

    High Loan Closure Rate: Qualified Home Loans closes almost every loan they start, demonstrating expertise in finding options for borrowers who may have been declined by other lenders.

    Personal Partnership Approach: The team prioritizes availability and responsiveness—answering calls, emails, and texts during evenings and weekends to provide quick, clear answers throughout the loan process.

    Technology-Enabled Process: Their platform minimizes paperwork and hurdles while maintaining personalized service, making the refinance or purchase process simpler and more efficient.

    First-Time Buyer ProgramsRefinancingFast Pre-Approval
    MortgagesRefinancingHome PurchaseFast Pre-ApprovalCalifornia Lender
    Google Rating
    5.0 ★ (544 reviews)
    Phone
    (800) 781-0899

    Location

    Address: 23330 Mill Creek Dr #150, Laguna Hills, CA 92653

    Phone: (800) 781-0899

    Website: qualifiedhomeloans.com

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    Last updated April 15, 2026

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