The Penland Team at Fairway Independent Mortgage Company

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    Mortgage Brokers

    Round Rock, TX

    The Penland Team at Fairway Independent Mortgage Company, led by Josh Penland, is a mortgage brokerage with over 23 years of experience and 130+ combined years of team expertise. They have helped more than 9,000 homeowners, investors, real estate professionals, and builders secure financing through access to over 150 lenders and 2,000+ loan products. The team specializes in conventional loans, FHA, VA, USDA, jumbo financing, construction loans, refinancing, and first-time buyer programs, with particular expertise in complex scenarios, investment properties, short-term rentals, and self-employed borrowers. Known for guaranteed on-time closings, transparent communication, and problem-solving that saves deals other lenders won't take, they maintain a 40% first-time buyer client base and are recognized as a Top 1% Loan Originator nationally.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes

    Ideal for: First-time homebuyers, investment property investors, self-employed borrowers, complex financial situations, jumbo loan buyers, VA loan eligible borrowers, real estate professionals and builders

    Service area: Round Rock and surrounding Central Texas areas; licensed in Texas, Colorado, New Mexico, Florida, Massachusetts, and Kansas with nationwide referral partners

    What Sets The Penland Team at Fairway Independent Mortgage Company Apart

    Access to 150+ Lenders & 2,000+ Loan Products: The team works with over 150 lenders, providing clients with extensive options from first-time buyer programs and down payment assistance to jumbo financing and complex scenarios unavailable through single-lender mortgage companies.

    Guaranteed On-Time Closings: Known for closing deals on schedule every time and solving complex transactions that other lenders decline, with a track record of saving deals when needed.

    23+ Years & Top 1% Recognition: Josh Penland and his team have over 130 combined years of experience, closing 9,000+ loans. Recognized as a Top 1% Loan Originator by Scotsman Guide for over a decade and named a Five Star Mortgage Professional by Texas Monthly for 11+ years.

    First-Time Buyer ProgramsRefinancingVA LoansFHA LoansJumbo LoansAccess to Multiple Lenders
    Mortgage BrokerJumbo LoansFirst-Time BuyersInvestment PropertyVA Loans
    Google Rating
    5.0 ★ (241 reviews)
    Phone
    (512) 776-1420

    Location

    Address: 2300 Greenhill Dr Suit 200, Round Rock, TX 78664

    Phone: (512) 776-1420

    Website: penlandteam.com

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    Last updated April 16, 2026

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