Mortgage Brokers
Cypress, CA
The Joe Soto Team is a mortgage lending specialist at CrossCountry Mortgage serving the Cypress, CA area and surrounding communities. Led by Regional Vice President Joe Soto and his experienced team of loan officers, they specialize in helping first-time homebuyers, offering non-QM loans, purchase mortgages, refinancing, and reverse mortgages. Their award-winning customer service team provides personalized guidance through multiple payment scenarios to ensure clients find loan terms that fit their financial comfort zone, with a focus on fast closings and competitive rates.
Ideal for: First-time homebuyers, Borrowers seeking refinancing, Self-employed or non-traditional income earners, Home buyers in the OC area
Service area: Cypress, Seal Beach, Westminster, Huntington Beach, CA
Specialized First-Time Buyer Programs: Offers home loans with as little as 3% down, down payment assistance from national and state programs, temporary rate buydowns, and reduced closing costs to help first-time buyers achieve homeownership.
Non-QM Loan Expertise: Provides Non-Qualified Mortgage options for borrowers who may not fit traditional lending criteria, expanding homeownership opportunities beyond conventional qualification standards.
Fast Closings & Personalized Service: The team personally walks clients through payment scenarios and financing options to ensure loans fit within their comfort zone, with emphasis on speed and getting deals to closing quickly.
Address: 6101 Ball Rd Sutie 101, Cypress, CA 90630
Phone: (714) 820-1535
Website: joesototeam.com
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