James Sly - UT Home Loan Guy

James Sly, the UT Home Loan Guy, is a mortgage loan officer powered by Barrett/Nexa offering comprehensive home financing solutions across Utah. He specializes in FHA, VA, USDA, Jumbo, Conventional, and Non-QM loans for first-time homebuyers, refinancing, and experienced investors. Beyond standard mortgages, James provides down payment assistance, self-employed loans, bank statement loans, and HELOC options, with a reputation for personalized service, clear communication, and finding creative solutions even for complex applications.